There’s also a range of other travel perks on offer, including two Qantas Club lounge invites each year.
To receive the 100,000 Qantas Points and $200 back, new cardholders need to apply, be approved and spend a minimum of $4,000 within the first 3 months of approval.
ANZ Frequent Flyer Black overview
With one of the largest Qantas sign-on bonuses around, it’s not hard to see why the ANZ Frequent Flyer Black is an extremely popular credit card. And, with generous uncapped Qantas Points earning potential plus access to Qantas Club privileges and other travel perks, it could be a ‘keeper’ for the long term.
Read on for an overview of the main ANZ Frequent Flyer Black benefits. Or, apply now with a mobile-friendly application form available on the ANZ website here .
Collect 100,000 bonus Qantas Points
100,000 Qantas Points is one of the highest sign-on bonus offers currently available – and it’s enough to take off on an overseas holiday (excluding applicable fees and taxes).
Need some more inspiration? We’ve listed out a range of enticing flight redemptions, below:
- Qantas Business Class from Perth to Bangkok return (100,000 Qantas Points, plus taxes and fees)
- Qantas Business Class from Melbourne/Sydney/Brisbane to Los Angeles one way (96,000 Qantas Points, plus taxes and fees)
- Qantas First Class from Melbourne/Sydney/Brisbane to Singapore one way (90,000 Qantas Points, plus taxes and fees)
- Qantas Business Class from Brisbane to Denpasar (Bali) return (80,000 Qantas Points, plus taxes and fees)
- Emirates Business Class from Sydney to Christchurch return (72,000 Qantas Points, plus taxes and fees)
Points redemption rates are correct as at 26 March 2019 and subject to airline T&Cs and availability. They may be subject to change at any time. Fees and charges are payable in addition to the points redeemed.
Receive two Qantas Club lounge invites
The ANZ Frequent Flyer Black delivers two complimentary Qantas Club lounge entries to cardholders each year. The invites are valid at domestic Qantas Club lounges and International Business Lounges (note that the Qantas Los Angeles Lounge and the Qantas Singapore Lounge are currently excluded).
Save up to $497 with Qantas Club membership
If you travel frequently and are looking to lock in more regular Qantas Club lounge access, the ANZ Frequent Flyer Black could save you a significant amount of money on an annual membership.
Cardholders can access a reduced Qantas Club annual fee on of $442 (usually $540) along with a waiver of the one-off $399 joining fee. Together, these savings add up $497.
Access Veloce Lounges worldwide
ANZ Frequent Flyer Black cardholders enjoy unlimited access to Veloce lounges globally. The Veloce network of partner lounges covers over 60 airport lounges in 48 cities.
While Veloce doesn’t have any partners in Australia, Veloce Lounges can be found at popular destinations including Auckland, London, New York, Singapore and Tokyo.
Note that lounge access is provided for the cardholder only. Guests may be admitted for a fee, with access requirements varying from property to property.
Earn 1 Qantas point per $1 eligible spend (capped)
ANZ Frequent Flyer Black cardholders enjoy ANZ’s highest Qantas Points earning potential on everyday eligible spending, with the ability to earn 1 Qantas point per $1 to a very generous cap. The earn rate is as follows:
1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period
0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
Points earning rates are uncapped, regardless of how much you spend per month or per year. You could also earn 1 additional point per $1 spent on selected Qantas products and services in Australia.
Note that fees, cash, cash equivalent transactions, balance transfers, and transactions for gambling or gaming purposes are not considered eligible purchases.
Access complimentary insurance coverage
The ANZ Frequent Flyer Black unlocks a range of complimentary travel insurances when travelling domestically and overseas. These include:
- Overseas Travel and Medical Insurance
- Interstate Flight Inconvenience Insurance
- Rental Excess Cover
Plus, you could get peace of mind when you shop, with access to:
- Extended Warranty Insurance
- Best Price Guarantee Scheme
- 90-day Purchase Security Insurance
Before deciding to take up any included insurance product, you should first ensure it fits your needs. You can access information about the complimentary insurance cover here.
Enjoy a range of other cardholder benefits
The ANZ Frequent Flyer Black card provides access to a number of additional lifestyle and entertainment benefits. These include:
- Visa Entertainment – Enjoy exclusive travel, leisure, dining and shopping offers
- 24/7 Concierge Service – Access a complimentary Personal Concierge 24 hours a day, to help you with restaurant or hotel bookings, gift ideas and more
- Mobile payments – Use your compatible smartphone or wearable device to tap and pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Note that it’s possible to add up to nine supplementary cardholders to the primary ANZ Frequent Flyer Black account. A $65 annual fee applies per supplementary card.
ANZ Frequent Flyer Black key information
|Purchase rate (%)||19.99%|
|Cash advance rate (%)||21.49%|
|Standard annual fee ($)||$425|
|Minimum credit limit ($)||$15,000|
|Minimum income required ($)||$75,000|
|Reward Program||Qantas Frequent Flyer|
ANZ Frequent Flyer Black annual fee
The annual fee for the ANZ Frequent Flyer Black is $425 per year. However, you’ll receive $200 back when you spend a minimum of $4,000 on eligible purchases within the first 3 months of approval. This brings the first year annual fee down to just $225.
ANZ Frequent Flyer Black eligibility
The minimum reportable income to apply for the ANZ Frequent Flyer Black is $75,000 per annum and you must be either a permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa.
To receive the 100,000 bonus Qantas Points, you must not currently hold or have opened or closed an ANZ Frequent Flyer card in the past 12 months. The specific card products this restriction applies to are: ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold and ANZ Frequent Flyer card.
However, if you currently hold or have held an ANZ Rewards card or another type of ANZ credit card in the past 12 months, this does not preclude you from earning the bonus points on the ANZ Frequent Flyer Black, provided you meet all the other offer eligibility criteria.
The secure, mobile friendly application form on the ANZ website should take you around 5 minutes to complete and you may receive a response in less than 60 seconds.