NAB Qantas Business Signature Card

Up to 200,000 bonus Qantas Points

NAB Qantas Business Signature Card
Earn 150K bonus Qantas Points when you spend $4K on everyday business purchases within 60 days of opening your new account and a further 50K bonus Qantas Points if you also keep your account open for over 12 months.
The Champagne Mile may earn a commission via links on this page.
NAB Qantas Business Signature Card

NAB Qantas Business Signature Card

Up to 200,000 bonus Qantas Points

The Champagne Mile may earn a commission via links on this page

Up to 200,000 bonus Qantas Points

Earn 150K bonus Qantas Points when you spend $4K on everyday business purchases within 60 days of opening your new account and a further 50K bonus Qantas Points if you also keep your account open for over 12 months.

Earn Qantas Points on expenses (includes ATO/Govt payments)

Earn 1 Qantas Point per $1.50 spend on eligible business expenses, capped at $50K spend per card, per statement period

Access business friendly benefits

Claim Visa Business Offers, unlock tools to help track business spend and more

Earn up to 200,000 bonus Qantas Points with the NAB Qantas Business Signature Card and turn everyday spend into serious rewards.

One of the strongest options for small businesses seeking to maximise Qantas Points, this card delivers a solid earn rate, low annual fee and the rare ability to earn points on ATO payments.

The bonus of 200,000 Qantas Points is delivered in two parts: Receive 150,000 bonus Qantas Points after spending $4,000 on everyday business purchases within 60 days of opening your new account, and an additional 50,000 bonus Qantas Points if you keep your account open for over 12 months.

Click here to apply for this card via the NAB website (secure and mobile-friendly application form).

Take off with up to 200,000 bonus Qantas Points

200,000 Qantas Points could take you across the globe in economy or unlock business or even first class seats to popular destinations (subject to availability, carrier charges apply).

Qantas Points are credited to your Qantas Business Rewards (QBR) account, where they can be transferred 1:1 to any Qantas Frequent Flyer account of your choice. While QBR membership usually costs $89.50, it’s complimentary for NAB Qantas Business Signature cardholders.

Earn 1 Qantas Point per $1.50 on purchases (including the ATO)

With the NAB Qantas Business Signature Card, there’s an earn rate of 1 Qantas Point per $1.50 spent on all eligible expenses, including ATO and government transactions.

Businesses can earn points on up to $50,000 in eligible spend per card, per statement period, a structure that may appeal to businesses with high spend potential and those issuing multiple cards across a team.

qantas business class male passenger

Complimentary Qantas Business Rewards membership

The NAB Qantas Business Signature Card rewards program has changed from Qantas Frequent Flyer to Qantas Business Rewards.

Designed for small and medium-sized Australian businesses, Qantas Business Rewards operates separately from Qantas Frequent Flyer, offering businesses the chance to save on flights and earn more Qantas Points on everyday spending.

The program offers savings of up to 8% off eligible Qantas base fares, up to 10% off Qantas Club memberships, and bonus points at Qantas Wine, plus a range of business-friendly perks.

A one-off joining fee of $89.50 usually applies but will be waived for the business taking a new NAB Qantas Business Signature Card, when you join by visiting qantas.com/nabqbr or calling 13 74 78. Check T&C’s to confirm eligibility.

Access selected insurances

The NAB Qantas Business Signature unlocks access to a range of selected insurances, including complimentary NAB Commercial Cards Unauthorised Transaction Insurance and NAB Commercial Cards Transit Accident Insurance.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the PDS documents:

Since the insurances on offer are limited, cardholders should evaluate if further coverage is required and consider whether a separate policy should be taken out to fully meet their needs.

Other NAB Qantas Business Signature Card Benefits

Together, these features can help to provide support tailored to your business, travel and lifestyle needs.
sydney first class qantas lounge

Key Eligibility Requirements for the NAB Qantas Business Signature Card

To apply for the NAB Qantas Business Signature Card, you must:

  1. Operate a trading ABN or ACN
  2. Have a turnover of at least $75,000 per year, and
  3. Have more than 12 months of business financial data.

The offer of 200,000 bonus Qantas Points is available to new cardholders only. It’s not available to existing NAB cardholders, if you’re closing/transferring from another NAB business credit card account or if you currently hold or have closed a NAB business credit card within the previous twelve months.

NAB Qantas Business Signature Card important information

The annual fee for the NAB Qantas Business Signature Card is $295 per card.

The table below provides additional key details:

Feature Details
Purchase interest rate 18.50% p.a.
Cash advance rate 21.74% p.a.
Interest-free days Up to 44 days on business purchases
Minimum facility credit limit $5,000

How to apply for the NAB Qantas Business Signature Card

For a quick online decision, simply head to the secure application form on the NAB website here.

You can upload your financial data from any accounting package software. If you use Xero, MYOB or QuickBooks online accounting software, connect securely with your login credentials and follow the steps to complete the application process.

Once you have the required documentation ready, the form takes less than 15 minutes to complete. NAB may be able to give you a response instantly.

Don’t miss up to 200,000 Qantas Points for your business

The NAB Qantas Business Signature Card offers the best of both worlds, earning Qantas Points on everyday business expenses (including ATO payments) with the convenience and wide acceptance of Visa.

