Right now, there’s 170,000 bonus Qantas Points on offer with the American Express® Qantas Business Rewards Card – Amex’s leading Qantas business card.
To get this offer, apply via our partner link by 8 April 2025, be approved and spend $6,000 on eligible purchases on your new American Express Qantas Business Rewards Card within 3 months of your approval date. T&C’s apply. Available for new American Express Card Members only.
Or, read on to learn how this card is packed with perks for business and leisure.
Amex Qantas Business Rewards Card: The Lowdown
When it comes to designing business cards, American Express is ahead of the pack. Above and beyond the sizeable sign-on bonus, this Card could help extend your cash flow and give you up to 51 days to pay for purchases. You’ll also enjoy the ability to earn plenty of points for business with ongoing spend.
This Card offers a very high earn rate of up to 2 Qantas Points per $1 spent and plenty of other perks to save your business time and money.
Plus, when it’s time to get travelling again, earn triple Points on Qantas flights, score two domestic Qantas Club passes each year, and gain access to a range of insurances – including domestic and international Travel Insurance.
Score 170,000 bonus Qantas Points
The bonus 170,000 Qantas Points is enough to get you journeying in style, domestically or internationally.
Here are some of our favourite redemption options you could seek to lock in with Qantas Points (applicable taxes/fees extra):
- One-way business class to the USA: Fly Qantas business class one way from Melbourne, Sydney, or Brisbane to Los Angeles or San Francisco for 108,400 Qantas Points
- Return economy class to the USA or Europe: Fly return Qantas economy from Melbourne or Sydney to London for 110,400 Qantas Points
- Return premium economy to Tokyo: Fly return Qantas premium economy from Melbourne, Sydney or Brisbane to Tokyo for 123,000 Qantas Points
- Return Emirates first class to Christchurch: Fly return from Sydney to Christchurch in the fabulous Emirates A380 first class suite for 124,400 Qantas Points (You can also tag on a connecting Qantas business class flight to your Emirates itinerary from Adelaide, Melbourne or Hobart at no extra points cost)
- Zone One economy flights: Fly between Zone One cities (i.e. Melbourne – Sydney or Adelaide – Melbourne). You’ll pay just 8,000 Qantas Points each way
And if your business isn’t ready to travel just yet, consider saving the points you earn for your business and using them for future opportunities. After all, 170,000 Qantas Points is enough to travel almost anywhere on the Qantas and partner airline network (excluding applicable taxes/fees).
Relax with two domestic Qantas Club lounge entries each year
Each year, the American Express Qantas Business Rewards Card delivers two invites for domestic Qantas Club lounges (excluding Qantas Business lounges) once you make an eligible Qantas Purchase on your American Express Card during that year. With Qantas lounges re-opening around the country, this benefit could see you relaxing in style before your next domestic trip.
Once your Qantas Club lounge passes have been activated, you’ll receive an email from Qantas and your two digital lounge passes will be attached to your Qantas Frequent Flyer account.
Note that each Qantas Club lounge pass admits one person only, ahead of an eligible flight. However, you could choose to use your passes for two entries.
Earn piles of Qantas Points on everyday spend
Enjoy uncapped Qantas Points earning potential for every dollar you spend on your American Express Qantas Business Rewards Card. Points earn rates are set out in the table below:
| Spend Category | Qantas Points Earn Rate |
|---|---|
| Qantas products and services: | 2 Qantas Points per $1 spent |
| Everywhere else: | 1.25 Qantas Points per $1 spent |
| Utilities, insurances and Govt bodies: | 0.5 Qantas Points per $1 spent |
After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.*
Eligible expenses: Digging into the detail
Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion.
Enjoy complimentary Qantas Business Rewards membership (worth $89.50)
The Qantas Business Rewards program operates separately from the Qantas Frequent Flyer membership loyalty scheme. It is designed to help small and medium-sized Australian businesses save on flights and earn more Qantas Points for business through everyday purchases.
