Every online purchase you make is quietly leaving money on the table — unless you're using a cashback site first. Cashback sites pay you a percentage of your purchase price just for clicking through to a retailer via their platform. No codes, no forms, no tricks. Here's everything you need to know about the best cashback sites available to Australian shoppers in 2026.
Whether you're a complete newcomer or a seasoned deal-hunter wondering what's changed since Cashrewards closed, this guide covers the current landscape — and which platforms are actually worth your time.
Top Cashback Sites Right Now
#1 ShopBack — Best all-rounder
ShopBack is now the largest cashback platform in Australia, with over 2.5 million members and cashback available at 4,000+ retailers. Founded in Singapore in 2014, it has the deepest coverage of Australian brands of any cashback site currently operating.
ShopBack is our pick for everyday use: it covers supermarkets, fashion, travel, food delivery and electronics, meaning most Australians can use it for the majority of their online spend.
- Sign-up bonus: Check the current ShopBack offer here — bonuses change periodically but are typically in the $10–$30 range for new members making their first qualifying purchase.
- Minimum cashout: $10.01, via bank transfer, PayID, or gift cards (Coles, Woolworths, Apple)
- Key merchants: Woolworths, Coles, Amazon Australia, The Iconic, Myer, Chemist Warehouse, BIG W, Cotton On, Dan Murphy's, Booking.com, Uber Eats, Virgin Australia, eBay
- App: Yes — iOS and Android (4.7 rating on both)
- Browser extension: Yes (Chrome and Firefox)
- In-store cashback: Yes, via receipt scanning in the ShopBack app (note: the in-store QR payment feature, ShopBack Pay, was discontinued in March 2026)
- Reviews: 4.3 stars on Trustpilot; 4 stars on Product Review (800+ reviews)
Best for: Everyday Australian shoppers who want the widest store selection and a polished app experience.
#2 TopCashback — Best rates & no minimum withdrawal
TopCashback has been operating since 2005, starting in the UK before expanding into Australia. While it has fewer partner stores than ShopBack (~1,000+ Australian retailers), it often wins on cashback rates — and backs this up with a 110% Highest Cashback Guarantee: find a better rate elsewhere and TopCashback will match it and add 10%.
With over 200,000 Australian members and growing, TopCashback is the smart second account — and a strong primary choice for anyone making higher-value purchases where the rate difference actually matters.
- Sign-up bonus: $25 for new members — credited once you earn $10 in cashback (a lower threshold than ShopBack's requirements)
- Minimum cashout: $0 — withdraw any amount at any time
- Key merchants: Amazon, eBay, Chemist Warehouse, The Good Guys, Myer, Uber Eats, Booking.com, Trip.com, Adidas, Sephora, Pizza Hut
- App: Yes — iOS and Android
- Browser extension: Yes (note: currently requires switching default browser on iOS — check the app for the latest setup guidance)
- Cashback model: 100% commission pass-through — TopCashback keeps nothing from retailer commissions, which is why rates are often higher than competitors
- Reviews: Rated ‘Excellent' on Trustpilot from 125,000+ independent reviews; ‘Cashback Site of the Year' at the Moneyfacts Consumer Awards eight times
Best for: Big-ticket purchases (electronics, travel, appliances) where squeezing the best rate matters most, and shoppers who want no minimum payout threshold.
ShopBack vs TopCashback: Head-to-head
Most savvy Australian shoppers use both — sign up to each, then check rates before larger purchases. Here's how they compare:
| ShopBack | TopCashback | |
|---|---|---|
| Year established (Australia) | 2014 (Singapore); 2020 in AU | 2005 (UK); expanded to AU |
| Australian members | 2.5 million+ | 200,000+ |
| AU partner retailers | 4,000+ | 1,000+ |
| Sign-up bonus | Check current offer | $25 (after $10 earned) |
| Minimum cashout | $10.01 | $0 |
| Cashback rate guarantee | No | Yes — 110% match |
| In-store cashback | Yes (receipt scan) | No |
| Payout methods | Bank transfer, PayID, gift cards | Bank transfer, PayPal, gift cards |
| App | iOS & Android (4.7★) | iOS & Android |
| Browser extension | Chrome & Firefox | Yes |
| Trustpilot rating | 4.3★ | Excellent (125,000+ reviews) |
What happened to Cashrewards?
Cashrewards was Australia's most popular homegrown cashback site, operating from 2014 until September 2025. At its peak it had over a million Australian members and 2,000+ partner retailers.
