Fast track your way to Gold Status with the HSBC Star Alliance Credit Card

Disclaimer: The Champagne Mile may receive a commission from the card issuer if you apply for this card

hsbc star alliance credit card

Fast track your way to Gold Status with the HSBC Star Alliance Credit Card

hsbc star alliance credit card

Eligibility criteria, minimum spend, terms and conditions apply

Fast track to Star Alliance Gold Status

When you spend $4,000 or more on eligible purchases in the first 90 days from account opening (T&Cs apply)

Earn uncapped Star Alliance Points on eligible purchases

Earn 1 Star Alliance Point for every $1 spent on eligible purchases, up to $3K per statement period and 0.5 Star Alliance points per $1 thereafter

Enjoy 0% interest on flight bookings for six months

Available on flight bookings made directly through participating Star Alliance member airline websites when using your HSBC Star Alliance Credit Card

Star Alliance and HSBC have launched a game-changing HSBC Star Alliance Credit Card for Australian travellers.

For a limited time, fast track to Star Alliance Gold Status when you spend $4,000 or more on eligible purchases in the first 90 days from account opening. Plus, enjoy $0 annual fee in the first year ($450 p.a. thereafter).

This offer is available when you apply for a new HSBC Star Alliance Credit Card. Fees, charges, terms and conditions, minimum spend, and lending criteria apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162, Australian Credit Licence 232595.

Or, read on to learn more about the HSBC Star Alliance Credit Card.

Fast-track your way to Star Alliance Gold

First and foremost, the headline benefit offered by the HSBC Star Alliance Credit Card is the ability to fast-track to Star Alliance Gold Status. This unique perk is unmatched by any other credit or charge card currently available in Australia.

Star Alliance Gold Status could significantly elevate your global travel experience. The key benefits of Gold Status include:

hsbc star alliance credit card
  • Airport Lounge Access at over 1,000 lounges worldwide
  • Priority Airport Check-in and Priority Boarding with access to Gold Track – dedicated airport security lanes
  • Priority Baggage Handling and Extra Baggage Allowance on eligible flights
  • Priority Reservations Waitlist and Priority Airport Stand-by

So how to fast track to Gold Status?

The fast track to Star Alliance Gold Status is awarded when you spend $4,000 or more on eligible purchases in the first 90 days from account opening.

Once Gold Status is awarded, it converts to a corresponding status tier in the frequent flyer program of that participating Star Alliance Member Airline. This works by Gold Status holders nominating their preferred participating airline (also known as your Status Airline) through the Star Alliance Rewards Program. For example, cardholders choosing the Singapore Airlines KrisFlyer program would be awarded KrisFlyer Elite Gold Status.

enjoy star alliance lounge access with the hsbc star alliance credit card

Qualifying for Star Alliance Gold Status after the first year

After the first year, a higher minimum spend on eligible purchases per year is needed to qualify for each Star Alliance status: The earn rate thresholds are as follows:

  • Spend $60,000 for Star Alliance Gold Status
  • Spend $30,000 for Star Alliance Silver Status

Star Alliance Silver Status offers fewer benefits when compared with Gold. However, depending on your travel habits, you may still find this benefit useful. The primary perks of Silver Star Alliance Status include Priority Reservation Waitlist and Priority Airport Standby.

Enjoy 0% interest for 6 months on flight bookings (T&C’s apply)

Another unique travel benefit offered by the HSBC Star Alliance Credit Card is the ability to unlock 0% interest for six months on flight bookings made directly through participating Star Alliance member airlines.

This benefit is available when you book the flight using your HSBC Star Alliance Credit Card directly through one of the following participating airline websites:

  • Singapore Airlines
  • Air New Zealand
  • Air Canada
  • United Airlines
  • Thai Airways
  • EVA Air
  • South African Airways

It’s important to note that any outstanding balance at the end of the 6-month promotional period reverts to the standard variable purchase rate (currently 19.99% p.a.).

Earn uncapped Star Alliance Points on eligible spend

Year-round, the HSBC Star Alliance Credit Card unlocks the ability to earn uncapped Star Alliance Points on eligible spend.

The earn rates are as follows:

  • Earn 1 Star Alliance Point for every $1 spent on eligible purchases, up to $3,000 per statement period, and
  • Earn 0.5 Star Alliance points per $1 spent on eligible purchases thereafter.

It’s important to note that a reduced earning threshold applies after spending more than $3,000 in a statement month on eligible purchases. With this in mind, cardholders will need to carefully weigh up whether the $60,000 annual spend requirement needed to retain Star Alliance Gold Status is worth it.

Once Star Alliance Points are awarded, they can be converted to award miles or points in your chosen Frequent Flyer Program of a participating Star Alliance member airline. The transfer rates that apply to each program are as follows:

Airline Program1,250 Star Alliance Points transfers to:
Air Canada Aeroplan1,000 Aeroplan Points
Air New Zealand Airpoints10 Airpoints Dollars
EVA Air Infinity MileageLands1,000 Infinity MileageLands Miles
Singapore Airlines KrisFlyer1,000 KrisFlyer Miles
South African Airways Voyager1,000 Voyager Miles
Thai Airways Royal Orchid Plus1,000 Royal Orchid Plus Miles
United Airlines MileagePlus1,000 MileagePlus Miles

What are eligible purchases?

Eligible purchases exclude interest-free and other promotions, Balance Transfers, cash transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY, any disputed transactions, and government fees and charges.

Access a range of complimentary Insurances

The HSBC Star Alliance Credit Card offers a suite of complimentary insurances, designed for usage when shopping online or travelling at home and overseas.

