A CoverMore promo code is one of the easiest ways to save on travel insurance from one of Australia's most trusted providers – backed by Zurich Insurance Group and relied on by over 15 million travellers every year. Whether you're heading overseas on a single trip, planning multiple getaways with an Annual Multi-Trip policy, or looking to earn Velocity Points on your purchase, Cover-More has a plan built for you. Before you pay full price, check our verified Cover-More promo codes below and save on your next policy today.
Last verified: 18 May, 2026. Our content is ✔ Updated Daily ✔ Verified ✔ No Expired Deals
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How to Use a CoverMore Promo Code
- Head to the CoverMore website and click Get a Quote
- Enter your trip details – destination, travel dates, number of travellers, and age of the oldest traveller
- Select your plan – choose from Essentials, Comprehensive, or Annual Multi-Trip depending on your trip
- Add any optional extras you need such as cruise cover, ski cover, or adventure activities
- On the payment summary page, look for the promo code or discount code field
- Enter your Cover-More promo code and click Apply
- Confirm the discount has been applied to your total before proceeding
- If you're a Velocity member, enter your Velocity Frequent Flyer number at checkout to earn 3 points per $1 spent
- Complete your purchase and your policy documents will be emailed to you
How Much Can You Save with CoverMore?
Example: Using a 40yo male travelling to Bali from 1-8th June 2026, we can see:
| International Basic | International Comprehensive | International Comprehensive + | |
|---|---|---|---|
| Premium | $87 | $104 | $134 |
| Excess | $250 | $250 | $250 |
| Features | Unlimited~ Overseas Medical Expenses Up to $5,000 luggage cover $1,000 smartphone cover | Pre-trip COVID-19 cancellation cover Unlimited~ Overseas Medical Expenses Up to $15,000 luggage cover $1,500 smartphone cover $2,000 Travel Delay cover | Pre-trip COVID-19 cancellation cover Unlimited~ Overseas Medical Expenses Up to $25,000 luggage cover $2,500 smartphone cover $3,000 Travel Delay cover |
The above table only provides a snapshot of the cover and options, but it serves to illustrate that if you travel light and carry cheap items that you're not so worried about losing, you'll save a lot. However, the moment you start riding mopeds or scooters or sign up for action sports, you can easily blow your premium out well beyond $200. The prices reflected here are pre-questionnaire on your activites, so prices only go up from here.
Best Ways to Save with CoverMore
- Use discount codes and promotions – Start and finish with our website for working promo codes 🙂
- Pick a plan that matches your trip – Don't pick a default plan such as “Comprehensive” – do research and assess what you really need insurance for.
- Frequent travellers should use an Annual Multi-Trip policy – This type of policy will work out to be far cheaper than buying insurance for individual trips.
- Align your travel dates and requirements with policy dates.
What is CoverMore?
CoverMore Travel Insurance is a global travel insurance provider that has protected travellers since 1986. Over 15 million travellers trust them annually to protect their trips. They help safeguard travellers from the unexpected, and provide support when medical, travel or security emergencies arise, before, during and after travel.
What does CoverMore Insure?
The three most popular types of cover that Covermore provide are:
- single trip travel insurance
- annual multi-trip insurance
- inbound traveller insurance
Single-trip insurance covers Australian residents travelling internationally and within Australia on single trips only, while Annual multi-trip insurance covers Australian residents for any number of trips (up to a maximum duration) within a 12-month period.
Inbound insurance covers non-Australian residents travelling to and within Australia on single trips only.
What Other Insurance does CoverMore Provide?
CoverMore also provides several other insurances that are more bespoke and subject to more detail being provided than their more general insurances. These include cruise insurance, ski & snowboard insurance, motorcycle & moped insurance and adventure activities insurance.
Does CoverMore Provide Insurance for Seniors?
Cover-more doesn’t have specific travel insurance policies for senior travellers. However, Travellers up to 99 years of age are eligible for Cover-More travel insurance. However, this is subject to acceptance criteria based on age at the time of buying the policy, destination, and trip duration.
Earn Velocity Points with CoverMore Travel Insurance
Earn 3 Points per $1 spent, and receive reassurance with travel insurance, and emergency medical assistance. Silver, Gold and Platinum members earn a 50%, 75% and 100% Bonus Points respectively on top of the base Points earned when booking.
