Frequent Flyer Card Deals

Earn up to 120,000 bonus points with a frequent flyer credit or charge card.

Reach your travel goal sooner with a top frequent flyer card. Right now, you could get up to 120,000 bonus points. Plus, enjoy perks like travel credits, airport lounge passes and more. Browse this month’s featured cards below.

Bonus Points
120,000 Qantas Points*
Annual Fee
$450
Earn Rate
1.25 Qantas Points per $1 spent, excl Govt bodies which earn 0.5 Qantas Points per $1 spent
*Eligibility criteria, minimum spend, other T&Cs apply

Receive 120,000 bonus Qantas Points when you apply online by 6 November 2019, are approved, and spend $4,500 on your new card within the first 3 months. Plus, enjoy a $450 Qantas Travel Credit and two Qantas Club lounge invitations each year you hold the card.

Bonus Points
75,000 Velocity Points*
Annual Fee
$225
Earn rate

1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period

*New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee currently $225)

Take off with 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval. Plus, a complimentary return economy domestic flight operated by Virgin Australia and two single entry Virgin Australia Lounge passes each year until the card is cancelled.

Bonus Points
Up to 120,000 Qantas Points*
Annual Fee
$295 (reverts to $395 p.a after the first year)
Earn Rate
1 Qantas Point per $1 spent up to $5,000, then 0.5 points per $1 thereafter, capped at $20,000 per statement period
*Eligibility criteria, minimum spend, other T&Cs apply

Receive 120,000 bonus Qantas Points when you spend $3,000 on everyday purchases within 60 days of account opening and keep your card open for over 12 months. Enjoy a reduced annual card fee (from $395 to $295) for the first year. NAB may vary or end this offer at any time.

Bonus Points
Up to 100,000 Velocity Points*
Annual Fee
$289
Earn Rate

1 Velocity Point per $1 on eligible transactions (capped at $8,000 per statement period)

*Eligibility criteria, minimum spend, other T&Cs apply

Earn up to 100,000 Velocity Points (receive 25,000 Points for each month you spend $3,000 or more on Eligible Transactions in the first 3 months from card approval and 25,000 Points after your first anniversary). Enjoy a $129 Virgin Australia Gift Voucher each year and two Virgin Australia domestic Lounge Passes each year. Apply by 2 December 2019.

Bonus Points
100,000 Qantas Points*
Annual Fee
$425
Earn Rate
1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period

*New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply

Get 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black when you spend $4,000 on eligible purchases within the first 3 months of approval. Plus, receive two Qantas Club Lounge invitations each year.

Bonus Points
80,000 Membership Rewards points*
Annual Fee
$1450
Earn Rate
2.25 Membership Rewards points per $1 on eligible purchases, except for spend with Govt bodies, which earn 1 point per $1 spent
*Eligibility criteria, minimum spend, other T&Cs apply

Collect 80,000 bonus American Express Membership Rewards points when you apply online, are approved, and spend $3,000 on your new card in the first 3 months from approval. Plus, enjoy a $450 Travel Credit, Virgin Australia Lounge access, Accor Plus membership (worth $395) and more.

Bonus Points
50,000 Velocity Points*
Annual Fee
$375
Earn Rate
1.25 Velocity Points per $1 spent, excl Govt bodies in Australia which earn 0.5 Velocity Points per $1 spent
*Eligibility criteria, minimum spend, other T&Cs apply

Receive 50,000 Velocity Points when you apply online, are approved and spend $3000 on your new card within the first 3 months. Plus, get a return domestic Virgin Australia flight between selected destinations and four Airport Lounge entries each year you hold the card.

Bonus Points
120,000 NAB Rewards points*
Annual Fee
$295
Earn Rate
1.25 NAB Rewards points per $1 spent on everyday purchases
*Eligibility criteria, minimum spend, other T&Cs apply

Receive 120,000 bonus NAB Rewards points when you spend $3,000 on everyday purchases in the first 60 days of account opening and keep your card open for over 12 months. NAB may vary or end this offer at any time.

