Receive 150,000 bonus Qantas Points1 with the NAB Qantas Business Signature Card and turn everyday spend into serious rewards.
One of the strongest options for small businesses seeking to maximise Qantas Points, this card delivers a solid earn rate, low annual fee and the rare ability to earn points on ATO payments.3
Receive 150,000 bonus Qantas Points after spending $10,000 on everyday business purchases within 90 days of opening your new account.
Click here to apply for this card via the NAB website (secure and mobile-friendly application form).
Take off with 150,000 bonus Qantas Points
150,000 Qantas Points could take you across the globe in economy or unlock business or even first class seats to selected destinations (subject to availability, carrier charges apply).
Qantas Points are credited to your Qantas Business Rewards (QBR) account, where they can be transferred 1:1 to any Qantas Frequent Flyer account of your choice. While QBR membership usually costs $89.50, it’s complimentary for NAB Qantas Business Signature cardholders.
Earn 1 Qantas Point per $1.50 on purchases (including the ATO)
With the NAB Qantas Business Signature Card, there’s an earn rate of 1 Qantas Point per $1.50 spent on all eligible expenses,⁷ including ATO and government transactions.3
Businesses can earn points on up to $50,000 in eligible spend per card, per statement period, a structure that may appeal to businesses with high spend potential and those issuing multiple cards across a team.
Complimentary Qantas Business Rewards membership
The NAB Qantas Business Signature Card rewards program has changed from Qantas Frequent Flyer to Qantas Business Rewards.7
Designed for small and medium-sized Australian businesses, Qantas Business Rewards operates separately from Qantas Frequent Flyer, offering businesses the chance to save on flights and earn more Qantas Points on everyday spending.
The program offers savings of up to 8% off eligible Qantas base fares,8 up to 10% off Qantas Club memberships,9 and bonus points at Qantas Wine, plus a range of business-friendly perks.
A one-off joining fee of $89.50 usually applies but will be waived for the business taking a new NAB Qantas Business Signature Card, when you join by visiting qantas.com/nabqbr or calling 13 74 78.10 Check T&C’s to confirm eligibility.
Access selected insurances
The NAB Qantas Business Signature unlocks access to a range of selected insurances, including complimentary NAB Commercial Cards Unauthorised Transaction Insurance4 and NAB Commercial Cards Transit Accident Insurance.5
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the PDS documents:
- NAB Commercial Cards Unauthorised Transaction Insurance
- NAB Commercial Cards Transit Accident Insurance
Since the insurances on offer are limited, cardholders should evaluate if further coverage is required and consider whether a separate policy should be taken out to fully meet their needs.
Other NAB Qantas Business Signature Card Benefits
- Manage your cards: Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
- Visa Commercial Offers: Gain access to benefits across a variety of business services and take advantage of a tailored 24/7 concierge service for travel and lifestyle services.6
- Visa Luxury Hotel Collection: unlock a premium stay experience at 900+ luxury hotels and resorts worldwide.
- Security and fraud protection: Benefit from robust safeguards with NAB Defence.
- Streamlined accounting: Save time, control cash flow, and make tax time easier by linking your NAB account to your accounting software, including MYOB, Xero, and QuickBooks.
Key Eligibility Requirements for the NAB Qantas Business Signature Card
To apply for the NAB Qantas Business Signature Card, you must:
- Operate a trading ABN or ACN
- Have a turnover of at least $75,000 per year, and
- Have more than 12 months of business financial data.
The offer of 150,000 bonus Qantas Points is available to new accounts only. It’s not available to existing NAB business credit card account holders, if you’re closing/transferring from another NAB business credit card account or if you currently hold or have closed a NAB business credit card within the previous twelve months.
NAB Qantas Business Signature Card important information
The annual fee for the NAB Qantas Business Signature Card is $295 per card.
The table below provides additional key details:
| Feature | Details |
|---|---|
| Purchase interest rate | 18.50% p.a. |
| Cash advance rate | 21.74% p.a. |
| Interest-free days | Up to 44 days on business purchases² |
| Minimum facility credit limit | $5,000 |
How to apply for the NAB Qantas Business Signature Card
For a quick online decision, simply head to the secure application form on the NAB website here.
