NAB Qantas Rewards Signature Card

Up to 120,000 bonus Qantas Points

NAB Qantas Rewards Signature Card
Apply online, be approved, spend $3k on everyday purchases within first 60 days and keep your card open for over 12 months to earn 120k Qantas Points.
The Champagne Mile may earn a commission via links on this page.
NAB Qantas Rewards Signature Card

NAB Qantas Rewards Signature Card

Up to 120,000 bonus Qantas Points

The Champagne Mile may earn a commission via links on this page

Up to 120,000 bonus Qantas Points

Apply online, be approved, spend $3k on everyday purchases within first 60 days and keep your card open for over 12 months to earn 120k Qantas Points.

Save $100 on the first-year annual fee

Enjoy a reduced annual card fee of $295 for the first year (reverting to $395 thereafter)

1 Qantas Point for each $1 spent (capped)

Earn 1 Qantas Point for each $1 spent on eligible purchases, up to $5,000 per statement period. Earn 0.5 Qantas Points per $1 spent over $5,000 up to a maximum spend of $20,000 per statement period

Love Qantas Points? Get up to 120,000 bonus Qantas Points2 and a reduced $295 first year annual fee2 on NAB’s fastest earning Qantas credit card, the NAB Qantas Rewards Signature Card.

The points are delivered as follows: Receive 90,000 Qantas Points when you spend $3,000 within the first 60 days from approval and an additional 30,000 Qantas Points after your second-year annual fee is charged.2

To get this offer you must apply online, spend $3,000 on everyday purchases within 60 days of opening your account and keep your card open for over 12 months. Eligibility criteria and T&Cs apply.

You’ll enjoy NAB’s highest Qantas Points earn rate6 and a range of travel and lifestyle benefits, including a suite of insurances and access to NAB Concierge.8

Or, read on to discover why the NAB Qantas Rewards Signature Card could take pride of place in your wallet.

Take off with up to 120,000 bonus Qantas Points

120,000 Qantas Points is enough to get you travelling in style.

As travel has now opened up, 120,000 Qantas Points could get you travelling anywhere on the Qantas domestic network (excluding applicable taxes/fees). It’s also enough to book a return Qantas Business Classic Flight Reward to selected international destinations.

NAB qantas rewards signature card

Here are some of our favourite redemption options you could seek to lock in with up to 120,000 Qantas Points:

One way business class to the USA: Fly Qantas Business Classic Flight Rewards one way from Melbourne or Sydney to Los Angeles, or Sydney to San Francisco for 108,400 Qantas Points.

Return business class to Fiji: Fly return Qantas Business Class Flight rewards from Sydney or Brisbane for 83,000 Qantas Points, or return from Melbourne for 114,000 Qantas Points.

Return economy class to the USA or Europe: Fly return Qantas Economy Classic Flight Rewards from Melbourne, Sydney or Brisbane to London (Heathrow) for 110,400 Qantas Points, Melbourne or Sydney to Los Angeles for 83,800 Qantas Points, or Melbourne or Sydney to San Francisco for under 93,800 Qantas Points.

15 Zone One economy flights: Fly up to 15 times between Zone One cities (i.e. Melbourne – Sydney or Adelaide – Melbourne). You’ll pay just 8,000 Qantas Points each way.

Classic Flight Rewards are subject to airline T&Cs and availability. Taxes, fees, and carrier charges apply in addition to Qantas Points redeemed. Calculated as at April 2022. Please check government restrictions before you travel.

Prefer to use your points on the ground?

For the ultimate ‘on the ground’ experience, a luxury rail journey is where it’s at. Qantas Points now unlock all-inclusive Gold Service train trips around Australia, providing an exciting way to burn Frequent Flyer points.

Alternatively, spend your points on Classic Car Hire rewards, at the Qantas Store or on a staycation or trip away via Qantas Hotels.

Better still, Qantas Points don’t expire so long as you earn or redeem at least one Qantas Frequent Flyer point every 18 months. So it’s easy to earn now and redeem later.

