{"id":98868,"date":"2026-08-21T20:57:23","date_gmt":"2026-08-21T11:27:23","guid":{"rendered":"https:\/\/thechampagnemile.com.au\/deals\/?page_id=98868"},"modified":"2026-11-03T09:34:56","modified_gmt":"2026-11-02T23:04:56","slug":"travel-insurance-for-adventure-sports","status":"publish","type":"page","link":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/","title":{"rendered":"Travel Insurance for Adventure Sports &amp; Special Activities"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If your trip involves anything more adventurous than sightseeing &#8211; a day on the slopes, a scooter hire in Bali, a scuba course, a tandem skydive &#8211; it&#8217;s worth reading the fine print before you go rather than finding out the hard way after something goes wrong. Standard comprehensive travel insurance is built around everyday travel risk. The moment you add something genuinely physical to the itinerary, most insurers treat it as a separate, priced add-on rather than something that&#8217;s simply bundled in.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em><strong>Affiliate Disclosure: <\/strong>The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.<\/em><\/p>\n\n\n\n<!-- TCM Quick Answer card (tcm-qa-), replaces key takeaways -->\n<style>.tcm-qa{border:1px solid #e4e7f0;border-radius:14px;overflow:hidden;background:#fff;margin:0 0 28px;box-shadow:0 2px 10px rgba(10,31,92,.06)}.tcm-qa__head{background:#0a1f5c;color:#fff;padding:12px 20px;display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.tcm-qa__head i{color:#b8992e;font-size:18px}.tcm-qa__pick{padding:20px;border-left:4px solid #b8992e;border-bottom:1px solid #eef0f6;display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap}.tcm-qa__body{flex:1 1 280px}.tcm-qa__label{font-size:12px;font-weight:700;color:#b8992e;text-transform:uppercase;letter-spacing:.06em;margin:0 0 4px}.tcm-qa__name{font-size:20px;font-weight:800;color:#0a1f5c;margin:0 0 4px;line-height:1.25}.tcm-qa__why{font-size:15px;color:#3a4256;margin:0;line-height:1.5}.tcm-qa__answer{font-size:16px;color:#1f2740;margin:0;line-height:1.6}.tcm-qa__alts{display:grid;grid-template-columns:1fr 1fr}.tcm-qa__alts--3{grid-template-columns:1fr 1fr 1fr}.tcm-qa__alt{padding:16px 20px;display:flex;flex-direction:column;gap:12px;justify-content:space-between}.tcm-qa__alt+.tcm-qa__alt{border-left:1px solid #eef0f6}.tcm-qa__alt .tcm-qa__name{font-size:16px}.tcm-qa__alt .tcm-qa__why{font-size:14px}.tcm-qa a.tcm-qa__btn{display:inline-block;align-self:flex-start;background:#0a1f5c!important;color:#fff!important;-webkit-text-fill-color:#fff!important;text-decoration:none!important;font-weight:700;font-size:14px;line-height:1.2;padding:11px 18px;border-radius:8px;white-space:nowrap}.tcm-qa a.tcm-qa__btn:hover{background:#b8992e!important}.tcm-qa a.tcm-qa__btn--alt{background:#fff!important;color:#0a1f5c!important;-webkit-text-fill-color:#0a1f5c!important;border:1.5px solid #0a1f5c}.tcm-qa a.tcm-qa__btn--alt:hover{background:#0a1f5c!important;color:#fff!important;-webkit-text-fill-color:#fff!important}@media(max-width:820px){.tcm-qa__alts--3{grid-template-columns:1fr}.tcm-qa__alts--3 .tcm-qa__alt+.tcm-qa__alt{border-left:0;border-top:1px solid #eef0f6}}@media(max-width:640px){.tcm-qa__alts{grid-template-columns:1fr}.tcm-qa__alt+.tcm-qa__alt{border-left:0;border-top:1px solid #eef0f6}.tcm-qa a.tcm-qa__btn{display:block;width:100%;text-align:center;box-sizing:border-box}}<\/style><div class=\"tcm-qa\"><div class=\"tcm-qa__head\"><i class=\"ti ti-bolt\" aria-hidden=\"true\"><\/i>Quick answer<\/div><div class=\"tcm-qa__pick\"><div class=\"tcm-qa__body\"><p class=\"tcm-qa__answer\">Standard comprehensive cover usually treats anything physical or risky as a priced add-on, so declare the activity and add the right pack before you go. If you hire a scooter or motorbike, you also need the correct Australian licence for the engine size.<\/p><\/div><\/div><div class=\"tcm-qa__alts tcm-qa__alts--3\"><div class=\"tcm-qa__alt\"><div><p class=\"tcm-qa__label\">Built for adventure<\/p><p class=\"tcm-qa__name\">World Nomads<\/p><p class=\"tcm-qa__why\">200+ adventure activities covered, and you can extend your policy mid-trip.<\/p><\/div><a class=\"tcm-qa__btn tcm-qa__btn--alt\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/worldnomads\" target=\"_blank\" rel=\"nofollow sponsored\">Get a quote<\/a><\/div><div class=\"tcm-qa__alt\"><div><p class=\"tcm-qa__label\">Best for deeper dives<\/p><p class=\"tcm-qa__name\">Cover-More<\/p><p class=\"tcm-qa__why\">Scuba to 30m with an instructor or dive school, or 50m with Adventure Activities+.<\/p><\/div><a class=\"tcm-qa__btn tcm-qa__btn--alt\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/covermore\" target=\"_blank\" rel=\"nofollow sponsored\">Get a quote<\/a><\/div><div class=\"tcm-qa__alt\"><div><p class=\"tcm-qa__label\">Adventure Pack option<\/p><p class=\"tcm-qa__name\">Fast Cover<\/p><p class=\"tcm-qa__why\">Its Adventure Pack extends scuba cover from 10m to 30m.<\/p><\/div><a class=\"tcm-qa__btn tcm-qa__btn--alt\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/fastcover\" target=\"_blank\" rel=\"nofollow sponsored\">Get a quote<\/a><\/div><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This matters even more if you&#8217;re planning to pack a few risky activities into one long trip, which is pretty common if you&#8217;re&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-backpackers\/\">backpacking<\/a>&nbsp;through several countries, or if you travel often enough that an&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/annual-vs-single-trip-travel-insurance\/\">annual multi-trip policy<\/a>&nbsp;makes more sense than buying a new policy every time you fly out.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We went through the public policy information for all providers we cover &#8211; <a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\">Freely<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\">Travel Protect<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/world-nomads-travel-insurance-discount-code\/\">World Nomads<\/a> and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-discount-code\/\">Zoom <\/a>&#8211; to see how each one actually handles the activities travellers ask about most.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Snow Sports (Skiing, Snowboarding &amp; Snowmobiling)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every insurer we checked treats snow sports as an optional add-on rather than something that comes standard. If you&#8217;re heading to the slopes and haven&#8217;t specifically added snow cover, there&#8217;s a good chance a snow-related claim would be declined outright, no matter how comprehensive the rest of your policy looks on paper.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore <\/a>and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\">Freely<\/a>, which share the same underwriter, offer a Snow Sports add-on with a step up to &#8220;Snow Sports+&#8221; if you&#8217;re planning to go off-piste, into the backcountry, or heli-skiing with a licensed guide. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a> works in a similar way &#8211; its base Snow Sports tier covers on-piste skiing and boarding, while its Plus tier is what you&#8217;ll need for off-piste, backcountry or cat and heli-skiing. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear&#8217;s <\/a>Winter Sports add-on goes a step further and also covers gear loss, damage and piste closure compensation, not just accidents. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-discount-code\/\">Zoom<\/a> is upfront that snow sport claims are excluded entirely without its dedicated Snow Pack. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\">Travel Protect<\/a> and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS <\/a>each sell a named snow sports add-on at an additional cost, and none of them fold it into their base comprehensive tier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The takeaway here is simple: if you&#8217;re planning to ski or board off-piste specifically, don&#8217;t assume a basic snow add-on has you covered. Check whether that terrain is priced as a separate, higher tier before you go.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read our: <a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-japan\/\">Best Travel Insurance for Japan from Australia<\/a>, particularly for skiing advice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Motorbikes, Scooters &amp; Mopeds<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is the category where things go wrong most often, particularly in&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-bali\/\">Bali <\/a>and Southeast Asia, where hiring a scooter is completely normal and the rental shop almost never checks whether you actually hold the right licence to ride one.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore <\/a>and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\">Freely <\/a>split their cover by engine capacity &#8211; one tier up to 250cc, another for unlimited capacity &#8211; and both require a helmet regardless of local law. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a> asks for an Australian driver&#8217;s licence for bikes up to 125cc, and a proper Australian motorcycle licence above that, with the same rule applied to passengers as well as riders. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear<\/a> takes a harder line: it excludes any claim above 125cc if a helmet wasn&#8217;t worn, no matter the circumstances. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-discount-code\/\">Zoom <\/a>caps its cover at 125cc with no higher tier available. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\">Travel Protect<\/a> and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS <\/a>all offer motorbike cover as an add-on, though none of them publish the exact engine-capacity cut-offs on their public sites &#8211; that detail sits in the PDS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The one thing to check before you ride:<\/strong>&nbsp;if you don&#8217;t hold an Australian motorcycle licence covering the bike&#8217;s engine capacity, most insurers will decline the claim. That&#8217;s even if the local hire shop happily let you ride without one. Scooter accidents come up again and again as one of the most common real-world claims, so it&#8217;s worth reading our&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-claim-guide\/\">guide to making a successful claim<\/a>&nbsp;before you travel, not after something happens.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-vietnam\/\">Riding a motorbike in Vietnam<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Scuba Diving<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Depth is really the deciding factor most insurers price around, and the limits vary more than most divers expect. CoverMore and Freely cover you automatically to 30 metres with an instructor or dive school, extending to 50 metres if you add Adventure Activities+. Fast Cover&#8217;s automatic limit is a shallower 10 metres, with its Adventure Pack needed to reach 30 metres. AllClear draws a firm line at 30 metres and excludes anything beyond that as a &#8220;dangerous pursuit.&#8221; Butter, Tick, Travel Protect, WAS and Zoom all mention scuba cover in their general marketing, but none of them publish exact depth tiers publicly &#8211; that&#8217;s another one worth confirming against the PDS if you&#8217;re planning a deeper dive.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Provider<\/th><th>Automatic Depth Limit<\/th><th>Add-On Extends To<\/th><th>Quote<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore <\/a>\/ <a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\">Freely<\/a><\/td><td>30m (with instructor\/dive school)<\/td><td>50m with Adventure Activities+<\/td><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/covermore\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Cover-More quote<\/strong><\/a><br><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/freely\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Freely quote<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a><\/td><td>10m<\/td><td>Up to 30m with Adventure Pack<\/td><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/fastcover\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Get a quote<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear<\/a><\/td><td>Excludes dives beyond 30m<\/td><td>&#8211;<\/td><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Get a quote<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/world-nomads-travel-insurance-discount-code\/\">World Nomads<\/a><\/td><td>You can dive to the depth that your license allows up to a maximum depth of 40 metres<\/td><td>&#8211;<\/td><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/worldnomads\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Get a quote<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>,<a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\"> Travel Protect,<\/a> <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-discount-code\/\">Zoom<\/a><\/td><td>Not published &#8211; check PDS<\/td><td>Not published &#8211; check PDS<\/td><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/buttertravelinsurance\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Butter quote<\/strong><\/a><br><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ticktravelinsurance\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Tick quote<\/strong><\/a><br><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/travelprotect\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Travel Protect quote<\/strong><\/a><br><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/wastravelinsurance\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>WAS quote<\/strong><\/a><br><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/zoom\" target=\"_blank\" rel=\"nofollow sponsored\"><strong>Zoom quote<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Skydiving<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Every provider that covers skydiving at all limits it to a tandem jump with a licensed operator AND none of the insurers we checked cover a solo jump. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore <\/a>covers tandem skydiving under its Adventure Activities+ tier, and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a> covers tandem jumps with a licensed instructor. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\">Travel Protect<\/a> and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS <\/a>all list skydiving among their general adventure activities, with the same tandem-only condition attached.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">General Adventure Activities<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/world-nomads-travel-insurance-discount-code\/\">World Nomads<\/a> is built specifically around this kind of travel, covering 200+ activities across its Standard and Explorer plans, with Explorer covering the broader range. Some higher-risk activities need to be selected when you buy, so list everything you plan to do at the quote stage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beyond the activities above, most insurers publish a broader list covering things like abseiling, white-water rafting, rock climbing and high-altitude trekking. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore <\/a>and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\">Freely <\/a>automatically include around 80 common activities, then offer two paid upgrade tiers for the riskier stuff &#8211; treks like Everest Base Camp or the Kokoda Track specifically need the top tier. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a> runs a similarly detailed structure activity by activity: river rafting graded I\u2013III is automatically covered, for example, while grade IV\u2013V needs the Adventure Pack. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/\">AllClear<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-travel-insurance-discount-code\/\">Butter<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\">Travel Protect<\/a>, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\">WAS <\/a>and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-discount-code\/\">Zoom <\/a>each offer some form of Adventure or Sports Pack, though their published activity lists are shorter and less detailed than CoverMore&#8217;s or Fast Cover&#8217;s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re managing a&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-pre-existing-medical-conditions\/\">pre-existing medical condition<\/a>, it&#8217;s worth making sure both boxes are ticked before you book anything strenuous. An adventure activity add-on doesn&#8217;t override a separate pre-existing condition exclusion, and it works the other way around too.<\/p>\n\n\n\n<style>\n  \/* Colour tokens: change these to re-theme the whole block *\/\n  .tcm-sp {\n    --sp-bg: #ffffff;\n    --sp-border: #e7dcbc;\n    --sp-accent-bar: #b8992e;\n    --sp-panel: #f8f3e3;\n    --sp-ink: #0a1f5c;\n    --sp-ink-soft: #4a5578;\n    --sp-figure: #7a6212;\n    --sp-rule: #e2d4a8;\n    --sp-btn-bg: #0a1f5c;\n    --sp-btn-text: #ffffff;\n    --sp-focus: #b8992e;\n\n    box-sizing: border-box;\n    margin: 28px 0 !important;\n    padding: 26px 28px 24px !important;\n    background: var(--sp-bg) !important;\n    border: 1px solid var(--sp-border);\n    border-top: 4px solid var(--sp-accent-bar);\n    border-radius: 14px;\n    color: var(--sp-ink);\n    font-size: 15px;\n    line-height: 1.5;\n    box-shadow: 0 6px 18px rgba(10, 31, 92, 0.07);\n  }\n  .tcm-sp *, .tcm-sp *::before, .tcm-sp *::after { box-sizing: border-box; }\n\n  \/* Header: logo + headline *\/\n  .tcm-sp__head { display: flex; align-items: center; gap: 20px; }\n  .tcm-sp__logo {\n    flex: 0 0 136px;\n    height: 72px;\n    background: #fff;\n    border: 1px solid var(--sp-border);\n    border-radius: 10px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    padding: 8px 12px;\n  }\n  .tcm-sp__logo img {\n    display: block;\n    width: 100% !important;\n    height: 100% !important;\n    max-width: 100% !important;\n    object-fit: contain;\n    margin: 0 !important;\n    border: 0 !important;\n    box-shadow: none !important;\n  }\n  .tcm-sp__logo--photo { padding: 0 !important; overflow: hidden; }\n  .tcm-sp__logo--photo img { object-fit: cover !important; }\n  .tcm-sp__intro { min-width: 0; }\n  .tcm-sp p.tcm-sp__tag {\n    margin: 0 0 6px !important;\n    padding: 0 !important;\n    font-size: 13px !important;\n    line-height: 1.4 !important;\n    color: var(--sp-ink-soft) !important;\n  }\n  .tcm-sp__tag span {\n    color: var(--sp-figure);\n    font-weight: 700;\n    margin-right: 6px;\n    padding-right: 8px;\n    border-right: 1px solid var(--sp-rule);\n  }\n  .tcm-sp h3.tcm-sp__title {\n    margin: 0 !important;\n    padding: 0 !important;\n    font-size: 22px !important;\n    