The complimentary insurances that you can access through this card include:

  • Domestic and International Travel Insurance with Rental Vehicle Excess Insurance in Australia
  • Transit Accident Insurances
  • Extended Warranty Insurance, and Purchase Protection Insurance.

Cover for claims relating to Covid-19 may be available under selected international travel insurance benefits.

Before deciding to take up any of these insurance products, and to find out more information about coverage requirements, you should refer to the card PDS and terms & conditions on the HSBC website.

Other HSBC Star Alliance Credit Card benefits

The HSBC Star Alliance Credit Card unlocks a range of other benefits designed to offer additional value. These include:

  • Home&Away Privilege Program: Access exclusive offers and privileges from our 27,000 selected partners at home and overseas
  • 0% p.a. interest on Balance Transfers for the first 12 months with 2% Balance Transfer Fee (T&Cs apply)
  • Up to 55 days interest-free on eligible card purchases (T&Cs apply)
  • Apple Pay and Google Pay support

Annual card fee

The annual fee to hold the HSBC Star Alliance Credit Card will be $0 in the first year, then $450 p.a. thereafter. This offer is subject to change.

Therefore, the first annual fee will be debited on the 12-month anniversary of the first transaction on your account and annually thereafter. The offer of a $0 annual fee in the first year does not apply to existing HSBC customers transferring from another HSBC credit card.

HSBC Star Alliance Credit Card Key product information

The key product information for the HSBC Star Alliance Credit Card is outlined in the table below:

Product name:HSBC Star Alliance Credit Card
Minimum Credit Limit$6,000
Minimum repayments3% or $20, whichever is higher
Interest on purchases19.99% p.a.
Interest-free periodUp to 55 days on eligible purchases
Interest on cash advances21.99% p.a
Balance transfer interest rate0% p.a. for the first 12 months. 2% balance transfer fee
Annual Fee$0 for the first year, $450 p.a. thereafter
Late payment fee$30

HSBC Star Alliance Credit Card Summary

The HSBC Star Alliance Credit Card is the first product of its kind in Australia, packed with game-changing travel inclusions for those who meet the criterial to qualify for Star Alliance Gold Status.

Plus, with a range of additional perks and a limited-time offer of a $0 annual card fee in the first year (a saving of $450), this product may appeal to frequent travellers.

Fast track your way to Gold Status with the HSBC Star Alliance Credit Card

hsbc star alliance credit card

Fast track your way to Gold Status with the HSBC Star Alliance Credit Card

Eligibility criteria, minimum spend, terms and conditions apply

HSBC would like us to include the following important information :

*Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708, has issued a group policy to HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595 (HSBC), which allows eligible HSBC account holders and cardholders to claim under the group policy as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Information Booklet available at www.hsbc.com.au/credit-cards/terms/ find out more about Credit Card Terms and Conditions which may be amended from time to time. Consider its appropriateness to these factors before acting on it. You can contact AGA on 1800 648 093. An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover.

If during the period of your cover, you (and your spouse/dependents, if they’re eligible for cover) are positively diagnosed as suffering a sickness recognised as an epidemic or pandemic (such as COVID-19) cover may be available under selected International Travel Insurance benefits. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Information Booklet available at www.hsbc.com.au/credit-cards/terms/ find out more about Credit Card Terms and Conditions.

* Fee, charges and T&C’s apply. Min. spend of $4,000 in first 90 days from account opening. Offer may end anytime. Visit https://www.hsbc.com.au/credit-cards/terms/

ABOUT HSBC BANK AUSTRALIA
In Australia, the HSBC Group offers an extensive range of financial services through a network of 43 branches and offices. These services include retail and commercial banking, trade finance, treasury and financial markets, payments and cash management and securities custody. Principal HSBC Group members operating in Australia include HSBC Bank Australia Limited (ABN 48 006 434 162 AFSL/Australian Credit Licence 232595) and The Hongkong and Shanghai Banking Corporation Limited (ABN 65 117 925 970 and AFSL 301737).

ABOUT STAR ALLIANCE
The Star Alliance network was established in 1997 as the first truly global airline alliance, based on a customer value proposition of global reach, worldwide recognition and seamless service. Since inception, it has offered the largest and most comprehensive airline network, with a focus on improving customer experience across the Alliance journey.

The member airlines are: Aegean Airlines, Air Canada, Air China, Air India, Air New Zealand, ANA, Asiana Airlines, Austrian, Avianca, Brussels Airlines, Copa Airlines, Croatia Airlines, EGYPTAIR, Ethiopian Airlines, EVA Air, LOT Polish Airlines, Lufthansa, Scandinavian Airlines, Shenzhen Airlines, Singapore Airlines, South African Airways, SWISS, TAP Air Portugal, THAI, Turkish Airlines, and United.

Overall, the Star Alliance network currently offers more than 10,000 daily flights to almost 1,200 airports in 184 countries. Further connecting flights are offered by Star Alliance Connecting Partners Juneyao Airlines and THAI Smile Airways.

ABOUT STAR ALLIANCE AUSTRALIA
Star Alliance Australia Pty Ltd (ABN 57 661 145 080) was established in July 2022 to operate as principal of the Star Alliance Rewards program.

3 thoughts on “Fast track your way to Gold Status with the HSBC Star Alliance Credit Card”

  1. Avatar for Ben

    Can you get the status after initial spend of $4000 and then just cancel the card and the status will remain for the rest of the 12 months?

    1. Avatar for Adele

      Hi Kula, HSBC doesn’t advertise a minimum taxable income requirement for this product. Further eligibility can be found when you click through the link to the application form.

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