As a member of this popular rewards program, you can save up to 8% on the base fare of eligible Qantas flights, enjoy up to 10% off the cost of Qantas Club memberships and lots more.
Joining the Qantas Business Rewards program normally costs $89.50, however, you can obtain membership for free when you hold the American Express Qantas Business Rewards Card.
If you’re not yet a member, you’ll need to join up, as the points from this Card are credited to your Qantas Business Rewards account. Once you’ve amassed points within your Qantas Business Rewards account, you can transfer them out at a 1:1 rate to any Qantas Frequent Flyer member account of your choice. You have the flexibility to send them to yourself, to an employee or a family member – it’s up to you.
Unlock TRIPLE Qantas Points for flights purchased with your Card
You’ll earn triple Qantas Points for your business when your Card is used to make an eligible Qantas flight booking. You can earn up to 4 million points per membership year in this way, and that’s in addition to the Qantas Points you’d normally earn.
The triple points can also be earned on eligible Qantas flights for others, provided they are booked using your Card.
The Qantas Points your business earns when flying will be tripled when you book eligible flights with your Card. You can earn up to 4 million points per membership year in this way, and that’s in addition to the Qantas Points your business would normally earn.
American Express Qantas Business Rewards Card Insurances
The Amex Qantas Business Rewards Card unlocks access to a range of complimentary Domestic and Overseas Travel Insurance when your Card is used to pay for business travel. The insurances are available to the primary Card Member and their partner, and any employees holding additional Cards. The cover includes:
- Travel Inconvenience Cover
- Medical Emergency Expenses Cover
- Public Transport Accident Cover
- Baggage, Money and Documents Cover
- Trip Cancellation and Amendment Cover
The Amex Qantas Business Rewards Card unlocks access to a range of complimentary Domestic and Overseas Travel Insurance when your Card is used to pay for business travel. The insurances are available to the primary Card Member and their partner, and any employees holding additional Cards. The cover includes:
- Travel Inconvenience Cover
- Medical Emergency Expenses Cover
- Public Transport Accident Cover
- Baggage, Money and Documents Cover
- Trip Cancellation and Amendment Cover
If you are currently paying for domestic or international Travel Insurance, you could save money by using these covers. However, it’s important that you review the inclusions before deciding whether these products meet your needs. More information is available via this pdf on the Amex website.
Save your business time and money with other benefits
Obtain even more value from your American Express Qantas Business Rewards Card with a range of benefits that are designed to save your business a significant amount of money. These include:
- The ability to obtain up to 99 additional Cards free of charge (the points earned are credited to the primary account)
- Easy bank feed integration with MYOB
- Peace of mind with Emergency Card Replacement and Online Fraud Guarantee
- The convenience of mobile payments with Apple Pay and Android Pay
- Access a range of exclusive Card Member perks, including Amex Invites and Amex Offers
Get access to Amex Ideas Exchange
Amex Idea Exchange is an initiative designed by American Express to help Australian business owners reach full potential. An Amex Business or Corporate Card unlocks the opportunity to win mentoring advice, facilitated by Rare Birds. Plus, from time to time, American Express may offer grants to help you give your business what it needs to go further.
Throughout the year, Amex Idea Exchange offers virtual masterclasses, mentoring events, informative resources and podcasts.
Utilise Flexible Payment Option
With Flexible Payment Option, if you prefer not to pay your monthly Closing Balance in full, you have the option to carry a portion of it forward, up to your Flexible Payment Option Limit each month. With an instant line of credit, you can free up your cash flow without depending on an overdraft or business loan.
With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions
American Express Qantas Business Rewards Card: Key Information
| Card Issuer: | American Express |
|---|---|
| Card Type: | Charge Card |
| Loyalty Program: | Qantas Business Rewards |
| Cash Flow Days: | Up to 51 |
| Annual Fee: | $450 (may be tax-deductable) |
| Annual Employee Card Fee? | No (up to 99 supplementary cards) |
| Overseas Transaction Fee: | 3% of the converted amount |
American Express Qantas Business Rewards Card eligibility
The American Express Qantas Business Rewards Card is designed for ABN holders with an annual business turnover of at least $75,000.