line-height: 1.25 !important;\n    font-weight: 700 !important;\n    color: var(--sp-ink) !important;\n    letter-spacing: -0.01em;\n  }\n\n  \/* Perks ledger *\/\n  .tcm-sp ul.tcm-sp__perks {\n    list-style: none !important;\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    margin: 22px 0 !important;\n    padding: 0 !important;\n    background: var(--sp-panel);\n    border-radius: 10px;\n  }\n  .tcm-sp ul.tcm-sp__perks li {\n    list-style: none !important;\n    margin: 0 !important;\n    padding: 16px 18px !important;\n    border-left: 1px solid var(--sp-rule);\n  }\n  .tcm-sp ul.tcm-sp__perks li::before,\n  .tcm-sp ul.tcm-sp__perks li::marker { content: none !important; display: none !important; }\n  .tcm-sp ul.tcm-sp__perks li:first-child { border-left: 0; }\n  .tcm-sp__perks strong {\n    display: block;\n    font-size: 26px;\n    line-height: 1.1;\n    font-weight: 800;\n    color: var(--sp-figure) !important;\n    margin-bottom: 4px;\n  }\n  .tcm-sp__perks span {\n    display: block;\n    font-size: 13.5px;\n    line-height: 1.45;\n    color: var(--sp-ink-soft);\n  }\n\n  \/* Footer: buttons *\/\n  .tcm-sp__foot { display: flex; align-items: center; flex-wrap: wrap; gap: 12px; }\n\n  html body .tcm-sp a.tcm-sp__btn,\n  html body .tcm-sp a.tcm-sp__btn:link,\n  html body .tcm-sp a.tcm-sp__btn:visited,\n  html body .tcm-sp a.tcm-sp__btn:hover,\n  html body .tcm-sp a.tcm-sp__btn:focus,\n  html body .tcm-sp a.tcm-sp__btn:active {\n    display: inline-block;\n    background: var(--sp-btn-bg) !important;\n    background-image: none !important;\n    color: var(--sp-btn-text) !important;\n    -webkit-text-fill-color: var(--sp-btn-text) !important;\n    font-size: 15px !important;\n    font-weight: 700 !important;\n    line-height: 1.2 !important;\n    padding: 13px 24px !important;\n    border: 1px solid var(--sp-btn-bg) !important;\n    border-radius: 8px;\n    text-decoration: none !important;\n    text-shadow: none !important;\n    box-shadow: none !important;\n  }\n  html body .tcm-sp a.tcm-sp__btn:hover { filter: brightness(1.35); }\n\n  html body .tcm-sp a.tcm-sp__btn-alt,\n  html body .tcm-sp a.tcm-sp__btn-alt:link,\n  html body .tcm-sp a.tcm-sp__btn-alt:visited,\n  html body .tcm-sp a.tcm-sp__btn-alt:hover,\n  html body .tcm-sp a.tcm-sp__btn-alt:focus,\n  html body .tcm-sp a.tcm-sp__btn-alt:active {\n    display: inline-block;\n    background: transparent !important;\n    background-image: none !important;\n    color: var(--sp-ink) !important;\n    -webkit-text-fill-color: var(--sp-ink) !important;\n    font-size: 15px !important;\n    font-weight: 600 !important;\n    line-height: 1.2 !important;\n    padding: 13px 22px !important;\n    border: 1px solid var(--sp-ink) !important;\n    border-radius: 8px;\n    text-decoration: none !important;\n    text-shadow: none !important;\n    box-shadow: none !important;\n  }\n  html body .tcm-sp a.tcm-sp__btn-alt:hover { background: var(--sp-panel) !important; }\n\n  html body .tcm-sp a.tcm-sp__btn span,\n  html body .tcm-sp a.tcm-sp__btn-alt span { text-decoration: none !important; }\n  html body .tcm-sp a.tcm-sp__btn:focus-visible,\n  html body .tcm-sp a.tcm-sp__btn-alt:focus-visible { outline: 3px solid var(--sp-focus) !important; outline-offset: 3px; }\n\n  \/* Tablet and mobile *\/\n  @media (max-width: 640px) {\n    .tcm-sp { padding: 22px 18px 20px !important; }\n    .tcm-sp__head { flex-direction: column; align-items: flex-start; gap: 14px; }\n    .tcm-sp__logo { flex-basis: auto; width: 128px; height: 66px; }\n    .tcm-sp h3.tcm-sp__title { font-size: 20px !important; }\n    .tcm-sp ul.tcm-sp__perks { grid-template-columns: 1fr; }\n    .tcm-sp ul.tcm-sp__perks li {\n      display: flex;\n      align-items: baseline;\n      gap: 14px;\n      padding: 12px 16px !important;\n      border-left: 0;\n      border-top: 1px solid var(--sp-rule);\n    }\n    .tcm-sp ul.tcm-sp__perks li:first-child { border-top: 0; }\n    .tcm-sp__perks strong { flex: 0 0 122px; font-size: 22px; margin: 0; }\n    .tcm-sp__foot { flex-direction: column; align-items: stretch; }\n    html body .tcm-sp a.tcm-sp__btn,\n    html body .tcm-sp a.tcm-sp__btn-alt { text-align: center; }\n  }\n<\/style>\n<div class=\"tcm-sp\">\n  <div class=\"tcm-sp__head\">\n    <div class=\"tcm-sp__logo\">\n      <img decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/09\/world-nomads-travel-insurance-discount-code.jpg\" alt=\"World Nomads Travel Insurance logo\" loading=\"lazy\">\n    <\/div>\n    <div class=\"tcm-sp__intro\">\n      <p class=\"tcm-sp__tag\"><span>TCM Spotlight<\/span> Built for adventure travellers<\/p>\n      <h3 class=\"tcm-sp__title\">Cover for the activities other policies leave out<\/h3>\n    <\/div>\n  <\/div>\n\n  <ul class=\"tcm-sp__perks\">\n    <li>\n      <strong>200+<\/strong>\n      <span>Adventure activities covered, from trekking to diving<\/span>\n    <\/li>\n    <li>\n      <strong>Extend<\/strong>\n      <span>Extend your policy while you\u2019re still away<\/span>\n    <\/li>\n    <li>\n      <strong>Motorbikes<\/strong>\n      <span>Riding treated as a covered activity, with licence and helmet rules<\/span>\n    <\/li>\n  <\/ul>\n\n  <div class=\"tcm-sp__foot\">\n    <a class=\"tcm-sp__btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/worldnomads\" rel=\"nofollow sponsored\" target=\"_blank\" style=\"background:#0a1f5c !important;color:#ffffff !important;-webkit-text-fill-color:#ffffff !important;text-decoration:none !important;\"><span style=\"color:#ffffff !important;-webkit-text-fill-color:#ffffff !important;\">Get a World Nomads quote<\/span><\/a>\n  <\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What About Cruising?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cruising sits in its own category, separate from the activities above. Most insurers require a dedicated Cruise add-on for any night spent at sea outside Australian coastal waters, and there&#8217;s a surprising gap where even a round-Australia cruise isn&#8217;t automatically treated as domestic cover. We&#8217;ve covered that in full in our&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-cruises\/\">travel insurance for cruises guide<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bringing It All Together<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The pattern across all providers is pretty consistent: the more physical the activity, the more likely it is to sit outside your base policy, and the more it pays to check the fine print before you leave rather than after you&#8217;re already on the mountain, in the water, or on a scooter. Snow sports, motorbikes, deeper scuba dives and skydiving all follow the same logic: cover exists, but it&#8217;s priced and structured as something you actively choose, not something that&#8217;s quietly bundled in because you ticked &#8220;comprehensive.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your trip is built around adventure rather than just including a bit of it, <a href=\"https:\/\/thechampagnemile.com.au\/deals\/world-nomads-travel-insurance-discount-code\/\">World Nomads<\/a> is worth a look first. Activity cover is its core product rather than an add-on.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If there&#8217;s one activity worth double-checking above all the others, it&#8217;s <strong>motorbike hire<\/strong>. It&#8217;s the single most common way a straightforward trip turns into a declined claim, largely because the licence requirement catches people off guard rather than the accident itself. Whatever you&#8217;re planning &#8211; a ski trip, a dive course, a scooter around <a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-bali\/\">Bali<\/a>, or a tandem jump to tick off the bucket list , you must match the right add-on to the right provider. Buying cover is a five-minute job that can save you a five-figure headache later.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Current offers from these insurers<\/h3>\n\n\n\n<div class=\"wp-block-rehub-deal-coupon-list rhpb-deal-coupon-grid rhpb-cd42fc71-5ff1-4bc4-b016-70bef36486c9\">\t\t<div class=\"woo_offer_list \" data-filterargs='{\"post_type\":\"post\",\"posts_per_page\":12,\"order\":\"desc\",\"tag__in\":[\"998\"],\"orderby\":\"date\",\"no_found_rows\":1,\"ignore_sticky_posts\":1}' data-template=\"postlistpart\" id=\"rh_filterid_730154413\" data-innerargs='{\"aff_link\":\"\"}'>\r\n\t\t\r\n\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"Dive, trek, ski or ride. You&#8217;re covered with World Nomads.\" href=\"https:\/\/thechampagnemile.com.au\/deals\/dive-trek-ski-or-ride-youre-covered-with-world-nomads\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/world-nomads-travel-insurance-discount-code-rtwh7j3mazefkklsrcvi8jqjak2bzzo1r7biph2ezc.jpg\" height=\"92\" alt=\"Dive, trek, ski or ride. You&#8217;re covered with World Nomads.\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/dive-trek-ski-or-ride-youre-covered-with-world-nomads\/\"   class=\"re_track_btn\">Dive, trek, ski or ride. You&#8217;re covered with World Nomads.<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nWorld Nomads is built for independent and adventurous travellers, with cover for 200+ activities and 24\/7 emergency assistance. Buy or extend your policy even after you&#8217;ve left home.\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/worldnomads\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget quote\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  coupontype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"CoverMore: Save 15% on your next policy.