Travel Insurance Direct (TID) is one of Australia’s most recognised travel insurance brands, offering straightforward, flexible cover for domestic and international travellers. With four policy tiers, 24/7 emergency assistance, and a direct-to-consumer model that keeps prices competitive, it’s a go-to option for Australians heading overseas or around the country. Use a Travel Insurance Direct promo code below to save on your next policy.
Latest Travel Insurance Direct Promo Codes & Deals
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How to Use a Travel Insurance Direct Promo Code
- Head to the Travel Insurance Direct website and click Get a Quote
- Enter your trip details – destination, travel dates, and number of travellers
- Choose your policy type (Basic, The Works, Domestic, or Annual Multi-Trip)
- On the payment page, locate the Promo Code field and enter your code exactly as shown
- Click Apply and confirm the discount is reflected in your total
- Complete payment – your discounted policy is confirmed instantly by email
How Much Can You Save with a TID Promo Code?
| Policy Type | Standard Price (approx.) | With 10% Promo Code |
|---|---|---|
| Basic – Domestic (7 days) | ~$50 | ~$45 |
| Basic – International (7 days) | ~$85 | ~$76 |
| The Works – International (7 days) | ~$140 | ~$126 |
| Annual Multi-Trip | ~$350 | ~$315 |
Prices are indicative and vary by age, destination, and trip length. Always get a quote directly.
Students, gap years and adventure travel
Get Travel Insurance Direct cover sorted in minutes.
See your price before you buy.
- MedicalMedical bills, evacuation and repatriation while you are overseas
- LuggageCover for lost or stolen luggage and personal items
- AdventureA wide range of adventure sports, from skydiving to scuba diving
Best Ways to Save with Travel Insurance Direct
Use a promo code – check this page first before completing any purchase. Codes are verified and updated regularly.
Choose the right policy tier – don’t over-insure. Basic cover is sufficient for many straightforward trips; The Works is worth it for longer or more complex itineraries.
Increase your excess – opting for a higher excess lowers your premium, a smart trade-off if you’re a low-claims traveller.
Buy early – premiums can rise closer to departure, particularly when world events affect underwriting. Lock in your rate early.
Use a family policy – TID allows you to add dependent children and grandchildren at no extra cost. A single family policy is almost always cheaper than separate individual ones.
Consider Annual Multi-Trip – if you travel more than three times a year, the annual plan typically pays for itself.
Skip unnecessary extras – snowsports cover, moped riding, and cruise extensions all add cost. Only select what’s relevant to your trip.
What is Travel Insurance Direct?
Travel Insurance Direct is an Australian travel insurance brand that has been operating since the early 2000s. It’s built on a direct-to-consumer model, meaning you buy cover online without brokers or credit card fees. TID is part of nib Travel Services (Australia) Pty Ltd and is underwritten by Pacific International Insurance Pty Ltd.
TID offers four distinct policy types to suit different travel styles: Basic for budget-conscious travellers, The Works for comprehensive cover, Domestic for travel within Australia, and Annual Multi-Trip for frequent flyers. All policies include access to 24/7 emergency assistance wherever you are in the world.
Is Travel Insurance Direct Worth It?
Yes, TID is a solid, no-frills option for most Australian travellers.
It’s competitively priced, the online purchase process is fast, and the policy options are clear without being overwhelming. The inclusion of dependent children at no extra cost makes it particularly good value for families.
Where it may fall short is for travellers with pre-existing medical conditions or those wanting highly customised cover – in those cases, comparing against a broader market is worth the extra time.
Why Your Travel Insurance Direct Promo Code Might Not Work
- Code has expired: TID promo codes are time-limited. Always use a code from a regularly updated source (like this page).
- Wrong plan: Some codes only apply to specific policy types, such as international or annual policies.
- Already used: Most TID codes are single-use per customer.
- Case sensitivity: Enter the code exactly as shown, including capitals.
- Minimum purchase threshold: Some promotional codes require a minimum premium to activate.
Students, gap years and adventure travel
Get Travel Insurance Direct cover sorted in minutes.
See your price before you buy.
- MedicalMedical bills, evacuation and repatriation while you are overseas
- LuggageCover for lost or stolen luggage and personal items
- AdventureA wide range of adventure sports, from skydiving to scuba diving
Final Thoughts – Best Travel Insurance Direct Deals
Travel Insurance Direct remains one of the better-value options for Australian travellers in 2026. With a clean quote process, reliable emergency support, and genuine flexibility across policy tiers, it covers the bases for most trips. Apply a promo code from above before checking out – there’s no reason to pay full price when verified discounts are available.
Promo Codes for Other Travel Insurers
Cover, excess and price all vary between insurers, so compare a few before you buy. See our full travel insurance promo codes guide for every provider we cover, or browse our travel insurance guides for seniors, cruises, pre-existing conditions and more.
Frequently Asked Questions
Does Travel Insurance Direct cover pre-existing medical conditions?
TID does offer cover for some pre-existing conditions, but these are assessed on a case-by-case basis during the quote process. You’ll need to declare any conditions and TID will confirm what is and isn’t covered under your policy. Always read the PDS before purchasing.
Can I add my children to a TID policy?
Yes. TID allows dependent children and grandchildren to be added to a policy at no extra cost, making it one of the more family-friendly options in the Australian market.
Who underwrites Travel Insurance Direct?
TID is underwritten by Pacific International Insurance Pty Ltd and is part of nib Travel Services (Australia) Pty Ltd.
Does Travel Insurance Direct cover COVID-19?
TID policies include some COVID-related cover, but the extent varies by policy type. Check the current PDS on the TID website for the latest position, as these terms can change.
How do I make a claim with Travel Insurance Direct?
Claims can be lodged online through the TID website or by calling their claims team. You’ll need supporting documentation such as receipts, medical reports, or police reports depending on the claim type.
Is there a cooling-off period with TID?
Yes. TID offers a cooling-off period (typically 14 days) during which you can cancel your policy for a full refund, provided you haven’t started your trip or made a claim.
Does TID cover cruises?
Cruise cover is available as an optional add-on with certain TID policies. If you’re sailing, make sure to select this when getting your quote, as standard policies may not cover cruise-specific incidents.
What is the Annual Multi-Trip plan?
The Annual Multi-Trip plan covers multiple trips within a 12-month period, up to a set duration per trip (typically 30–45 days). It’s ideal for frequent travellers and usually works out cheaper than buying individual policies for each trip.
How do I contact Travel Insurance Direct?
Call 1300 843 843 from within Australia or +61 2 8256 1537 from overseas. Phone lines are open Monday to Friday, 8:00am to 8:00pm AEST.
Can I extend my TID policy while already travelling?
Policy extensions may be possible in some circumstances. Contact TID directly before your policy expiry date to discuss options.
Who do I contact if I have a complaint about Travel Insurance Direct?
In Australia, the Australian Financial Complaints Authority (AFCA) handles complaints about travel insurance. Note that you must attempt to resolve things directly with the Insurer first.
Michael has been publishing deals and travel content for Australians for more than 10 years and runs the deals section of The Champagne Mile. With a Bachelor of Commerce and a background in commercial law, he reads the fine print so you don’t have to, from insurance PDSs to promo code terms. Every deal on the site is checked before it goes live and updated when offers change. When he’s not testing codes, he’s planning his next overseas trip or out on his dirt bike.
Last Updated on 17 October 2026
