Packed with perks including $400 to spend on travel, it’s no wonder that the American Express Explorer Credit Card is a popular rewards card of choice.
Plus, for a limited time, pocket 90,000 bonus points and $300 back
THe points are awarded to new card members who apply online by 3 May 2021, are approved and spend $3,000 within the first 3 months. T&Cs apply.
Or, read on to discover all the reasons why this card deserves pride of place in your wallet.
Amex Explorer: What’s to love?
In addition to 90,000 bonus points and $300 back, the sleek Amex Explorer Credit Card delivers travel, lifestyle and money-saving perks in spades.
Along with the $400 yearly Travel Credit, there’s Smartphone Screen Insurance and the ability to score a $100 USD property credit and room upgrades through a VIP Hotel Benefits program.
Plus, when it’s time to travel internationally again, take advantage of American Express Airport lounge entries and complimentary coverage with Travel Insurances, access to elite hotel status and more.
As a premium rewards card, the AMEX Explorer Credit Card comes with an annual fee of $395. However, new card members who apply via The Champagne Mile by 3 May 2021 and meet the spend criteria get $300 back – effectively reducing the first-year annual fee down to just $95.
And don't forget the $400 Amex Travel Credit. Since this benefit is awarded annually, it fully offsets the cost of holding the card, each and every year.
Read on to discover key card benefits, with more information and a mobile-friendly application form on the American Express website here.
Get 90,000 bonus points and $300 Back
First up, there’s a seriously rewarding offer of 90,000 bonus points and $300 back – only for a limited time.
The offer is available to new card members who apply online via our link by 3 May 2021, are approved and spend $3,000 within the first 3 months. T&Cs apply.
90,000 Membership Rewards points is equal to 45,000 frequent flyer points across multiple airline loyalty programs, 60,000 Marriott Bonvoy Points, the equivalent of $450 to pay off your card account statement or $450 in gift cards.
Tip: While there's no transfer to Qantas Frequent Flyer, it's possible to use Membership Rewards points for Qantas flights by transferring to Cathay Pacific Asia Miles – often at a cheaper points cost than you'd pay via Qantas Frequent Flyer.
You can read our tips for redeeming Membership Rewards points for maximum value right here.
The 90,000 bonus points and $300 back will be awarded to your Card Account within 8 – 10 weeks of the spend criteria being met.
The AMEX Explorer Credit Card earns points in the flexible American Express Membership Rewards program, so there are plenty of ways to immediately get rewarded – even in the current travel climate.
Simply put, you can transfer your points to multiple airlines and hotel programs, use them to pay for purchases, or redeem points for gift cards online.
Membership Rewards points transfer at a 2:1 rate to a range of leading airline schemes. The leading airlines you can transfer points to include:
- Virgin Australia’s Velocity Frequent Flyer
- Singapore Airlines KrisFlyer
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- Malaysian Airlines Enrich
- Thai Airways Royal Orchid Plus
Prefer to use your points on the ground? You can also use points to pay off your card account statement, or to redeem for gift cards with leading brands.
Of course, if you’d rather save up your nest egg for when international borders re-open, AMEX Membership Rewards allows you to earn points now and decide what to do with them at a later date. As long as your account is in good standing, your Membership Rewards points don’t expire.
Enjoy a $400 Amex Travel Credit each year
Each year, the AMEX Explorer unlocks a $400 travel credit to spend at American Express Travel. Since the $400 Amex Travel Credit is delivered annually, you’ll effectively offset the $395 annual card fee.
This flexible credit can easily be redeemed online for flights, hotels, rental car bookings or experiences. You can use it for yourself or choose to book travel for someone else – it’s up to you.
To find out more, read my article on the best ways to maximise value from the $400 Amex Travel Credit.
Rack up points fast when you spend with your Card
Most of us outlay a significant amount of money on day to day spend, but very few cards provide a generous earn rate across the board – regardless of what we buy.
The Amex Explorer Credit Card delivers a flat earn rate of 2 Membership Rewards points for each $1 spent, wherever you choose to make your purchase. The only exception to this is for spend with Government Bodies, where you’ll earn 1 point per $1 spent.
