Fast Cover is one of Australia's most straightforward travel insurance options – and yes, it really is fast. You can get a quote and buy a policy in minutes, with no phone calls, no paperwork, and no fuss. Whether you're after a single international trip, an annual multi-trip plan, or snow sports cover, Fast Cover has a policy to match. Add a Fast Cover promo code at checkout and you can save on top of an already competitive price.
Latest Fast Cover Promo Codes & Deals – June 2026
Last verified: 21 June, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
Affiliate Disclosure: The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.
How to Use a Fast Cover Promo Code
- Go to the Fast Cover website and click Get a Quote
- Enter your destination, travel dates, and number of travellers
- Select your preferred policy level and any add-ons (e.g. snow sports, cruise)
- On the quote or payment page, find the “Apply a Voucher” field
- Enter your promo code exactly as shown – codes are case-sensitive
- Click Apply and confirm the discount appears in your total
- Complete payment – your policy certificate arrives by email
How Much Can You Save with a Fast Cover Promo Code?
| Policy Type | Standard Price (approx.) | With 10% Promo Code |
|---|---|---|
| Standard – International (7 days) | ~$80 | ~$72 |
| Comprehensive – International (7 days) | ~$130 | ~$117 |
| Domestic (7 days) | ~$55 | ~$50 |
| Annual Multi-Trip | ~$330 | ~$297 |
| Snow Sports Add-On | ~$40 | ~$36 |
Prices are indicative and vary by age, destination, and trip duration. Get a quote directly for your exact rate.
Best Ways to Save with Fast Cover
Always apply a promo code – check this page before purchasing. Verified codes are listed above and updated regularly.
Choose the right cover level – Standard suits most straightforward trips; Comprehensive is worth it for longer or higher-risk itineraries. Don't pay for cover you won't need.
Buy early – prices can rise closer to departure, particularly when global events affect underwriting. Buying early also activates cancellation cover immediately.
Consider Annual Multi-Trip – if you travel more than twice a year, the annual plan almost always works out cheaper than separate single-trip policies.
Add snow sports or cruise cover only if relevant – these are priced add-ons; don't include them for trips where they simply don't apply.
Declare pre-existing conditions upfront – Fast Cover can cover many conditions, but only if they're declared during the medical screening process. Undeclared conditions can void your claim.
What is Fast Cover?
Fast Cover Travel Insurance is an Australian travel insurance brand known for its quick, fully online quote and purchase process. Policies are underwritten by certain underwriters at Lloyd's, one of the world's most established insurance markets, which gives the product solid backing despite the streamlined digital experience.
Fast Cover offers several policy types: Standard, Comprehensive, Domestic, Snow Sports, and a Frequent Traveller annual plan. All policies include 24/7 emergency assistance, overseas medical cover, trip cancellation, and luggage protection. Optional add-ons include adventure sports, cruise cover, and high-value item cover.
The brand is particularly well-suited to travellers who want reliable cover without a lengthy application process – a quote and purchase can genuinely be completed in a few minutes.
Is Fast Cover Worth It in 2026?
Yes, for most Australian travellers. Fast Cover hits the sweet spot between price and coverage.
It's not the cheapest option on the market, but the policies are solid, the process is genuinely fast, and having Lloyd's underwriting behind it provides confidence that claims will be honoured.
It's especially good value for frequent travellers using the annual plan, and for anyone who wants the peace of mind of snow sports or adventure activity cover without having to shop around multiple insurers.
Why Your Fast Cover Promo Code Might Not Work
- Code has expired: Fast Cover promo codes are time-limited, so always use a freshly verified code from this page.
- Wrong policy type: Some codes only apply to specific policy types or single-trip vs. annual plans.
- Already used: Most codes are single-use per customer.
- Case sensitivity: Enter the code exactly as displayed.
- Only one discount applies: Fast Cover's terms state a maximum of one offer or discount per policy. If you're already on a promotional rate, a code may not stack on top.
Final Thoughts – Best Fast Cover Deals Right Now (2026)
Fast Cover earns its name – the quoting and purchase process is one of the smoothest in the Australian travel insurance market, and the Lloyd's underwriting means you're not sacrificing quality for convenience. Apply a verified promo code from above before completing your purchase and you'll save on an already fairly priced policy.
Get your Fast Cover quote and apply a promo code →
Fast Cover Alternatives – More Travel Insurance Deals
Not sure Fast Cover is the right fit? Compare other verified Australian travel insurance options:
AllClear – specialist cover for pre-existing medical conditions
Butter Insurance – flexible, modular cover
CoverMore – one of Australia's largest travel insurers
Freely – adjustable cover you can pause mid-trip
Tick Travel Insurance – budget-friendly and straightforward
Travel Insurance Direct (TID) – direct-to-consumer, family-friendly
Travel Protect – solid all-rounder
WAS Travel Insurance – another competitive Australian option
Zoom Travel Insurance – backs its pricing with a price match guarantee and offers a rare pro-rata refund outside the standard cooling-off period.
Or view all Travel Insurance promo codes →
Frequently Asked Questions
Does Fast Cover cover pre-existing medical conditions?
Yes. Fast Cover can cover many pre-existing conditions, including pregnancy, subject to a medical screening process during your quote. You'll need to declare all conditions and relevant health changes up to your departure date. Some conditions are covered at no extra cost; others may attract an additional premium or be excluded. Always read the PDS for full terms.
When does my Fast Cover policy start?
For Standard policies, cover begins on your departure date. Comprehensive, Domestic, and Snow Sports policies include cancellation cover from the policy issue date, with all other benefits starting from departure. Annual/Frequent Traveller policies cover cancellation from the start date. Policies purchased while already overseas begin 48 hours after issue.
How do I make a claim with Fast Cover?
Download and complete the claim form from the Fast Cover website and submit it online, by email, or by post. Supporting documentation will be required – such as receipts, medical reports, or police reports. For emergencies while travelling, call the 24/7 emergency line on +61 2 8320 7999.
Does Fast Cover offer 24/7 emergency assistance?
Yes, across all policy levels.
Does Fast Cover cover adventure sports?
Yes, adventure sports cover is available as an optional add-on. Check the PDS for the full list of covered activities, as some extreme sports may require specific inclusion.
Does Fast Cover cover cruises?
Yes, cruise cover is available as an add-on. Select it during the quote process if your trip includes a cruise component – standard policies may not automatically cover cruise-specific incidents.
Can I buy Fast Cover insurance if I'm already overseas?
Yes, but the policy will begin 48 hours after purchase rather than immediately. If you're already in a medical situation when you purchase, it won't be covered.
Is there a cooling-off period?
Yes. Fast Cover offers a cooling-off period during which you can cancel for a full refund, provided you haven't departed or made a claim. Check the PDS for the current cooling-off window.
How do I contact Fast Cover?
You can reach Fast Cover via their website at fastcover.com.au. For emergencies while travelling, call +61 2 8320 7999 (24/7).
Who do I contact if I have a complaint about Fast Cover Travel Insurace?
In Australia, AFCA – Australian Financial Complaints Authority deals with Travel Insurance complaints. You'll first need to attempt to resolve your issue with the Insurer.
Michael is a contributor to The Champagne Mile – Deals. No fancy credentials – just a genuine obsession with finding ways to travel better for less, and sharing those finds with anyone who'll listen. Michael figures there are plenty of other Australians who'd rather spend five seconds clicking a link than five hours searching for a working code. When he's not buried in promo codes, Michael is probably planning his next trip overseas or dirtbike adventure.