American Express Explorer Credit Card

✔ 50,000 bonus points

✔ $400 AMEX travel credit

✔ 2 lounge entries each year

✔ Complimentary insurances

AMEX are offering 50,000 Bonus Membership Rewards ‘Gateway’ points with a new American Express Explorer Card. To get the bonus points, new card members need to apply, be approved and spend $3,000 in the first three months of card membership.

Also on offer is a $400 AMEX travel credit annually, two lounge invites each year, complimentary insurances (including smartphone screen insurance) plus a range of other valuable perks.

There’s a solid points earn rate, with a flat 2 points per $1 awarded for everyday spending (Government charges earn 0.5 points per $1).

And there’s no cap on how many points you can earn each month or year – regardless of how much you spend.

The AMEX Explorer Credit Card earns points in the Membership Rewards ‘Gateway’ scheme. Points transfer at a 4:3 ratio to a number of leading airline partners including Velocity, Cathay Pacific Asia Miles and Singapore Airlines KrisFlyer.

Apply now via the secure and mobile-friendly AMEX website.

Or, read on to find out more.

Get a $400 travel credit each year

Card members receive a $400 travel credit to spend at AMEX Travel each membership year. The credit can be used for flights, hotel or rental car bookings. You can use it for yourself or someone else – it’s your choice as to how you choose to spend it.

Using the $400 travel credit each year fully offsets the cost of the $395 annual card fee.

Earn 2 points per $1 spent (excl govt spend)

Most of us outlay a significant amount of money on various items, but very few credit cards provide a generous earn rate across the board – regardless of what we buy.

The AMEX Explorer offers a flat 2 Membership Rewards Gateway points awarded for each $1 spent, wherever you choose to make your purchase.  The only exception to this is Government charges, where you’ll earn 0.5 points per $1 spent.

And like all AMEX consumer credit cards, there’s no spending cap, ever, so there is no limit to how many points you can earn each month or each year.

Enjoy the flexibility of the AMEX Membership Rewards program

American Express Membership Rewards is a popular scheme that offers flexibility. Rather than being locked into one frequent flyer scheme, this versatile program allows you to earn points now and decide what to do with them at a later date.

The current 50,000 bonus Membership Gateway points offer is equivalent to 37,500 frequent flyer points when transferred to one of the following airlines:

  • Virgin Australia Velocity Frequent Flyer
  • Singapore Airlines KrisFlyer
  • Cathay Pacific Asia Miles
  • Emirates Skywards
  • Etihad Guest
  • Malaysian Airlines Enrich
  • Thai Airways Royal Orchid Plus

Card members can also transfer points to Hilton Honors at a 1:1 rate, and Marriott Rewards at a 3:2 rate.

And while you can’t send your points to Qantas, you can transfer them to OneWorld partner airline, Cathay Pacific in order to access Qantas flights. The current sign on bonus alone delivers enough points for a one way Qantas premium economy flight between Sydney and Los Angeles.

And unlike many loyalty schemes, as long as your account is in good standing, your Membership Rewards points will never expire.

Access a range of other card member benefits

The AMEX Explorer Credit Card also unlocks a range of other benefits, including:

  • Complimentary travel and purchase protection insurances (T&Cs apply)
  • Smartphone screen insurance (T&Cs apply)
  • 0% p.a on balance transfers for the first 12 months (a one-off plan establishment fee of 1% applies), and
  • The ability to arrange additional cards for family members at no charge

You can access the Key Fact Sheet for the AMEX Explorer Credit Card here.

Annual fee and eligibility

The AMEX Explorer comes with an annual fee of $395. You can get this value back on your card, simply by using the $400 AMEX travel credit. The minimum reportable income is $65,000.

This bonus point offer is available to new Card Members (including supplementary card holders), as well as Bank-issued American Express companion cardholders.

The secure, mobile friendly application form takes less than 10 minutes to complete and AMEX may be able to give you a response in less than 60 seconds.

The Champagne Mile receives a commission when you click on one of the outbound links on this page to apply for the American Express Explorer Credit Card on the AMEX website. We thank you for your support.