For a limited time, we’re partnering with American Express to offer a seriously rewarding 150,000 bonus Membership Rewards points and $395 Credit (fully offsetting the first year annual fee) – exclusive to The Champagne Mile.
Exclusive Offer: 150,000 Membership Rewards Points, $395 Back & $400 Travel Credit
This is one of the most generous bonus offers we’ve seen for the American Express Explorer Card. 150,000 Membership Rewards Points is worth a minimum of $750 in gift cards. Alternatively, you could redeem for 75,000 frequent flyer points or miles with leading airline programs.
Plus, get an additional $795 in value with the $395 Statement Credit (enough to fully offset the first year annual card fee) and the annual $400 Travel Credit.
This limited-time offer is available to new card members who apply online through The Champagne Mile by 24 August 2021, are approved and spend $3,000 within the first 3 months. T&Cs apply.
You won’t find this offer available anywhere else – including via the public American Express website or via a referral link.
Or, read on to discover why this card deserves pride of place in your wallet.
Amex Explorer: What’s to love?
In addition to 150,000 bonus points and $395 back, the sleek American Express Explorer Credit Card delivers travel, lifestyle, and money-saving perks in spades.
At the top of the list is the $400 yearly Travel Credit, Smartphone Screen Insurance and the ability to score a $100 USD property credit and room upgrades through a VIP Hotel Benefits program.
Then, there’s the potential to earn up to 40,000 extra points with Amex Shop Small. You’ll get 3 extra bonus points per dollar spent at participating small businesses until 31 March 2022, up to 40,000 extra points.
Plus, when it’s time to travel internationally again, take advantage of American Express Airport lounge entries, complimentary Travel Insurances, elite hotel status, and so much more.
Read on to discover key card benefits, with more information and a mobile-friendly application form for our exclusive offer available on the American Express website here.
Get 150,000 Bonus Points and $395 Back
150,000 bonus points and $395 Credit is one of the most generous offers we’ve seen for this card, and it isn't around for long.
This offer is available to new card members who apply online via our exclusive link by 24 August 2021, are approved and spend $3,000 within the first 3 months. T&Cs apply.
The 150,000 bonus points and $395 Credit will be awarded to your Card Account within 8 – 10 weeks of the spend criteria being met.
What is 150,000 Membership Rewards Points worth?
Membership Rewards Points can be transferred to multiple airlines and hotel programs, used to pay for purchases, or redeemed for gift cards online.
150,000 Membership Rewards Points is worth a minimum of $750 in value – that’s when you choose to pay off your card account statement or in gift cards with leading brands.
150,000 Membership Rewards points is also equal to 75,000 frequent flyer points in programs such as KrisFlyer, Asia Miles and Velocity, or 100,000 Marriott Bonvoy points.
The leading airlines you can transfer points to include:
- Virgin Australia’s Velocity Frequent Flyer
- Singapore Airlines KrisFlyer
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- Malaysian Airlines Enrich
- Thai Airways Royal Orchid Plus
Need some inspiration? We've put together this post to showcase exactly what you can do with 150,000 Membership Rewards Points right now.
As a flexible rewards program, AMEX Membership Rewards allows you to earn points now and decide what to do with them at a later date. As long as your account is in good standing, your Membership Rewards points don’t expire.
Enjoy a $400 AMEX Travel Credit each year
Each year, the Amex Explorer delivers a $400 travel credit. It’s valid for use at American Express Travel, a dedicated travel booking platform for card members.
This flexible credit can easily be redeemed for flights, hotels and rental car bookings.
Looking to book domestic flights? Use your credit to book major Australian airlines including Qantas, Virgin Australia, Jetstar and even Rex (including most sale fares). Plus, where applicable, you’ll earn Status Credits and Points on fares booked with your Travel Credit.
You can also choose to use the credit to book a stay at properties that participate in The Hotel Collection (offering benefits like a $100 hotel credit and room upgrade subject to availability) using Pay with Points.
The $400 Travel Credit can be easily accessed from inside your card member account. You can use it to book travel for yourself, for someone else or for multiple people. Choose economy or business class fares, for one way or return journeys – it’s all up to you.
Want to learn more about how it works? Read our Guide to using the $400 Amex Travel Credit.
If you travel just once per year and can make use of the $400 Amex Travel Credit, you’ll effectively offset the $395 annual card fee.
Rack up piles of Points on your spend
Many of us outlay a significant amount of money on day-to-day spend, but very few cards provide a generous earn rate across the board – regardless of what we buy.
The Amex Explorer Credit Card delivers a very high flat earn rate of 2 Membership Rewards points for each $1 spent, wherever you choose to make your purchase. The only exception here is for spend with Government Bodies, where you’ll earn 1 Point per $1 spent.
Plus, earn up to 40,000 extra points with Amex Shop Small. You’ll get 3 extra bonus points per dollar spent at participating small businesses until 31 March 2022, up to 40,000 extra points. This could see you earn up to 5 points per dollar on eligible spend at participating businesses.
There’s no spending cap, ever, and no limit to how many points you can earn each month or each year.
