Looking for reliable travel insurance without paying a premium price? A Tick Travel Insurance promo code is a great way to secure solid cover at a price that won’t hurt. Tick keeps things simple with four straightforward tiers – so you only pay for what you actually need.
Latest Tick Travel Insurance Promo Codes & Deals
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How to Use a Tick Insurance Promo Code
Using a promo code for Tick Travel Insurance is straightforward. Here’s a step-by-step guide:
- Choose your policy – Visit Tick Travel Insurance, select your trip type, and enter your travel details.
- Get a quote – Calculate your quote to see available plans and prices.
- Apply the promo code – Enter it (case-sensitive) in the “Promo Code” field at checkout and click Apply.
- Verify the discount – Confirm the reduced total before paying.
- Pay and confirm – Complete payment to receive your policy documents.
How Much Can You Save with Tick Travel Insurance?
Using a Male, 40yo, travelling to Bali for a week in June 2026, we see a price range of $39.64 to $88.67 – a top level policy is over twice that of an entry level policy. The variation comes from Personal Liability and Medical Expenses for the most part – both of which are very important.
| One-Trip – Basic | One-Trip – Budget | One-Trip – Standard | One Trip – Top | |
|---|---|---|---|---|
| Cost | $39.64 | $50.16 | $75.94 | $88.67 |
Table data compiled June 2026.
Best Ways to Save with Tick
- Choose the most suitable policy tier for your trip rather than defaulting to higher cover
- Buy your Tick Travel Insurance online as soon as your trip is booked to secure cover early
- Take advantage of complimentary cover for kids when travelling with an insured adult
- Skip optional add-ons like cruise or adventure cover if they don’t apply to your plans
Budget-friendly tiers · simple online quoting
Pick your tier and get a Tick quote in minutes.
Compare tiers and see what you pay before you buy.
- 3 tiersBudget, Standard and Top, so cover matches your trip and budget
- Up to 100Standard and Top tiers available to travellers up to age 100
- Quick quoteStraightforward quoting, so you are done in minutes
What is Tick Travel Insurance?
Tick Travel Insurance offers reliable and affordable travel insurance solutions to individuals, families, and groups. Known for its straightforward policies and competitive pricing, Tick specialises in comprehensive coverage that includes medical expenses, trip cancellations, baggage protection, and emergency assistance.
What makes Tick stand out? – It’s their four tiers of coverage – Basic, Budget, Standard, and Top – customers can select plans tailored to their specific needs and budgets.
Tick has picked up a number of awards over the years, including the 2025 Canstar Outstanding Value Award – Cruise Travel Insurance and the 2024 Canstar Outstanding Value Award – International Travel Insurance.
The Tick Travel Insurance privacy policy can be found here.
Tick Travel Insurance Cover Levels Explained
Basic is Tick’s cheapest policy. It includes unlimited overseas emergency medical cover, 24/7 emergency assistance and modest luggage cover, but no cancellation cover and no cover for phones, laptops or other valuables. It’s available to travellers aged 69 and under, for trips of up to 42 days, and doesn’t cover the Americas.
Budget adds cancellation cover of up to $5,000 and higher luggage limits, including some cover for phones and laptops. It’s available up to age 79, but like Basic, it doesn’t extend to the USA, Canada or Central and South America.
Standard is the first level that can cover pre-existing medical conditions (once declared and accepted) and travel to the Americas. It adds travel delay, delayed baggage, rental car excess, cutting your trip short and some COVID-19 benefits, and is available up to age 100.
Top includes everything in Standard with the highest limits, including up to $20,000 in cancellation cover, plus extras such as resuming your trip and pet care if you’re delayed getting home. It’s also available up to age 100.
All four levels include unlimited overseas medical cover and a $200 standard excess, and children under 18 travelling with a parent or grandparent are covered free. Limits change from time to time, so check the PDS before you buy.
Travel Insurance Guides for Popular Destinations
We've put together dedicated travel insurance guides for 5 of the most popular destinations for Australian travellers. Each one covers the medical costs, common claims and local risks that should shape the policy you choose before you go.
Bali
USA
Vietnam
New Zealand
JapanTravelling somewhere that isn't listed, or covering several countries on one trip? Browse all our travel insurance guides or compare every provider on our full travel insurance deals page.
Is Tick Good for Seniors?
Tick can cover travellers up to age 100, but only on its Standard and Top policies. Basic is limited to travellers aged 69 and under, and Budget to those aged 79 and under. Standard and Top are also the only levels where pre-existing medical conditions can be assessed and added to your cover.
The bigger catch is trip length. From age 65, international trips are capped at 90 days (42 days for the Pacific), and travellers aged 80 and over heading to the Americas are limited to 35 days. If you’re planning a cruise, Tick’s cruise policy isn’t available over age 79.
