Earn piles of bonus points with top card offers.
Reach your travel goal sooner with a top frequent flyer card. Plus, enjoy perks like travel credits, airport lounge passes and more.
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Receive 120,000 bonus Velocity Points when you apply online by 31 May 2022, are approved, and spend $3,500 on your new Card within the first 3 months. Available to new Card Members only. Plus, get a return domestic Virgin Australia flight between selected destinations and four Airport Lounge entries each year you hold the card.
0% p.a. interest on balance transfers for 26 months (1% BT fee applies)
$0 first year annual fee (reverts to $129 in subsequent years)
Earn up to 2 Rewards Plus points per $1 spent, get two airport lounge passes each year
Most frequent flyer credit cards are linked to a loyalty program. There are a number of popular points and miles loyalty programs linked to frequent flyer credit cards in Australia. These loyalty programs include Qantas Frequent Flyer, Velocity Frequent Flyer and American Express Membership Rewards.
Provided you pay it off in full each month, a frequent flyer credit card can help you to travel in style at low cost, by maximising the rewards you get for the things you already buy in your day-to-day life. With many credit cards now affiliated with frequent flyer programs, it’s easy to earn points if you’re in the know about the best cards to choose.
A frequent flyer credit card will generally offer a set number of points per $1 you spend (with some products offering up to 3 points per $1 in selected spend categories). By using a frequent flyer credit card on the items you purchase everyday, you can earn a significant number of points and miles. Some frequent flyer credit card offers also provide a sign on bonus points for new card members. Bonus points can help you to rack up frequent flyer points quickly.
Yes, many frequent flyer credit cards come with other benefits that can help to take the sting out of the annual fee. These can include complimentary return flights, travel credits and even airport lounge passes. A number of frequent flyer credit cards also offer complimentary travel insurance.
Before choosing a frequent flyer credit card deal, you should research first research the benefits to ensure that they meet your needs.
Frequent flyer credit cards can come with valuable benefits, but there are a range of potential downsides to consider before you select a card. These include:
- A high annual card fee. Many cards come with a high annual fee. When comparing frequent flyer credit card offers, consider whether you can use the card benefits and perks to offset the value of the annual fee. It is possible to obtain a $0 annual fee credit card. However, $0 annual fee credit cards usually include less rewards and a lower point per $1 earn rate when compared with higher tier frequent flyer credit cards. It’s important to note that there can be a range of other fees and charges associated with credit cards.
- A high interest rate. Frequent flyer credit cards can often come with high purchase interest rates. You should only obtain a frequent flyer credit card if you plan to pay off the full credit card balance each month. Otherwise, the interest you’ll incur could outweigh the value of the rewards and benefits on offer.
- Sign on bonus spend requirements. To take advantage of a welcome bonus or other frequent flyer credit card offer, you will generally need to spend a specific amount of money in a set period.
Credit card bonus point offers are offered throughout the year. Currently, the highest bonus point offer we have covered is for 120,000 Qantas Frequent Flyer points. The Champagne Mile does not provide information on all rewards cards and there may be higher offers available.
Yes. In Australia, Virgin Australia and Qantas operate co-brand credit cards through their loyalty programs, Qantas Frequent Flyer and Velocity Frequent Flyer. With a Qantas Frequent Flyer credit card, points are generally credited directly to your account each month.
If you’re not yet a member of Qantas Frequent Flyer, you can join for free here.
Other airline loyalty programs that are popular in Australia include Singapore Airlines Krisflyer and Cathay Pacific Asia Miles. There is currently no frequent flyer credit card for Asia Miles in Australia, but points can be transferred across from AMEX Membership Rewards.
Yes. There are a range of $0 annual fee frequent flyer credit cards available in Australia. It’s important to note that, $0 annual fee credit cards usually offer less rewards and card member benefits. Generally, these cards also offer a lower point or mile earn rate on day to day spend when compared with higher tier rewards cards that come with annual fees.
If you hold a co-brand Velocity or Qantas Frequent Flyer credit card, this shouldn’t happen. The points that you earn are generally credited to your frequent flyer account each month. For AMEX Membership Rewards credit cards, however, you’ll need to transfer out or redeem points before you close your card. Either way, it’s helpful to speak with your credit card provider before you close your credit card to ensure you’re not going to lose out on any reward points.
In Australia, American Express, Visa and Mastercard offer frequent flyer credit cards, with a small range of Diners Credit Cards available through Citibank. Generally, acceptance of Visa and Mastercard is highest. However, American Express provides card members with high points earn rates and ongoing benefits.
Please note that the Champagne Mile selectively covers frequent flyer credit card offers available in Australia. We do not write about all credit card offers available in Australia.
Once you’ve earned enough frequent flyer points or miles, it’s time to choose your reward. Popular redemption options include flights, flight upgrades, accommodation and gift cards.
Here at The Champagne Mile, we love to use frequent flyer points for first and business class flights and aspirational accommodation. From Qantas and Singapore Airlines first class, to a five star stay in the desert, we try to get maximum value from rewards points.
Want to see where a frequent flyer credit card could take you? Get inspired by reading our range of in depth travel reviews.