American Express have launched a huge new offer of 100,000 Membership Rewards points with their popular AMEX Explorer Credit Card.
In addition to the bonus points, the AMEX Explorer delivers a stack of benefits for an annual fee of just $395. These include a $400 Travel Credit per annum, lounge passes, smartphone screen insurance, Hotel Benefits and a 0% p.a. balance transfer option (T&Cs apply).
Or, read on for a comprehensive overview of this popular AMEX credit card.
AMEX Explorer Credit Card – Our take
The American Express Explorer Credit Card is an attractive choice for those who appreciate the versatility of a flexible rewards program and who can maximise the myriad of travel perks.
Along with the huge 100,000 point sign on bonus for new Card Members, the AMEX Explorer delivers benefits such as a $400 AMEX travel credit annually, two AMEX Lounge invites each year, complimentary insurances (including smartphone screen insurance) and more.
With earn and redemption rates on this product changing on 15 April 2019 (read on for detailed information), it’s likely that this is the last time we’ll see such a good offer on the AMEX Explorer.
Get a sign on bonus of 100,000 bonus points
First and foremost, there’s a huge sign on bonus of 100,000 AMEX Membership Rewards Gateway points for new Card Members who apply online by 7 January 2019, are approved, and spend $1,500 on their new Card within the first 3 months.
Membership Rewards points currently transfer at a 3:2 rate to a range of leading airline schemes, with 100,000 AMEX MR points equal to 75,000 frequent flyer points).
This means that the sign on bonus is enough to take off on an overseas adventure with a number of leading airlines, including:
- Virgin Australia Velocity Frequent Flyer
- Singapore Airlines KrisFlyer
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- Malaysian Airlines Enrich
- Thai Airways Royal Orchid Plus
And while you can’t send your points to Qantas, you can transfer them to OneWorld partner airline, Cathay Pacific in order to access Qantas flights via their Asia Miles loyalty program. The 100k sign on bonus currently delivers enough points for a one way Qantas premium economy flight between Sydney and Los Angeles. If you’re interested in finding out more about how this works, you can check out our post on Asia Miles here.
From 15 April 2019, redemption rates for airline partners will change from 3:2 to 2:1. However the AMEX Explorer will still remain one of the most rewarding cards available.
Get a $400 travel credit each year
AMEX Explorer Card Members receive a $400 travel credit to spend at AMEX Travel each membership year. This flexible credit can be used for flights, hotel or rental car bookings. You can use it for yourself or someone else – it’s your choice.
Using the $400 travel credit each year will ensure you gain maximum value from the $395 annual card fee.
Enjoy new accommodation perks with The Hotels Collection
AMEX Explorer Card Members can now access exclusive perks with The Hotel Collection, which features more than 600 hotels and resorts in over 30 countries worldwide.
Card Members who book two consecutive nights stay or more at one of these properties receive perks including a credit of up to US$75 to spend at the hotel, plus a room upgrade, when available. By using this benefit, you could add significant value to your hotel stays.
Earn 2 points per $1 spent (excl govt spend)
Most of us outlay a significant amount of money on various items, but very few credit cards provide a generous earn rate across the board – regardless of what we buy.
The AMEX Explorer Credit Card offers a flat 2 Membership Rewards Gateway points awarded for each $1 spent, wherever you choose to make your purchase. The only exception to this is for spend with Government Bodies, where you’ll earn 0.5 points per $1 spent (reverting to 1 point per $1 spend from 15 April 2019).
And like all AMEX consumer credit cards, there’s no spending cap, ever, so there is no limit to how many points you can earn each month or each year.
Unlock a range of other AMEX Explorer Card benefits
The AMEX Explorer Credit Card also unlocks a range of other benefits, including:
- Complimentary travel and purchase protection insurances (T&Cs apply)
- Smartphone screen insurance (T&Cs apply)
- Apple Pay and Android Pay support – use your card with your phone for easier payments
- 0% p.a on balance transfers for the first 12 months (a one-off plan establishment fee of 1% applies), and
- The ability to arrange additional cards for family members at no charge
You can access the Key Fact Sheet for the American Express Explorer Credit Card here
AMEX Explorer Credit Card annual fee and eligibility
The AMEX Explorer Credit Card comes with an annual fee of $395. Card Members can get this value back on your card, simply by using the $400 AMEX travel credit. The minimum reportable income is $65,000.
The 100,000 bonus point offer is available to new Card Members (including supplementary card holders), as well as Bank-issued American Express companion cardholders. With changes to earn and redemption rates coming in on 15 April 2019, it may be the last time this offer is available.
The secure, mobile friendly application form takes less than 10 minutes to complete and AMEX may be able to give you a response in less than 60 seconds.
Reminder: Points redemption rates for the AMEX Explorer will change as of 15 April 2019, so it’s likely that this is the last time we’ll see such a good offer on this card.
*Important note: AMEX Membership Rewards point redemption rates will change as of 15 April 2019. Please click here for further information.