“The Champagne Mile” is a website located at https://thechampagnemile.com.au (Website) which is owned and operated by MAIH Consulting Pty Ltd (ACN 621 519 195) (“MAIH Consulting”, “us”, “our” or “we”). The Website is a travel website which provides information in relation to the use of loyalty points schemes, travel reviews, travel news and other travel related services (Service).
As a condition of using the Service, users (hereinafter referred to as a “you” or “your”) comply with these terms and conditions (Terms) which govern your use of the Service.
1. DEFINITIONS & INTERPRETATION
1.1 In these Terms, unless the context otherwise requires or permits:
Confidential Information means information of a party (the Discloser) in any form or media, and whether given or acquired directly or indirectly by the other party (the Recipient), but excludes the Excluded Information. Confidential Information includes information concerning:
(a) the Discloser's, or any Related Bodies Corporate's past, present or future structure, business activities, strategies, and assets; products and their methods of production and distribution; trade secrets and know-how; financial affairs; network, communications, and technology; and clients, customers, suppliers, distributors and their financial affairs; and
(b) the terms of these Terms.
It also includes any other information of the Discloser that is by its nature confidential, which the Recipient knows or ought to reasonably know is confidential, or that is marked or designated or confirmed as being confidential or proprietary at the time of its disclosure.
Content means any material, including videos, cinematograph films, broadcasts, sound recordings, streamed content, images, photographs, artistic works, reviews, statements, opinions, views, advice, ratings, discussions, comments, messages, data, information and any and all other kinds of content in any form whatsoever;
Content Provider means the providers, producers, creators or authors, including their associates or affiliates, of any Content, excluding Your Content, that is accessible or available, whether directly or indirectly, through or in connection with the Service (other than You);
Excluded Information means information that:
(a) is in or enters the public domain through no wrongful act; or
(b) is or was made available on a non-confidential basis to the Recipient, through no wrongful act; or
(c) is or was developed by the Recipient, independently of the Discloser without using any Confidential Information.
Intellectual Property Rights includes, without limitation, all copyright, trademark, design, patent, trade, business or company names, confidential information and other proprietary rights, and any rights to registration of such rights, whether created in Australia or elsewhere;
Force Majeure Event means strikes, lock-outs, or other labour disputes, riots, civil or political disturbance, actions or inaction of governmental authorities or suppliers, epidemics, wars, embargoes (including any other similar sanction), storms, floods, fires, earthquakes, acts of God (including natural disasters), terrorism or any associated activities, computer downtime, nuclear disasters, changes to laws, default or failure of a utilities supplier or common carrier or communications or data network, grounding of air traffic, interruption to transport routes or networks (including shipping routes) or any other circumstances that are outside the immediate control of MAIH Consulting;
MAIH Consulting means MAIH Consulting Pty Ltd (ACN 621 519 195) of PO BOX 226, Stepney, South Australia 5069;
Our Content means all Content made available via the Service, whether directly or indirectly, excluding Your Content;
Our Policies means the policies issued by MAIH Consulting from time to time that can be found via the Service and Website which contain various additional rules regarding the use of, and/or participation in, the Service;
Service means the travel website called “The Champagne Mile” made available via the Website which provides information in relation to the use of loyalty points schemes, travel reviews, travel news and other travel-related services;
Usage Information means any information or data relating to the use of the Service by you, including meta-data or other usage data;
Website means the “The Champagne Mile” website located at https://thechampagnemile.com.au which is owned and operated by MAIH Consulting;
Your Data means any Content, including data, provided by you, whether directly or indirectly, through or in connection with your use of and/or participation in the Service or in communications with us.
1.2 In these Terms, unless the context otherwise requires or permits:
(a) a reference to a word in its singular form shall be taken to include its plural form, and vice versa;
(b) the words “include”, “including” and “includes” are not words of limitation;
(c) a reference to “law” or “laws” shall be taken to be a reference to those laws and regulations which are applicable from time to time;
(d) a reference to a party or person in these Terms includes a reference to any agent of such party or person, including any person declared to be an agent under these Terms or in respect of a purchase of a Coupon; and
2. NATURE OF THE SERVICE
2.1 The Service is a travel website called “The Champagne Mile” made available via the Website which provides information in relation to the use of loyalty points schemes, travel reviews, travel news and other travel-related services. The Service may be accessible through such digital devices as may satisfy the technical requirements for doing so.
2.2 MAIH Consulting will be entitled to change the Service, from time to time, without notice to you, as a result of any number of reasons, including as a result of:
(a) developments, modifications or upgrades to the Service;
(b) repairs and maintenance in respect of the Service;
(c) timing, location or any other technical factors;
(d) general issues of accessibility or availability;
(e) commercial or legal reasons;
(f) the matters in section 2.3 below; and/or
(g) the effect or application of any laws,
and we do not have to disclose to you those reasons.
2.3 Certain parts of the Service, including certain features, may only be accessible or available (whether temporarily or permanently) subject to certain conditions or when specific requirements are met, including:
(a) access to a feature requires you to comply with certain prior instructions;
(b) failure to comply with Our Policies.