On 8 September 2025, Cashrewards permanently closed. The platform is no longer accepting new sign-ups or processing cashback, and the site now shows a static landing page. Former members were given a window to withdraw remaining balances before the platform was shut down.
If you're searching for a Cashrewards alternative, the best like-for-like replacements are:
- ShopBack – best for overall Australian retailer coverage, including supermarkets and everyday brands
- TopCashback – best for rates, higher-value purchases, and no minimum withdrawal
We recommend signing up for both to cover your bases.
Stack Extra Savings With Cashback
Before you price match, shop through a cashback site first - many of the retailers above pay cashback on top of any price match you secure.
Get a bonus with ShopBack, plus cashback on 2,000+ retailers.
Covers many of the retailers in this guide - sign up free and stack cashback on top of any price match.
Join ShopBack →
Join TopCashback for strong rates on big-ticket items.
A 110% rate match guarantee and no minimum withdrawal make it a solid pick for stacking on higher-value price matched purchases.
Join TopCashback →How do cashback sites work?
The concept is straightforward. Cashback sites partner with retailers who pay them a commission for sending customers their way. Instead of keeping the full commission, the cashback site shares a portion with you — the shopper — as cashback.
Here's the process step by step:
- Visit the cashback site (ShopBack or TopCashback) and find the retailer you want to shop with
- Click through to the retailer from the cashback site — this drops a tracking cookie in your session
- Shop and pay as normal (no codes required)
- Your purchase is tracked and cashback is added to your account, usually within a few days
- Once the retailer's returns window has passed (typically weeks to a few months), the cashback is confirmed and you can withdraw it
The key rule: always return to the cashback site and click through fresh before each purchase. Refreshing a page or coming from a bookmark won't work — the tracking needs to start from the cashback platform.
How much can you save with cashback?
Most cashback deals sit in the 1–10% range, with occasional upsized promotions going higher for specific retailers or time periods. Here's a realistic example:
- You buy a $500 laptop through TopCashback at 5% cashback = $25 back
- You book a $300 hotel on Booking.com through ShopBack at 6% = $18 back
- You spend $150/month at a supermarket with 1% cashback = $18/year
It doesn't sound life-changing on individual purchases — but members who consistently use cashback platforms report saving $200–$600 per year with minimal effort. The savings compound fastest when you use cashback on large or recurring purchases (travel, electronics, insurance) where the percentage adds up.
What to look for in a cashback site
Before committing to a platform, consider the following:
Retailer coverage — Does the site include the stores you actually shop at? ShopBack leads on breadth for Australian retailers; TopCashback may win on specific categories like travel or electronics.
Cashback rate — Rates vary by retailer and change frequently. For large purchases, it's worth checking both ShopBack and TopCashback before clicking through. TopCashback's 110% rate guarantee means it will always match the best rate you can find.
Minimum withdrawal — ShopBack requires $10.01 before you can cash out; TopCashback has no minimum at all.
Approval time — Cashback isn't instant. Most platforms take days to track and weeks to months to confirm (depending on the retailer's returns period). ShopBack typically tracks within 48 hours; confirmation can take up to 120 days for some retailers.
Payout methods — Both ShopBack and TopCashback support direct bank transfer and gift cards. TopCashback also supports PayPal.
Privacy — Cashback platforms track your purchase activity and share shopping data with retail partners for advertising purposes. Review each site's privacy policy before signing up.
Referral bonuses — Both platforms reward you for referring friends. Check current referral terms on each site.
Cashback vs frequent flyer shopping portals
Cashback isn't the only way to earn rewards when shopping online. Frequent flyer shopping portals — including Qantas Shopping and the Velocity eStore — allow you to earn points instead of cash.
Which is better? It depends on what you value. As a guide, The Champagne Mile values Qantas Points and Velocity Points at approximately 1 cent each. So:
- If Qantas Shopping offers 5 points per $1 on a $200 purchase, that's 1,000 points ≈ $10 in value
- If ShopBack offers 5% cashback on the same purchase, that's $10 in cash
- The cash wins when points value is equal — but points can be worth far more when redeemed for business or first class flights
If you're actively chasing a high-value redemption (say, business class to Europe), the frequent flyer portal may be the smarter play. If you just want straightforward savings, cashback wins.
The best outcome? Double-dipping — some credit card promotions can be stacked with cashback, so you earn both at the same time. Always check whether a specific retailer allows this.