\" href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-save-15-on-your-next-policy\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/covermore-promo-code-logo-4-rp859idy2pinmraudcpy1yq73h6cgjg959awp24yfs.png\" height=\"92\" alt=\"CoverMore: Save 15% on your next policy.\" \/>                        <\/a>\r\n            <div class=\" coupontype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Coupon<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-save-15-on-your-next-policy\/\"   class=\"re_track_btn\">CoverMore: Save 15% on your next policy.<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nGet great cover and greater value. Save 15% on travel insurance with our promo code. T&amp;Cs apply.\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  reveal_enabled mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/covermore\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget discount\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t    \t\t\t\t\t    \t\t<div class=\"post_offer_anons\">\n\t\t\t    \t\t\t\t\t                \t<span class=\"coupon_btn re_track_btn btn_offer_block rehub_offer_coupon masked_coupon \" data-clipboard-text=\"MORE15\" data-codeid=\"96018\" data-dest=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/covermore\">\n\t\t                \t\t\t\t\t            \t\t\tget discount\t\t                \t\t\t\t                \t<\/span>\n\t\t            \t<\/div>\n\t            \t\t\t    \t\t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"Travel insurance made simple with Fast Cover\" href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-made-simple-with-fast-cover\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/fast-cover-promo-code-logo-4-rp8551njm1emhfsbfx8qpladil6kwaq5j5qvmqr9zs.png\" height=\"92\" alt=\"Travel insurance made simple with Fast Cover\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-made-simple-with-fast-cover\/\"   class=\"re_track_btn\">Travel insurance made simple with Fast Cover<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nGet a Travel Insurance Quote in under 60 seconds. That&#8217;s FAST!\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/fastcover\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget quote\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"10% Off When You Sign Up with Zoom Travel Insurance\" href=\"https:\/\/thechampagnemile.com.au\/deals\/10-off-when-you-sign-up-with-zoom-travel-insurance\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/zoom-travel-insurance-promo-code-logo-4-rp855ikn121saf3qp4k0yh0o7iv6qulblhhm9q26vs.png\" height=\"92\" alt=\"10% Off When You Sign Up with Zoom Travel Insurance\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/10-off-when-you-sign-up-with-zoom-travel-insurance\/\"   class=\"re_track_btn\">10% Off When You Sign Up with Zoom Travel Insurance<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nThat&#8217;s right. Score a 10% discount using this code to save on your next Zoom Insurance policy. Works on Comprehensive, Standard, and Basic plans.\u00a0\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/zoom\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget discount\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"Save 15% off your next travel insurance policy with Freely\" href=\"https:\/\/thechampagnemile.com.au\/deals\/save-15-off-your-next-travel-insurance-policy-with-freely\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/freely-discount-code-logo-4-rp855a43bjq7dxg12iwdu15iv20vtknqkbm8y8eqfs.png\" height=\"92\" alt=\"Save 15% off your next travel insurance policy with Freely\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/save-15-off-your-next-travel-insurance-policy-with-freely\/\"   class=\"re_track_btn\">Save 15% off your next travel insurance policy with Freely<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nSave 15% on your next travel insurance policy with Freely. Get reliable cover, flexible options, and travel with confidence for less.\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/freely\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget discount\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype pt0 pb0 pl0 pr0 w_disclaimer\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"Tick for straightforward, affordable cover\" href=\"https:\/\/thechampagnemile.com.au\/deals\/all-pre-existing-medical-conditions-considered\/\"   class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"nolazyftheme\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/tick-travel-insurance-promo-code-logo-4-rp859idy2pinmraudcpy1yq73h6cgjg959awp24yfs.png\" height=\"92\" alt=\"Tick for straightforward, affordable cover\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            1 week ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h3 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/all-pre-existing-medical-conditions-considered\/\"   class=\"re_track_btn\">Tick for straightforward, affordable cover<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nChoose cover from four no-nonsense tiers &#8211; so you get exactly what you need without paying for what you don&#8217;t.\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ticktravelinsurance\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget quote\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n            <div class=\"rev_disclaimer lightgreybg font60 greycolor lineheight15 pt5 pb5 pl15 pr15\">Tick Travel Insurance Disclaimer: \r\n\r\nThis insurance is underwritten by the insurer Europ Assistance Australia Pty Ltd, ACN 140 219 594, AFSL 552106, trading as Tick Travel Insurance and other brands. Sub-limits, terms, conditions, and exclusions may apply. Please refer to the PDS for full details.\u202f (https:\/\/www.tickinsurance.com.au\/policy-wordings\/)\r\n\r\n \r\n\r\nIf you take out a Travel Insurance policy with Tick Travel Insurance as a result of the services provided by us, Europ Assistance Australia Pty Ltd (Trading as Tick Travel Insurance) may pay us a referral fee.<\/div>\r\n        \r\n<\/div>\t\t\r\n\t\t\r\n\t<\/div>\r\n\t<div class=\"clearfix\"><\/div>\r\n\r\n<\/div>\n\n\n\t\t<div data-elementor-type=\"section\" data-elementor-id=\"103389\" class=\"elementor elementor-103389\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-7a6007a e-flex e-con-boxed e-con e-parent\" data-id=\"7a6007a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element- elementor-widget elementor-widget-html\" data-id=\"\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\nhtml body .tcm-mtig { display:block !important; width:100% !important; margin:0 !important; padding:0 !important; font-family:inherit !important; box-sizing:border-box !important; }\r\nhtml body .tcm-mtig *, html body .tcm-mtig *::before, html body .tcm-mtig *::after { box-sizing:border-box !important; }\r\nhtml body .tcm-mtig .tcm-pricematch-grid { display:grid !important; grid-template-columns:repeat(auto-fill, minmax(220px, 1fr)) !important; gap:8px !important; margin:0.85rem 0 0 0 !important; padding:0 !important; }\r\nhtml body .tcm-mtig a.tcm-country-link { display:flex !important; align-items:center !important; justify-content:space-between !important; gap:6px !important; font-family:inherit !important; background:#f8f9fc !important; border:1px solid rgba(10,31,92,0.08) !important; border-radius:7px !important; padding:0.55rem 0.75rem !important; margin:0 !important; font-size:12.5px !important; font-weight:600 !important; line-height:1.4 !important; color:inherit !important; text-decoration:none !important; box-shadow:none !important; transition:border-color 0.15s ease, background 0.15s ease !important; }\r\nhtml body .tcm-mtig a.tcm-country-link:hover { border-color:#b8992e !important; background:#ffffff !important; color:inherit !important; text-decoration:none !important; }\r\nhtml body .tcm-mtig a.tcm-country-link:focus-visible { outline:2px solid #b8992e !important; outline-offset:2px !important; }\r\nhtml body .tcm-mtig .tcm-country-link-label { display:inline-flex !important; align-items:center !important; gap:7px !important; color:inherit !important; }\r\nhtml body .tcm-mtig .tcm-country-link-icon { font-size:13px !important; color:#b8992e !important; flex-shrink:0 !important; }\r\n@media (max-width: 600px) {\r\n  html body .tcm-mtig .tcm-pricematch-grid { grid-template-columns:minmax(0, 1fr) !important; }\r\n}\r\n<\/style>\r\n\r\n<h2 class=\"wp-block-heading\">More Travel Insurance Guides<\/h2>\r\n\r\n<div class=\"tcm-mtig\">\r\n  <p class=\"wp-block-paragraph\">Every trip, traveller and risk changes what you need from a policy. These guides go deeper on each situation, and it&#8217;s worth comparing <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-promo-codes\/\">providers<\/a> before you buy. <a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/#travel-insurance-guides\">Browse all travel insurance guides<\/a>.