Virgin Australia Velocity High Flyer Card: Up to 100,000 Velocity Points plus $129 Virgin Australia Gift Voucher

Eligibility criteria, minimum spend, terms and conditions apply

virgin money no annual fee credit card

Virgin Australia Velocity High Flyer Card: Up to 100,000 Velocity Points plus $129 Virgin Australia Gift Voucher

virgin money no annual fee credit card

Eligibility criteria, minimum spend, terms and conditions apply

Up to 100,000 Velocity Points

Earn up to 100,000 Velocity Points (receive 25,000 Points for each month you spend $3,000 or more on Eligible Transactions in the first 3 months from card approval and 25,000 Points after your first anniversary). Eligibility criteria, spend criteria and T&Cs apply

$129 Virgin Australia Gift Voucher each year

Use it to book Virgin Australia flights or selected Virgin Australia holiday packages within the first 6 months of voucher issue date

Two Virgin Australia domestic Lounge passes

Enjoy two complimentary Single Entry Virgin Australia domestic Lounge passes each year

For a limited time, take off with up to 100,000 bonus Velocity Points1 with the Virgin Australia Velocity High Flyer Card – enough to get you travelling in style!

Virgin Money’s top of the line Virgin Australia Velocity High Flyer Card also delivers two airport lounge passes2 and a $129 Virgin Australia Gift Voucher3 each year, plus access to international travel insurances.

If that wasn’t enough, you’ll earn the standard one Velocity Point4 per dollar spent on eligible transactions (for the first $8,000 of spend in the statement period) and then 0.5 Velocity Points per $1 for spend thereafter – that’s one of the most generous earn rates for a Velocity credit card in the market.

To take advantage of this special offer, you need to apply by 2 December 2019 and be approved. You’ll receive 25,000 Velocity Points for each month you spend $3,000 or more on eligible transactions in the first 3 months from card approval and 25,000 Velocity Points after your first anniversary. Eligibility criteria, spend criteria and T&Cs apply.

Apply now via the secure, mobile-friendly Virgin Money website. Or, read on to find out more about the benefits of this popular Velocity Points earning credit card.

virgin australia velocity high flyer card image

Collect up to 100,000 Velocity Points

The Virgin Australia Velocity High Flyer Card has up to 100,000 Velocity Points on the table – enough to jet off on an overseas adventure.

Simply using the full sign on bonus, you could redeem a return economy or one-way business class flight to a range of destinations interstate or overseas (subject to availability and taxes/fees). Points pricing for the routes we’ve set out below is correct as at 24 September 2019. Flight reward redemptions are subject to availability and carrier surcharges apply.

Our top picks of premium redemption options are as follows:

  • Virgin Australia ‘The Business’ between Sydney / Melbourne / Brisbane and Los Angeles (95,500 Velocity Points one-way)
  • Virgin Australia A330 Business Class between Sydney / Melbourne and Hong Kong (59,500 Velocity Points one way)
  • Virgin Australia A330 Business Class between Sydney / Melbourne / Brisbane and Perth (71,000 Velocity Points return)
  • Virgin Australia 737 Business Class between Sydney / Melbourne / Adelaide / Brisbane and Auckland (71,000 Velocity Points return)

TCM TIP: You can also use your Velocity Points to redeem for flights on partner airlines like Singapore Airlines, which offers one of the very best first class flight experiences in the world!

Prefer to use your Velocity Points in other ways? You can choose to redeem them for goods at the Velocity Rewards store, or for hotel stays, fuel and more.

The full sign on bonus of 100,000 Velocity Points is worth over $500 in gift cards from retailers including Coles Supermarkets, David Jones and others.

Take off with a $129 Virgin Australia Gift Voucher each year

The Virgin Australia Money High Flyer Card unlocks $129 to spend with Virgin Australia each and every membership year.

You can use the $129 Gift Voucher to book a flight in any cabin or fare type on Virgin Australia (including sale fares) along with selected Virgin Australia Holiday packages.

To receive your voucher, simply make an eligible transaction in the 2 months prior to requesting your voucher online. The $129 Virgin Australia Gift Voucher is valid for use for 6 months from the issue date.

By using your $129 Virgin Australia Gift Voucher benefit each year, you can substantially offset the cost of the annual card fee.

Enjoy two Virgin Australia domestic Lounge entries each year

Kick back and relax before your next flight with two single entry passes to the Virgin Australia domestic Lounge.

The lounge passes are automatically loaded onto your Velocity membership card each membership year, allowing you to relax in comfort before your next domestic Virgin Australia flight.

virgin lounge

Virgin Australia currently sells domestic Lounge passes for $65, so you can extract significant value from this benefit.

Earn piles of Velocity Points, year-round

You’ll earn one Velocity Point per dollar spent on eligible transactions (capped at $8,000 per month). Above the $8,000 cap, you’ll earn 0.5 Velocity Points per $1 on eligible transactions.

