ubank Referral Code Australia – 2025 Deals & Discounts
Using a uBank referral code is one of the easiest ways to start saving from day one. When you sign up with a valid code, you can unlock rewards such as cash bonuses or boosted savings incentives, depending on the current promotion. The referral process is quick, with no complicated steps or eligibility hoops to jump through. Simply enter the code during signup, activate your account and complete any required actions. uBank already offers competitive rates, low fees and a simple digital-first experience, so combining those benefits with a referral reward gives new customers even more value right away.
Latest ubank referral codes & discounts
Hot! Score $30 when you join Ubank
How to use a ubank referral code
- Download the Ubank app and begin the account sign-up process.
- On the “About you” screen during sign-up, enter the referral or invite code you received.
- Complete account setup: you’ll get an account number and card (or digital card) in the app, once approved.
- Make 5 eligible card purchases within your first 30 days – the purchases must be settled.
- Once the criteria are met, you’ll receive the bonus into your Ubank Spend account.

Best Ways to Save with a ubank Referral Code
1. Claim your referral bonus upfront
When you join using a uBank referral code, you can unlock a cash bonus or promotional reward once you complete the required steps.
2. Pair the bonus with uBank’s high-interest savings rate
Deposit your referral reward straight into a Save account to immediately boost your interest earnings.
3. Avoid fees and keep more of your money
uBank charges no monthly account fees, meaning every dollar you earn from the referral stays in your pocket.
About ubank
ubank is an Australian digital bank offering innovative, customer-focused financial solutions. Established in 2008, it operates as an online-only bank, providing savings accounts, transaction accounts, and home loans with competitive interest rates. With no physical branches, ubank focuses on a seamless digital experience, offering easy-to-use mobile and online banking. In 2021, it merged with 86 400, enhancing its technology and services. Known for low fees, high savings rates, and intuitive financial tools, ubank helps customers manage money efficiently. Its commitment to simplicity, transparency, and digital innovation makes it a leading choice for modern banking in Australia.
FAQ: ubank referral code
How do I get a ubank referral code?
ubank occasionally offers referral programs where existing customers receive a unique code to share with friends. Check the ubank app, website, or promotional emails for available referral offers.
When will I receive my referral bonus?
Referral bonuses are usually credited after the referred person meets the required conditions, such as depositing funds or making a transaction. Check ubank’s terms for specific details.
Ubank adheres to the Banking Code of Practice.
Alternatives to ubank
We also have referral and promo codes available for Up Bank.