Qantas Rewards Signature Card

Earn 1 Qantas Point per $1 spent on everyday purchases (capped)

The NAB Qantas Rewards Signature Card is NAB’s fastest earning Qantas credit card.Supercharge your Qantas Frequent Flyer balance with 1 Qantas point for each $1 spent on everyday purchases everywhere Visa is accepted, up to $5,000. Over this cap, the earn rate is 0.5 Qantas Points per $1 spent up to a maximum spend of $20,000 per statement period.6

Earn 2 Qantas Points per $1 spent on selected Qantas products and services

Qantas enthusiast? Get rewarded with an additional Qantas point per $1 spent when you use your NAB Qantas Rewards Signature Card to pay for selected Qantas products or services, such as flights booked directly through qantas.com, Qantas Contact Centres or selected travel agents and membership to the Qantas Club. Exclusions apply.

Access complimentary insurances

The NAB Qantas Rewards Signature Card unlocks complimentary insurances1 to give you peace of mind, whether you’re shopping at home or travelling.

The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet and NAB Purchase Protection Insurance Policy Information Booklet.

Unlock a range of lifestyle benefits

The NAB Qantas Rewards Signature Card is packed with a swag of additional benefits that you’d expect from a high-end rewards card. These include:

NAB Concierge Service – 24 hours, 7-day access to the NAB Concierge Service to assist you with travel and lifestyle services8

Visa Premium Access – enjoy deals, discounts and access to experiences like reserved concert tickets and luxury hotel offers, and

A free additional cardholder – add an additional cardholder to your account at no extra cost7

And, if you’re not yet a member of Qantas Frequent Flyer, you can join for free once you have your NAB Qantas Rewards Signature Card. This equates to a saving of $99.50 as at April 2022.

Key NAB Qantas Rewards Signature Card information

Annual Fee Reduced annual card fee ($395 to $295) in the first year
Variable Purchase rate 19.99% p.a.10
Interest-Free Days on Purchases Up to 44 Interest-free days on purchases4
Points Earn Rate 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,0006
Point Cap N.A.
Balance Transfer Rate 0% p.a. for 12 months standard balance transfer (BT) rate.
3% BT fee applies.3 Unpaid BT reverts to variable cash advance rate10. Minimum monthly repayments required.
Variable Cash Advance rate 21.74% p.a. 5 10
Late Payment Fee $15
Cash Advance Fee 2% or $2.50. Whichever is greater
Card Type Visa
Minimum credit limit $15,000

NAB Qantas Rewards Signature Card eligibility

To be eligible to receive the full 120,000 Qantas Points2 and a saving of $100 for the first year annual fee, you must apply online, be approved, spend $3,000 on everyday purchases within 60 days of opening your account and keep your card open for over 12 months.

The card has a minimum credit limit of $15,000.

The bonus point offer is not available to existing customers who have received or are entitled to receive bonus points from a personal NAB Qantas Rewards credit card in the last 12 months or those transferring from another NAB credit card account.

NAB Qantas Rewards Signature Card Annual Fee

A reduced first-year annual card fee of $295 (a saving of $100) will be charged at the time of account opening. This applies for the first 12 statement months. Cardholders will be charged the standard $395 annual card fee thereafter.

Don't miss a chance to get up to 120,000 Qantas Points + reduced $295 first-year annual fee!

The application form takes less than 15 minutes to complete and you’ll receive a response in 60 seconds.

Insurances

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the insurance information booklet.

For cardholders of Premium, Platinum and Signature tier cards (and certain other cards that are no longer for sale, as listed in the policy information booklet), there are six included insurance covers: international travel insurance, interstate flight inconvenience insurance, transit accident insurance, rental vehicle excess in Australia insurance, purchase protection insurance and extended warranty insurance. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 30 June 2022 (PDF, 604KB) which may be amended from time to time.

For cardholders of the NAB Low Fee Credit Card and the NAB VISA Debit Card (and certain other cards that are no longer for sale, as listed in the policy information booklet), there is one included insurance cover: purchase protection. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Purchase Protection Insurance Policy Information Booklet dated 30 June 2022 (PDF, 374KB) which may be amended from time to time.