2.4 For the avoidance of doubt, and notwithstanding any other matters in these Terms, we may need to remove, modify or suspend the availability of any features of the Service.
2.5 We may from time to time change the terms and conditions of the Service Agreement, either by sending you an updated link to the revised Service Agreement and/or by a notification made via the Website. Such changes will take effect on the date specified by MAIH Consulting. By continuing to use the Service after the date of change of the Service Agreement, you will be deemed to have accepted the revised Service Agreement.
2.6 In order to use the Service you will need to have a suitable digital device and Internet access. The availability and quality of the Service, and your ability to use the Service, will depend on various factors which are outside our control, including the quality of the service provided by your Internet service provider, as well as your location, the bandwidth available, the speed of your Internet connection and the type of digital device you are using to access the Service. You are responsible for paying for any fees or charges imposed by your Internet service provider for the use of data or bandwidth to access the Service.
3. YOUR RESPONSIBILITIES
3.1 In relation to your use of the Service, you acknowledge and agree that:
(a) you will not use or rely on the Service as the case may be:
(i) in any manner or for any purpose that is contrary to the Service Agreement; or
(ii) in circumstances where a reasonable person in your position would not have so used or relied on the Service; or
(iii) in any manner that is unreasonable or excessive given the intended purpose, attributes and capabilities of the Service as disclosed in the Service Agreement; or
(iv) in any manner that adversely affects the normal performance, operation of the Service, or adversely affects the reputation of MAIH Consulting and/or the Service itself, or any person associated with the Service;
(b) you must comply with Our Policies at all times;
(c) you will not violate or attempt to violate any security features of the Service, including (without limitation) as follows:
(i) accessing content or data not intended for you; or
(ii) attempting to probe, scan or test the vulnerability of the Service or any associated system or network, or to breach security or authentication measures; or
(iii) interfering or attempting to interfere with service to any network, including, without limitation, by means of submitting a virus, overloading, “flooding,” “spamming,” “mail bombing,” “hacking,” “hijack” or “crashing”; or
(iv) forging any TCP/IP packet header or any part of the header information in any email or in any posting in connection with the Service; or
(v) attempting to modify, reverse-engineer, decompile, disassemble or otherwise reduce or attempt to reduce to a human-perceivable form any part or component of the Service; or
(vi) attempting to monitor, track or extract any Internet traffic or other data exchanged via the Service; and
(d) you will comply with all laws that are applicable to your use of the Service.
3.2 We may, without notice to you, and prevent you from using the Service, for any of the following reasons:
(a) a breach of the Service Agreement by you;
(b) to investigate a suspected breach of the Service Agreement by you;
(c) to prevent any immediate risks of harm or injury to any person or property;
(d) for any other purpose deemed necessary by us to maintain the integrity of the Service or our business or our reputation;
(e) as a result of a Force Majeure Event;
(f) to comply with a requirement at law, to assist any law enforcement agency or regulatory body or to otherwise deal with or pursue any litigious claims, demands or legal actions; or
(g) in response to any actual or threatened litigious claims, demands or legal actions against us.
3.3 You acknowledge and agree that MAIH Consulting may alter or suspend the Service from time to time for any reason or may cease providing the Service at any time without notice to you; in any such circumstances, we will have no liability to you.
3.4 If we sell the business operating the Service, these Terms will continue if you continue to use the Service.
4. INTELLECTUAL PROPERTY
4.1 Title to, and all Intellectual Property Rights in the Service, the Website and any documentation relating to the Services remain the property of MAIH Consulting.
4.2 Title to, and all Intellectual Property Rights in, Your Data remain your property. You grant MAIH Consulting a licence to use, copy, transmit, store, and back-up your information and Your Data for the purposes of enabling you to access and use the Service and for any other purpose related to provision of services to you.
4.3 You must maintain copies of all Your Data inputted into the Service. MAIH Consulting adheres to its best practice policies and procedures to prevent data loss, including a continuous system data back-up regime, however does not make any guarantees that there will be no loss of Your Data. MAIH Consulting expressly excludes liability for any loss of Your Data no matter how caused.
4.4 If you enable third-party applications for use in conjunction with the Service, you acknowledge that MAIH Consulting may allow the providers of those third-party applications to access Your Data as required for the interoperation of such third-party applications with the Service. MAIH Consulting shall not be responsible for any disclosure, modification or deletion of Your Data resulting from any such access by third-party application providers.
5. DISCLAIMERS AND INDEMNITIES
5.1 MAIH Consulting provides the Service on a purely ‘as is’ basis without warranty of any kind and, to the maximum extent permitted by law, we expressly disclaim any and all liability and any warranties or guarantees, express or implied, regarding the Service, including, but not limited to, any implied warranties or guarantees of acceptable quality, fitness for a particular purpose or non-infringement of third-party rights not otherwise disclosed in the Service Agreement.
