Planning your next trip? Make sure you’re covered without overspending: a Zoom Travel Insurance discount code lets you lock in great protection at a discounted price, so you can focus on the fun stuff and worry less about the what-ifs. Zoom is especially worth it for families, with kids under 19 travelling free, and for frequent travellers thanks to its price match guarantee across five plan tiers. Whether it’s a quick weekend escape or a big overseas adventure, Zoom has you covered for everything from cancellations to medical emergencies, and with a discount code in hand, you’ll get all that peace of mind for less. Grab your code and travel with confidence.
Latest Zoom Travel Insurance Discount Codes & Deals
Affiliate Disclosure: The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.
How to Use a Zoom Discount Code
Zoom discounts are applied automatically when you click through from this page, so there’s no code to copy or type in.
- Click any deal link on this page to head to Zoom Travel Insurance.
- Enter your destination, travel dates and the age of each traveller, then click Get Quote. Add any dependent children or grandchildren under 19 who are travelling with you, since they’re covered free.
- Choose your plan.
- Add any optional extras you need, such as the Cruise Pack, snow cover, the Adventure Pack or rental vehicle excess cover, and choose whether to reduce your excess.
- Declare any pre-existing medical conditions in the online medical assessment.
- Check that the discount shows in your quote summary before you pay.
- Complete your purchase, and your policy documents will be emailed to you.
If the discount doesn’t appear, clear your cookies, click through from this page again, and check that you’ve chosen a single trip policy, as discounts may not apply to annual Frequent Traveller policies.
Family-friendly cover · kids and grandkids travel free
Get a Zoom quote for the whole family in minutes.
Pick the tier that suits your trip and budget.
- Under 19Dependent children and grandchildren travel free on your policy
- 5 tiersMatch the price to the cover you need
- ReimbursedMeals and delays covered if the trip starts badly
How Much Can You Save with Zoom Travel Insurance?
The table below shows indicative savings when a 10% discount code is applied to typical Zoom policy prices. Actual quotes vary by age, destination, trip length and optional extras.
| Plan | Traveller Profile | Typical Premium | 10% Saving | You Pay |
|---|---|---|---|---|
| Medical Only | Solo, 30s – Bali, 10 days | ~$50 | ~$5 | ~$45 |
| Standard | Couple, 40s – Europe, 3 weeks | ~$280 | ~$28 | ~$252 |
| Comprehensive | Family of 4 – USA, 2 weeks | ~$650 | ~$65 | ~$585 |
| Domestic | Solo, 50s – Sydney, 5 days | ~$80 | ~$8 | ~$72 |
Figures are illustrative estimates only. Get an accurate quote at zoomtravelinsurance.com.au. Quotes include GST.
Best Ways to Save with Zoom Travel Insurance
Stack a discount code with the right plan tier. If you only need emergency medical cover, the Medical Only plan is significantly cheaper than Comprehensive. Applying a 10% code to a lean plan often beats an over-insured plan at full price.
Add children for free. Dependent children and grandchildren under 19 travel free on a parent’s or grandparent’s Zoom policy – no extra premium and no code required. For family trips this alone can represent significant savings versus competitors.
Only pay for add-ons you’ll actually use. Zoom’s optional extras (snow sports, cruise cover, golf, bicycle, rental vehicle excess) are priced separately. Skip any that don’t apply to your trip to keep the base premium low before applying your code.
Use Zoom’s price match guarantee. Zoom will match any comparable quote from a competing insurer. If you find equivalent cover cheaper elsewhere, contact Zoom before purchasing – then apply a discount code on top of the matched price.
Ensure you also use Smartraveller before a trip, as travel advice issued by the Australian Government may affect the likelihood of any claim succeeding.
Travel Insurance Guides for Popular Destinations
We've put together dedicated travel insurance guides for 5 of the most popular destinations for Australian travellers. Each one covers the medical costs, common claims and local risks that should shape the policy you choose before you go.
Bali
USA
Vietnam
New Zealand
JapanTravelling somewhere that isn't listed, or covering several countries on one trip? Browse all our travel insurance guides or compare every provider on our full travel insurance deals page.
What is Zoom Travel Insurance?
