Protected: Exclusive: 200K bonus NAB Rewards Points plus reduced first-year annual fee with NAB Rewards Signature Card

Disclaimer: The Champagne Mile may receive a commission from the card issuer if you apply for this card

nab rewards signature credit card

Protected: Exclusive: 200K bonus NAB Rewards Points plus reduced first-year annual fee with NAB Rewards Signature Card

nab rewards signature credit card

Eligibility criteria, minimum spend, terms and conditions apply

Exclusive: Up to 200,000 bonus NAB Rewards Points (can be converted to 100,000 Velocity Points)

Receive 150K bonus NAB Rewards Points when you spend $3,000 within the first 60 days from account opening and an additional 50K bonus NAB Rewards Points after your second year annual fee is billed

Reduced first year annual card fee of $195

A reduced first year annual card fee of $195 (a saving of $100) will be charged at the time of account opening. Reverts to $295 thereafter

0% p.a. on balance transfers for 12 months

Balance Transfer must be applied for during card application, a 3% BT fee applies and minimum monthly repayments required

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Protected: Exclusive: 200K bonus NAB Rewards Points plus reduced first-year annual fee with NAB Rewards Signature Card

nab rewards signature credit card

Protected: Exclusive: 200K bonus NAB Rewards Points plus reduced first-year annual fee with NAB Rewards Signature Card

Eligibility criteria, minimum spend, terms and conditions apply

The Champagne Mile Exclusive – NAB Rewards Signature

1The Champagne Mile Exclusive NRS Offer – Total 200k bonus NAB Rewards Points

Receive 150k bonus NAB Rewards Points when you apply via The Champagne Mile by 13 December 2023 and spend $3,000 on everyday purchases within the first 60 days of account opening, and 50k bonus NAB Rewards Points when you keep your card open for over 12 months. Plus, enjoy a reduced annual card fee (from $295 to $195) for the first year.

Offer commenced on Mon 13 November 2023 and ends Wed 13 December 2023. To be eligible for the 200,000 bonus points offer, you must apply for a new personal NAB Rewards Signature Card via The Champagne Mile before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account and keep your card account open for over 12 months. Points will be awarded on a tiered basis – 150,000 bonus points when you spend $3,000 on everyday purchases in the first 60 days (credited to your points balance within 3 months of meeting the spend criteria) and 50,000 bonus points after 12 months (credited to your points balance within the 13th month). NAB may vary or end this offer at any time.

Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Points will be credited to your points balance within 3 months of meeting the spend criteria. This bonus points offer is not available to existing customers who have received or are entitled to receive NAB Rewards Bonus Points for a new personal NAB Rewards credit card in the eighteen months prior to the opening of a NAB Rewards Signature Card or NAB Rewards Platinum Card. Offers are not available when closing or transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. Gift Card values correct as at Mon 13 November 2023. Points values & stock levels subject to change. Check the NAB Rewards link below.

A reduced annual card fee of $195 will be charged when the card is opened and applies for the first 12 months. You will be charged the standard $295 annual card fee in the 13th month of your card account.

2NAB Rewards Signature Card – Earning NAB Points and NAB Points Booster

Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions (PDF, 356KB) available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes.

Triple Points: 1.25 NAB Rewards Points + 2.5 additional NAB Rewards Points (Bonus Points)

Overseas purchases – Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.

Webjet – Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au. Webjet Booking Terms and Conditions apply.

Double Points: 1.25 NAB Rewards Points + 1.25 additional NAB Rewards Points (Bonus Points)

Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.

Points Booster is subject to the NAB Rewards Terms and Conditions. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 10 business days of processing and for Bonus Points within 3 business days of the standard points being processed. Details are correct as at 2 September 2019 and are subject to change by NAB.

3Insurances

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.

If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the insurance information booklet. The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 1 November 2023 (PDF, 536KB) which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Card Insurance Policy Information Booklet dated 30 June 2022 (PDF, 662KB)

Interest rates are current as at 1 August 2022 and are subject to change.

4 NAB Concierge Service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions for full details.

5Balance transfer 12 month offer rate

After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a. as at 13 November 2023). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the ongoing balance transfer rates of your card.

To process your balance transfer, we use your non-NAB card number to BPAY the balance transfer request. If your BPAY reference number for your non-NAB card isn’t your credit card number, we won’t be able to complete the balance transfer.

6Variable cash advance rate

Cash advances also include other transactions we consider to be the equivalent of withdrawing cash from your account. These include most gambling transactions (such as sports betting, casino games, lottery tickets, online gambling), the purchase of travellers cheques, wire transfers or other similar substitutes for cash (such as crypto-currency).

If you don’t want to allow gambling transactions (including cash advances and cash transfers) on your card, you can disable them in the NAB app.

7Interest free days on purchases

You will be able to receive interest free days on purchases, if you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month. For more information visit nab.com.au/btchange.

Fees and charges

Credit Card  Terms and conditions and Target Market Determination available here.  Fees and charges are payable. Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2023 and subject to change. Credit cards issued by National Australia Bank Limited.

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