{"id":96484,"date":"2026-07-27T22:04:28","date_gmt":"2026-07-27T12:34:28","guid":{"rendered":"https:\/\/thechampagnemile.com.au\/deals\/?page_id=96484"},"modified":"2026-08-09T10:04:31","modified_gmt":"2026-08-09T00:34:31","slug":"banking-finance-promo-codes","status":"publish","type":"page","link":"https:\/\/thechampagnemile.com.au\/deals\/banking-finance-promo-codes\/","title":{"rendered":"Banking &amp; Finance Deals Australia 2026 \u2013 Sign-Up Bonuses &amp; Fee-Free Accounts"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Switching banks or trying a new fintech shouldn&#8217;t mean leaving money on the table. At The Champagne Mile, we track verified sign-up bonuses, referral codes and cashback offers across Australia&#8217;s leading digital banks and money apps \u2013 so you get the same account for a lot more upside.<\/p>\n\n\n\n<div class=\"tcm-spotlight-outer\" style=\"\n  display:flex;\n  align-items:center;\n  gap:24px;\n  background:linear-gradient(135deg, #0a1f5c 0%, #132a6e 100%);\n  border-radius:14px;\n  padding:24px 28px;\n  margin:28px 0;\n  box-shadow:0 6px 20px rgba(10,31,92,0.18);\n  border:1px solid #b8992e;\n  flex-wrap:wrap;\n\">\n  <!-- Logo -->\n  <div class=\"tcm-spotlight-logo\" style=\"\n    flex:0 0 auto;\n    width:88px;\n    height:88px;\n    background:#ffffff;\n    border-radius:12px;\n    display:flex;\n    align-items:center;\n    justify-content:center;\n    padding:10px;\n  \">\n    <img decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/07\/revolut-referral-code-logo-4.jpg\" alt=\"Revolut logo\" style=\"max-width:100%;max-height:100%;object-fit:contain;\">\n  <\/div>\n  <!-- Copy -->\n  <div class=\"tcm-spotlight-content\" style=\"flex:1 1 320px;min-width:240px;\">\n    <div style=\"display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:10px;\">\n      <div class=\"tcm-spotlight-eyebrow\" style=\"\n        display:inline-block;\n        background:#b8992e;\n        color:#0a1f5c;\n        font-size:11px;\n        font-weight:700;\n        letter-spacing:0.06em;\n        text-transform:uppercase;\n        padding:3px 10px;\n        border-radius:20px;\n      \">TCM Spotlight<\/div>\n    <\/div>\n    <h3 class=\"tcm-spotlight-headline\" style=\"\n      color:#ffffff !important;\n      font-size:20px;\n      line-height:1.3;\n      margin:0 0 6px 0;\n      font-weight:700;\n    \">Revolut: Now a Licensed Australian Bank<\/h3>\n    <p style=\"\n      color:#d7ddf0;\n      font-size:14.5px;\n      line-height:1.55;\n      margin:0 0 16px 0;\n      max-width:560px;\n    \">Revolut has received its Australian ADI (banking licence), meaning deposits are now protected the same way as any traditional bank. Combined with multi-currency accounts, fee-free overseas spending, and budgeting tools built into the app, it&#8217;s one of the strongest all-rounders for Australians who travel or spend internationally.<\/p>\n    <!-- CTA row -->\n    <div style=\"display:flex;gap:12px;flex-wrap:wrap;\">\n      <a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/revolut\" rel=\"nofollow sponsored\" target=\"_blank\" style=\"\n        display:inline-block;\n        background:#b8992e;\n        color:#0a1f5c !important;\n        font-size:14px;\n        font-weight:700;\n        padding:11px 22px;\n        border-radius:8px;\n        text-decoration:none;\n        transition:opacity 0.2s ease;\n      \">Get Started \u2192<\/a>\n      <a href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\" style=\"\n        display:inline-block;\n        background:transparent;\n        color:#ffffff !important;\n        font-size:14px;\n        font-weight:600;\n        padding:11px 18px;\n        border-radius:8px;\n        text-decoration:none;\n        border:1px solid rgba(255,255,255,0.35);\n      \">Read Full Review<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n<style>\n  @media (max-width: 480px) {\n    .tcm-spotlight-outer {\n      flex-direction: column !important;\n      align-items: stretch !important;\n      text-align: center !important;\n      padding: 24px 20px !important;\n      gap: 16px !important;\n    }\n    .tcm-spotlight-logo {\n      width: 120px !important;\n      height: 120px !important;\n      margin: 0 auto !important;\n    }\n    .tcm-spotlight-content > div:first-child {\n      justify-content: center !important;\n    }\n    .tcm-spotlight-content p {\n      margin-left: auto !important;\n      margin-right: