Citi Rewards Credit Card: The Lowdown
Earn Citi reward Points fast
- 1 Citi reward Point per $1 spent on eligible domestic spend, capped at $10,000 spend per statement period.
- 1 Citi reward Point per $1 spent on eligible international spend, uncapped per statement period.
How to redeem Citi reward Points
| Loyalty Program | Transfer ratio# | 100,000 Citi rewards Points value |
|---|---|---|
| Velocity Frequent Flyer | 1 Velocity Point = 2.5 Citi reward Points | 40,000 Velocity Points |
| Singapore Airlines Krisflyer | 1 Krisflyer Mile = 3 Citi reward Points | 33,333 Krisflyer Miles |
| Flybuys | 1 Flybuys = 1.33 Citi reward Points | 75,188 Flybuys |
Shop with Points: Cardholders can use their Citi reward Points to pay for purchases at Kogan.com.
Transfer Citi reward Points to leading airline and loyalty programs
- Velocity Frequent Flyer – 2,000 points minimum
- Singapore KrisFlyer – 25,000 points minimum
- Flybuys – 2,000 points minimum
Earn Points with Citi PayAll
More perks of the Citi Rewards Credit Card
Score cashback from your favourite brands
10% off selected hotel offers with Luxury Escapes
Access Complimentary Insurances
The Citi Rewards Credit Card provides access to multiple insurances.
Complimentary International and Domestic Travel Insurance* – Up to 3 months for International Travel and up to 14 days for Domestic Travel when meeting eligibility criteria.
Before you consider using this insurance, we recommend reading the Policy Information Booklet to determine if the insurance cover meets your individual needs.
Complimentary Mobile Phone Insurance~ – Pay your monthly mobile plan bill with your Citi Rewards Credit Card and you’ll receive accidental damage and theft cover.
Before you consider using this insurance, we recommend reading the Policy Information Booklet to determine if the insurance cover meets your individual needs.
Contactless Payment
Citi Rewards Credit Card annual fee
Citi Rewards Credit Card eligibility
- Applicants must have a regular income with payslips as proof
- Be 18 years or older
- Be a permanent Australian resident
- Have access to mobile and email for verification
Don’t miss your chance to earn 100,000 bonus Citi reward Points
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit products. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
Our/us/we means NAB unless the context otherwise requires it.
“Citi”, “Citibank”, “CitiGroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under license by NAB from Citigroup Inc. and related group entities.
*Complimentary Insurances
Complimentary insurance covers are subject to eligibility requirements: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.
~Mobile Phone Insurance
Mobile Phone Protection Insurance (Cover) is provided under and by way of a group policy (Group Policy) issued by AIG Australia Limited (ABN 93 004 727 753, AFSL 381 686) (AIG) to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. This Cover is available to Cardholders (“you/your”) while you remain an eligible Mastercard and/or Visa cardholder of NAB, subject to NAB’s and AIG’s right to alter the Cover. The terms, conditions and excluded cover are specified in the ‘Citi Credit Cards Complimentary Mobile Phone Insurance Terms and Conditions’ as amended from time to time. When eligible, you have the benefit of cover as a third party beneficiary solely by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). To make sure that the Cover meets your needs and is suitable for you and your personal circumstances, these terms and conditions must be reviewed by you and, if necessary, you should also seek independent financial advice. Neither Citi nor NAB is the issuer or insurer of the Cover. Neither Citi nor NAB nor any of its related corporations guarantee any of the benefits under the Cover. Please note that you must have a contract with a mobile phone provider and a monthly automatic billing arrangement.