Travel Insurance Promo Codes Australia 2026 – Save up to 20%
Save up to 20% on Cover-More, Freely, Tick & more.
Last verified: 28 May, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
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Travel Insurance Brands We Covers
Travel insurance is one of those things you hope you never have to use. Sometimes it can seem like money for nothing, but it sure matters when things go wrong. To help ease the pain, we've curated a list of travel insurance promo codes for travellers looking to reduce their costs while enjoying a great holiday.
Cover More Trusted by 15m+ Travellers
Cover More is a global travel insurance provider, protecting travellers since 1986. More than 15 million travellers worldwide trust Cover More to protect their trips each year, including millions of Aussies. Cover More is part of the Zurich Insurance Group — one of the world’s leading multi-line insurers.
Freely Adjust anytime, from the app
Freely offers coverage you can adjust on-the-go, live safety updates, 24/7 medical and emergency support, and an easy-to-start claims process with the app. Freely was founded in 2020 and is backed by global insurance group Zurich.
Tick Travel Insurance Budget-friendly. No compromises.
Tick is a popular choice among travellers. It offers 3 levels of cover and aims to make things as quick and simple as possible. Tick Travel Insurance is underwritten by Mitsui Sumitomo Insurance Company Limited.
AllClear Travel Insurance No upper age limit.
AllClear is the medical travel insurance specialist. Choose from Gold, Gold Plus and Traveller levels of cover. AllClear is also underwritten by the insurer Mitsui Sumitomo Insurance Company Limited.
Travel Insurance Direct 4 plans to suit every trip.
There is plenty of choice at Travel Insurance Direct; they offer four plans for different travel styles. Choose from Comprehensive, Basic, Domestic and Annual Multi-Trip options. TID is backed by NIB and the insurance is underwritten by Pacific International Insurance Pty Ltd.
Fast Cover Aussie owned & operated
Fast Cover was created in 2010 with the vision of providing quality travel insurance that not only offered the cover travellers actually need, but that was also simple and easy to understand. Fast Cover uses Lloyd’s underwriters to take on the insurance risk.
Butter Travel Insurance No excess on add-ons
Butter Travel Insurance offers simple, affordable and reliable travel insurance for Aussie travellers heading to Europe, Japan, Bali and destinations around the world.
Travellers may be interested in the “no excess on any of the add on packages, or things like travel delay, personal accident, personal liability & more” approach.
Travel Protect Customisable extras included
WAS Insurance COVID-19 cover included
WAS offers COVID-19 insurance and plans that cater for travellers up to 99 years old. Was Insurance is underwritten by Pacific International Insurance.
Tips for maximizing travel insurance promo codes
- Check Terms and Conditions: Ensure the promo code applies to your destination, travel dates, and coverage type.
- Compare Plans: Use promo codes while comparing plans from different providers to find the best deal.
- Act Quickly: Many promo codes have limited-time offers or usage caps.
- Use Trusted Sources: Obtain promo codes directly from insurance providers, reputable travel websites, or newsletters.
- Combine Discounts: Look for opportunities to stack promo codes with other offers, like loyalty rewards or credit card perks.
By using a travel insurance promo code, you can secure reliable coverage, save money, and even gain access to enhanced benefits, ensuring peace of mind while you travel.
Do travel insurance promo codes reduce cover or benefits?
No. Promo codes usually only discount the premium you pay. Your policy benefits, coverage limits, and terms stay exactly the same as if you paid full price.
Do travel insurance promo codes work if I have a pre-existing medical condition?
Promo codes typically apply to the premium cost regardless of your medical situation, but the coverage terms for pre-existing conditions are set by the insurer independently of any discount. Always read the PDS carefully.
Why isn’t my travel insurance promo code working?
Promo codes can expire, be destination-specific, or only apply to certain policy types. Double-check the terms, spelling, and eligibility before trying again.
What Else Should I Purchase Before Travelling?
You'll want to ensure you have your accommodation lined up, have an eSIM ready to activate and a rental car ready to go.
Cheap Travel Insurance Deals Australia
Using a travel insurance promo code can provide several benefits, helping you save money and enhance the value of your coverage. Here’s how:
- Cost Savings – These may be in form of discounted premiums or percentage based discounts.
- Enhanced Coverage – You might receive free add-ons or upgraded plans.
- New Customer Incentives – The strongest discounts are usually for new customers.
- Seasonal Promotions – These often deliver major savings.
- Group Travel Savings – Some promo codes cater to group policies.
- Annual Plans – Promo codes for annual or multi-trip policies can reduce the cost of coverage for frequent travelers.
- Niche Policies – Promo codes may encourage you to try specialized coverage options, such as insurance for cruises, adventure activities, or business travel.
- Rewards for Loyalty – Some promo codes are tailored to reward returning customers with discounts or additional perks.
- Digital Discounts: Insurers often provide promo codes for purchasing policies online, making the process convenient and cost-effective.
Frequently Asked Questions
Can I use a travel insurance promo code after I’ve already purchased a policy?
Promo codes must be applied during checkout before payment is completed. If you forget, you may need to cancel and repurchase (if allowed) to use the discount.
Can I use a travel insurance promo code if I'm already overseas?
Most travel insurance promo codes are only valid when purchasing a policy before you depart. Some insurers allow you to buy cover after departure but may not accept promo codes in those cases — check the insurer's terms directly.
Can I use a travel insurance promo code on an annual multi-trip policy?
Some promo codes apply to annual multi-trip policies, but many are restricted to single-trip plans. Always check the terms of the code before purchasing to confirm it applies to your chosen policy type.
How do I find a working travel insurance promo code in Australia?
The best way to find verified, working promo codes is to check dedicated deals sites like The Champagne Mile, sign up to insurer newsletters, or look for seasonal promotions around school holidays and peak travel periods.
Other Useful Travel Insurance Links
If you have complaints regarding insurance, you can lodge a complaint with Australian Financial Complaints Authority.