That’s one of the most generous earn rates for a Velocity credit card in the market right now, and it could see you earn stacks of Velocity Points on eligible transactions every month.

Eligible transactions do not include transactions with government or semi-government entities or transactions which relate to services provided by or in connection with Government. Examples include transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court-related costs.

Get peace of mind with selected insurances

The Virgin Australia Velocity High Flyer Card provides access to a range of complimentary insurances5, including:

International travel insurance: May cover you and your family when travelling overseas, for medical expenses, loss or theft of personal items, unexpected trip cancellation and more. To access this insurance, you need to purchase your overseas travel tickets on your Virgin Australia Velocity High Flyer Card.

Transit Accident Insurance: May cover you in the event of an accidental injury or death while travelling. In order to qualify, the entire trip must be purchased on your Virgin Australia Velocity Flyer Card.

Extended Warranty Insurance: May entitle you to extended warranty insurance of up to 12 months which may cover you at the end of the Australian warranty period that applies to covered products you purchase on your Virgin Australia Velocity High Flyer Card.

For more information about the complimentary insurances available with the Virgin Australia Velocity High Flyer Card, refer to the Virgin Money Complimentary Insurance terms and conditions 

Save time and money with a range of other benefits

When you hold the Virgin Australia Velocity High Flyer Card, you can extract additional value from a range of other benefits. These include:

  • Visa Signature benefits: Gain access to unique Visa privileges such as reduced holiday offers at leading hotels around the globe.
  • Visa Platinum benefits: Get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.
  • Personal Concierge: Need a restaurant or travel booking, or some assistance finding the right gift? Take advantage of round-the-clock access to the Visa Platinum Concierge Service, anytime, anywhere in the world.

Access a 0% p.a. balance transfer for 15 months

The Virgin Australia Velocity High Flyer Card unlocks a limited period promotional balance transfer offer, giving you the ability to pay 0% p.a. interest on balance transfers for the first 15 months.

After the period any unpaid balance transfer amount will revert to the cash advance rate. No interest-free days apply while you have a balance transfer.

Further information about the balance transfer offer can be found on the card application form.

Virgin Australia Velocity High Flyer Card Key Information table

Annual fee$289
Purchase rate20.74% p.a.
Cash advance rate20.99% p.a.
Minimum credit limit$15,000
Additional card fee$89
Interest free days on retail purchases (unless you have a balance transfer)Up to 44
Balance transfer rate at end of offer periodReverts to cash advance rate
Minimum income required$75,000

Virgin Australia Velocity High Flyer Card annual fee and eligibility

The Virgin Australia Velocity High Flyer Card comes with an annual fee of $289. This fee can be substantially offset by making use of the $129 Virgin Australia Gift Voucher and two Virgin Australia Lounge single entry passes each year you hold the card.

The minimum reportable income to apply is $75,000 per annum. To be eligible for the offer of up to 100,000 Velocity Points, you must not currently hold a Virgin Money Credit Card.

This offer is only available until 2 December 2019, so don’t miss out!

Ready to apply?

Go to the secure Virgin Money website to apply now


  1. Points will be forfeited if you close your Credit Card Account before they appear in your Velocity Account. The Account needs to be in good standing for Velocity Points to be awarded. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport,  fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points, there must be an active Velocity Frequent Flyer Membership linked to the VAVHFC account. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time. This offer can’t be used in conjunction with other VAVHFC promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades).
  2. The complimentary Lounge pass benefit is available to Primary Virgin Australia Velocity High Flyer Cardholders only and provides two Single-Entry Virgin Australia domestic Lounge passes each year. You will become eligible for your two Single-Entry Virgin Australia domestic Lounge passes upon card activation in your first year and then each anniversary thereafter. See Virgin Australia Lounge Pass Benefit Terms & Conditions for full details.
  3. The Virgin Australia Gift Voucher is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder in the 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. Gift Voucher is not redeemable for cash and is not reloadable. See Virgin Australia Gift Voucher Benefit Terms & Conditions and Terms of Use for full details.
  4. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters,  fares on public transport,  fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition.
  5. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of 74 High Street, Toowong QLD 4066 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW 2000 has issued an insurance group policy to Citigroup Pty Limited ABN  88 004 325 080 AFSL and Australian credit licence 238098 (Citi) of 2-26 Park Street, Sydney NSW 2000 which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Extended warranty insurance does not affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation. Citi does not guarantee this insurance.

Virgin Australia Velocity High Flyer Card: Up to 100,000 Velocity Points plus $129 Virgin Australia Gift Voucher

virgin money no annual fee credit card

Virgin Australia Velocity High Flyer Card: Up to 100,000 Velocity Points plus $129 Virgin Australia Gift Voucher

Eligibility criteria, minimum spend, terms and conditions apply