Save more with Travel Insurance promo codes and deals 2026

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Travel insurance is one of those things you hope you never have to use. Sometimes it can seem like money for nothing, but it sure matters when things go wrong. To help ease the pain, we've curated a list of travel insurance promo codes for travellers looking to reduce their costs while enjoying a great holiday.

Latest travel insurance promo codes and discounts

Benefits of a travel insurance promo code

Using a travel insurance promo code can provide several benefits, helping you save money and enhance the value of your coverage. Here’s how:

1. Cost Savings

Discounted Premiums: Promo codes often reduce the cost of your travel insurance plan, allowing you to secure coverage at a lower price.

Percentage-Based Discounts: Some codes offer a percentage off your total premium, which can be especially beneficial for comprehensive or multi-trip plans.

2. Access to Enhanced Coverage

Free Add-Ons: Promo codes may include additional benefits, such as coverage for adventure sports, trip cancellations, or pre-existing medical conditions, at no extra cost.

Upgraded Plans: Certain codes might unlock higher coverage limits or premium plan features for the price of a standard plan.

3. Incentives for New Customers

First-Time Discounts: Many insurers provide special promo codes for new customers, encouraging them to try their service at a reduced cost.

4. Seasonal Promotions

Holiday and Event Discounts: Promo codes may coincide with peak travel seasons, such as summer vacations or holiday periods, offering timely savings.

5. Group Travel Savings

Family or Group Discounts: Some promo codes cater to group policies, providing discounts for families or larger groups traveling together.

6. Multi-Trip Discounts

Annual Plans: Promo codes for annual or multi-trip policies can reduce the cost of coverage for frequent travelers.

7. Encourages Comprehensive Coverage

Affordable Upgrades: With discounts from promo codes, travelers may be more inclined to choose comprehensive plans that offer broader coverage.

8. Trial for Specialized Insurance

Niche Policies: Promo codes may encourage you to try specialized coverage options, such as insurance for cruises, adventure activities, or business travel.

9. Rewards for Loyalty

Existing Customer Benefits: Some promo codes are tailored to reward returning customers with discounts or additional perks.

10. Incentives for Online Purchase

Digital Discounts: Insurers often provide promo codes for purchasing policies online, making the process convenient and cost-effective.

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Tips for maximizing travel insurance promo codes

  1. Check Terms and Conditions: Ensure the promo code applies to your destination, travel dates, and coverage type.
  2. Compare Plans: Use promo codes while comparing plans from different providers to find the best deal.
  3. Act Quickly: Many promo codes have limited-time offers or usage caps.
  4. Use Trusted Sources: Obtain promo codes directly from insurance providers, reputable travel websites, or newsletters.
  5. Combine Discounts: Look for opportunities to stack promo codes with other offers, like loyalty rewards or credit card perks.

By using a travel insurance promo code, you can secure reliable coverage, save money, and even gain access to enhanced benefits, ensuring peace of mind while you travel.

By applying these promo codes at checkout, travellers can secure better rates and additional benefits that enhance their overall experience. It’s essential to be mindful of the terms and conditions associated with each code, including expiration dates and eligibility requirements, to ensure a seamless booking process and make the most of available savings.

Travel insurers we cover

Cover More

Cover More is a global travel insurance provider, protecting travellers since 1986. More than 15 million travellers worldwide trust Cover More to protect their trips each year, including millions of Aussies.

Cover More

Use the award-winning app to lock in your insurance quick.

Cover More is part of the Zurich Insurance Group — one of the world’s leading multi-line insurers.

Freely

Freely offers coverage you can adjust on-the-go, live safety updates, 24/7 medical and emergency support, and an easy-to-start claims process with the app.

Freely

Freely is travel insurance in an app. With a single bundled plan and optional cover add-ons, only pay for what you need.

Freely was founded in 2020 and is backed by global insurance group Zurich.

Tick Travel Insurance

Tick is a popular choice among travellers. It offers 3 levels of cover and aims to make things as quick and simple as possible.

