westpac altitude black mastercardTake off in style with the Westpac Altitude Black Mastercard. Right now, new cardholders can enjoy a generous sign on bonus of 80,000 Qantas or Altitude Rewards points.

To receive the 80,000 bonus points, new cardholders need to apply by 2nd April 2019, be approved and spend a minimum of $3,000 within the first 90 days of approval (exclusions apply).

Plus, depending on which card you choose, you could enjoy two entries to Qantas or Priority Pass Lounges. Eligibility criteria, minimum spend, terms and conditions, fees and charges apply.

Or, read on to find out more.

Westpac Altitude Black Mastercard

The Westpac Altitude Black Mastercard delivers a range of ongoing cardholder benefits. Along with a very high sign on bonus of 80,000 Qantas or Altitude Rewards points, cardholders receive two Qantas Lounge or Priority Pass Lounge entries each year.

And with separate Qantas and Altitude Rewards versions available, the card will suit both Qantas Frequent Flyers and those who appreciate the ability to earn and redeem points with a range of alternative airline programs.

There’s also a generous earn rate on eligible purchases, access to a range of complimentary insurances and World Mastercard benefits.

Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.

Get 80,000 bonus Qantas or Altitude Rewards points

New cardholders enjoy 80,000 bonus Qantas or Altitude Rewards points when applying for the Westpac Altitude Black Mastercard by 2 April 2019 and meeting minimum spend requirements.

It’s easy to choose either Qantas or Altitude Rewards points – you simply nominate your preferred points currency when you complete the application form.

Opting to earn Qantas points

80,000 Qantas points is enough to take off on holiday, flying Qantas or one of their Partner airlines. Your sign on bonus is enough for the following award redemption options:

  • Qantas Business Class from Sydney/Melbourne to Auckland return (72,000 Qantas points, plus taxes and fees)
  • Qantas Premium Economy Class from Melbourne to Los Angeles one way (72,000 Qantas points, plus fees and taxes), or
  • Qantas or Emirates Business Class from Melbourne to Singapore one way (60,000 Qantas points, plus taxes and fees)
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Redeem your points with Qantas to access a range of exciting travel experiences

Points redemption rates are correct as at 26 November 2018 and subject to airline T&Cs and availability. Fees and charges are payable in addition to the points redeemed.

Opting to earn Altitude Rewards points

Not a Qantas loyalist? Cardholders can instead opt to earn Altitude Rewards points, unlocking the ability to transfer points to a range of leading airlines.

Members of Velocity Frequent Flyer can opt for an automatic transfer rate of 2 Altitude Rewards points to 1 Velocity point. The sign on bonus of 80,000 Altitude Rewards points is the equivalent of 40,000 Velocity points.

Altitude Rewards points can also be transferred to Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles at a rate of 3 Altitude Rewards points to 1 frequent flyer mile.

Relax with two Qantas or Priority Pass Lounge entries each year

Cardholders who choose the Qantas version of the card can receive two complimentary Qantas Lounge invitations each year. The invites are valid at domestic Qantas Club lounges and International Business Lounges, with the exception of Los Angeles.

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Relax at a Qantas Lounge before your next flight

To receive the Qantas Lounge invitations, you must first register and then spend with your Westpac Altitude Black Mastercard on selected Qantas products and services. The passes will then be digitally credited to your Qantas Frequent Flyer account.

Cardholders who opt for Altitude Rewards can instead obtain two entries to Priority Pass Lounges. The Priority Pass Lounge network includes over 1,200 Lounges worldwide, with Lounges available at many airports around Australia. Additional Priority Pass Lounge visits are charged at $27 USD per person.

Enjoy a generous earn rate on eligible spend

The Westpac Altitude Black Mastercard delivers a flat earn rate of 0.75 Qantas point / 1.25 Altitude Rewards point for each $1 of eligible spend (exclusions apply).

Points earning rates are uncapped, regardless of monthly or yearly spend. A definition of eligible spend can be found on the AMEX Westpac Altitude Black Mastercard application form.

Access a suite of complimentary insurances

The Westpac Altitude Black Mastercard unlocks a range of complimentary insurances, both at home and away. These include:

  • Overseas Travel Insurance (covering trips of up to three months)
  • Transit Accident Insurance, and
  • Purchase Protection and Extended Warranty Insurance.

Before deciding to take up any included insurance product, you should first ensure it fits your needs. You can access information about the complimentary insurance cover here.

Get ahead with a range of other cardholder benefits

By choosing the Westpac Altitude Black Mastercard, you’ll benefit from a range of additional lifestyle, entertainment and money-saving offers. These include:

  • Westpac Black Concierge Service – dedicated Westpac Concierge services are available 24/7 to fulfil your requests, from restaurant bookings and party planning, to sourcing tickets for your favourite game.
  • World Mastercard – access exclusive offers, special discounts, travel advice and more
  • A free additional cardholder – you can add an additional cardholder to your account at no extra cost. This can be an easy way for your household to earn points faster.

Westpac Altitude Black Mastercard annual fee

The fee for the Westpac Altitude Black Mastercard is $250 per year. A $50 annual Qantas Rewards fee is applicable if you choose to earn Qantas Points.

Westpac Altitude Black Mastercard eligibility

The bonus offer of 80,000 Qantas or Altitude Rewards points is available to new cardholders. If you’ve held a Westpac Altitude Platinum Visa or Westpac Altitude Black Mastercard within the last 12 months, you are not eligible to receive the bonus points on the Westpac Altitude Black Mastercard.

The recommended minimum reportable income to apply for the Westpac Altitude Black Mastercard is $75,000 per annum.

Ready to apply? The secure, mobile friendly application form on the Westpac website should take you less than 10 minutes to complete and Westpac may be able to give you a response in less than 60 seconds.

Prefer to apply for up to 120,000 bonus points with the Amex Westpac Altitude Black bundle offer? You can do so here