If you're looking for a Butter Insurance discount code, we have an exclusive one: use TCM10 at checkout for 10% off your policy. Butter is one of Australia's sharpest travel insurers – founded in 2021 and built for travellers who want fast, flexible cover without the bloat. With policies starting from around $63 for a Bali week, a 10% saving means more money in your pocket for the trip itself.
Latest Butter Promo Codes & Deals – July 2026
Last verified: 11 July, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
Affiliate Disclosure: The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.
How to Use a Butter Insurance Discount Code
- Head to the Butter Insurance website and click Get a Quote.
- Enter your trip details including destination, travel dates, and traveller ages.
- Choose your policy type and any add-ons (snow, moped, cruise, etc.).
- At checkout, look for the Discount/Promo Code field and enter TCM10 for 10% off.
- Hit Apply and confirm the discount has been deducted before paying.
- Complete your purchase and your policy documents will arrive by email.
How Much Can You Save with Butter Travel Insurance?
Sample quotes compiled June 2026 – indicative only. 10% discount applied using exclusive code TCM10. Your premium will vary based on age, destination, trip length, and selected cover limits.
| Traveller & Trip | Comprehensive policy, with $250 excess | After TCM10 (10% off) |
|---|---|---|
| 40yo male, Bali, 1 week | $127.17 | $114.45 |
| 25yo female, USA, 2 weeks | $138.99 | $125.09 |
| 30yo couple, Europe, 3 weeks | $234.38 | $210.94 |
Best Ways to Save with Butter Travel Insurance
Use exclusive code TCM10 – enter TCM10 at checkout for an exclusive 10% off your Butter Travel Insurance premium. This is the best available code on this page and applies to all travel policies. Only one code can be used per policy, so there's no need to look further.
Buy early – travel insurance is generally cheaper when purchased further from your departure date. Last-minute buyers typically pay more, especially for policies with cancellation cover.
Match your cover to your trip – Butter's base policy is solid for most trips. If you're not skiing or riding a moped, don't pay for those add-ons. Keep your cancellation cover limit realistic for your actual booking costs.
Use add-ons surgically – Butter's modular approach means you only add what you need. Snow, cruise, and rental car excess covers are optional extras, not bundled in. This keeps base premiums lean.
Travel Insurance
Ready to travel smarter?
Get your Butter Insurance quote today and pay less on your next adventure.
What is Butter Travel Insurance?
Butter Insurance was founded in 2021 by Australian lawyers Steph Skevington and Cassie Bell with a clear mission: make insurance less painful and more accessible, particularly for younger Australians. The brand pitches itself as insurance for “smart people going places” – and backs that up with a quote process that genuinely takes under 2 minutes.
Butter offers two core product lines: Travel Insurance and Tech Insurance (for smartphones, laptops, and headphones). This page focuses on Butter Travel. Policies cover emergency medical and hospital expenses, trip cancellation and interruption, luggage and personal effects, personal accident, travel delay, and personal liability – with no excess on most add-on claims and a $250 excess on others.
Key features of Butter Travel Insurance:
- Coverage in 173 countries
- 24/7 emergency support
- $0 excess on most add-on packages, travel delay, personal accident, and personal liability claims
- $250 excess on other claims (outlined in your policy documents)
- Optional add-ons: snow sports, moped/motorbike, rental car excess, cruise, skydiving, and pet boarding
- Adventure activities like surfing and snorkelling included in the base policy
Butter's travel insurance is administered by Battleface Insurance Services and underwritten by Pacific International Insurance.
Trustpilot has 119 reviews of Butter (as of June 2026) and it scores a 4.5 out of 5.
Is Butter Insurance Worth It in 2026?
Verdict: If you want a quick, no-fuss policy that doesn't nickel-and-dime you on activity exclusions, then Butter is a smart choice. Apply code TCM10 at checkout and you're getting one of the better-value policies in the Australian market.
For most travellers, particularly under-40s heading to popular destinations, Butter represents excellent value. The quote process is genuinely fast, the base policy is comprehensive enough for the majority of trips, and the modular add-on system means you don't over-insure.
How Butter Insurance Promo Codes Work / Why Your Code Might Not Work
Most Butter deals on this page are auto-applied when you click through, but some require manual entry at checkout. If your code isn't working, the most common reasons are:
The code has expired: Butter runs time-limited promotions (EOFY sales, seasonal offers). If a code was valid in April, it may not work in June.
The code applies to specific policies only: Some promo codes are valid only for single-trip or international policies, not annual or domestic cover.
You don't meet the code criteria: Some codes are targeted (e.g. Beem app users, Student Edge members). TCM10 is a general code with no segment restriction.
You're trying to stack codes: Butter allows only one code per policy. Entering a second code will replace the first.
Browser cache/cookies issue: If the discount isn't applying, try clearing your cache or opening the page in an incognito/private window.
If you're still stuck, contact Butter at [email protected].
Final Thoughts: Best Butter Insurance Deals Right Now (2026)
Travel insurance is a crowded market, but Butter earns its place by keeping things simple: a fast quote, honest pricing, and a base policy that covers more activities than most competitors. If you're an Australian traveller who wants solid cover without reading a 40-page PDS just to know if surfing is included – Butter is worth a look.
