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HSBC Platinum Credit Card: 0% p.a. for 26 months balance transfer offer + $0 first year annual fee

Eligibility criteria, minimum spend, terms and conditions apply

HSBC Platinum Credit Card

HSBC Platinum Credit Card: 0% p.a. for 26 months balance transfer offer + $0 first year annual fee

HSBC Platinum Credit Card

Eligibility criteria, minimum spend, terms and conditions apply

0% p.a. Balance Transfer rate for 26 months

Get 0% p.a. for 26 months on balance transfers (1% balance transfer fee applies) - one of the longest offer periods on the market

$0 first year annual fee (save $129)

Get the $129 annual card fee waived in the first year. Annual fee, currently $129, is charged in subsequent years

Platinum perks and benefits

Earn up to 2 Rewards Plus points per $1 spent, get two airport lounge passes each year and unlock complimentary insurances

Looking to save on interest charges with a long balance transfer offer period, plus no first year annual card fee to pay? With 0% p.a. on balance transfers for 26 months (1% BT fee applies) and $0 first year annual fee, the HSBC Platinum Credit Card could help you get ahead.

Apply now via the (secure, mobile-friendly) HSBC website

And, if it's premium perks and benefits you're after, the HSBC Platinum Credit Card delivers in spades. Earn up to 2 rewards points per $1 spent, save money with entertainment, retail and dining benefits and add supplementary cardholders free of charge.

Plus, when it comes time to travel again, get two airport lounge passes each year and enjoy access to a range of travel insurances.

Or, read on to find out what's to love about this popular platinum credit card.

HSBC Platinum credit card

0% balance transfer rate for 26 months

When it comes to balance transfer offers, the HSBC Platinum Credit Card should be on your radar.

Save money on interest charges with a 0% balance transfer rate for 26 months (1% balance transfer fee applies). This is an amazingly long balance transfer offer period, and it could be a great option for new cardholders looking to pay off existing credit card debt.

To be eligible for the introductory balance transfer rate, you must make your request for a balance transfer at the time of applying for your new HSBC credit card. Your total balance transfers must not exceed 90% of your approved credit limit and the balance transfer must be from non-HSBC credit cards.

Apply now via the (secure, mobile-friendly) HSBC website

Note that after 26 months, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently 21.99% p.a. and subject to change) – so make sure you have paid down your balance down to zero before the 26 months is up!

This balance transfer offer is available to new, approved HSBC credit cardholders. HSBC may change or end this offer at any time. You can check out the fine print on this offer over at the HSBC website.

Get $0 first year annual card fee

Pay $0 annual card fee in the first year (a saving of $129).

After your first 12 months of card membership, you’ll be charged an annual fee each year, currently $129.

Save money with lifestyle, retail and dining benefits

With the HSBC Platinum Credit Card, you’ll unlock access to a range of entertainment, retail and dining benefits – all designed to save you time and money. Key benefits include:

HSBC Instant Savings: Get complimentary membership to Frequent Values™ by Entertainment Publications (valued at $89). You could save significantly by using offers at participating restaurants, supermarkets, department stores, cinemas, family attractions, hotels and much more. The offers can be used across Australia and New Zealand.

home&Away Privilege Program: Score exclusive discounts on shopping, travel and dining across 27,000 selected partners at home and overseas.

Visa Premium Benefits: Visa's exclusive program for HSBC Platinum cardholders provides access to money-can't-buy experiences such as backstage passes and tickets to gallery openings.

Even if you only use a few of the benefits we’ve covered above, you could save a significant amount of money.

Score piles of rewards points when you spend on your card

The HSBC Platinum credit card offers excellent rewards point earning potential for ongoing spend. You’ll earn 2 points per dollar on eligible overseas purchases and 1 point per dollar for all other eligible purchases.

The points are earned into the HSBC Reward Plus Program. HSBC Reward Plus points can be used for gift cards, retail rewards and more. Or, if you prefer to use your points for future travel, you could also choose to transfer points to airline programs such as Velocity Frequent Flyer, Asia Miles and Singapore Airlines Kris Flyer.

Note that points earn is capped at 10,000 points per statement period.

Access a swag of complimentary insurances

The HSBC Platinum Credit Card unlocks access to a range of complimentary insurances designed to provide peace of mind when shopping at home or travelling overseas.

At home, you could benefit from Guaranteed Pricing Scheme and Purchase Protection Insurance, plus Extended Warranty Insurance.

When it comes time to travel again, you could access Domestic and International Travel Insurances with rental vehicle insurance excess cover, along with Transit Accident Insurance.

Before taking up any insurance products, and to find out more information about coverage requirements, check the fine print over at the HSBC website.

Save time and money with other benefits

The HSBC Platinum Credit Card unlocks a slew of other perks designed to save you time and money. There are too many benefits to cover here in full, but they include:

Two airport lounge passes every year: Get two complimentary airport lounge entries each year via LoungeKey. LoungeKey operates a range of participating lounges in Australia and overseas. So, when it's time to get travelling again, this perk could give you the opportunity you could relax in comfort before your flight.

Free additional cardholders: Arrange multiple additional cards for family or friends over 16 years and pay no supplementary cardholder fee. This could be an easy way for you to earn points faster.

Pay via Apple Pay and Google Pay: Enjoy the convenience of access to Apple Pay and Google Pay – use these features with contactless purchases, online, and at participating retailers in-store.

Up to 55 interest-free days: Get up to 55 interest-free days when you pay for purchases with your HSBC Platinum Credit Card.

My Card Control: Choose when and how to use your card. Contactless, online, over the phone and international transactions can be switched on and off to meet your needs.

Apply now via the (secure, mobile-friendly) HSBC website

HSBC Platinum Credit Card key information

FeatureDetails
Annual Credit Card Fee$0 first year annual fee. Annual card fee of $129 charged in subsequent years.
Interest Free Period on purchasesUp to 55 days
Minimum Income Requirement$40,000 p.a.
Minimum Credit Limit Offered$6,000
Interest Rate for Purchases19.99% p.a.
Interest Rate for Cash Advances21.99% p.a.
Late Payment Fees$30
Overseas Exchange Fees3%
Cash Advance FeesThe higher of 3% or $4
Rewards ProgramYes
home&Away Privilege ProgramYes
Multiple additional cards for family or friends over 16 yearsYes (no fee)
Complimentary insurance benefitsYes

HSBC Platinum Credit Card eligibility

The minimum reportable income to apply for the HSBC Platinum Credit Card is just $40,000 per annum. To apply for this card, you must have a good credit rating, be over 18 years of age and be an Australian resident.

To take advantage of the introductory balance transfer rate, the balance transfer request must be made at the time of applying for your new HSBC credit card.

Ready to apply for the HSBC Platinum Credit Card?

Don't miss an opportunity to take advantage of a chance to save on interest costs with 0% balance transfer for 26 months. Plus, pay $0 first year annual fee and enjoy plenty of other perks.

Apply now via the (secure, mobile-friendly) HSBC website

Offer available to new, approved HSBC credit cardholders. HSBC may change or end this offer at any time. The secure, mobile-friendly application form takes less than 10 minutes to complete and HSBC may be able to give you a response in 60 seconds.

HSBC Platinum Credit Card: 0% p.a. for 26 months balance transfer offer + $0 first year annual fee

HSBC Platinum Credit Card

HSBC Platinum Credit Card: 0% p.a. for 26 months balance transfer offer + $0 first year annual fee

Eligibility criteria, minimum spend, terms and conditions apply

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