Save money with a suite of included insurances
Paying with your Card unlocks a suite of complimentary insurances. These products could come in handy, whether you’re at home, travelling domestically or once it’s time to fly overseas again.
Smartphone Screen Insurance
Access to complimentary Smartphone Screen Insurance could help to cover costly and inevitable phone screen breakages. You’ll get up to $500 off screen repairs if you accidentally break your smartphone screen, with a 10% claim excess.
In order to activate the smartphone screen insurance coverage, you need to be paying your smartphone contract or phone on your Amex Explorer Card. A maximum of 2 claims per twelve months applies.
Domestic and International Travel Insurances
A range of travel insurances provides protection for you, your partner, and your dependent children when you book travel at home or overseas with your Card. There are a number of products on offer, and they include:
- Travel Cancellation Cover: up to $30,000 in the event that your travel is cancelled for specific reasons
- Baggage, Money and Documentation Cover: up to $10,000 to cover loss or damage to baggage, money or documents
- Medical Emergency Expenses Cover: up to $2,500,000 towards medical treatment
- Travel Inconvenience Insurance: up to $500 if your flight departure is delayed for four hours or more
In order to activate the travel insurance products, you’ll need to have paid for a portion of the travel expenses either with your card, with your Amex Travel Credit, or with Membership Rewards points.
Before taking up any of these insurance products, and to find out more information about coverage requirements, you should refer to the PDS for further information to ensure they meet your needs.
Get free entry to the American Express Airport Lounge twice per year
With complimentary food and beverages, each space provides guests a comfortable area to relax and recharge before a flight.
Note that as a result of the current pandemic, these lounges are temporarily closed. However, once it’s time to travel again, access to an airport lounge could offer significant value. This is particularly the case for cardholders travelling internationally in economy without airline lounge access.
Get $100 in hotel credits and a room upgrade
The Amex Explorer Credit Card unlocks exclusive perks with The Hotel Collection, an accommodation booking portal that features more than 600 hotels and resorts in over 30 countries worldwide, including numerous properties in Australia.
Simply book two consecutive nights' stay to enjoy a hotel credit up to US$100 and a room upgrade, (when available) at properties part of The Hotel Collection.
Whether you’re looking for a staycation or a domestic getaway, this benefit could add significant value.
Have a hankering for elite hotel status? The Amex Explorer also offers complimentary Silver status to the Hilton Honors program.
Save time and money with even more benefits
As a premium rewards card, the Amex Explorer also unlocks plenty of other perks designed to save you significant time and money. These include:
- Apple Pay, Samsung Pay, and Google Pay compatible – use your card with your phone for easier payments
- A complimentary 12 month subscription to Centr app, by Chris Hemsworth (worth $119.95). Offer ends 14 February 2022
- The ability to arrange up to four additional cards for family members at no charge, helping you to rack up more points for rewards
- Access to Amex Offers, where you can unlock popular ‘Spend and Save’ promotions that reward you with a credit on your account when you spend at specific merchants
- Exclusive access to music, theatre and film events with Amex Experiences
You can access the Key Fact Sheet for the American Express Explorer Credit Card here
Amex Explorer Credit Card annual fee
The cost to hold the Amex Explorer Card is $395 each year. However, new card members who apply via The Champagne Mile by 24 August 2021 and meet the spend criteria get $395 back – this effectively reduces the first year annual fee down to $0.
Thereafter, by using the annual $400 Amex Travel Credit, you’ll fully offset the charge of holding this card each and every year.
Amex Explorer Credit Card eligibility
To apply for this card, you’ll need to be able to report an annual income of $65,000 or more, and have no history of bad debt or payment default. You must be an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
To receive our exclusive offer of 150,000 bonus points and $395 Credit, you must not currently hold or have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period.
If you are an additional cardholder on someone else’s account, or if you are a previous and existing bank-issued American Express companion cardholder, you are eligible for this offer.
Other factors to consider
Above and beyond the standard eligibility criteria, American Express has shared with us additional factors that may provide you with a better chance of being approved for this card. Readers may wish to consider the following factors before deciding to apply:
- Hold a minimum income of $80,000 per annum: While the minimum reportable annual income to apply for this card is $65,000, applicants who are able to report an annual income of $80,000 or more may have a greater success being approved.
- Hold a credit score of 650 or above: To apply for this card, you should hold a good credit rating. Your credit score is calculated using many factors. This includes the types and number of loan and credit accounts you hold, account opening and closures, current credit limits, and your repayment history. In Australia, it’s easy to check your credit score. You are entitled to a free copy of your credit report from each credit reporting body every year.
The factors outlined above are general guidelines that may assist you in considering whether applying for this product is right for you. Applicants who apply for the American Express Explorer card via The Champagne Mile will not be assessed any differently when compared to other channels, including applications undertaken via American Express directly or another partner.
Don’t miss this an incredible 150,000 bonus points plus $395 back. Plus, enjoy a $400 Travel Credit each year.
This exclusive offer is only available to new card members who apply via The Champagne Mile, and it ends soon on 24 August 2021 (T&Cs apply). The secure, mobile-friendly application form takes less than 10 minutes to complete and AMEX may be able to give you a response in less than 60 seconds.