Use exclusive code TCM10 at checkout for 10% off – it's the best verified Butter Insurance discount available right now and is exclusive to The Champagne Mile. Policies start from around $63, so you're looking at a real-dollar saving with zero effort.
Travel Insurance
Ready to travel smarter?
Get your Butter Insurance quote today and pay less on your next adventure.
Butter Travel Insurance Alternatives / More Travel Insurance Deals
Travel insurance is a competitive market – see all our travel insurance providers here. Or click through to compare directly:
AllClear
Specialises in travel insurance for people with pre-existing medical conditions, including serious or complex health issues.
Visit AllClear →CoverMore
A well-established Australian provider offering comprehensive cover popular with frequent and long-haul travellers.
Visit CoverMore →Freely
A flexible, app-based policy aimed at younger travellers who want to customise and adjust their cover on the go.
Visit Freely →Fast Cover
Best known for quick, no-fuss cover at competitive prices for straightforward trips.
Visit Fast Cover →Tick Travel Insurance
A budget-friendly option offering tiered plans that suit cost-conscious travellers wanting simple, reliable cover.
Visit Tick →Travel Insurance Direct (TID)
One of Australia's longest-running direct insurers, known for solid all-round cover across a wide range of trip types.
Visit TID →Travel Protect
Geared toward travellers seeking strong cancellation and disruption cover, particularly for higher-value trips.
Visit Travel Protect →WAS (World Adventure Sports)
Tailored for adventure and activity-focused travellers who need cover for high-risk sports and outdoor pursuits.
Visit WAS →Zoom Travel Insurance
Offers five flexible plan tiers – from Medical Only through to Comprehensive – with children under 19 travelling free.
Visit Zoom →Frequently Asked Questions
What is the best Butter Insurance discount code right now?
The best current code is TCM10 – an exclusive The Champagne Mile code that gives you 10% off any Butter Travel Insurance policy. Enter it at checkout before completing your purchase. It's the highest-value verified code available as of July 2026
Is Butter Insurance legitimate?
Yes. Butter Insurance is an Australian-registered company, founded in 2021. Their travel policies are administered by Battleface Insurance Services and underwritten by Pacific International Insurance – a licensed Australian insurer. You can review the full Product Disclosure Statement via the Useful Links page on the Butter website.
What does Butter Travel Insurance cover?
Butter's base comprehensive policy includes emergency medical and hospital expenses, trip cancellation and interruption, luggage and personal effects, personal accident, travel delay, and personal liability. Activities like surfing and snorkelling are included in the base policy without needing an add-on.
Does Butter cover adventure sports?
Yes. Butter includes many adventure activities in its base policy, including surfing and snorkelling. Higher-risk activities like snow sports, skydiving, and moped riding require paid add-ons. Always check the PDS for the full list of covered activities before you purchase.
Can I customise my Butter policy?
Yes. Butter's policies are modular by design. Optional add-ons include cover for ski and snow, moped and motorbike, rental car excess, cruise and boat, skydiving, and even pet boarding if your return is delayed. You only pay for what you need.
How does Butter Insurance compare to Freely?
Both Butter and Freely target younger, flexible travellers. Freely is app-based and lets you adjust cover on the go – ideal for spontaneous trips. Butter is faster to quote and includes more adventure activities in its base policy. Freely suits digital-first travellers who want to tweak cover mid-trip; Butter suits those who want a quick, comprehensive policy without fiddling.
Who underwrites Butter Travel Insurance?
Butter's travel insurance is administered by Battleface Insurance Services and underwritten by Pacific International Insurance.
Does Butter cover COVID-19?
Butter travel insurance includes optional Cancellation and Trip Interruption cover that, if selected, extends to events caused by or resulting from COVID-19, up to the amount shown in your Certificate of Insurance and subject to policy terms and conditions.
Does Butter Insurance suit seniors or travellers with pre-existing conditions?
Butter is primarily geared toward younger travellers and standard health profiles. If you have pre-existing medical conditions or are over 65, you may find better-suited options with specialist providers like AllClear Travel Insurance.
How do I make a claim with Butter?
Butter offers a fully online claims portal via your Butter account. Log in, submit your claim details, and their team aims to resolve it as quickly as possible. You can also reach support at [email protected].
Does Butter charge an excess on claims?
Butter charges no excess on add-on package claims, travel delay, personal accident, or personal liability claims. A $250 excess applies to other claims – the specifics will be outlined in your policy documents.
What other insurance types does Butter offer?
Beyond travel insurance, Butter also offers Tech Insurance for smartphones, laptops, and headphones – covering accidental damage and theft on items valued between AU$300 and AU$5,000. Butter also caters for Digital Nomads, Expat Travel, and Exchange Student Travel.
What is the minimum spending requirement for a Butter promo code?
Most Butter promo codes, including TCM10, apply to the full premium with no minimum spend. If a code isn't working, check that your policy type qualifies (some codes are single-trip or international-only) and that you haven't already applied a different code to the same policy.
Michael is a contributor to The Champagne Mile – Deals. No fancy credentials – just a genuine obsession with finding ways to travel better for less, and sharing those finds with anyone who'll listen. Michael figures there are plenty of other Australians who'd rather spend five seconds clicking a link than five hours searching for a working code. When he's not buried in promo codes, Michael is probably planning his next trip overseas or dirtbike adventure.