Zoom specialises in travel insurance only, with five plans: Medical Only, Standard, Comprehensive, Domestic and Frequent Traveller (annual multi-trip). Age limits depend on the plan you choose. Medical Only, Standard and Frequent Traveller are available to travellers aged 69 or under, while Comprehensive and Domestic cover travellers up to age 85, with trips capped at 90 days for travellers aged 80 to 85. Dependent children and grandchildren under 19 travel free with a parent or grandparent.
Zoom exclusively specialises in travel insurance. That focus shows in their five-plan lineup – Medical Only, Standard, Comprehensive, Domestic, and Frequent Traveller – each designed to suit a different type of trip and budget. Policies are available to Australians up to 84 years of age, and dependent children under 19 travel free with a parent or grandparent.
Zoom offers 24/7 emergency assistance worldwide. If your plans change after the 14-day cooling-off period, you can still cancel a single trip policy before you travel and get a partial refund, less a small admin fee, provided you haven’t made a claim. This doesn’t apply to Frequent Traveller policies.
Zoom Travel Insurance Plans Explained
Medical Only is Zoom’s cheapest plan. It covers unlimited overseas emergency medical expenses, 24/7 emergency assistance and personal liability, but has no cancellation or luggage cover. It suits long trips and light packers whose main concern is a medical emergency. Available to travellers aged up to 69.
Standard adds luggage cover, cancellation cover at a limit you choose, and cover for extra accommodation and travel costs if your trip is disrupted. It’s a solid middle ground for most leisure trips. Available to travellers aged up to 69.
Comprehensive is Zoom’s top single-trip plan, with higher luggage limits, travel delay cover after six hours, special event transport cover, and loss of income and permanent disability benefits. It’s also the only overseas plan available to travellers aged up to 85, which makes it Zoom’s go-to option for seniors.
Domestic covers trips within Australia, including cancellation, luggage and rental vehicle excess, and is available up to age 85.
Frequent Traveller is Zoom’s annual multi-trip plan for people taking several trips a year. Available to travellers aged up to 69.
All overseas plans include unlimited medical cover and a $200 standard excess, which you can reduce to $100 for an extra premium. Cruises aren’t covered unless you add Zoom’s Cruise Pack. Check the PDS for exact limits before you buy.
Looking to ski in Japan? this page is for you.
Is Zoom Travel Insurance Worth It?
Short answer: yes, especially for families and frequent travellers.
Zoom’s pricing is competitive across all plan tiers and the free-children benefit is one of the best in the market, HDI’s backing provides strong financial security behind every claim.
Where Zoom can lag: some reviewers on ProductReview.com.au have noted friction on complex multi-document claims. For straightforward leisure travel the product performs well; if you have complex pre-existing conditions, compare carefully against specialists like Southern Cross or CoverMore before committing.
Family-friendly cover · kids and grandkids travel free
Get a Zoom quote for the whole family in minutes.
Pick the tier that suits your trip and budget.
- Under 19Dependent children and grandchildren travel free on your policy
- 5 tiersMatch the price to the cover you need
- ReimbursedMeals and delays covered if the trip starts badly
Final Thoughts: Best Zoom Travel Insurance Deals Right Now
The deals, listed above, are your best starting point for a verified discount on any standard Zoom policy. And you can pair it with the free-children benefit for family trips. Zoom’s price match guarantee means you’re unlikely to find comparable cover cheaper elsewhere – and if you do, they’ll match it.
Promo Codes for Other Travel Insurers
Cover, excess and price all vary between insurers, so compare a few before you buy. See our full travel insurance promo codes guide for every provider we cover, or browse our travel insurance guides for seniors, cruises, pre-existing conditions and more.
How Zoom Travel Insurance Discount Codes Work / Why Your Code Might Not Work
If the discount isn’t showing in your quote, one of these is usually the reason:
The link didn’t carry through. Zoom’s discount is applied automatically when you click through from this page, so there’s no code to enter. If you opened Zoom’s site in a new tab, typed the address in yourself or came back later, the discount may not be attached. Click through from this page again and start a fresh quote.
Browser settings are blocking it. Ad blockers, privacy extensions and strict cookie settings can stop the discount from tracking. Clear your cookies or try a private window, then click through again.