For shorter trips, Tick’s Standard or Top cover is worth a quote. For longer trips, complex medical histories or cruises in your 80s, a specialist such as AllClear or Southern Cross may suit you better. See our guides to travel insurance for over 70s and travel insurance for over 80s for more options.
Is Tick Travel Insurance Worth It?
Travel insurance is always worth it. It’s just a matter of paying a fair price for what you need and nothing more. In the case of Tick, being able to choose from different tiers makes it particularly worthwhile.
Final Thoughts: Best Tick Travel Insurance Deals Right Now
Tick Travel Insurance has earned its reputation as one of Australia’s best value travel insurers, backed by multiple independent industry awards and trusted by Australians who want solid cover without the inflated price tag. Whether you’re heading overseas for a quick getaway or planning a family holiday, Tick keeps it simple, affordable and no-nonsense. Lock in your Tick Travel Insurance today and “tick” cover off your pre-trip checklist.
Budget-friendly tiers · simple online quoting
Pick your tier and get a Tick quote in minutes.
Compare tiers and see what you pay before you buy.
- 3 tiersBudget, Standard and Top, so cover matches your trip and budget
- Up to 100Standard and Top tiers available to travellers up to age 100
- Quick quoteStraightforward quoting, so you are done in minutes
How Tick Promo Codes Work / Why Your Code Might Not Work
Most TCM Deals work when clicking through our links, but if not, simply follow the “How to Use a Tick Insurance Promo Code” section above.
If the deal isn’t working, double check that it is valid for your chosen policy and travel dates. Some codes may have restrictions, such as minimum spending or specific destinations. If the promo code doesn’t work, double-check for typos or expiration dates.
Promo Codes for Other Travel Insurers
Cover, excess and price all vary between insurers, so compare a few before you buy. See our full travel insurance promo codes guide for every provider we cover, or browse our travel insurance guides for seniors, cruises, pre-existing conditions and more.
Frequently Asked Questions
Can I get insurance from Tick Travel Insurance for existing medical conditions?
Not all policies cover this, but pre-existing medical conditions are considered in Standard and Top Cover in International policies.
Does Tick Travel Insurance provide 24/7 Emergency Assistance?
Yes, 24 hour emergency assistance is available.
Does a Tick Travel Insurance promo code work on all four policy tiers?
In most cases a Tick promo code applies across Basic, Budget, Standard and Top cover, but it’s always worth checking the specific terms of the code before purchasing as some promotions may be restricted to certain policy levels or trip types.
Is Tick Travel Insurance good value for a family travelling overseas?
Tick is a strong option for families given that children under 18 travel free when accompanied by an insured parent or guardian, which can make a meaningful difference to the overall cost of a family policy compared to insurers that charge per person.
Can I use Tick Travel Insurance for a cruise holiday?
Yes. Tick won the 2025 Canstar Outstanding Value Award for Cruise Travel Insurance in their very first year of offering cruise-specific cover, making it a credible and cost-effective option for Australians planning a cruise holiday.
What is the difference between Tick Travel Insurance Standard and Top cover?
Both Standard and Top cover include pre-existing medical condition consideration and 24/7 emergency assistance, but Top cover increases the limits on cancellation, baggage, and other key benefits – making it worth the extra cost for longer or more expensive trips where the stakes are higher.
How do I make a claim with Tick Travel Insurance?
Claims can be lodged through Tick’s online portal or by contacting their claims team directly. You’ll need supporting documentation such as receipts, medical reports, or a police report depending on the claim type – see our full guide to making a successful travel insurance claim for what to prepare before you start.
Does Tick Travel Insurance cover motorbikes?
Motorbike and moped cover depends on your policy tier and engine size – check the PDS for the specific limits before you ride overseas.
Can I buy Tick Travel Insurance after I’ve already left home?
No – like most Australian insurers, Tick requires your policy to be purchased before you depart. Cover can’t be backdated once you’re already travelling.
What is the maximum age for Tick Travel Insurance?
Up to 100 on Standard and Top cover. Basic is limited to travellers aged 69 and under, and Budget to 79 and under.
This insurance is underwritten by the insurer Europ Assistance Australia Pty Ltd, ACN 140 219 594, AFSL 552106, trading as Tick Travel Insurance and other brands. Sub-limits, terms, conditions, and exclusions may apply. Please refer to the PDS for full details.
If you take out a Travel Insurance policy with Tick Travel Insurance as a result of the services provided by us, Europ Assistance Australia Pty Ltd (Trading as Tick Travel Insurance) may pay us a referral fee.
Michael has been publishing deals and travel content for Australians for more than 10 years and runs the deals section of The Champagne Mile. With a Bachelor of Commerce and a background in commercial law, he reads the fine print so you don’t have to, from insurance PDSs to promo code terms. Every deal on the site is checked before it goes live and updated when offers change. When he’s not testing codes, he’s planning his next overseas trip or out on his dirt bike.
Last Updated on 20 October 2026