Plus, there’s no spending cap, ever, and no limit to how many points you can earn each month or each year.
Save money with a suite of included insurances
Paying with your Card unlocks a suite of complimentary insurances. These products could come in handy, whether you’re at home, travelling domestically or once it’s time to fly overseas again.
Smartphone Screen Insurance
If you’re as clumsy as me, you’re sure to take comfort with access to complimentary Smartphone Screen Insurance, which could help to cover those inevitable breakages. You’ll get up to $500 of screen repairs if you accidentally break your smartphone screen, with a 10% claim excess.
In order to activate the smartphone screen insurance coverage, you need to be paying your smartphone contract or phone on your Amex Explorer Credit Card. A maximum of 2 claims per twelve months applies.
Domestic and International Travel Insurances
Additionally, a range of travel insurances provide protection for you, your partner, and your dependent children when you book travel at home or overseas with your Card. There are a number of products on offer, and they include:
- Travel Cancellation Cover: up to $30,000 in the event that your travel is cancelled for specific reasons
- Baggage, Money and Documentation Cover: up to $10,000 to cover loss or damage to baggage, money or documents
- Medical Emergency Expenses Cover: up to $2,500,000 towards medical treatment
- Travel Inconvenience Insurance: up to $500 if your flight departure is delayed for four hours or more
In order to activate the travel insurance products, you’ll need to have paid for a portion of the travel expenses either with your card, with your Amex Travel Credit, or with Membership Rewards points.
Before taking up any of these insurance products, and to find out more information about coverage requirements, you should refer to the PDS for further information to ensure they meet your needs.
Get free entry to the American Express Airport Lounge twice per year
With complimentary food and beverages, each space provides guests a comfortable area to relax and recharge before a flight.
Note that as a result of the current pandemic, lounges may be temporarily closed. However, once it’s time to travel again, access to an airport lounge could offer significant value, particularly for cardholders travelling internationally in economy.
Get US$100 in hotel credits and a room upgrade
The Amex Explorer Credit Card unlocks exclusive perks with The Hotel Collection, an accommodation booking portal that features more than 600 hotels and resorts in over 30 countries worldwide, including numerous properties in Australia.
Simply book two consecutive nights' stay to enjoy a hotel credit up to US$100 and a room upgrade, (when available) at properties part of The Hotel Collection.
Whether it’s a staycation or a domestic getaway, this benefit could add significant value for when you next book accommodation.
Have a hankering for elite hotel status? The Amex Explorer also offers complimentary Silver status to the Hilton Honors program.
Save time and money with other benefits
As you’d expect, the Amex Explorer also unlocks plenty of other benefits that could save you significant time and money. These include:
• Apple Pay, Samsung Pay, and Google Pay compatible – use your card with your phone for easier payments
• A complimentary 12-month subscription to Centr app, by Chris Hemsworth (worth $120)
• The ability to arrange up to four additional cards for family members at no charge, helping you to rack up more points for rewards
• Access to Amex Offers, where you can unlock popular ‘Spend and Save’ promotions that reward you with a credit on your account when you spend at specific merchants
• Exclusive access to music, theatre and film events with Amex Experiences
You can access the Key Fact Sheet for the Amex Explorer Credit Card here.
Amex Explorer Credit Card annual fee
As a premium rewards card, the Amex Explorer Credit Card comes with an annual fee of $395. Of course, new card members who apply online by 3 May 2021 and meet the spend criteria will get $300 back, which effectively reduces the first year annual fee to just $95.
Plus, each year, you’ll enjoy a $400 Amex Travel Credit. Using this benefit ensures you’ll get full value from the annual card fee.
Amex Explorer Credit Card eligibility
To apply for this card, you’ll need to be able to report an annual income of $65,000 or more, and have no history of bad debt or payment default.
You must be an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
To receive the offer of 90,000 bonus points and $300 back, you must not currently hold or have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period.
Previous and existing bank-issued American Express companion cardholders are eligible for this offer.
Don't miss a chance to score 90,000 bonus points, $300 back and a $400 Travel Credit.
Ready to apply? The secure, mobile-friendly application form takes less than 10 minutes to complete and AMEX may be able to give you a response in less than 60 seconds.
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