Score 180,000 extra ANZ Reward Points (worth 90,000 Velocity Points or over $720 cashback) and $150 back with the ANZ Rewards Black credit card.
Right now, ANZ is offering 180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.
180,000 extra ANZ Reward Points are worth the equivalent of 90,000 Velocity Frequent Flyer points, 60,000 Singapore Airlines KrisFlyer miles or 60,000 Cathay Pacific Asia Miles. It can also be used for $720 cashback with ANZ or an $800 digital gift card.
New Rewards card. T&Cs, eligibility and spend criteria, fees and charges apply. (including an annual fee, currently $375).
ANZ Rewards Black credit card: What’s to love?
The ANZ Rewards Black credit card is packed with perks. Along with a swag of ANZ Reward Points, this card offers the ability to earn flexible rewards that can be redeemed for travel, used for cashback or saved up for goods or giftcards.
This top-tier card also offers a wide range of travel, entertainment and lifestyle inclusions. Access complimentary shopping and travel insurances, Visa Offers + Perks and 24/7 Concierge.
Plus, access ANZ’s highest Reward Point earn rate, with 2 ANZ Reward Points per $1 (capped), helping you to reach your redemption goal sooner.
Am I eligible for this offer?
To be eligible to receive the 180,000 extra ANZ Reward Points, you must not currently hold or have opened or closed an ANZ Rewards credit card in the past 12 months. If you currently hold or have held an ANZ Frequent Flyer card in the past 12 months (such as the ANZ Frequent Flyer Black, or the ANZ Frequent Flyer Platinum), this does not preclude you from earning the extra points on the ANZ Rewards.
Bear in mind, your eligibility to receive the extra points is not affected in the following scenarios:
You are / were an additional cardholder on someone else’s ANZ Rewards card account: Being an additional cardholder on someone else’s ANZ Rewards card does not affect your eligibility to receive extra points if you apply as the primary cardholder.
You’ve held a rewards credit card from a different bank or American Express: Earning bonus points from a different bank or card provider such as Amex does not affect your eligibility for the ANZ Rewards Black credit card.
To apply, you must be 18 years of age or over and a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
Pocket 180,000 extra ANZ Reward Points and $150 back
The ANZ Rewards Black credit card earns into ANZ’s own rewards program. As a flexible rewards scheme, ANZ Rewards offers versatility to use points across a wide range of redemptions.
ANZ Rewards unlocks the ability to transfer ANZ Reward Points to four of our favourite global airline programs:
| Frequent Flyer Program | Transfer Ratio | Minimum Redemption |
|---|---|---|
| Virgin Australia Velocity Frequent Flyer | 2 Reward Points = 1 Velocity Point | 2,000 Reward Points |
| Singapore Airlines KrisFlyer | 3 Reward Points = 1 KrisFlyer Mile | 1,500 Reward Points |
| Cathay Pacific Asia Miles | 3 Reward Points = 1 Asia Mile | 3,000 Reward Points |
| Air New Zealand Airpoints | 2,000 Reward Points = 10 Airpoints Dollars™ | 2,000 Reward Points |
Simply by using your 180,000 extra ANZ Reward Points, you could get 90,000 Velocity Frequent Flyer points, 60,000 Singapore Airlines KrisFlyer miles, or 60,000 Cathay Pacific Asia Miles.
You could also redeem into ANZ cashback, helping to reduce the balance of your Rewards card, or credit another ANZ account when you redeem ANZ Reward Points. At the time of writing, you can redeem 25,000 ANZ Reward Points for $100 cashback and 12,500 ANZ Reward Points for $50 cashback. Therefore, the bonus of 180,000 extra ANZ Reward Points is worth over $720 cashback.
Earn 2 ANZ Reward Points per $1 eligible spend (capped)
The ANZ Rewards Black credit card offers ANZ’s highest Reward Points earning potential. The card unlocks a generous earn rate of up to 2 ANZ Reward Points per $1 spent. The earn rate is as follows:
2 ANZ Reward Points per $1 spent on eligible purchases up to and including $5,000 per statement period.
1 ANZ Reward Point per $1 spent on eligible purchases above $5,000 per statement period.
Above $5,000, ANZ Reward Points earning rates are uncapped, regardless of how much you spend per month or per year.
What is classified as eligible spend?
Spend including fees, cash advances, cash equivalent transactions, balance transfers, and transactions for gambling or gaming purposes are not considered eligible purchases. To review the fine print in relation to the classification of eligible purchases, refer to the ANZ Frequent Flyer Reward Terms and Conditions (PDF 122kB).
Access complimentary insurance coverage
The ANZ Rewards Black credit card provides access to a suite of complimentary insurances, designed to provide coverage when you travel or even shop online. The travel insurance products include:
- International and Domestic Travel Insurance
- Transit Accident Insurance
- Rental Vehicle Excess in Australia Insurance
Plus, when it comes to shopping, you could access the following insurances:
- Extended Warranty Insurance
- Purchase Protection Insurance
Before taking up any insurance product, you should carry out your own research to ensure the product is right for your individual circumstances.
The eligibility and spend criteria, terms, conditions, limits and exclusions of the group policy are set out in the ANZ Platinum and Black Credit Card Complimentary Insurance booklet (PDF 696kB) which may be amended from time to time.
Enjoy a wide range of other perks
The ANZ Rewards Black credit card is designed to offer a range of travel, lifestyle, entertainment and shopping benefits. When taken together, these perks could save you significant money over time. These include:
Visa Offers + Perks: Experience exclusive presales, offers, giveaways and benefits
24/7 Concierge Service: Access a complimentary Personal Concierge 24 hours a day, to help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more.
Mobile payments: Bank with ease using the ANZ App. ANZ cardholders can also use a compatible smartphone or wearable device to tap and pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Note that it’s possible to add up to nine supplementary cardholders to the primary ANZ Rewards Black account. A $65 annual fee applies per supplementary card.
ANZ Rewards Black credit card key information
| Purchase Rate (%) | 20.99% |
|---|---|
| Cash Advance Rate / Balance Transfer Rate (%) | 21.99% |
| Interest Free Days | Up to 44 |
| Annual Fee ($) | $375 |
| Min. Credit ($) | $15,000 |
| Purchase Protection Insurance | Yes |
| Extended Warranty | Yes |
| Reward Program | Yes |
| Reward Program Name | ANZ Rewards |
ANZ Rewards Black credit card annual fee
By getting $150 back in the first year, eligible new cardholders can effectively reduce down the first year annual card fee to $225. Thereafter, the ANZ Rewards Black levies an annual card fee of $375 each year, ongoing.
ANZ Rewards Black credit card eligibility
To apply, you must:
- Have a good credit rating
- Be 18 years or older
- Be an Australian or New Zealand citizen, permanent resident or have more than 12 months left on your visa
- Have access to mobile and email for verification
To receive the 180,000 extra ANZ Rewards Points and $150 back, you must not currently hold or have opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria.
Note that if you currently hold or have held an ANZ Frequent Flyer card or another type of ANZ credit card in the past 12 months, this does not preclude you from earning the extra points on the ANZ Rewards Black credit card, provided you meet all the other offer eligibility criteria.
Ready to apply?
The secure, mobile-friendly application form on the ANZ website should take you around 20 minutes to complete and you may receive a response in less than 60 seconds.