<\/p>\r\n  <div class=\"tcm-pricematch-grid\"><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-families\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-users-group tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Families<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-backpackers\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-backpack tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Backpackers<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-students\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-school tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Students<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-pregnant-travellers\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-baby-carriage tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Pregnant Travellers<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-seniors-in-australia\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-heart-handshake tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Seniors<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-cruises\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-anchor tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Best Travel Insurance for Cruises<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/annual-vs-single-trip-travel-insurance\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-calendar-repeat tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Annual vs Single Trip Travel Insurance<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/domestic-travel-insurance\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-map-pin tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Domestic Travel Insurance<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-pre-existing-medical-conditions\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-heartbeat tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Pre-Existing Medical Conditions<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-mountain tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Travel Insurance for Adventure Sports<\/span><\/a><a class=\"tcm-country-link\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/credit-card-travel-insurance\/\"><span class=\"tcm-country-link-label\"><i class=\"ti ti-credit-card tcm-country-link-icon\" aria-hidden=\"true\"><\/i>Credit Card Travel Insurance<\/span><\/a><\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n<h2 class=\"wp-block-heading\">Other Useful Links<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For current government travel advisories, check&nbsp;<a href=\"https:\/\/www.smartraveller.gov.au\/\">Smartraveller<\/a>&nbsp;\u2013 Australia\u2019s official travel advisory service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Does travel insurance automatically cover adventure activities?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Not usually. Across all providers we compare, higher-risk activities like snow sports, motorbike riding, scuba diving past a shallow depth and skydiving all sit outside the base comprehensive policy and need a specific add-on.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Will travel insurance cover me on a scooter in Bali?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Only if you hold an Australian motorcycle licence that covers the scooter&#8217;s engine capacity, and in most cases only if you&#8217;re wearing a helmet. Riding on a car licence alone is one of the most common reasons scooter accident claims get declined in <a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-bali\/\">Bali <\/a>and across Southeast Asia.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Does travel insurance cover solo skydiving?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">No. Every insurer we checked that covers skydiving at all limits it to a tandem jump with a licensed operator.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">How deep can I scuba dive under travel insurance?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">It varies quite a bit by insurer &#8211; anywhere from 10 metres automatically up to 30 or 50 metres with an add-on. It&#8217;s worth checking the specific depth limit before booking a dive trip that goes beyond recreational depths.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Are adventure activity add-ons harder to get for older travellers?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Not usually because of the activity itself, but age can affect the base policy you&#8217;re adding it to. Our&nbsp;<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/best-travel-insurance-for-seniors-in-australia\/\">guide to travel insurance for seniors<\/a>&nbsp;covers how age limits and loadings work before you stack an activity pack on top.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Do I need an add-on to be covered for skiing or snowboarding?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Yes. Every insurer we checked treats snow sports as an optional add-on, so a snow-related claim is likely to be declined if you haven\u2019t added it. If you plan to go off-piste, into the backcountry or heli-skiing, you\u2019ll usually need a higher tier, such as Cover-More\u2019s Snow Sports+ or Fast Cover\u2019s Plus tier.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Is trekking to Everest Base Camp or the Kokoda Track covered?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Usually only with an upgrade. Cover-More and Freely automatically include around 80 common activities, but treks like Everest Base Camp or the Kokoda Track need their top paid upgrade tier. Whichever insurer you choose, list every activity you plan to do at the quote stage.<\/p>\n<\/div><\/div>\n\n\n\t\t<div data-elementor-type=\"container\" data-elementor-id=\"102958\" class=\"elementor elementor-102958\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc77e70 e-con-full e-flex e-con e-parent\" data-id=\"cc77e70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-733ec7f elementor-widget elementor-widget-html\" data-id=\"733ec7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\nsection.tcm-eeat{margin:0 0 24px;font-family:inherit;color:#1c1f2a}\nsection.tcm-eeat ul.tcm-eeat-items{list-style:none !important;margin:0 !important;padding:0 !important;display:grid !important;grid-template-columns:1fr 1fr;gap:10px}\nsection.tcm-eeat ul.tcm-eeat-items li.tcm-eeat-item{list-style:none !important;display:flex !important;gap:12px;align-items:flex-start;background:#f5f6fb;border:1px solid #e6e9f3;border-radius:10px;padding:12px 14px !important;margin:0 !important}\nsection.tcm-eeat li.tcm-eeat-item::before,section.tcm-eeat li.tcm-eeat-item::marker{display:none !important;content:none !important}\nsection.tcm-eeat li.tcm-eeat-item > i{flex:0 0 auto;display:block;font-size:20px;color:#b8992e;margin-top:2px}\nsection.tcm-eeat.tcm-eeat ul.tcm-eeat-items li.tcm-eeat-item h3{margin:0 0 3px !important;padding:0 !important;font-size:15px !important;line-height:1.35 !important;font-weight:700;color:#0a1f5c}\nsection.tcm-eeat .tcm-eeat-item p{margin:0 !important;padding:0 !important;font-size:14px;line-height:1.55;color:#454a5a}\n.tcm-eeat a{color:#0a1f5c;text-decoration:underline;text-decoration-color:#b8992e;text-underline-offset:2px}\n.tcm-eeat a:hover{color:#b8992e}\n@media (max-width:640px){section.tcm-eeat ul.tcm-eeat-items{grid-template-columns:1fr}}\n<\/style>\n<section class=\"tcm-eeat\" aria-label=\"Why trust us\">\n  <h2 class=\"wp-block-heading\">Why Trust Us<\/h2>\n  <ul class=\"tcm-eeat-items\">\n    <li class=\"tcm-eeat-item\">\n      <i class=\"ti ti-map-pin-check\" aria-hidden=\"true\"><\/i>\n      <div>\n        <h3>Independent and Australian<\/h3>\n        <p>We focus on deals Australians can actually use. Commercial partnerships never decide which brands we cover or how we rank them.<\/p>\n      <\/div>\n    <\/li>\n    <li class=\"tcm-eeat-item\">\n      <i class=\"ti ti-shield-check\" aria-hidden=\"true\"><\/i>\n      <div>\n        <h3>Sourced and checked<\/h3>\n        <p>Codes come from the brands themselves and our official affiliate partners, not scraped from other coupon sites. We note terms like minimum spend, eligible products and new customer rules.<\/p>\n      <\/div>\n    <\/li>\n    <li class=\"tcm-eeat-item\">\n      <i class=\"ti ti-refresh\" aria-hidden=\"true\"><\/i>\n      <div>\n        <h3>Kept up to date<\/h3>\n        <p>Offers can change at short notice, so we review our pages regularly. The last updated date is shown on this page.<\/p>\n      <\/div>\n    <\/li>\n    <li class=\"tcm-eeat-item\">\n      <i class=\"ti ti-message-report\" aria-hidden=\"true\"><\/i>\n      <div>\n        <h3>Corrections welcome<\/h3>\n        <p>Spotted something out of date? <a href=\"https:\/\/thechampagnemile.com.au\/deals\/contact\/\">Let us know<\/a> and we will look into it and update the page. See our <a href=\"https:\/\/thechampagnemile.com.au\/editorial-policy\/\">editorial policy<\/a>.