You’ve chosen a Frequent Traveller policy. Discounts may not apply to Zoom’s annual Frequent Traveller plan. Check whether a single trip policy suits your plans instead.
The discount only applies to certain plans. Some offers are limited to specific plans, such as Comprehensive. Check the offer terms on this page and make sure your chosen plan qualifies.
You’re not eligible for the plan. Zoom only covers Australian residents with Medicare or eligible private health cover, and age limits apply: Medical Only, Standard and Frequent Traveller are for travellers aged 69 or under, while Comprehensive and Domestic go up to 85. If a traveller is outside these limits, the plan, and any discount on it, won’t be available.
You’ve already bought your policy. Discounts are applied at the quote stage and can’t be added to a policy after purchase. If you’ve just bought without it, contact Zoom, as you may be able to cancel within the 14-day cooling-off period and buy again with the discount applied.
If none of these solve it, call Zoom on 1300 049 880. Their team can confirm whether the offer applies to your quote.
Frequently Asked Questions
Does Zoom Travel Insurance offer a discount code?
Yes – Zoom Travel Insurance periodically releases discount codes offering 10% off eligible policies. Check this page for the latest verified codes before purchasing.
How do I apply a Zoom Travel Insurance discount code?
Use the links on this page to head to Zoom Travel Insurance. The discount code will be automatically applied to your quoted policy. It does not apply to Annual policies.
Why is my Zoom discount code not working?
Common reasons include: the code has expired; it only applies to certain plan types; you have already used it on a previous policy; or the minimum trip duration hasn’t been met. Try a different code from this page or call Zoom on 1300 049 880.
Is Zoom Travel Insurance legitimate?
Yes. Zoom Travel Insurance is a registered business name of Insurance Geeks Pty Ltd. All policies are underwritten by HDI Global Specialty SE – Australia, an Australian branch of one of the world’s largest insurance groups.
Does Zoom Travel Insurance cover pre-existing medical conditions?
Zoom can cover some pre-existing conditions subject to a medical assessment during the quote process. If approved, cover is included at the quoted price. Always disclose conditions honestly – undisclosed conditions may result in a claim being declined.
What is the cheapest Zoom Travel Insurance plan?
The Medical Only plan is Zoom’s entry-level option, covering overseas emergency medical expenses without cancellation or luggage cover. It is the most affordable way to meet many countries’ visa entry insurance requirements.
Does Zoom Travel Insurance cover domestic travel?
Yes. Zoom offers a dedicated Domestic plan covering cancellation, luggage, delays, and rental vehicle excess within Australia. Medical cover is excluded since Medicare applies domestically.
Are children covered free on Zoom Travel Insurance?
Yes. Dependent children and grandchildren under 19 travel free on a parent’s or grandparent’s Zoom policy, including single-parent and grandparent-with-grandchild configurations. Families with up to 10 dependent children can be covered on a single policy.
Who do I contact if I have a complaint with Zoom Travel Insurance?
In Australia, AFCA handles travel insurance complaints. Note that you must attempt to resolve the issue first with the insurer.
Does Zoom Travel Insurance cover COVID?
With a comprehensive plan Zoom covers you for trip cancellations or disruptions, plus unlimited overseas medical coverage including repatriation back home if you catch COVID-19 while you’re away.
Why Trust Us
-
Independent and Australian
We focus on deals Australians can actually use. Commercial partnerships never decide which brands we cover or how we rank them.
-
Sourced and checked
Codes come from the brands themselves and our official affiliate partners, not scraped from other coupon sites. We note terms like minimum spend, eligible products and new customer rules.
-
Kept up to date
Offers can change at short notice, so we review our pages regularly. The last updated date is shown on this page.
-
Corrections welcome
Spotted something out of date? Let us know and we will look into it and update the page. See our editorial policy.
Michael has been publishing deals and travel content for Australians for more than 10 years and runs the deals section of The Champagne Mile. With a Bachelor of Commerce and a background in commercial law, he reads the fine print so you don’t have to, from insurance PDSs to promo code terms. Every deal on the site is checked before it goes live and updated when offers change. When he’s not testing codes, he’s planning his next overseas trip or out on his dirt bike.
Last Updated on 28 October 2026
