Up Bank Referral Code Australia – 2025 Deals & Discounts
If you’re looking for a new bank that’s modern, easy to use and designed for everyday Australians, Up Bank is worth considering. With its intuitive app, real-time notifications and smart budgeting tools, it’s built to simplify your money life. And if you want to get even more value when signing up, using an Up Bank referral code can unlock a handy bonus. It’s a simple way to make switching banks feel more rewarding, especially if you’re already comparing features, fees and customer experience. Before joining, check the latest referral offers so you start your Up Bank journey with a little extra, using an Up Bank invite code.
Latest Up Bank referral codes & discounts
How do I use an Up Bank referral code?
- Head to the App Store (iOS) or Google Play (Android) Store and download the Up Bank app.
- Open the app and create account.
- During signup you'll be prompted for a referral code in the “Hook up a mate” or “Invite code”), enter the referral code.
- Complete your ID verification and required steps to open the account.
- Make transactions or use your card as required in the terms and conditions to trigger the referral bonus being credited to your account.
Best Ways to Save with an Up Invite Code
1. Unlock your Up Bank referral code bonus instantly
When you sign up using an Up invite code, you’ll receive a bonus after making your first purchase. This is the easiest and fastest way to get a little boost just for joining.
2. Activate Round-Ups to grow your savings automatically
Once your account is active, turn on Round-Ups, which rounds every purchase to the nearest dollar and saves the difference.
3. Use Up’s fee-free banking to avoid unnecessary costs
Up has no monthly account fees, no domestic ATM fees, and no minimum balance requirements.
About Up Bank
Up is an Australian neobank that offers a modern, app-based banking experience. Launched in 2018, Up focuses on simplifying personal finance with smart budgeting tools, instant payments, and automated savings features. With no monthly fees, Up provides a seamless digital experience, integrating spending insights, round-up savings, and joint accounts. It supports Apple Pay, Google Pay, and international transactions with low fees. Backed by Bendigo and Adelaide Bank, Up ensures security and reliability while maintaining a fresh, customer-centric approach. Known for its innovation and engaging user interface, Up has quickly become a popular choice for tech-savvy Australians looking for smarter banking.
Q&A: Up Bank referral code
How do I use an Up Bank referral code when signing up?
To use an Up Bank referral code, download the Up app, begin creating your account, and enter the code when prompted during the signup process. Complete verification and any bonus requirements to receive your reward.
Where can I find a valid Up Bank invite code?
You can find valid Up Bank referral codes right here on this page. Make sure the code is current and intended for new customers so you remain eligible for the bonus.
Why didn’t my Up Bank referral bonus apply?
A referral bonus may not apply if the code was entered incorrectly, you skipped the referral section, or you didn’t meet the bonus conditions. Only new customers are eligible, so existing accounts won’t qualify.
Alternative banking and finance options to Up Bank
If I had to pick an alternative to Up Bank, I'd have a look at uBank, owned by NAB.
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