Bonus Points
50,000 Qantas Points*
Annual Fee
$295
Earn Rate
0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period

*New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply

Receive 50,000 bonus Qantas Points and $100 back to your new ANZ Frequent Flyer Platinum when you spend $2,000 on eligible purchases in the first 3 months from approval. Plus, get access to a range of benefits including 24/7 Personal Concierge.

Bonus Points
Annual Fee
$195
Earn Rate
3 Membership Rewards points per $1 at major supermarkets & petrol stations, 2 points per $1 on overseas spend, and 1 point per $1 everywhere else
*Eligibility criteria, minimum spend, other T&Cs apply

Get a $200 American Express Travel credit each year you hold the card. Earn points into the flexible American Express Membership Rewards program and transfer out to a range of airline partners. Plus, get peace of mind with a range of complimentary insurances.

Bonus Points

30,000 Membership Rewards Points or 15,500 Qantas Points*

Annual Fee

$295

Earn Rate

Up to 4 Membership Rewards Points or 2 Qantas Points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply

Receive 30,000 Membership Rewards Points or 15,000 Qantas Points when you apply online, are approved and spend $750 outside of David Jones within the first three months of becoming a Card Member*

Bonus Points

15,000 Membership Rewards Points or 7,500 Qantas Points*

Annual Fee

$99

Earn Rate

Up to 3 Membership Rewards Points or 1.5 Qantas Points per $1 spent

*Eligibility criteria, minimum spend, other T&Cs apply

Receive 15,000 Membership Rewards points or 7,500 Qantas Points when you apply online, are approved and spend $750 outside of David Jones within the first three months of becoming a Card Member*

Bonus Points
Annual Fee
$0
Earn Rate
0.75 Qantas Points per $1 spent on eligible purchases and 0.5 Qantas Points per $1 spent at Govt bodies in Australia
*Eligibility criteria, minimum spend, other T&Cs apply

Earn Qantas Points on your everyday spend without the hassle of an annual card fee. Get rewarded and save money with a range of American Express cardholder benefits.

Bonus Points
Annual Fee
$0
Earn Rate
0.75 Velocity Points per $1 spent, excl Govt bodies in Australia which earn 0.5 Velocity Points per $1 spent
*Eligibility criteria, minimum spend, other T&Cs apply

Earn Velocity Points on your everyday spend with the convenience of no annual fee. Benefit from Refund Protection and Purchase Protection and enjoy a range of American Express cardholder benefits.

Bonus Points
Annual Fee
$0 first year and $79 p.a thereafter
Earn Rate
1 Qantas Point per $1 spent on eligible purchases, up to $2,500 per statement period
*Eligibility criteria, minimum spend, other T&Cs apply

Pay no annual fee for the first year (saving you $79). Plus, get free Qantas Frequent Flyer membership (a saving of $99.50) and access complimentary travel insurances. Enjoy exclusive cardholder benefits including HSBC Instant Savings, Visa Premium and the Home&Away Privilege program.

Browse our range of top frequent flyer credit card offers

Signing up for a frequent flyer credit card can be one of the easiest ways to build up your points and miles balance quickly.

Read More

Provided you pay it off in full each month, a frequent flyer credit card can help you to travel in style at low cost, by maximising the rewards you get for the things you already buy in your day-to-day life. With many credit cards now affiliated with frequent flyer programs, it’s easy to earn points if you’re in the know about the best cards to choose.

How does a frequent flyer credit card work?

Frequent flyer credit cards are linked to a loyalty program. There are a number of popular points and miles loyalty programs linked to rewards credit cards available in Australia. These loyalty programs include Qantas Frequent FlyerVelocity Frequent Flyer and American Express Membership Rewards.

A rewards credit card will generally offer a set number of points per $1 you spend (with some products offering up to 3 points per $1 in selected spend categories). By using a frequent flyer credit card on the things you purchase everyday, you can earn a significant number of points and miles. Selected credit cards also come with sign-on bonus points for new card members. Bonus points can help you to earn frequent flyer points quickly.