Tick Travel Insurance

Cost-effective insurance is possible with Tick.

Tick Travel Insurance is underwritten by Mitsui Sumitomo Insurance Company Limited.

Travel Insurance Direct

There is plenty of choice at Travel Insurance Direct; they offer four plans for different travel styles. Choose from Comprehensive, Basic, Domestic and Annual Multi-Trip options.

Travel Insurance Direct

Give award-winning Travel Insurance Direct a go.

TID is backed by NIB and the insurance is underwritten by Pacific International Insurance Pty Ltd.

AllClear Travel Insurance

AllClear is the medical travel insurance specialist. Choose from Gold, Gold Plus and Traveller levels of cover.

AllClear Travel Insurance

No upper age limits and 3 levels of cover make AllClear a great option for senior travellers.

AllClear is also underwritten by the insurer Mitsui Sumitomo Insurance Company Limited.

Fast Cover

Fast Cover was created in 2010 with the vision of providing quality travel insurance that not only offered the cover travellers actually need, but that was also simple and easy to understand.

Fast Cover

Grab your insurance from an Aussie owned and operated company.

Fast Cover uses Lloyd’s underwriters to take on the insurance risk.

Butter Travel Insurance

Butter Travel Insurance offers simple, affordable and reliable travel insurance for Aussie travellers heading to Europe, Japan, Bali and destinations around the world.

Butter Travel Insurance

Butter aims to make it easy to compare plans, get covered online in minutes, and travel with confidence.

Travellers may be interested in the “no excess on any of the add on packages, or things like travel delay, personal accident, personal liability & more” approach.

Travel Protect

Another insurance company to consider, Travel Protect offers only a couple of plans that should meet many travellers' needs.

Travel Protect

Travel Protect's plans are customisable for extras.

Travel Protect is underwritten by Pacific International Insurance Pty Ltd.

WAS Travel Insurance

WAS offers COVID-19 insurance and plans that cater for travellers up to 99 years old.

WAS Insurance

Consider WAS if you're going to a COVID-19 hotspot or particularly worried about travel interruption.

Was Insurance is underwritten by Pacific International Insurance.

FAQ: Travel insurance promo codes and discounts

Do travel insurance promo codes reduce cover or benefits?

No. Promo codes usually only discount the premium you pay. Your policy benefits, coverage limits, and terms stay exactly the same as if you paid full price.

Can I use a travel insurance promo code after I’ve already purchased a policy?

Promo codes must be applied during checkout before payment is completed. If you forget, you may need to cancel and repurchase (if allowed) to use the discount.

Why isn’t my travel insurance promo code working?

Promo codes can expire, be destination-specific, or only apply to certain policy types. Double-check the terms, spelling, and eligibility before trying again.

Other useful travel insurance links

If you have complaints regarding insurance, you can lodge a complaint with Australian Financial Complaints Authority.

Expired travel insurance promo codes and discounts

Freely – 15% off next travel insurance policy
Deal
For a very limited time, you can score 15% off a freely travel insurance policy. This is a very limited time referral code!
CoverMore – Win international return flights for two
Coupon
Eligible Entrants will have the chance to win one of two return Economy Class International Short-Haul Virgin Australia flight certificates for two passengers from the nearest capital city to the …
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FLIGHTS
Covermore – save 10% on travel insurance
Coupon
The Cover-More AU Black Friday sale is now live.
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BFCM10
Exclusive
Save 10% on Travel Insurance with The Champagne Mile*
Coupon
Get a quote in 60 seconds or less and use our exclusive coupon code to save 10%.
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CHAMPAGNE
*Ends 31/12/25. Offer may be extended. Applies to total undiscounted premium at checkout (Max 1 offer or discount can be used per policy). Underwritten by Certain underwriters at Lloyd’s. Consider PDS & TMD on fastcover.com.au. T&Cs apply. The Champagne Mile acts as a referrer only. If you buy a policy from Fast Cover after being referred from this website, The Champagne Mile will receive a commission.
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