To earn points on your insurance policy:
- Sign up to the Velocity Frequent Flyer Program.
- Get a travel insurance quote directly from the website or over the phone.
- Include your Velocity membership number at the checkout.
- Finalise your Cover-More travel insurance.
Velocity Points are available when you purchase a Single Trip or Annual Multi-Trip plans. To be eligible, you must purchase from www.covermore.com.au or via the telephone sales team on 1300 72 88 22.
Use the CoverMore App
The Cover-more App is available in the Apple App store or on Google Play. Download it to view your policy details, local tips & risk advice, real-time safety alerts and 24/7 emergency assistance.
Is CoverMore Worth It in 2026?
CoverMore, as is travel insurance in general is worth it. The higher quality plans, tend to provide good coverage for value and it is likely that more Seniors and those with pre-existing conditions will be able to obtain cover than via other insurers – provided they're willing to pay for it.
How CoverMore Promo Codes Work / Why Your Code Might Not Work
A travel insurance policy can't discriminate based on age, sex, race etc. but may only apply for certain level policies or operate for a limited time.
Most of the codes you'll click on in TCM Deals will automatically apply, but if you're having trouble applying the promo code, check your cookies and cache settings on your computer.
Frequently Asked Questions
Who underwrites CoverMore insurance?
CoverMore is underwritten by the Zurich Insurance Group, whom they joined in 2017 – one of the world’s leading multi-line insurers.
Can I get insurance from CoverMore for existing medical conditions?
Yes, many existing medical conditions (EMCs) may be automatically included or assessed and if approved, included in the policy upon payment of an extra premium.
Can I earn frequent flyer points with a CoverMore promo code?
For every $1 you spend with Cover-More, you can earn 3 Velocity Points, that can be used with Virgin Australia and other members of the Star Alliance program. You can redeem your Velocity Points for flights, upgrades, car hire, accommodation and at a whole host of shops.
Does CoverMore provide 24/7 Emergency Assistance?
Yes, call +61 2 8907 5619 from anywhere in the world to speak to their 24/7 emergency assistance team. Tap the “Assistance” button in the Cover-More App and then select “Call Now” to speak to the team.
Who do I contact if I have a complaint about Cover-More?
The primary body for travel insurance complaints is the Australian Financial Complaints Authority (AFCA). It is a free, independent dispute resolution service that handles complaints against insurance companies. You first need to try to resolve the issue directly with the CoverMore's internal dispute team.
Does Cover-More travel insurance cover pre-existing medical conditions?
Cover-More does consider pre-existing medical conditions, with many automatically included and others assessed individually during the quote process. If your condition is approved, it can be added to your policy for an additional premium. For travellers with complex or multiple conditions, it's worth comparing Cover-More's assessment process with a specialist like AllClear, which is purpose-built for this type of cover.
Is Cover-More travel insurance worth it for frequent travellers?
Cover-More's Annual Multi-Trip policy is one of its strongest value propositions for frequent travellers – covering unlimited trips within a 12-month period on a single policy, which works out significantly cheaper than buying individual policies for every trip.
Is Cover-More travel insurance good for cruises?
Cover-More offers dedicated cruise cover as an add-on to their standard policies, covering cabin confinement, missed port departures, itinerary changes, and emergency medical evacuation at sea – risks that a standard travel insurance policy won't cover.
Final Thoughts: Best Cover-More Deals Right Now
Cover-More has been protecting Australian travellers since 1986 – and with over 15 million travellers trusting them every year, it's the household name in Australian travel insurance for good reason. Backed by Zurich Insurance Group and the only insurer where you can earn Velocity Points on your policy, it's hard to look past. Use a verified Cover-More promo code today and get covered for less before your next trip.
Covermore Alternatives / More Travel Insurance Deals
- Fast Cover – is an Australian insurer with a broad product range, competitive pricing, and cover up to age 89, making it a natural like-for-like alternative for travellers who want solid comprehensive cover without paying the Cover-More premium
- Tick Travel Insurance – presents a straightforward tier structure that suits the same mainstream Australian audience, at a noticeably lower price point than Cover-More
- Travel Insurance Direct (TID) – a long-standing Australian brand with four plan levels and a similar breadth of cover to Cover-More, making it one of the most direct comparisons for travellers weighing up their options
For a full run-down of Travel Insurance providers that we cover, head to our Travel Insurance Promo Page.