Qantas Rewards Signature Bonus Points Special Offer

Offer commenced 11 April 2022. The 120,000 bonus Qantas Points offer is only available to members who apply for a new NAB Qantas Rewards Signature Card.

To be eligible for the offer, you must apply for a new personal NAB Qantas Rewards Signature Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account and keep your account open for 12 months.

Points will be awarded on a tiered basis – 90,000 bonus Qantas Points will be awarded when you spend $3,000 on eligible purchases in the first 60 days. Bonus Qantas Points will be credited to your points balance within three months of meeting the spend criteria, and 30,000 bonus Qantas Points after 12 months, credited to your points balance within the 13th month.

A reduced annual card fee of $295 will be charged when the card is opened and applies for the first 12 months. You will be charged the standard $395 annual card fee in the 13th month of your card account.

Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer at any time. Offer is not available when closing or transferring from another NAB credit card account or in conjunction with any other NAB card offer.

This bonus Qantas Points offer is not available to existing customers who have received or are entitled to receive NAB Qantas Rewards bonus points for a new personal NAB Qantas Rewards credit card in the 12 months prior to the opening of a NAB Qantas Rewards Signature Card or NAB Qantas Rewards Premium Card. This advertised offer of bonus points is not applicable or valid in conjunction with any other advertised or promotional offer.

Balance transfer standard rate

After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a. as at 5 February 2022). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the ongoing balance transfer rates of your card.

To process your balance transfer, we use your non-NAB card number to BPAY the balance transfer request. If your BPAY reference number for your non-NAB card isn’t your credit card number, we won’t be able to complete the balance transfer.

Interest free days on purchases

You will be able to receive interest free days on purchases, if you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month. For more information visit nab.com.au/btchange.

Cash advance rate

Cash advances also include other transactions we consider to be the equivalent of withdrawing cash from your account. These include the purchase of travellers cheques, wire transfers or other similar substitutes for cash (such as crypto-currency).

If you don’t want to allow gambling transactions (including cash advances and cash transfers) on your card, you can disable them in the NAB app.

NAB Qantas Rewards cards – Join and redeem Qantas Points

Points will be allocated on a tiered basis over each statement period. To earn and redeem Qantas Points using your NAB Qantas Rewards Premium Card or NAB Qantas Rewards Signature Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions (PDF, 255KB). If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Premium Card or NAB Qantas Rewards Signature Card and join through qantas.com.au/joinffnab. Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms.

Earn 1 Additional Qantas Point per whole AU$1 on Qantas Spend. ‘Qantas Spend’ means Eligible Transactions made with the following merchants: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers; purchases from qantasstore.com.auqantasshop.com.au and qantasepiqure.com.au.

Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Visit Classic Flight Rewards for more information.

Additional cardholder

Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.

Concierge Service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions for full details.

You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Individual retailer terms and conditions apply, please check the individual retailer’s pages for full terms and conditions. For Qantas Shopping Online Mall and Card Offers refer to the terms and conditions.

Fees and charges
Read our credit card terms and conditionsFees and charges are payable. Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and annual card fees subject to change.

Correct as at 11 April 2022.

Credit cards issued by National Australia Bank Limited.

10Interest rates are current as at 1 August 2022 and are subject to change.

NAB Qantas Rewards Signature Card

NAB Qantas Rewards Signature Card

Up to 120,000 bonus Qantas Points

Apply online, be approved, spend $3k on everyday purchases within first 60 days and keep your card open for over 12 months to earn 120k Qantas Points.

NAB Qantas Rewards Signature Card

Up to 120,000 bonus Qantas Points

The Champagne Mile may earn a commission via links on this page
NAB Qantas Rewards Signature Card

NAB Qantas Rewards Signature Card

Up to 120,000 bonus Qantas Points

NAB Qantas Rewards Signature Card
Apply online, be approved, spend $3k on everyday purchases within first 60 days and keep your card open for over 12 months to earn 120k Qantas Points.
The Champagne Mile may earn a commission via links on this page.

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