The AMEX Refer a Friend program is one of the most valuable benefits available to existing Card Members. It’s a fast and easy way to earn a stack of bonus points, simply by introducing friends and family to the benefits of American Express.

Depending on the card product you hold, you could earn up to 30,000 bonus points for each successful referral, up to a cap of 200,000 bonus points each year.american express velocity platinum cardFor a quick visual rundown on the AMEX Refer a Friend program before you generate your referral link, check out the video from American Express below:

How to refer

Ready to refer? Follow our easy step by step guide below to earn points via the American Express refer a friend scheme.

AMEX Refer a Friend step 1: Generate your AMEX Refer a Friend link

As an existing Card Member, you can generate your unique link for friends and family by clicking here.

You can also easily refer via the AMEX app if you prefer.

(You’ll need to indicate your acceptance of important terms and conditions before you can access your unique link)

AMEX Refer a Friend step 2: Refer friends / family members.

Once you’ve ticked the ‘I agree’ option, you’ll be able to distribute your referral link to multiple friends and family members via your preferred method. This includes:

  1. Copying your Refer a Friend link and sharing it
  2. Distributing it via email
  3. Sharing it on LinkedIn, or
  4. Sharing it via Facebook

Step 3: Wait for your referral points to credit

Once you’re referred friends and family, it’s time to sit back and wait. You’ll receive your bonus points if and when an application is approved.

Reminder: American Express Refer a Friend expanded to multiple cards

The AMEX Refer a Friend program had been expanded to allow Card Members to refer to different card products within the same card ‘family’. There are four distinct card groups, as follows:

  • American Express proprietary credit cards and charge cards
  • Qantas co-brand credit cards
  • Velocity co-brand credit cards, and
  • David Jones credit cards.

As an existing American Express Card Member, you can refer to any card within the same family of the card you hold. When you send your referral link to your friend or family member, they will be able to select which card in the family group they want to apply for.

The referral bonus earned by the Card Member remains the same, regardless of the card the referee chooses to apply for.

American Express Refer a Friend annual referral cap

The AMEX Refer a Friend program allows Card Members to earn a cap of 200,000 points per calendar year.

If you’re lucky enough to reach the referral cap, you’ll be ineligible to receive any further AMEX Refer a Friend bonus points until the referral cap resets on 1 January of the following year.

American Express Refer a Friend eligibility

In order for both the referrer and the applicant to qualify for the referral bonus, your friend or family member must apply directly through your unique link. If they apply through the public website link, no Amex Refer a Friend bonus points will be awarded.

It’s also important to note that you cannot refer someone who already holds a direct-issued AMEX card or someone who has held one in the past 18 months (bank issued and supplementary cardholders are excluded).

And finally, note that referral points are awarded to the referrer upon approval of the applicant, and to the applicant upon meeting the specified terms of the minimum spend. AMEX advise that it can take 8 – 10 weeks for the bonus points to be awarded following the criteria being met.

Will you be introducing friends to the benefits of American Express? It could earn you thousands of bonus points!

Disclaimer: The Champagne Mile proudly partners with American Express. This post has been prepared with the support of American Express.

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