<\/p>\n      <\/div>\n    <\/li>\n  <\/ul>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\n\n<div id=\"rh-postel-249062533\" class=\"rh-flex-center-align rh-flex-justify-\">\n\t\t<style>\n\t\t\t#rh-postel-249062533 .heart_thumb_wrap .heartplus{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .price_count{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 a.admin{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .admin-name{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 a.admin img{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 nav.top_menu > ul > li{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .admin_meta_el{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .priced_block .btn_offer_block{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .wpsm-button.medium{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .menu-cart-btn{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .price_count .rh_regular_price{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .price_count del{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .rh-header-icon{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 nav.top_menu > ul > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .dl-menuwrapper button svg line{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .dl-menuwrapper button{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 nav.top_menu ul.sub-menu > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .heads_icon_label{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .rh_woocartmenu-amount{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .row_social_inpost span.share-link-image{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .favour_btn_red .heart_thumb_wrap{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-249062533 .favour_in_row{\n\t\t\t\t\n\t\t\t}\n\t\t<\/style>                    <div class=\"author_detail_box clearfix\"><img alt='Michael Coates' src='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=69&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=138&#038;d=mm&#038;r=g 2x' class='avatar avatar-69 photo' height='69' width='69' \/>                <style>\r\n                    .author_detail_box { background-color: #fff; border: 1px solid #ededed; padding: 20px 0px; margin: 5px auto 40px auto; position: relative; min-height: 90px;width: 100%}\r\n                    .author_detail_box a{text-decoration: none;}\r\n                    .archive .author_detail_box { margin: 0 0 10px 0 }\r\n                    .author_detail_box .avatar {width: 71px; position: absolute; left: 20px; top: 15px; }\r\n                    .author_detail_box > div { width: 100%;    padding: 0 20px 0 110px }\r\n                    .author_detail_box div .social_icon { border-bottom: 1px solid #eee; padding-bottom: 15px; margin-bottom: 15px; }\r\n                    .author_detail_box div h4 {margin: 0 0 8px 0;}\r\n                    .author_detail_box div p { font-size: 14px;line-height: 16px; color: #111111; margin: 0 0 10px 0 }\r\n                    .author_detail_box .rh_mycred-users-badges{display: inline-block; margin-right: 5px }\r\n                    .rtl .author_detail_box .avatar { left: inherit; right: 20px }\r\n                    .rtl .author_detail_box > div { padding: 0 110px 0 20px }\r\n                <\/style>\r\n                <div class=\"clearfix\">\r\n                                    \r\n                    <strong class=\"mb10\">\r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/author\/michael\/\">Michael Coates<\/a>\r\n                                                \r\n                    <\/strong class=\"mb10\">\r\n                    <div class=\"social_icon small_i\">\r\n                        <div class=\"comm_meta_cred\">\r\n                                                                                <\/div>                     \r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/\" class=\"author-social hm\" rel=\"nofollow\"><i class=\"rhicon rhi-home\"><\/i><\/a>                                                                                                                                                                                                                     <\/div>\r\n                    <p>Michael has been publishing deals and travel content for Australians for more than 10 years and runs the deals section of The Champagne Mile. With a Bachelor of Commerce and a background in commercial law, he reads the fine print so you don&#8217;t have to, from insurance PDSs to promo code terms. Every deal on the site is checked before it goes live and updated when offers change. When he&#8217;s not testing codes, he&#8217;s planning his next overseas trip or out on his dirt bike.<\/p>                    <p>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your trip involves anything more adventurous than sightseeing &#8211; a day on the slopes, a scooter hire in Bali, a scuba course, a tandem skydive &#8211; it&#8217;s worth reading the fine print before you go rather than finding out the hard way after something goes wrong. Standard comprehensive travel insurance is built around everyday [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":98877,"parent":96339,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-98868","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here&#039;s how adventure activity cover works and who offers it.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"google-site-verification\" content=\"Lb-YNjKnkpLidK0Mw6a1JQ5pvIJpY2aovB5oxBuwgxo\" \/>\n\t<meta name=\"msvalidate.01\" content=\"81ff27c196c04306b8b6d2c52967f5e8\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_AU\" \/>\n\t\t<meta property=\"og:site_name\" content=\"THE CHAMPAGNE MILE\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Travel Insurance for Adventure Sports &amp; Special Activities\" \/>\n\t\t<meta property=\"og:description\" content=\"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here&#039;s how adventure activity cover works and who offers it.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/\" \/>\n\t\t<meta property=\"fb:admins\" content=\"522783484576523\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-08-21T11:27:23+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-11-02T23:04:56+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/champmile\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@milechampagne\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Travel Insurance for Adventure Sports &amp; Special Activities\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here&#039;s how adventure activity cover works and who offers it.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#aioseo-article-mt2ujf82\",\"name\":\"Travel Insurance for Adventure Sports &amp; Special Activities\",\"headline\":\"Travel Insurance for Adventure Sports &amp; Special Activities\",\"author\":{\"@type\":\"Person\",\"name\":\"Michael Coates\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/author\\\/michael\\\/\"},\"publisher\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/travel-insurance-for-adventure-sports-feature-image.jpg\",\"width\":1200,\"height\":630,\"caption\":\"#image_title\"},\"datePublished\":\"2026-08-21T20:57:23+09:30\",\"dateModified\":\"2026-11-03T09:34:56+10:30\",\"inLanguage\":\"en-AU\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/#listItem\",\"name\":\"Guides\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/#listItem\",\"position\":2,\"name\":\"Guides\",\"item\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#listItem\",\"name\":\"Travel Insurance for Adventure Sports &amp; Special Activities\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#listItem\",\"position\":3,\"name\":\"Travel Insurance for Adventure Sports &amp; Special Activities\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/#listItem\",\"name\":\"Guides\"}}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#faq\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Does travel insurance automatically cover adventure activities?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Not usually. Across all providers we compare, higher-risk activities like snow sports, motorbike riding, scuba diving past a shallow depth and skydiving all sit outside the base comprehensive policy and need a specific add-on.\"}},{\"@type\":\"Question\",\"name\":\"Will travel insurance cover me on a scooter in Bali?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Only if you hold an Australian motorcycle licence that covers the scooter's engine capacity, and in most cases only if you're wearing a helmet. Riding on a car licence alone is one of the most common reasons scooter accident claims get declined in Bali and across Southeast Asia.\"}},{\"@type\":\"Question\",\"name\":\"Does travel insurance cover solo skydiving?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Every insurer we checked that covers skydiving at all limits it to a tandem jump with a licensed operator.\"}},{\"@type\":\"Question\",\"name\":\"How deep can I scuba dive under travel insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It varies quite a bit by insurer - anywhere from 10 metres automatically up to 30 or 50 metres with an add-on. It's worth checking the specific depth limit before booking a dive trip that goes beyond recreational depths.\"}},{\"@type\":\"Question\",\"name\":\"Are adventure activity add-ons harder to get for older travellers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Not usually because of the activity itself, but age can affect the base policy you're adding it to. Our&nbsp;guide to travel insurance for seniors&nbsp;covers how age limits and loadings work before you stack an activity pack on top.\"}},{\"@type\":\"Question\",\"name\":\"Do I need an add-on to be covered for skiing or snowboarding?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Every insurer we checked treats snow sports as an optional add-on, so a snow-related claim is likely to be declined if you haven\\u2019t added it. If you plan to go off-piste, into the backcountry or heli-skiing, you\\u2019ll usually need a higher tier, such as Cover-More\\u2019s Snow Sports+ or Fast Cover\\u2019s Plus tier.\"}},{\"@type\":\"Question\",\"name\":\"Is trekking to Everest Base Camp or the Kokoda Track covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usually only with an upgrade. Cover-More and Freely automatically include around 80 common activities, but treks like Everest Base Camp or the Kokoda Track need their top paid upgrade tier. Whichever insurer you choose, list every activity you plan to do at the quote stage.