American Express Business Explorer Credit Card: 100,000 bonus points

Eligibility criteria, minimum spend, terms and conditions apply

American Express Business Explorer credit card

American Express Business Explorer Credit Card: 100,000 bonus points

American Express Business Explorer credit card

Eligibility criteria, minimum spend, terms and conditions apply

Up to 2 points per $1 spent

Earn 2 points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent

Business Loyalty Bonus

Spend $100,000 on your Card every 12 months and receive 50,000 bonus Membership Rewards points

100,000 bonus points

Receive 100,000 bonus Membership Rewards points when you spend $3,000 on your new card within 3 months of your approval date. Offer ends 11 March 2020.

For a limited time, new cardholders can pocket 100,000 Membership Rewards points with the American Express Business Explorer Credit Card. That’s the equivalent of 50,000 frequent flyer points or miles with leading airlines.

To receive the bonus points, you need to apply online by 11 March 2020 and spend $3,000 on your new card within 3 months of your approval date.

But it’s not all about the sign on bonus. This card delivers many additional perks that could see it take pride of place in your wallet for many days (or years!) to come.

First up, there’s a business loyalty bonus of 50,000 Membership Rewards points each year (spend criteria applies). And, high flying cardholders will benefit from complimentary travel insurances, elite hotel status and entry to the American Express Airport Lounge.

Add in an earn rate of up to 2 points per $1 spent (the equivalent of 1 frequent flyer point per dollar) and it’s not hard to see how the Amex Business Explorer could deliver significant value to your business in the long term.

Go to the secure, mobile-friendly American Express application form to apply now.

Or, read on to discover how the American Express Business Explorer Credit Card could benefit your business in the longterm.

Pocket 100,000 Membership Rewards points

The American Express Business Explorer Credit Card earns into the American Express Membership Rewards ‘Gateway’ program.

Membership Rewards is a flexible program that is highly valued by savvy travellers. With no lock-in to one frequent flyer scheme and no points expiry, points can be earned and redeemed at leisure.

Cardholders can transfer points into leading airline programs, many of which offer enticing travel-based reward redemptions.

100,000 Membership Rewards points are equal to 50,000 points or miles with leading airline programs such as Velocity, Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Velocity Frequent Flyer.

Earn 50,000 bonus points each year you hold the card

The Amex Business Explorer Credit Card offers a generous business loyalty bonus, designed to reward cardholders who push significant spend through the card.

It works like this: Each membership year that you spend $100,000, you’ll receive 50,000 bonus Membership Rewards points. The spend criteria equate to an outlay of $8,333.33 monthly.

50,000 points is a generous bonus, and it’s enough for a stylish award flight redemption. Depending on your business spending patterns it may be worth moving a significant portion of spend to your Business Explorer Credit Card in order to earn the 50,000 bonus points each year.

Get free access to the American Express Airport Lounge twice a year

Whether travelling for business or leisure, airport lounge access is a valuable perk that can help you to relax in comfort before your flight.

The American Express Business Explorer Credit Card unlocks two complimentary single entries to the American Express Airport Lounge each calendar year. There are two air-side locations at airports in Australia – Sydney International Airport and Melbourne International Airport.

American Express Lounge Melbourne Airport
American Express Lounge Melbourne Airport

The Amex Lounge provides cardholders and their guests a comfortable area to relax and recharge before their flight. There’s complimentary dining on offer, a full-service bar, high-speed Wi-Fi and showers.

This cardholder perk could be very valuable, particularly for when you’re travelling internationally in economy.

Get a fast track to complimentary Hilton Honors Silver Status

Obtaining elite tier status with a hotel loyalty scheme usually requires a significant spend outlay. However, selected Amex credit cards – including the American Express Business Explorer – offer an instant fast track to Hilton Honors Silver Status.

Hilton Honors Silver members enjoy:

  • Late checkout (upon request and subject to availability): Hotels typically charge a significant amount for a late checkout. So, this benefit can be quite valuable and may come in handy if you have a later flight.
  • 20% Bonus on Points towards free nights: Silver Hilton Honors members earn 20% more points than a regular member, helping you to rack up Hilton Honors points faster
  • Fifth night free: Silver, Gold and Diamond members get every 5th night free when booking a reward stay of five nights or more using Hilton Points.
  • Two complimentary bottles of water per stay: Applies to selected properties.

