American Express Platinum Edge Credit Card: $0 first year annual Card fee

Disclaimer: The Champagne Mile may receive a commission from the card issuer if you apply for this card

American Express Platinum Edge Credit Card

American Express Platinum Edge Credit Card: $0 first year annual Card fee

American Express Platinum Edge Credit Card

Eligibility criteria, minimum spend, terms and conditions apply

Earn up to 3 Points per $1 spent

Earn 3 Membership Rewards points per $1 at major supermarkets and petrol stations, 2 points per $1 on overseas spend and 1 point per $1 on all other purchases

$0 Annual Card Fee (usually $195)

When you apply online and are approved. T&Cs apply. New Card Members only.

$200 American Express Travel Credit

Each year, receive a $200 credit to spend at American Express Travel on flights, accommodation or car hire

When it comes to rewarding benefits, the American Express Platinum Edge Credit Card delivers in spades.

Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply online and are approved. T&Cs apply. New Card Members only.

There’s also $200 Amex Travel Credit each year you hold the card, Smartphone Screen Cover up to $500, and the ability to unlock an earn rate of up to 3 Membership Rewards Points per dollar spent at major supermarkets and petrol stations.

Apply now via the secure American Express website

Or, read on to discover why the American Express Platinum Edge Credit Card deserves a spot in your wallet for the long term.

$200 AMEX Travel credit each year

Each year you hold the card, the Amex Platinum Edge Credit Card unlocks a $200 credit to redeem against a travel booking of $200 or more (where applicable) when booking online through Amex Travel.

The Amex Travel credit can be used for flights, hotels, or rental car bookings. You can use it for yourself or someone else – it’s your choice as to how you choose to spend it.

You will need to use your annual $200 Travel Credit on a single travel booking of $200 or more on your eligible Card, made through American Express Travel Online. Your booking will be charged in full to your American Express Platinum Edge Credit Card and American Express will then credit $200 to your Account within 3 business days but may take up to 30 days.

You will still receive your $200 Travel Credit each year, and your Travel Credit anniversary will remain the same.

Earn up to 3 Membership Rewards points per $1 spent

Most of us outlay a significant amount of money each month on groceries and petrol, but very few credit cards offer generous rewards for day-to-day spend. This is where the American Express Platinum Edge Credit Card really shines.

With up to 3 Membership Rewards points on offer for each $1 spent, this Amex credit card offers one of the highest earn rates of any credit card in Australia on selected everyday spend categories – making it a keeper for the long term.

Card Members earn points on each and every dollar spent on the Amex Platinum Edge, with bonus point spend rates as follows:

Earn 3 Membership Rewards points per $1 at major supermarkets and petrol stations

Major supermarkets include Coles, Coles Online, Woolworths, Woolworths Online, BiLo Safeway, Harris Farm Market, and many others.

Participating major petrol stations include BP, Shell, Coles Express, Woolworths Petrol, Caltex, and others.

The earn rate is as follows:

  • Earn 2 Membership Rewards points per $1 on overseas spend
  • Earn 1 Membership Rewards point per $1 on all other purchases

This includes utilities, insurance, telecommunications, and spend at government bodies in Australia.

Plus, there’s no spending cap, ever, so there is no limit to how many points you can earn.

Apply now via the secure American Express website

Points Transfer Rates

The American Express Platinum Edge Credit Card unlocks transfers to a range of airline and hotel rewards programs at the following rates:

Airline partnerRedemption rate
Velocity Frequent Flyer2 Membership Rewards points = 1 Velocity Point
Qatar Airways Privilege Club2 Membership Rewards points = 1 Avios
Cathay Pacific Asia Miles2 Membership Rewards points = 1 Asia Mile
Etihad Guest2 Membership Rewards points = 1 Etihad Guest Mile
Hawaiian Airlines2 Membership Rewards points = 1 Hawaiian Mile
Malaysia Airlines2 Membership Rewards points = 1 Enrich Mile
Thai Royal Orchid Plus2 Membership Rewards points = 1 Royal Orchid Plus Mile
Singapore KrisFlyer3 Membership Rewards points = 1 KrisFlyer Mile
Emirates Skywards3 Membership Rewards points = 1 Skywards Mile
Air New Zealand200 Membership Rewards points = 1 Airpoints Dollar
Hotel partnerRedemption rate
Marriott Bonvoy3 Membership Rewards points = 2 Marriott Points
Hilton Honors2 Membership Rewards points = 1 Honors Point

Save money with complimentary insurances

The Amex Platinum Edge Credit Card unlocks a range of complimentary insurances.

First up, card members receive Smartphone Screen Cover for repairs up to $500. This insurance is accessible when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card. A 10% excess applies to the claimed amount.

The Card also offers a range of travel insurances. These could come in handy when holidaying domestically, or when overseas travel opens up in the future. The complimentary insurances that you can access through the Card include:

  • Overseas Medical Emergency Expenses Cover
  • Trip Cancellation and Amendment Cover
  • Baggage, Money and Documentation Cover
  • Personal Liability Cover, and
  • Travel Inconvenience Cover.

Before taking up any of these insurance products, you should refer to the PDS for further information to ensure they meet your needs.

Unlock American Express Plan It Instalments

American Express has launched a new Buy Now Pay later service which stands out from the pack. Plan It™ Instalments unlock 0% interest and a repayment timeline of up to 12 months for a low monthly fee. The American Express Platinum Edge Credit Card is eligible to be used with Plan It. A minimum $150 plan amount applies.

Enjoy money-saving, entertainment and lifestyle benefits

Above and beyond the rich rewards we’ve outlined above, the Amex Platinum Edge Credit Card also unlocks a range of other useful benefits that can help to offset the cost of membership. These include:

  • The ability to arrange free additional cards for family members (handy for taking advantage of Amex offers)
  • Amex Offers: Access ”Spend and Save” promotions that reward you with a statement credit when you register for offers on your card and hit a minimum spend threshold (e.g. spend $200, get $40 back at David Jones, or spend $500 and get $80 back at Qantas)
  • Amex Experiences: Sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.

Plus, American Express cards support Apple Pay & Android Pay. This means that you can use the American Express Platinum Edge Credit Card on your smartphone for easier payments.

American Express Platinum Edge annual fee and eligibility

Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply online and are approved. T&Cs apply. New Card Members only.

Thereafter, a card fee of $195 is levied each year. This fee is fully offset, simply by using the $200 Travel Credit awarded each membership year.

To apply for this card, you’ll also need to have no history of bad debt or payment default.

You must be an Australian citizen or permanent resident or hold a long-term visa. Long term means 12 months or more and does not include a student visa.

Amex Platinum Edge Credit Card fees and charges

Depending on how you use your card, the following fees and charges may be levied on your Platinum Edge. These include:

  • Interest rate: 23.99% p.a.
  • Currency conversion fee. A 3% fee applies for every transaction made overseas or on foreign currency online.

The American Express Platinum Edge offers up to 55 days interest-free on purchases, so you will not be charged interest if you pay your balance off in full by the due date on each statement.

Ready to apply?

The secure, mobile-friendly application form takes less than 10 minutes to complete and Amex may be able to give you a response in less than 60 seconds.

The Champagne Mile may earn a commission when you apply for this Card via a link in this post. Thanks for your support. 

American Express Platinum Edge Credit Card: $0 first year annual Card fee

American Express Platinum Edge Credit Card

American Express Platinum Edge Credit Card: $0 first year annual Card fee

Eligibility criteria, minimum spend, terms and conditions apply

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