Does a frequent flyer credit card offer other benefits?

Yes, rewards credit cards often come with other benefits that can help to take the sting out of the annual fee. These can include complimentary return flights, travel credits and airport lounge passes. A number of frequent flyer credit cards also offer complimentary travel insurance.

Are there downsides to consider when comparing frequent flyer credit cards?

Frequent flyer credit cards can come with valuable benefits, but there is a range of potential downsides to consider before you select a card. These include:

  • A high annual card fee. Many frequent flyer credit cards come with a high annual fee. When comparing credit card offers, consider whether you can use the card benefits and perks to offset the value of the annual fee. It is possible to obtain a $0 annual fee credit card. However, $0 annual fee credit cards usually include fewer rewards and a lower point per $1 earn rate when compared with higher tier rewards cards. It’s important to note that there can be a range of other fees and charges associated with credit cards.
  • A high-interest rate. Frequent flyer credit cards can often have high purchase interest rates. Rewards credit cards should only be used if you plan to pay off the full credit card balance each month. Otherwise, the interest you’ll incur could outweigh the value of the rewards.
  • Sign on bonus spend requirements. To take advantage of an introductory bonus point offer, you will generally need to spend a specific amount of money in a set period.

How many bonus points can I earn?

Credit card bonus points offers are offered throughout the year. Currently, the highest bonus point offer we have covered is 75,000 bonus Velocity points with the American Express Velocity Platinum Credit Card. The Champagne Mile does not provide information on all rewards cards and there are higher offers available.

Can a rewards credit card be linked directly with an airline?

Yes. In Australia, Virgin Australia and Qantas operate c0-brand credit cards through their loyalty schemes, Qantas Frequent Flyer and Velocity Frequent Flyer. With a Qantas Frequent Flyer credit card, points are generally credited directly to your account each month.

If you’re not yet a member of Qantas Frequent Flyer, you can join for free here.

Other airline loyalty programs that are popular in Australia include Singapore Airlines Krisflyer and Cathay Pacific Asia Miles. There is currently no direct-earning rewards card for Asia Miles in Australia, but points can be transferred across from AMEX Membership Rewards.

Is it possible to obtain a $0 annual fee rewards credit card?

Yes. There is a range of $0 annual fee frequent flyer credit cards available in Australia. It’s important to note that, $0 annual fee credit cards usually offer fewer rewards and card member benefits. Generally, these cards also offer a lower point or mile earn rate on day to day spend when compared with higher tier rewards cards that come with annual fees.

Will I lose my points or miles if I close my credit card?

If you hold a co-brand Velocity or Qantas Frequent Flyer credit card, this shouldn’t happen. The points that you earn are generally credited to your frequent flyer account each month. For AMEX Membership Rewards credit cards, however, you’ll need to transfer out or redeem points before you close your card. Either way, it’s helpful to speak with your credit card provider before you close your credit card to ensure you’re not going to lose out on any reward points.

Which rewards credit cards can I compare?

In Australia, American Express, Visa and Mastercard offer rewards credit cards, with a small range of Diners Credit Cards available through Citibank. Generally, acceptance of Visa and Mastercard is highest. However, American Express provides card members with high points earn rates and ongoing benefits.

The Champagne Mile only covers a small selection of credit cards available in Australia.

How can I maximise rewards from a frequent flyer credit card?

Once you’ve earned enough frequent flyer points or miles, it’s time to choose your reward. Popular redemption options include flights, flight upgrades, accommodation and gift cards.

Here at The Champagne Mile, we love to use frequent flyer points for first and business class flights and aspirational accommodation. From Qantas and Singapore Airlines first class, to a five-star stay in the desert, we try to get maximum value from rewards points. Get inspired by reading our range of in-depth reviews.

There are a number of frequent flyer credit cards available in Australia. Browse our range of rewards credit cards here.

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