If you’re looking for a debit card packed with ‘platinum’ grade perks, the NAB Platinum Visa Debit card has you covered. It delivers a range of unique benefits that could come in handy at home and when you’re travelling overseas.
This premium debit card unlocks up to $10 cashback per month on contactless purchases*, $0 foreign currency transaction fees on international purchases (both online and overseas) and no ATM withdrawal fee at 7,000+ ATMs across Australia~.
Plus, there’s access to seven complimentary insurances^ and the NAB Concierge Service#.
Read on for an overview of the NAB Platinum Visa Debit card. Or, sign up now with a mobile-friendly application form available on the NAB website here.
NAB Platinum Visa Debit card: Overview
The NAB Platinum Visa Debit card is geared towards savvy spenders and travellers alike. It appeals to those looking for the convenience of a debit card, but who also appreciate access to a range of premium benefits that you’d usually only get with a credit card.
At home, you’ll enjoy the flexibility of a linked transactional account that can be used to deposit your salary and pay bills. Earn up to $10 cashback per month on contactless purchases and access unlimited free withdrawals from over 7,000 ATMs across Australia. Contactless purchases include those using Apple Pay, Google Pay, Samsung Pay and more.
When wanderlust kicks in, travel overseas, knowing your own cash and everyday bank account are coming with you. You’ll have no need for travel cards with leftover cash on them, no surprise overseas transaction fees and no carrying large amounts of cash when you’re on the go.
And if you’re after a spot of global retail therapy, enjoy shopping online with 0% foreign currency transaction fees on international purchases. Guilt free? Nearly!
To unlock the range of platinum card benefits and features, a $10 monthly card fee does apply. However, this charge can be offset by using the monthly contactless cashback offer (more on this below).
Earn up to $10 cashback, every month*
The standout feature of the NAB Platinum Visa Debit card is the ability to earn cash back on your everyday spend. You’ll earn 1% cash back on up to $1,000 of contactless purchases made in AUD and processed and debited to your account by the last banking day of the month* using Visa payWave, Apple Pay, Google Pay and more. That equates to $10 per month.
By earning the maximum cashback every month you hold the NAB Platinum Visa Debit card, you can fully offset the cost of the $10 monthly card fee.
Pay 0% foreign currency fees on international purchases
Most debit cards charge fees for purchases made in foreign currencies when shopping overseas or online with international retailers.
The NAB Platinum Visa Debit card charges no foreign currency transaction fees, helping you to save money when you shop overseas – either when you travel, or online.
With the NAB Platinum Visa Debit, you’ll say goodbye to foreign currency transaction fees.
Get peace of mind with seven complimentary insurances^
The NAB Platinum Visa Debit card unlocks a range of insurances that you’d typically only be able to access with a premium credit card.
There are seven complimentary insurances, designed to cover you at home and overseas. These are:
- Overseas travel insurance
- Transport accident insurance
- Interstate flight inconvenience insurance
- Domestic Hotel Burglary insurance
- Purchase protection insurance
- Extended warranty insurance
- Price protection insurance
Before taking up any insurance products, you should first ensure they fit your needs. You can find all the details about these insurances and qualifying transactions here.
Access the NAB Concierge Service
The NAB Concierge Service# is a travel and lifestyle service available anywhere in the world. It’s available 24 hours a day, seven days a week.
When you’re at home, you can use the service to help you book live events, make reservations at hotels and restaurants, or even order flowers for a loved one.
And, when you’re overseas, you can call on the NAB Concierge Service for help in planning a trip. This includes assistance booking flights and accommodation.
Travel Smart with the NAB App**
You can stay in control when you’re travelling overseas with a suite of travel tools in your pocket.
In the NAB App** you can do the usual quick balance check and transfer funds between accounts. You can also temporarily block and unblock your lost or stolen card, convert foreign currency on the spot and get handy travel tips in the country you are visiting.
Pay no ATM withdrawal fees at over 7,000 ATMs
With the NAB Platinum Visa Debit card, you’ll pay no ATM withdrawal fees at over 7,000 ATMs across Australia (a $5 fee for overseas ATMs does apply).
NAB Platinum Visa Debit card fees
The NAB Platinum Visa Debit card comes with a $10 monthly card fee.
You can offset the cost of the monthly fee card fee by using the maximum contactless cashback offer of $10 per month*.
How to sign up
If you’re an Australian permanent resident aged 18 and over, you can sign up for the NAB Platinum Visa Debit card now.
The application process should take you no longer than seven minutes to complete. There are no minimum income requirements and a credit check will not apply. However, you’ll need to have a passport, driver’s license or your Medicare card handy.
~ Platinum Visa Debit
Terms and conditions (see Personal Transaction and Savings Products Terms and Conditions) and fees and charges (see Personal Banking Fees – A guide to fees and charges) apply.
* Cash back eligibility
To be eligible spend for cash back, contactless purchases must be made in AUD and processed and debited to your account by the last banking day of the month. Eligible spend is capped at $1,000 per month.
^ Complimentary insurances
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 450KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 275KB) which may be amended from time to time. NAB does not guarantee this insurance.
# Concierge service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB concierge services call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 234KB) for full details.
** NAB Mobile Banking App
** The NAB Mobile Banking app is compatible with Android and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. ©2018 Google LLC All rights reserved. Google and the Google logo are registered trademarks of Google LLC.