Backpacking runs on a certain kind of optimism. You’ll figure out the visa on the ferry. You’ll book the next hostel when you get there. It’ll probably be fine. And most of the time, it is fine \u2013 right up until your bag gets nicked out of a dorm room, your flight gets bumped and you’re stuck for two nights in a city you weren’t planning to see, or you decide three months in to extend the trip and nobody told your insurer. Backpacking insurance isn’t regular travel insurance with a backpack sticker slapped on it. It’s built around a genuinely different kind of trip \u2013 longer, looser, gear-heavy, and often solo, at least at the start. Here’s what that actually means for the policy you choose.<\/p>\n\n\n\n
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