\"}}],\"inLanguage\":\"en-AU\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#breadcrumblist\"}},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#organization\",\"name\":\"The Champagne Mile\",\"description\":\"The Champagne Mile helps Australians maximise frequent flyer points and rewards programs for smarter travel and better value.\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/\",\"email\":\"info@thechampagnemile.com.au\",\"foundingDate\":\"2016-07-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":1,\"maxValue\":5},\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/TCM-logo-200-transparent.png\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#organizationLogo\"},\"image\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/champagnemile\\\/\",\"https:\\\/\\\/www.pinterest.com.au\\\/champagnemile\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@TheChampagneMile\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/the-champagne-mile\\\/\"]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#webpage\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/\",\"name\":\"Travel Insurance for Adventure Sports & Special Activities\",\"description\":\"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.\",\"inLanguage\":\"en-AU\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#breadcrumblist\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/travel-insurance-for-adventure-sports-feature-image.jpg\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#mainImage\",\"width\":1200,\"height\":630,\"caption\":\"#image_title\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/guides\\\/travel-insurance-for-adventure-sports\\\/#mainImage\"},\"datePublished\":\"2026-08-21T20:57:23+09:30\",\"dateModified\":\"2026-11-03T09:34:56+10:30\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#website\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/\",\"name\":\"The Champagne Mile\",\"alternateName\":\"TCM\",\"description\":\"Big savings and discounts on travel and accommodation are only a click away\",\"inLanguage\":\"en-AU\",\"publisher\":{\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Travel Insurance for Adventure Sports &amp; Special Activities<\/title>\n\n","aioseo_head_json":{"title":"Travel Insurance for Adventure Sports & Special Activities","description":"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.","canonical_url":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"Lb-YNjKnkpLidK0Mw6a1JQ5pvIJpY2aovB5oxBuwgxo","msvalidate.01":"81ff27c196c04306b8b6d2c52967f5e8","miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#aioseo-article-mt2ujf82","name":"Travel Insurance for Adventure Sports &amp; Special Activities","headline":"Travel Insurance for Adventure Sports &amp; Special Activities","author":{"@type":"Person","name":"Michael Coates","url":"https:\/\/thechampagnemile.com.au\/deals\/author\/michael\/"},"publisher":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg","width":1200,"height":630,"caption":"#image_title"},"datePublished":"2026-08-21T20:57:23+09:30","dateModified":"2026-11-03T09:34:56+10:30","inLanguage":"en-AU"},{"@type":"BreadcrumbList","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/#listItem","position":1,"name":"Home","item":"https:\/\/thechampagnemile.com.au\/deals\/","nextItem":{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/#listItem","name":"Guides"}},{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/#listItem","position":2,"name":"Guides","item":"https:\/\/thechampagnemile.com.au\/deals\/guides\/","nextItem":{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#listItem","name":"Travel Insurance for Adventure Sports &amp; Special Activities"},"previousItem":{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#listItem","position":3,"name":"Travel Insurance for Adventure Sports &amp; Special Activities","previousItem":{"@type":"ListItem","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/#listItem","name":"Guides"}}]},{"@type":"FAQPage","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#faq","url":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/","mainEntity":[{"@type":"Question","name":"Does travel insurance automatically cover adventure activities?","acceptedAnswer":{"@type":"Answer","text":"Not usually. Across all providers we compare, higher-risk activities like snow sports, motorbike riding, scuba diving past a shallow depth and skydiving all sit outside the base comprehensive policy and need a specific add-on."}},{"@type":"Question","name":"Will travel insurance cover me on a scooter in Bali?","acceptedAnswer":{"@type":"Answer","text":"Only if you hold an Australian motorcycle licence that covers the scooter's engine capacity, and in most cases only if you're wearing a helmet. Riding on a car licence alone is one of the most common reasons scooter accident claims get declined in Bali and across Southeast Asia."}},{"@type":"Question","name":"Does travel insurance cover solo skydiving?","acceptedAnswer":{"@type":"Answer","text":"No. Every insurer we checked that covers skydiving at all limits it to a tandem jump with a licensed operator."}},{"@type":"Question","name":"How deep can I scuba dive under travel insurance?","acceptedAnswer":{"@type":"Answer","text":"It varies quite a bit by insurer - anywhere from 10 metres automatically up to 30 or 50 metres with an add-on. It's worth checking the specific depth limit before booking a dive trip that goes beyond recreational depths."}},{"@type":"Question","name":"Are adventure activity add-ons harder to get for older travellers?","acceptedAnswer":{"@type":"Answer","text":"Not usually because of the activity itself, but age can affect the base policy you're adding it to. Our&nbsp;guide to travel insurance for seniors&nbsp;covers how age limits and loadings work before you stack an activity pack on top."}},{"@type":"Question","name":"Do I need an add-on to be covered for skiing or snowboarding?","acceptedAnswer":{"@type":"Answer","text":"Yes. Every insurer we checked treats snow sports as an optional add-on, so a snow-related claim is likely to be declined if you haven\u2019t added it. If you plan to go off-piste, into the backcountry or heli-skiing, you\u2019ll usually need a higher tier, such as Cover-More\u2019s Snow Sports+ or Fast Cover\u2019s Plus tier."}},{"@type":"Question","name":"Is trekking to Everest Base Camp or the Kokoda Track covered?","acceptedAnswer":{"@type":"Answer","text":"Usually only with an upgrade. Cover-More and Freely automatically include around 80 common activities, but treks like Everest Base Camp or the Kokoda Track need their top paid upgrade tier. Whichever insurer you choose, list every activity you plan to do at the quote stage."}},{"@type":"Question","name":"Does travel insurance automatically cover adventure activities?","acceptedAnswer":{"@type":"Answer","text":"Not usually. Across all providers we compare, higher-risk activities like snow sports, motorbike riding, scuba diving past a shallow depth and skydiving all sit outside the base comprehensive policy and need a specific add-on."}},{"@type":"Question","name":"Will travel insurance cover me on a scooter in Bali?","acceptedAnswer":{"@type":"Answer","text":"Only if you hold an Australian motorcycle licence that covers the scooter's engine capacity, and in most cases only if you're wearing a helmet. Riding on a car licence alone is one of the most common reasons scooter accident claims get declined in Bali and across Southeast Asia."}},{"@type":"Question","name":"Does travel insurance cover solo skydiving?","acceptedAnswer":{"@type":"Answer","text":"No. Every insurer we checked that covers skydiving at all limits it to a tandem jump with a licensed operator."}},{"@type":"Question","name":"How deep can I scuba dive under travel insurance?","acceptedAnswer":{"@type":"Answer","text":"It varies quite a bit by insurer - anywhere from 10 metres automatically up to 30 or 50 metres with an add-on. It's worth checking the specific depth limit before booking a dive trip that goes beyond recreational depths."}},{"@type":"Question","name":"Are adventure activity add-ons harder to get for older travellers?","acceptedAnswer":{"@type":"Answer","text":"Not usually because of the activity itself, but age can affect the base policy you're adding it to. Our&nbsp;guide to travel insurance for seniors&nbsp;covers how age limits and loadings work before you stack an activity pack on top."}},{"@type":"Question","name":"Do I need an add-on to be covered for skiing or snowboarding?","acceptedAnswer":{"@type":"Answer","text":"Yes. Every insurer we checked treats snow sports as an optional add-on, so a snow-related claim is likely to be declined if you haven\u2019t added it. If you plan to go off-piste, into the backcountry or heli-skiing, you\u2019ll usually need a higher tier, such as Cover-More\u2019s Snow Sports+ or Fast Cover\u2019s Plus tier."}},{"@type":"Question","name":"Is trekking to Everest Base Camp or the Kokoda Track covered?","acceptedAnswer":{"@type":"Answer","text":"Usually only with an upgrade. Cover-More and Freely automatically include around 80 common activities, but treks like Everest Base Camp or the Kokoda Track need their top paid upgrade tier. Whichever insurer you choose, list every activity you plan to do at the quote stage."