Get a US$100 hotel credit and room upgrade at selected properties

The AMEX Explorer Business Credit Card unlocks valuable benefits with The Hotel Collection, an exclusive accommodation booking service which features more than 600 hotels and resorts in over 30 countries worldwide.

By booking two consecutive nights’ stay, you could enjoy a hotel credit of up to US$100 and a room upgrade, (when available) at participating properties.

Over time, these exclusive perks could provide you with significant value for money when you travel.

Earn piles of points on your business spend

Business owners are well-placed to earn piles of points when paying expenses – often at no additional cost outlay.

The fact is, the American Express Business Explorer Credit Card could see you rack up points fast.

You’ll earn a flat 2 points per $1 for all spend, except with government bodies where you’ll collect 1 point per $1. That’s the equivalent of 1 frequent flyer point or miles per dollar across most transfer partners.

There’s no cap on how many points you can earn each month or year. And, with American Express widely accepted at merchants across Australia, there’s no shortage of places you can use your card.

American Express Business Explorer Credit Card Insurances

The American Express Business Explorer Credit Card provides a suite of complimentary insurances to help provide peace of mind when at home and abroad. The products include:

  • Cover for damaged, destroyed, lost or stolen personal baggage, money and documents during your trip
  • Medical emergency expenses
  • Delayed flight or missed flight connection
  • Luggage delay for luggage checked on a scheduled flight
  • Travel disruption due to the unforeseen and unavoidable cancellation of a trip

 Complimentary Travel Insurance cover is extended to Supplementary cardholders, provided the travel is booked on the supplementary card holder’s card.

Before deciding to take up any of these insurance products, and to find out more information about coverage requirements, you should refer to the card PDS and terms & conditions here.

Same time and money for your business with other benefits

The American Express Business Explorer Card unlocks plenty of other benefits designed to offer additional value for you and your business. There are too many to cover here in full, but they include:

  • Integration with leading business software: keep track of business expenditure using Quicken or MYOB
  • Apple Pay, Samsung Pay, and Google Pay support – use your card with your phone for easier payments
  • Amex Offers: Save money with popular promotions that reward you with a cashback when you hit a minimum spend threshold at a specific merchant (e.g. spend $250, get $50 back at Myer, or spend $500 and get $100 back at Harvey Norman)
  • Amex Invites: get exclusive access to music, theatre and film events, sometimes via pre-sale tickets. You can also enjoy exclusive lounges at selected events.
  • Free additional cards: Additional cards can be provided to employees at no charge. The points earned are credited to your account. Additional cardholders will be able to access some of the exclusive perks we’ve covered above.

The American Express Business Explorer also carries an Interest rate of 16.99% p.a. on all purchases. This is somewhat lower than the interest rate of 20.74% on the personal Amex Explorer Credit Card.

Eligibility

To apply for the card, you’ll need to be an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457).

Additionally, you must have an annual business revenue of $75,000 or more and your business must have a valid ABN registered for GST.

To receive the 100,000 bonus Membership Rewards points, you must not currently hold or who have previously held a Card product issued by American Express Australia Limited in the preceding 18 month period. Previous and existing bank-issued American Express companion Card Members are eligible for this offer.

Annual fee

The AMEX Business Explorer Credit Card comes with an annual fee of $395. It’s possible to get this value back and more by making use of the benefits we’ve outlined in this article.

Don’t miss an opportunity to pocket 100,000 bonus points

The opportunity to receive 100,000 Membership Rewards points with this popular business card is only available until 11 March 2020, so don’t miss out.

The sign on bonus converts to 50,000 frequent flyer points with most transfer partners,

The secure, mobile-friendly application form takes less than 10 minutes to complete and AMEX may be able to give you a response in less than 60 seconds.

Apply now

American Express Business Explorer Credit Card: 100,000 bonus points

American Express Business Explorer credit card

American Express Business Explorer Credit Card: 100,000 bonus points

Eligibility criteria, minimum spend, terms and conditions apply