Travelling with a pre-existing medical condition shouldn't mean settling for less cover – or paying more than you should. An AllClear Travel Insurance promo code is your way into specialist cover designed for travellers of any age, any condition, and any destination. With no upper age limit and three levels of cover to choose from, AllClear is one of the most inclusive travel insurers available to Australians. Use an AllClear travel insurance promo code to unlock savings on your next policy.
Last verified: 28 May, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
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How to Use an AllClear Travel Insurance Promo Code
- Get a Quote – Go to the AllClear website and enter your trip details (destination, dates, travellers, etc.) to generate a quote for the type of travel insurance you want.
- Choose Your Policy – Pick the policy level (e.g., single-trip, annual multi-trip, Gold, Platinum, etc.) that suits your needs.
- Look for the Promo Code Box – During the checkout process, you should see a field labeled something like “Promo Code,” “Discount Code” or “Enter Code.” This is usually on the quote summary page or before the payment section.
- Enter the Code – Type or paste your promo code exactly as given (all caps/characters included), then click Apply.
- Check Your Price – Make sure the discount shows up in your total premium before you complete the purchase.
- Finish Your Purchase – Enter your payment details and complete your order. You’ll get your policy documents via email once the transaction is done.
- Verify the Discount – After purchase, check your confirmation email to ensure the promo discount was applied correctly.
How Much Can You Save with AllClear?
With AllClear it is very hard to compare with other providers due to their specialisation, but what we can do is show you the difference in plans.
We've used a 40yo male as of March 2026, travelling to Bali for a 1 week holiday in June 2026, with Type 2 diabetes and otherwise healthy.
| Gold Plus | Gold | Traveller | |
|---|---|---|---|
| Policy Cost | $137.75 | $132.17 | $136.01 |
| Excess (maximum amount) | $300 | $250 | $250 |
| 24/7 emergency assistance | Yes | Yes | Yes |
| Cancellation | Unlimited | $12,000 | $5,000 |
| Medical and repatriation | Unlimited | Unlimited | Unlimited |
| Luggage and personal belongings | $10,000 | $7,000 | $3,000 |
| Personal liability | $20,000,000 | $20,000,000 | $20,000,000 |
| Travel delay and abandonment | Unlimited | $12,000 | $5,000 |
| Rental vehicle excess | $6,000 | $4,000 | $0 |
Best Ways to Save with AllClear
- Buy your policy directly online through AllClear to avoid extra third-party fees (or via a promo code on this page).
- Select cover based on how often you travel – Choose single-trip or annual multi-trip cover.
- Skip optional extras you may not need, such as moped or action sports type cover
- Purchase your policy as soon as you book your trip to lock in cover early
- Fully declare medical conditions upfront to avoid issues or added costs later
What is AllClear?
All Clear Travel Insurance specializes in providing comprehensive coverage for travellers of all ages, including those with pre-existing medical conditions. With a strong focus on inclusivity, All Clear ensures peace of mind by offering policies tailored to individual needs, including single-trip, multi-trip, and cruise coverage. Their plans cover essentials like medical emergencies, cancellations, lost luggage, and more, helping travellers feel secure no matter where they go.
Join the 94% of customers that AllClear as Excellent or Great. Based on 1900+ Trustpilot reviews, July 2025
Is AllClear Worth It in 2026?
This is a very easy question to ask and the answer is a solid YES. If you're using AllClear, there is a strong chance that it's because you're a Senior and/or have a medical condition. In that case, you MUST have travel insurance.
How AllClear Promo Codes Work / Why Your Code Might Not Work
Most of the time, your promo code or discount code will apply automatically when you click through a TCM Deals link. If not, you'll want to follow the “How to Use an AllClear Travel Insurance Promo Code” section above.
Some of the reasons a code may not work include:
- Attempting to stack codes
- Codes only valid for certain dates, destinations or policy cover levels
- Expired promotion
- Your compute cache or cookies may need clearing
Frequently Asked Questions
Who underwrites AllClear Travel Insurance?
All Clear travel insurance is underwritten by Mitsui Sumitomo Insurance Company Limited (MSI).
How do I contact AllClear Travel Insurance?
You can call 1800 905 814 within Australia and if you require emergency assistance call +61 2 9333 3922.
What makes AllClear the obvious choice for travel insurance?
All Clear is an insurance specialist for customers of any age with pre-existing medical conditions.
Can I get AllClear travel insurance if I have a pre-existing heart condition?
AllClear specialises in cover for travellers with pre-existing medical conditions, including heart conditions that many mainstream insurers decline or exclude. You'll need to complete an online medical assessment during the quote process, which will confirm what's covered and whether any additional premium applies.
Is there an age limit on AllClear travel insurance for Australians?
AllClear has no upper age limit on its policies, making it one of the few travel insurers available to Australians of any age. This makes it particularly well suited to older travellers who have been declined or priced out by mainstream insurers.
Can I get AllClear travel insurance for a cruise if I have a medical condition?
AllClear offers cruise cover options and considers pre-existing medical conditions across its policy range, which makes it a strong option for seniors planning a cruise holiday. Always declare your conditions upfront and check the PDS to confirm cruise-specific terms.
Who do I contact if I have an issue with AllClear travel insurance?
The Australian Financial Complaints Authority (AFCA) is the primary independent ombudsman for travel insurance disputes in Australia, offering a free service if you are unhappy with an insurer's internal decision. Before contacting AFCA, you must first give your insurer the opportunity to resolve the complaint, typically within 45 days.
Final Thoughts: Best AllClear Deals Right Now
AllClear is the travel insurance specialist that says yes when others say no – with no upper age limit, no condition too complex, and no destination off the table. If you're an older Australian or one with pre-existing conditions, it's one of the few insurers built around your needs rather than around exclusion. Use an AllClear promo code today and get the cover you need for your next trip.
AllClear Alternatives / More Travel Insurance Deals
- Cover-More – offers comprehensive seniors cover with thorough pre-existing condition assessment and unlimited overseas medical on their top tier.
- Fast Cover – is a mainstream option for seniors up to age 89, balancing competitive pricing with strong medical cover for older Australians.
- Travel Protect – offers customisable add-ons and flexible policy options, Travel Protect lets seniors tailor their cover to exactly what they need rather than paying for a one-size-fits-all policy.
You'll find all our Travel Insurance providers centrally located here. And while you're at it – have you got your eSIM and rental car sorted?