}}],"inLanguage":"en-AU","isPartOf":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/#website"},"breadcrumb":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#breadcrumblist"}},{"@type":"Organization","@id":"https:\/\/thechampagnemile.com.au\/deals\/#organization","name":"The Champagne Mile","description":"The Champagne Mile helps Australians maximise frequent flyer points and rewards programs for smarter travel and better value.","url":"https:\/\/thechampagnemile.com.au\/deals\/","email":"info@thechampagnemile.com.au","foundingDate":"2016-07-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":1,"maxValue":5},"logo":{"@type":"ImageObject","url":"https:\/\/thechampagnemile.com.au\/wp-content\/uploads\/2022\/01\/TCM-logo-200-transparent.png","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#organizationLogo"},"image":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#organizationLogo"},"sameAs":["https:\/\/www.instagram.com\/champagnemile\/","https:\/\/www.pinterest.com.au\/champagnemile\/","https:\/\/www.youtube.com\/@TheChampagneMile","https:\/\/www.linkedin.com\/company\/the-champagne-mile\/"]},{"@type":"WebPage","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#webpage","url":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/","name":"Travel Insurance for Adventure Sports & Special Activities","description":"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.","inLanguage":"en-AU","isPartOf":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/#website"},"breadcrumb":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#breadcrumblist"},"image":{"@type":"ImageObject","url":"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg","@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#mainImage","width":1200,"height":630,"caption":"#image_title"},"primaryImageOfPage":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/#mainImage"},"datePublished":"2026-08-21T20:57:23+09:30","dateModified":"2026-11-03T09:34:56+10:30"},{"@type":"WebSite","@id":"https:\/\/thechampagnemile.com.au\/deals\/#website","url":"https:\/\/thechampagnemile.com.au\/deals\/","name":"The Champagne Mile","alternateName":"TCM","description":"Big savings and discounts on travel and accommodation are only a click away","inLanguage":"en-AU","publisher":{"@id":"https:\/\/thechampagnemile.com.au\/deals\/#organization"}}]},"og:locale":"en_AU","og:site_name":"THE CHAMPAGNE MILE","og:type":"article","og:title":"Travel Insurance for Adventure Sports &amp; Special Activities","og:description":"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.","og:url":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/","fb:admins":"522783484576523","og:image":"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg","og:image:secure_url":"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg","og:image:width":1200,"og:image:height":630,"article:published_time":"2026-08-21T11:27:23+00:00","article:modified_time":"2026-11-02T23:04:56+00:00","article:publisher":"https:\/\/facebook.com\/champmile","twitter:card":"summary_large_image","twitter:site":"@milechampagne","twitter:title":"Travel Insurance for Adventure Sports &amp; Special Activities","twitter:description":"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.","twitter:image":"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/08\/travel-insurance-for-adventure-sports-feature-image.jpg"},"aioseo_meta_data":{"post_id":"98868","title":null,"description":"Skiing, diving or riding a scooter overseas? Standard travel insurance policies often exclude it - here's how adventure activity cover works and who offers it.","keywords":null,"keyphrases":{"focus":{"keyphrase":"travel insurance for adventure sports","score":0,"analysis":[]},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[{"hidden":false,"question":"Does travel insurance automatically cover adventure activities?","schemaBlockId":"aioseo-mt2kqd5pqaerq","tagName":"h3","answer":"Not usually. Across all providers we compare, higher-risk activities like snow sports, motorbike riding, scuba diving past a shallow depth and skydiving all sit outside the base comprehensive policy and need a specific add-on.","type":"aioseo\/faq"},{"hidden":false,"question":"Will travel insurance cover me on a scooter in Bali?","schemaBlockId":"aioseo-mt2kqy2911m1y","tagName":"h3","answer":"Only if you hold an Australian motorcycle licence that covers the scooter's engine capacity, and in most cases only if you're wearing a helmet. Riding on a car licence alone is one of the most common reasons scooter accident claims get declined in Bali and across Southeast Asia.","type":"aioseo\/faq"},{"hidden":false,"question":"Does travel insurance cover solo skydiving?","schemaBlockId":"aioseo-mt2kr6pzru33w","tagName":"h3","answer":"No. Every insurer we checked that covers skydiving at all limits it to a tandem jump with a licensed operator.","type":"aioseo\/faq"},{"hidden":false,"question":"How deep can I scuba dive under travel insurance?","schemaBlockId":"aioseo-mt2krube2kaqz","tagName":"h3","answer":"It varies quite a bit by insurer - anywhere from 10 metres automatically up to 30 or 50 metres with an add-on. It's worth checking the specific depth limit before booking a dive trip that goes beyond recreational depths.","type":"aioseo\/faq"},{"hidden":false,"question":"Are adventure activity add-ons harder to get for older travellers?","schemaBlockId":"aioseo-mt2ksebcr51ez","tagName":"h3","answer":"Not usually because of the activity itself, but age can affect the base policy you're adding it to. Our&nbsp;guide to travel insurance for seniors&nbsp;covers how age limits and loadings work before you stack an activity pack on top.","type":"aioseo\/faq"},{"hidden":false,"question":"Do I need an add-on to be covered for skiing or snowboarding?","schemaBlockId":"aioseo-mvrlabmnvl444","tagName":"h3","answer":"Yes. Every insurer we checked treats snow sports as an optional add-on, so a snow-related claim is likely to be declined if you haven\u2019t added it. If you plan to go off-piste, into the backcountry or heli-skiing, you\u2019ll usually need a higher tier, such as Cover-More\u2019s Snow Sports+ or Fast Cover\u2019s Plus tier.","type":"aioseo\/faq"},{"hidden":false,"question":"Is trekking to Everest Base Camp or the Kokoda Track covered?","schemaBlockId":"aioseo-mvrlabmnse17g","tagName":"h3","answer":"Usually only with an upgrade. Cover-More and Freely automatically include around 80 common activities, but treks like Everest Base Camp or the Kokoda Track need their top paid upgrade tier. Whichever insurer you choose, list every activity you plan to do at the quote stage.","type":"aioseo\/faq"}],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"none","isEnabled":true},"graphs":[{"id":"#aioseo-article-mt2ujf82","slug":"article","graphName":"Article","label":"Article","properties":{"type":"Article","name":"#post_title","headline":"#post_title","description":"","image":"","keywords":"","author":{"name":"#author_name","url":"#author_url"},"dates":{"include":true,"datePublished":"","dateModified":""}},"value":"article"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2026-11-02 23:05:07","breadcrumb_settings":null,"limit_modified_date":0,"reviewed_by":"1","open_ai":null,"ai":{"faqs":[],"keyPoints":[{"title":"Adventure activities sit outside base policy","explanation":"If it's genuinely physical or risky, insurers treat it as a priced add-on rather than included in standard comprehensive coverage."},{"title":"Motorbike hire is the common claims trap","explanation":"Most claims fail not from the crash itself but from lacking the correct Australian motorcycle licence for the engine capacity, a frequent issue with scooter hires in places like Bali."},{"title":"Snow sports require separate add-ons for off-piste","explanation":"Snow cover is not one-size-fits-all: on-piste skiing may be cheaper, while off-piste or backcountry requires higher tiers or a dedicated snow pack."},{"title":"Scuba depth limits vary by insurer","explanation":"Automatic depth limits range from 10 to 30 metres, with higher depths needing a specific add-on; always check the exact limit before a dive."},{"title":"Solo skydiving is not covered; tandem only","explanation":"Every provider that covers skydiving restricts it to tandem jumps with a licensed operator, not solo jumps."}],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-08-21 06:32:57","updated":"2026-11-05 12:28:57","focus_keyword":"travel insurance for adventure sports","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/\" title=\"Guides\">Guides<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/\" title=\"Travel Insurance for Adventure Sports &amp; Special Activities\">Travel Insurance for Adventure Sports &amp; Special Activities<\/a>\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/thechampagnemile.com.au\/deals\/"},{"label":"Guides","link":"https:\/\/thechampagnemile.com.au\/deals\/guides\/"},{"label":"Travel Insurance for Adventure Sports &amp; Special Activities","link":"https:\/\/thechampagnemile.com.au\/deals\/guides\/travel-insurance-for-adventure-sports\/"}],"_links":{"self":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/98868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/comments?post=98868"}],"version-history":[{"count":34,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/98868\/revisions"}],"predecessor-version":[{"id":103676,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/98868\/revisions\/103676"}],"up":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/96339"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/media\/98877"}],"wp:attachment":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/media?parent=98868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/categories?post=98868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/tags?post=98868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}