If you're looking to save on travel cover a Butter Insurance discount code lets you enjoy affordable and flexible protection while paying less on your premium. Whether you’re planning a long trip or a quick getaway, your next adventure should start with Butter Travel Insurance.
Last verified: 28 May, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
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How to Use a Butter Insurance Discount Code
- Start a quote on the Butter Insurance website by entering your trip details.
- Choose your policy.
- Enter your promo code in the designated “Discount/Promo Code” field at checkout.
- Apply the code and check it has worked.
- Complete your purchase.
Tip: Only one promo code can typically be used per policy, so choose the best one available.
How Much Can You Save with Butter Travel Insurance
Here is a sample of two separate policies: (compiled May 2026). Data indicative only.
| Criteria | $1,000 cancellation and interruption, comprehensive plan | $15,000 cancellation and interruption, comprehensive plan |
|---|---|---|
| 40yo male Travelling to Bali 1st week in June 2026 | $63.92 | $127.17 |
Best Ways to Save with Butter Travel Insurance
- Use a Butter Insurance discount – apply your code at checkout to reduce your premium.
- Buy your policy early – policies tend to be cheaper if you don't wait till the last moment.
- Match your trip – Choose the right plan so you don’t overpay for unnecessary cover.
- Optional add-ons – Make your cover as specific as possible to keep costs lower
What is Butter Travel Insurance
Butter was formed by lawyers Steph Skevington and Cassie Bell in 2021. Their vision was to “democratise” access to insurance – especially among Australian youth.
Users can use Butter for subscription-style insurance at checkout for purchases such as smartphones and laptops. Option of paying for the insurance cover on a monthly or yearly basis exist and if in doubt, subscribers can back out at any time with no cancellation fee.
Butter helps by providing:
- 24/7 support
- A quick claims process
- $0 excess on most things and $250 excess on the rest
- Coverage in 173 countries
Additional coverage can be purchased for snow sports, moped riding, skydiving, pet-boarding, cruises and rental car excess. Dont forget that it is your responsibility to read the PDS.
Is Butter Insurance Worth It in 2026?
That question goes hand-in-hand with the question – is travel insurance worth it? The answer is an unequivocable ‘Yes'. If you go on an adventure, you need travel insurance. Full stop. Start with Butter Insurance.
Another consideration is that some activities such as snorkeling and surfing are included in base packages. Check your PDS or contact Butter.
How Butter Insurance Promo Codes Work / Why Your Code Might Not Work
Most of our Deals auto-apply when you click through the offer, but sometimes you may need to enter a code manually.
If a code doesn't work, these are the most common reasons:
- Code has expired
- Code is not for the features or products that you're looking to insure
- You fall outside the code criteria
- You're trying to stack codes
- You may have a cookies or cache issue on your computer.
Frequently Asked Questions
What other insurance does Butter provide?
Digital Nomads, Expat Travel and Exchange Student Travel are all catered for.
Does Butter provide insurance for Seniors?
Butter is probably not the best bet for Seniors who may have more specialised needs than Butter can provide. Butter has a youth-focus. AllClear Travel Insurance may be a better option for Seniors.
What does Butter Travel Insurance cover?
Butter's base policy includes emergency medical and hospital expenses, trip cancellation and interruption, luggage and personal effects, personal accident, travel delay, and personal liability. Activities like surfing and snorkelling are also included in the base package.
Can I customise my Butter policy?
Yes. Butter's policies are modular and designed to be customised. Optional add-ons include cover for ski and snow, moped and motorbike, rental car excess, boat and cruise, and even pet boarding if your return from overseas is delayed.
Who underwrites Butter Travel Insurance?
Butter's travel insurance is administered by Battleface Insurance Services and is underwritten by Pacific International Insurance.
Does Butter cover COVID-19?
Butter travel insurance includes optional cover for Cancellation and Trip Interruption that, if selected, extends to events caused by or resulting from COVID-19, up to the amount shown in your Certificate of Insurance and subject to policy terms and conditions.
How do I make a claim with Butter?
Butter offers a fully online claims service, allowing you to lodge a claim easily within your account. Their aim is to get your claim resolved as quickly and painlessly as possible. You can also reach their support team at [email protected].
Does Butter charge an excess on claims?
You'll pay no excess on any of Butter's add-on packages, or for claims on things like travel delay, personal accident, personal liability. Excess conditions on other claims will be outlined in your policy documents.
Final Thoughts: Best Butter Insurance Deals Right Now
Travel Insurance is a crowded market and it can be hard to stand out. But, Butter Insurance does by maintaining a focus on insuring your adventures, a quick quoting process and stripping out the bloat.
Butter Travel Insurance Alternatives / More Travel Insurance Deals
Travel insurance is a competitive market and you can see all our travel insurance providers here. Or, you can click through to them from below:
- AllClear – Specialises in travel insurance for people with pre-existing medical conditions, including serious or complex health issues.
- CoverMore – A well-established Australian provider offering comprehensive cover popular with frequent and long-haul travellers.
- Freely – A flexible, app-based policy aimed at younger travellers who want to customise and adjust their cover on the go.
- FastCover – As the name suggests, best known for quick, no-fuss cover at competitive prices for straightforward trips.
- Tick Travel Insurance – A budget-friendly option offering tiered plans that suit cost-conscious travellers wanting simple, reliable cover.
- Travel Insurance Direct (TID) – One of Australia's longest-running direct insurers, known for solid all-round cover across a wide range of trip types.
- Travel Protect – Geared toward travellers seeking strong cancellation and disruption cover, particularly for higher-value trips.
- WAS (World Adventure Sports) – Tailored for adventure and activity-focused travellers who need cover for high-risk sports and outdoor pursuits.