5.2 In using or attempting to use the Service, you unconditionally acknowledge and agree that we are not liable to you for any loss or damage of any kind that you suffer, howsoever suffered, in relation to any of the following matters:
(a) the lawful exercise of any rights that we may have under the Service Agreement or otherwise;
(b) your breach of the Service Agreement, including your use or reliance on the Service in breach of the Service Agreement;
(c) the results or consequences arising from your use of the Service;
(d) the actions or omissions of a Content Provider;
(e) performance issues, interruptions or technical errors in the Service;
(f) the non-availability of and/or disruption to the Service caused by any third party; and/or
(g) the occurrence of a Force Majeure Event.
5.3 in no circumstances shall we be liable to you for any indirect or consequential loss or damage suffered by you, such as a loss of profits, a loss of business opportunities, a loss of reputation, a loss of anticipated savings, a loss of revenue, a loss of goodwill and a loss of contracts.
5.4 For the avoidance of doubt, nothing in the Service Agreement excludes, restricts or modifies any condition, warranty, statutory guarantee, right or remedy that we cannot lawfully exclude, restrict or modify (Required Matter). Where a Required Matter applies to us but we are able to limit our liability for a breach of that Required Matter, our liability for a breach of the Required Matter is limited to the extent permitted by law, including the supply of the services again or the payment of the cost of having the services supplied again.
5.5 To the maximum extent permitted by law, you must indemnify and keep us indemnified in full from and against any and all loss or damage (including legal costs on an indemnity basis) suffered by us arising out of, in connection with or relating to your use of the Service in breach of the Service Agreement including without limitation in respect of any loss or damage claimed against MAIH Consulting or any related entity by any third party (including Content Providers). The kinds of loss and damage that you must indemnify us from and against include loses suffered or incurred in defending or settling any dispute, legal action or other claim or demand (such as the payment of any fees, charges, taxes, levies, penalties or legal expenses).
6. MISCELLANEOUS MATTERS
6.1 If you have a complaint or a dispute in relation to the Service or these Terms (Service Dispute), you must notify us of the Service Dispute and you must allow us a reasonable opportunity to address the Service Dispute and/or to respond to you in that regard prior to taking any further actions, including commencing or threatening to commence any litigious claims, demands or legal actions, in relation to the Service Dispute.
6.2 If in using the Service you receive any information which is not intended for you or otherwise relates to, as one may reasonably infer, the business or internal affairs of MAIH Consulting of a confidential nature, you must not disclose that information to a third-party and must immediately notify us regarding the receipt of such information; further, upon request by us, you must forward the information to us and/or delete or remove such information that is in your possession or control.
6.3 Unless expressly stated by us, we are not affiliated or associated with, or sponsor or receive sponsorship from, any third-party service or service provider merely because the Service links or refers to the third-party service or service provider; further we shall not be taken to be endorsing, approving or supporting any statements or representations regarding the third-party service or service provider.
6.4 Notwithstanding any other matter in these Terms, we may issue notices in relation to matters relating to the Service by any means we deem appropriate, including via the Service and/or Website, or by sending you emails to the email address supplied by you.
6.5 You may not assign or transfer any rights or obligations under these Terms, but we may, unless prohibited by law, freely assign or transfer our rights and obligations under these Terms.
6.6 We are not to be deemed to have waived any rights that we may have under these Terms which have accrued unless we have expressly agreed to waive those rights in writing and signed by us. Any waiver is only effective in the specific instance and for the purpose it is given.
6.7 These Terms constitute the full and complete agreement between us and you relating to the subject matter contained in these Terms and supersedes any and all previous agreements, understandings, negotiations and representations between the parties in respect of all matters dealt with in these terms.
6.8 If any term or condition in these Terms is held to be illegal or unenforceable, in whole or in part, by a court, such term or provision shall be severed and deemed not to form part of these Terms, and the validity of the remainder terms and conditions shall not be affected.
6.9 These Terms shall be construed in accordance with and governed by the laws of South Australia, Australia, the courts of which shall have jurisdiction in respect of any matters arising out of or in connection with the Service and these Terms.
7. IMPORTANT INFORMATION ABOUT FINANCIAL RESPONSIBILITY
7.1 The Champagne Mile is published by MAIH Consulting Pty Ltd (ABN 73 621 519 195), a corporate authorised credit representative (Credit Representative Number: 511235) of QED Credit Services Pty Ltd (Australian Credit Licence Number 387856).
7.2 The Champagne Mile publishes general, factual information about selected credit and debit card products/offers. We do not write about all credit and debit card products/offers available in the market.
7.3 The Champagne Mile is not a credit provider nor are we suggesting that you apply for a specific product from a particular product issuer.
7.4 The Champagne Mile receives a commission of between $40 and $200 when you apply for a credit or debit card using an outbound link published on this website.
7.5 When you click through an outbound link to apply for a credit or debit card product, you will be taken directly to the product issuer’s website. You should be aware that you will be dealing directly with the credit or debit card provider and not The Champagne Mile and that the application and your personal information is handled by the product issuer.
7.6 Before making a decision to apply for a credit or debit card, you should read the relevant PDS from the product issuer and review the credit card terms and conditions and fine print on the product issuer's website. If you need personal financial advice you should seek independent financial advice.