You can upload your financial data from Xero, MYOB or QuickBooks online accounting software. Simply connect securely with your login credentials and follow the steps to complete the application process.
Once you have the required documentation ready, the form takes less than 15 minutes to complete. NAB may be able to give you a response instantly.
Don’t miss up to 150,000 Qantas Points1 for your business
The NAB Qantas Business Signature Card offers the best of both worlds, earning Qantas Points on everyday business expenses (including ATO payments) with the convenience and wide acceptance of Visa.
Designed to maximise points accumulation over travel perks, its strong earning potential makes it a valuable choice for business owners looking to boost Qantas Points on spend.
1 Qantas Business Signature Special Offer
Offer commenced on 29 October 2025. To be eligible for the 150,000 bonus Qantas Points offer, you must apply for and be issued a new NAB Qantas Business Signature Card account before the offer is withdrawn and spend $10,000 on everyday business purchases within 90 days of account opening. 150,000 bonus points will be credited to the qualifying member’s Qantas Business Rewards Account within 90 days of meeting the spend criteria. If the qualifying member’s NAB Qantas Business Signature Card facility is closed (either by the member or by NAB) before the bonus points are credited to the member’s Qantas Business Rewards Account, the member may forfeit the bonus points. NAB is not responsible for any delays in assessing your application or the card being issued. Everyday business purchases are purchases which are eligible to earn Qantas Points. Certain transactions and other items are not eligible to earn Qantas Points. For details refer to the NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB). NAB may vary or end this offer at any time without notice. This offer applies only once per new NAB Qantas Business Signature Card account. Offer is not available in conjunction with any other new business credit card offer or NAB offer (subject to the express terms of the offer), where you currently hold or have closed any NAB business credit card, which included a special offer, within the previous 12 months or when closing or transferring from another NAB business credit card account.
2 Interest-free days on everyday business purchases
If you pay your closing balance on your monthly statement in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers’ cheques and transactions for gambling or gaming-related purposes).
4 NAB Commercial Cards Unauthorised Transaction Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 1 November 2023 (PDF, 152KB) which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 30 June 2022 (PDF, 340KB).
5 NAB Commercial Cards Transit Accident Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 1 November 2023 (PDF, 163KB), opens in new window which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 30 June 2022 (PDF, 339KB).
6 NAB Concierge Service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service call 1300 498 594 , 24 hours a day, seven days a week. See the NAB Concierge Service terms and conditions for full details. For information on Visa benefits please visit Visa Offers and Perks, opens in new window.
7 Earning Qantas Points
All Qantas Points earned using the card(s) will be credited to the Qantas Business Rewards Account of the business. To earn points using your NAB Qantas Business Signature Card, you must be a Qantas Business Rewards member. A one-off joining fee of $89.50 usually applies but will be waived for the business taking a new NAB Qantas Business Signature Card, when you join by visiting qantas.com/nabqbr or calling 13 74 78. You will need to register your same ABN as per your NAB Qantas Business Signature account.
This offer may be withdrawn at any time. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Refer to the NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB) for details of eligible business spending. Points are capped at $50,000 spend per card per statement period.
8 Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.
9 Discounted Qantas Club membership is available to Qantas Frequent Flyer members who are Qantas Business Rewards Flyers of the Qantas Business Rewards Member. The discount applies to Qantas Club Individual membership rates and is managed under the Qantas Club Qantas Business Rewards scheme. Qantas Club membership is subject to the Qantas Club Terms and Conditions. Please be advised that lounges are subject to capacity limits at the time of your visit. If you’re flying domestically on Qantas, QantasLink or Jetstar within Australia, and on Jetstar within New Zealand you may bring one guest to join you in a Qantas Club lounge. When visiting an international Qantas Club lounge, you are able to invite one guest each time you visit. Both you and your guest need to be travelling together further that day on the same flight. Lounge access eligibility conditions apply.
The NAB Qantas Business Signature Card is for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
- NAB Commercial Cards Facility Conditions
- NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB)
- Business Banking Fees and Charges
- Rates, fees and charges
- NAB Commercial Cards Unauthorised Transaction Insurance (PDF, 340KB)
- NAB Commercial Cards Transit Accident Insurance (PDF, 339KB)
Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.