How to maximise your cashback earnings
- Sign up for both ShopBack and TopCashback — rates differ by retailer, so checking both before a purchase takes 30 seconds and can make a meaningful difference on large spends
- Install the browser extensions — both platforms have extensions that alert you when cashback is available as you browse
- Don't use discount codes from third-party sites — applying a coupon code from a different site can void your cashback tracking
- Clear your cart and start fresh — items already in your cart before clicking through may not track correctly
- Disable ad blockers when shopping via cashback platforms — they can interfere with tracking cookies
- Check for upsized rates — both platforms run limited-time promotions with higher-than-usual cashback rates, often around sale periods like Click Frenzy, EOFY and Black Friday
- Stack with credit card offers — if your card has a merchant offer (e.g. via Amex Offers or a bank promotion), check whether it can be combined with cashback
Privacy and data considerations
Using a cashback site means agreeing to your purchase activity being tracked and shared with partner retailers. This data is primarily used to target you with relevant advertising — which is part of why retailers are willing to pay commissions in the first place.
Both ShopBack and TopCashback publish privacy policies detailing what's collected and who it's shared with. If you're comfortable with the trade-off — some targeted advertising in exchange for ongoing cashback savings — these platforms offer genuine value. If data privacy is a concern, it's worth reviewing each policy before signing up.
Verdict: The best cashback approach for Australian shoppers in 2026
The post-Cashrewards landscape is actually simpler than it looks: two solid platforms, both free to join, both paying real money into your bank account.
Our recommendation: Sign up for both ShopBack and TopCashback. Use ShopBack as your everyday driver — it has the widest Australian retailer coverage and the best app. Use TopCashback for bigger purchases or when you want to compare rates, and benefit from the 110% rate guarantee when it matters.
The habit that delivers the most savings is the simplest one: before you check out anywhere online, take 10 seconds to check whether either platform has a cashback offer running. Over the course of a year, that habit alone can put hundreds of dollars back in your pocket.
FAQ: Cashback sites Australia
What happened to Cashrewards?
Cashrewards permanently closed on 8 September 2025. The platform is no longer operational. The best alternatives are ShopBack and TopCashback, both of which are available to Australian shoppers.
Which is the best cashback site in Australia in 2026?
ShopBack and TopCashback are the two leading options. ShopBack has broader retailer coverage and a stronger app; TopCashback often has higher rates and a 110% rate guarantee. Most experienced cashback users have accounts with both.
How does cashback work in Australia?
You click through to a retailer from a cashback platform, complete your purchase as normal, and a tracking cookie records the sale. The retailer pays the cashback site a commission, and the platform passes a share of that commission back to you as cashback. No codes are required.
Is ShopBack or TopCashback better?
It depends on what you're buying. ShopBack wins on everyday Australian retailers, app experience, and breadth of stores. TopCashback wins on cashback rates (especially for electronics and travel), no minimum withdrawal, and the 110% rate match guarantee. Use both for best results.
Can you stack cashback with credit card rewards?
Often yes — cashback and credit card points can generally be earned on the same transaction. Some specific card promotions (like Amex Offers) may also stack with cashback. Always check the terms for the specific offer.
Can you get cashback in Australia?
Yes. Australian shoppers have access to multiple cashback platforms covering thousands of local and international retailers. ShopBack and TopCashback are the two main options following the closure of Cashrewards in 2025.
Is there a minimum withdrawal amount for Australian cashback sites?
ShopBack requires a minimum balance of $10.01 before you can withdraw. TopCashback has no minimum — you can withdraw any amount at any time via bank transfer or PayPal.
How long does cashback take to appear?
Most purchases track within 24–72 hours. However, cashback isn't confirmed (and therefore withdrawable) until the retailer's returns window has closed — this can take anywhere from a few weeks to 120+ days depending on the retailer.
Are cashback sites safe to use?
Both ShopBack and TopCashback are established, legitimate companies with large global user bases. They are legitimate affiliate marketing platforms, not scams. The main consideration is privacy — both platforms collect and use your shopping data for targeted advertising, as detailed in their privacy policies.
What is the best Cashrewards alternative?
The best Cashrewards alternatives for Australian shoppers are ShopBack (best for everyday shopping and breadth of retailers) and TopCashback (best for higher cashback rates and no minimum payout). Signing up for both gives you the widest coverage.