Designed to maximise points accumulation over travel perks, its strong earning potential makes it a valuable choice for business owners looking to boost Qantas Points on spend.

Click here to learn more or apply now

1 Qantas Business Signature Special Offer

Offer commenced on 1 April 2025. To be eligible for the 150,000 bonus Qantas Points offer, you must apply for and be issued a new NAB Qantas Business Signature Card before the offer is withdrawn on 28 October 2025 and spend $4,000 on everyday business purchases within 60 days of account opening. If you qualify for 150,000 bonus points offered, you can receive a further 50,000 bonus points if you also keep your NAB Qantas Business Signature Card account open for over 12 months. 150,000 bonus points will be credited to the qualifying member’s Qantas Business Rewards Account within three months of meeting the spend criteria. 50,000 bonus points will be credited to the qualifying member’s Qantas Business Rewards Account within three months of the first anniversary of the NAB Qantas Business Signature Card facility open date provided the member has also earned the 150,000 bonus points and the card remains open and in good standing. If the qualifying member’s NAB Qantas Business Signature Card facility is closed (either by the member or by NAB) before the bonus points are credited to the member’s Qantas Business Rewards Account, the member may forfeit the bonus points. NAB is not responsible for any delays in assessing your application or the card being issued. Everyday business purchases are purchases made in accordance with the NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB)

These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decides are wholly or partly for gambling or gaming purposes.

2 Vary or End Special Offers

Offers available until withdrawn. NAB may vary or end these offers at any time without notice. Special offers apply to approved applicants only. Any bonus points offer is not available in conjunction with any other new business credit card offer (subject to the express terms of the offer), or where you currently hold or have closed any NAB business credit card, which included a special offer, within the previous 12 months. Offers are not available when closing or transferring from another NAB business credit card account or in conjunction with any other NAB offer.

3 Interest-free days on everyday business purchases

If you pay your closing balance on your monthly statement in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers’ cheques and transactions for gambling or gaming-related purposes).

4 Eligible government payments include payments to the ATO. Refer to the NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB) for details of eligible business spending. 

5 NAB Commercial Cards Unauthorised Transaction Insurance

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 1 November 2023 (PDF, 152KB) which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 30 June 2022 (PDF, 340KB).

6 NAB Commercial Cards Transit Accident Insurance

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 1 November 2023 (PDF, 163KB), opens in new window which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 30 June 2022 (PDF, 339KB).

7 NAB Concierge Service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service call 1300 498 594 , 24 hours a day, seven days a week. See the NAB Concierge Service terms and conditions for full details. For information on Visa benefits please visit Visa Offers and Perks, opens in new window.

8 Earning Qantas Points

All Qantas Points earned using the card(s) will be credited to the Qantas Business Rewards Account of the business. To earn points using your NAB Qantas Business Signature Card, you must be a Qantas Business Rewards member. A one-off joining fee of $89.50 usually applies but will be waived for the business taking a new NAB Qantas Business Signature Card, when you join by visiting qantas.com/nabqbr or calling 13 74 78. You will need to register your same ABN as per your NAB Qantas Business Signature account. 

This offer may be withdrawn at any time. Qantas Business Rewards membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Refer to the NAB Qantas Commercial Card Rewards Conditions (PDF, 183KB) for details of eligible business spending. Points are capped at $50,000 spend per card per statement period.  

9 Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.

 

10 Discounted Qantas Club membership is available to Qantas Frequent Flyer members who are Qantas Business Rewards Flyers of the Qantas Business Rewards Member. The discount applies to Qantas Club Individual membership rates and is managed under the Qantas Club Qantas Business Rewards scheme. Qantas Club membership is subject to the Qantas Club Terms and Conditions. Please be advised that lounges are subject to capacity limits at the time of your visit. If you’re flying domestically on Qantas, QantasLink or Jetstar within Australia, and on Jetstar within New Zealand you may bring one guest to join you in a Qantas Club lounge. When visiting an international Qantas Club lounge, you are able to invite one guest each time you visit. Both you and your guest need to be travelling together further that day on the same flight. Lounge access eligibility conditions apply.

 

11 Membership of Qantas Business Rewards and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. If you’re not already a Qantas Business Rewards member, join for free at qantas.com/nabqbr.

The NAB Qantas Business Signature Card is for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.

NAB Qantas Business Signature Card

NAB Qantas Business Signature Card

Up to 200,000 bonus Qantas Points

Earn 150K bonus Qantas Points when you spend $4K on everyday business purchases within 60 days of opening your new account and a further 50K bonus Qantas Points if you also keep your account open for over 12 months.

NAB Qantas Business Signature Card

Up to 200,000 bonus Qantas Points

The Champagne Mile may earn a commission via links on this page
NAB Qantas Business Signature Card

NAB Qantas Business Signature Card

Up to 200,000 bonus Qantas Points

NAB Qantas Business Signature Card
Earn 150K bonus Qantas Points when you spend $4K on everyday business purchases within 60 days of opening your new account and a further 50K bonus Qantas Points if you also keep your account open for over 12 months.
The Champagne Mile may earn a commission via links on this page.

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