Travelling three or more times a year? Chances are an annual multi-trip policy will work out cheaper than buying single-trip cover every time you fly out. But “cheaper” isn’t the same as “better” – annual policies trade some flexibility and depth of cover for that lower per-trip cost, and the fine print catches a lot of frequent travellers out. Here’s how the maths works, what it actually costs across Australia’s major insurers, and where annual cover falls short.<\/p>\n\n\n\n
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