ING Referral Code Australia – 2026 Deals & Discounts
Using an ING referral code is an easy way to earn extra rewards when opening an ING Orange Everyday account.
New customers receive a cash bonus once they meet the required criteria and it’s a simple but effective incentive for everyday banking that you’d likely be doing anyway.
Latest ING referral codes & discounts
How do I use an ING referral code?
Here’s a simple guide for how to use an ING referral code:
- Obtain your valid ING referral code from an existing ING customer. (use our “join now” link above)
- Apply online for an ING Orange Everyday account via the ING website or app.
- Enter the referral code when prompted during the sign-up process.
- Open and activate your account once approved.
- Meet the bonus conditions – depositing minimum amounts and making eligible card purchases within the required timeframe.
Once all criteria are met, the referral bonus is paid into your ING account automatically.
Best ways to save with an ING
- Use high-interest accounts such as ING’s Savings Maximiser and Orange Everyday together to maximise your interest earnings.
- Automate transfers with a regular scheduled deposit from your everyday account into your savings account.
- You can track and reduce fees by using ING’s no-fee account features and monitoring your spending habits through the ING app.
You can also explore the ways to bank here, but come back here for your referral code before you join.
Other banking referral codes & discounts
About ING
ING Bank is a popular digital bank in Australia, known for its no-nonsense approach to everyday banking. It offers fee-free transaction accounts, competitive savings interest rates, and a highly rated mobile app that makes managing money easy. ING operates online without physical branches, which helps keep costs low and benefits customers through better rates and fewer fees. Customers can still access their money through a wide ATM network and enjoy features like real-time spending insights, card controls, and international transaction fee rebates. With a strong focus on convenience and value, ING will appeal to modern, tech-savvy savers.
FAQ: ING referral code
What is an ING referral code?
An ING referral code is a unique code shared by an existing ING customer. When a new customer uses it during sign-up, both parties may receive a cash bonus once all eligibility requirements are met.
When do I receive the ING referral bonus?
The referral bonus is usually paid into your ING account after you complete the required steps, such as depositing funds and making eligible card transactions within the set timeframe.
Can I use an ING referral code if I’ve banked with ING before?
Generally, ING referral codes are only valid for new customers. If you’ve previously held an ING account, you may not be eligible for the referral bonus.
Alternative banking and finance options to ING
If I had to pick an alternative to ING, I'd have a look at uBank, owned by NAB; or up bank.
You can also refer to to our banking page for other similiar deals.