To be eligible to apply, you’ll also need to be over 18 years old and an Australian citizen or permanent resident.
The offer of 170,000 bonus Qantas Points is available to new American Express Card Members only. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18-month period are ineligible for this offer.
American Express Qantas Business Rewards Card annual fee and credit limit
The annual fee for the Amex Qantas Business Rewards Card is $450. This fee may be tax-deductible if you are using your card solely for business purposes. You should speak with your accountant or tax advisor to fully understand the tax implications.
The American Express Qantas Business Rewards Card is not a credit card. Rather, it is a ‘charge’ card, which means there is no fixed credit limit. While charge cards have no pre-set spending limit, unlike a credit card, you’ll need to pay off the full balance each month. More information about this is available via the secure application form.
The secure, mobile-friendly application form takes less than 10 minutes to complete and Amex may be able to give you a response in less than 60 seconds.
Have any questions you’d like to ask before you submit your application? Get in touch via our contact form or by sending a message via our Facebook page and we’ll get back to you as quickly as we can.
Frequently Asked Questions (FAQ) – Qantas Business Rewards Card
To apply for this Card, you’ll need to be an ABN holder with an annual business turnover of at least $75,000. You’ll also need to be over 18 years old and an Australian citizen or permanent resident.
You can find the latest American Express business credit card and charge card offers on our website. Click here to browse the latest business card offers from American Express.
Each primary cardholder of the American Express Qantas Business Rewards Card can add up to 99 additional cardholders at no additional cost. Find out more here.
American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 2 October 2024 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.
- Offer only available to new American Express Card Members who apply 8 April 2025, are approved and spend $6,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 170,000 bonus Qantas Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. Subject to the American Express® Qantas Business Rewards Card Points Terms and Conditions. $450 annual fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
- Provided the Primary Card Member is a Qantas Frequent Flyer member and has registered their Qantas Frequent Flyer number with your business’ American Express Qantas Business Rewards Card, your business is eligible to receive two domestic Qantas Club Lounge Invitations each anniversary year of Card Membership once your business makes an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by the business. Visit the Complimentary Invitations Portalto access invitations, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to their expiry. Invitations are subject to the Qantas Club terms and conditions. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your business’ American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.
- A business must be a Qantas Business Rewards Member to earn triple Qantas Points for business. The triple Qantas Points for business are only available for American Express Qantas Card Members when the Card is used to make an eligible Qantas flight booking. Qantas will allocate to the business an amount equal to the Qantas Points earned by the traveller when travelling for business against a rate of either: 20% (Level 1); or 30% (Level 2); or 40% (Level 3) multiplied by three. An eligible flightmeans a domestic or international flight which has a Qantas ‘QF’ flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with ‘081’; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. Exclusions apply. Triple Qantas Points for Business is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member’s ABN and traveller’s Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Business Rewards Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms.
- A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as ‘utilities’ including gas, water and electricity providers; ‘government’ including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and ‘insurance’ excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions.
- Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
- The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Business Rewards Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Business Rewards Card Insurance Terms and Conditionsand consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.
This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb. - From 10 January 2024, once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
- A business must be a Qantas Business Rewards Member to earn Qantas Points. A one-off joining fee of $89.50 usually applies, however this will be waived for any business that has an existing American Express Qantas Business Rewards Card. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions.
- In order to transfer Qantas Points from a Qantas Business Rewards account to an individual’s Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
- Extend your cash flow by up to 51 days: Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
- With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions.
- Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no-pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
- Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.
- MYOB bank feed is available to American Express Cards issued by American Express Australia Limited with the exception of American Express Corporate Cards. The Card must be active at the time of enrolment.