auto !important;\n    }\n    .tcm-spotlight-content > div:last-child {\n      justify-content: center !important;\n    }\n  }\n  .tcm-spotlight-outer a:hover { opacity:0.88; }\n  .tcm-spotlight-outer h3.tcm-spotlight-headline { color:#ffffff !important; }\n<\/style>\n\n\n\n<h2 class=\"wp-block-heading\">Top Finance Deals<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em><em><em>Last verified: <strong>10 August, 2026<\/strong><\/em>. Our content is \u2714 Updated Weekly \u2714 Verified \u00a0\u2714 No Expired Deals<\/em><\/em><\/p>\n\n\n\n<div class=\"wp-block-rehub-deal-coupon-grid rhpb-deal-coupon-grid rhpb-c22dd2d9-f9f2-48e2-93c1-9930ab8106f6\">\t \t\r\n\t<style>\r\n              .offer_grid .sale_tag_inwoolist .sale_letter{font-size: 33px;line-height:33px}.offer_grid .sale_tag_inwoolist{width: 130px}\r\n              .offer_grid figure {position: relative; text-align: center; margin: 0 auto 15px auto; overflow: hidden;  vertical-align: middle; }\r\n              .offer_grid.coupon_grid figure img {height: 80px;}\r\n              .offer_grid figure img{width: auto;display: inline-block;transition: all ease-in-out .2s;}\r\n              .offer_grid.col_item{border: 1px solid rgba(159,159,159, 0.35); padding: 12px; transition: box-shadow 0.4s ease;}\r\n              .offer_act_enabled.col_item{padding-bottom: 53px}\r\n              .offer_grid .price_count{font-weight: bold; font-size:17px;padding: 0;}\r\n              .offer_grid .price_count del {display: block;font-size: 13px;color: #666;vertical-align: top;font-weight: normal; text-align: left;}\r\n              .offer_grid .rehub_offer_coupon span{ font-size: 14px; text-transform: none;}\r\n              .offer_grid h3, .offer_grid h2 { height: 36px; font-size: 15px; line-height:18px; font-weight:normal !important }\r\n              .col_wrap_fifth .offer_grid h3, .col_wrap_fifth .offer_grid h2{font-size: 14px;}\r\n              .col_wrap_six .offer_grid h3, .col_wrap_six .offer_grid h2{font-size: 13px; line-height:16px; height: 32px;}\r\n              .offer_grid:hover{   box-shadow: 0 0 20px #ddd;}\r\n              .offer_grid .aff_tag img{max-width: 60px; }\r\n              .offer_grid .cat_link_meta a{color: #555; text-transform: uppercase; font-size: 11px}\r\n              .offer_grid .date_ago{font-size: 11px}\r\n              .offer_grid{ background-color: #fff}\r\n              .offer_grid span.cat_link_meta:before{display: none;}\r\n              .offer_grid .priced_block .btn_offer_block, .offer_grid .post_offer_anons{display: block;}\r\n              .vendor_for_grid .admin img{border-radius: 50%; max-width: 22px; max-height: 22px}\r\n              .date_for_grid i{margin: 0 3px }\r\n              .date_for_grid{color: #999;}\r\n              .re_actions_for_grid {height: 38px;position: absolute;left: 0;right: 0;bottom: 1px;z-index: 2;}\r\n              .re_actions_for_grid .btn_act_for_grid {width: 33.33%;height: 38px;float: left;line-height: 38px;color: #656d78;text-align: center;display: block;padding: 0;position: relative;font-size: 14px}\r\n              .re_actions_for_grid.two_col_btn_for_grid .btn_act_for_grid{width: 50%}\r\n              .btn_act_for_grid:hover{background-color: #f7f7f7}\r\n              .offer_grid_com .btn_act_for_grid .table_cell_thumbs, .offer_grid_com .btn_act_for_grid:hover .thumbscount{display: none;}\r\n              .btn_act_for_grid:hover .table_cell_thumbs{display: inline;}\r\n              .btn_act_for_grid .thumbplus, .btn_act_for_grid .thumbminus{margin-bottom: 3px}\r\n              .btn_act_for_grid .thumbscount:before {content: \"\\e86d\";line-height: 38px;display: inline-block;margin-right: 8px;}\r\n              .re_actions_for_grid .thumbscount{float: none; margin: 0; line-height: 38px; font-size: inherit;}\r\n              .comm_number_for_grid:before {content: \"\\e932\";margin-right: 5px;}\r\n              .re_actions_for_grid .thumbplus.heartplus{font-size: 15px}\r\n              .offer_grid_com .meta_for_grid{overflow: hidden; line-height: 18px}\r\n              .offer_grid_com .store_for_grid{text-align: left;line-height: 12px;}\r\n              .offer_grid .info_in_dealgrid {margin-bottom: 7px;}\r\n              .offer_grid .not_masked_coupon{margin: 10px auto 0 auto;font-size: 12px;background: #e7f9dd;padding: 6px;border-color: #42A40D;color: #37840D;display: block;}\r\n              .no_padding_wrap .offer_grid.col_item{border: 1px solid #eee; border-top: none; border-left: none}\r\n              .no_padding_wrap .eq_grid{border: 1px solid #eee; border-right: none; border-bottom: none; padding: 0}\r\n              .offer_grid.mobile_grid .price_count{font-size:20px}\r\n              .offer_grid.mobile_grid .price_count del{opacity:1; color:#dd7064; display:inline-block; margin: 0 3px}\r\n              .offer_grid.mobile_grid .rh_notice_wrap{font-size: 75% !important;font-weight: normal !important;opacity: 0.5;}\r\n              .offer_grid.mobile_grid.offer_grid .cat_link_meta a{text-transform:none}\r\n              .mobile_grid .two_col_btn_for_grid{margin-top:25px; position:absolute; bottom:0; left:0; right:0; padding:0 12px 12px 12px}\r\n              .mobile_grid.offer_grid .info_in_dealgrid{margin-bottom:0}\r\n              .mobile_grid.offer_grid h3, .mobile_grid.offer_grid h2 { height: 54px; display: -webkit-box;overflow: hidden;-webkit-box-orient: vertical;-webkit-line-clamp: 3; }\r\n\r\n              @media(max-width: 1024px){\r\n                .offer_grid_com .btn_act_for_grid .table_cell_thumbs, .offer_grid_com .btn_act_for_grid:hover .thumbscount{display: inline;}\r\n                .btn_act_for_grid .thumbscount:before{display: none;}\r\n                .btn_act_for_grid .table_cell_thumbs .thumbplus{margin-right: 8px}\r\n                .rtl .btn_act_for_grid .table_cell_thumbs .thumbplus{margin-left: 8px; margin-right: 0}\r\n              }\r\n              @media(max-width: 767px){\r\n                .coupon_grid .rh_notice_wrap{height: 20px}\r\n                .coupon_grid .grid_desc_and_btn{ text-align:center; border-top: 1px dashed #ccc; padding-top: 15px; text-align: center;}\r\n              }\r\n              @media (max-width: 567px){\r\n                .mobile_compact_grid.col_item {width: 100% !important;margin: 0 0 14px 0 !important;}\r\n                .mobile_compact_grid figure{float: left;width: 110px !important; margin: 0 15px 8px 0 !important;}\r\n                .offer_grid figure img, figure.eq_figure img{height:120px;}\r\n                .mobile_compact_grid .grid_onsale{padding:1px 5px; font-size:11px}\r\n                .mobile_compact_grid .grid_desc_and_btn{float: left; width: calc(100% - 130px) !important; border-top:none !important; padding-top:0 !important;text-align: inherit !important;}\r\n                .mobile_compact_grid .priced_block{margin: 0}\r\n                .mobile_compact_grid .priced_block .btn_offer_block{display: block; margin: 0 0 14px 0}\r\n                .mobile_compact_grid.offer_grid h3, .mobile_compact_grid.offer_grid h2{height: auto; min-height: 1px;}\r\n                .mobile_compact_grid .rehub_offer_coupon{left: 0; width: 100%; margin: 10px 0;}\r\n                .mobile_compact_grid .priced_block .btn_offer_block{padding: 10px 12px}\r\n                .mobile_compact_grid .meta_for_grid{clear: both;}\r\n                .mobile_compact_grid .priced_block .btn_offer_block:not(.coupon_btn):before{top: 10px}\r\n                .rtl .mobile_compact_grid figure{float: right; margin: 0 0 8px 15px !important;}\r\n                .rtl .mobile_compact_grid .grid_desc_and_btn{float: right;}\r\n\r\n                .offer_grid.mobile_grid .price_count{font-size:18px}\r\n                .offer_grid.mobile_grid.col_item{padding:7px !important}\r\n                .offer_grid.mobile_grid .re_actions_for_grid{display:none}\r\n                .offer_grid.mobile_grid .thumbplus, .offer_grid.mobile_grid .thumbminus{border:none}\r\n                .offer_grid.mobile_grid .thumbminus{margin-right:4px}\r\n                .mobile_grid .two_col_btn_for_grid{margin-top:5px; position:static; padding:0}\r\n                .mobile_grid.mobile_compact_grid figure img{height:100px}\r\n\r\n              }\r\n            <\/style>\t\t\t<div class=\"eq_grid pt5 rh-flex-eq-height col_wrap_three\" data-filterargs='{\"post_type\":\"post\",\"posts_per_page\":12,\"order\":\"desc\",\"cat\":\"920\",\"orderby\":\"date\",\"tax_query\":[{\"relation\":\"AND\",\"0\":{\"taxonomy\":\"offerexpiration\",\"field\":\"name\",\"terms\":\"yes\",\"operator\":\"NOT IN\"}}],\"no_found_rows\":1,\"ignore_sticky_posts\":1}' data-template=\"compact_grid\" id=\"rh_dealgrid_1300558017\" data-innerargs='{\"columns\":\"3_col\",\"aff_link\":\"1\",\"disable_btn\":\"\",\"disable_act\":\"\",\"price_meta\":\"4\",\"gridtype\":\"compact\"}'>\r\n\t\t\t\t\t\t\t\r\n\r\n\r\n\r\n<article class=\"col_item offer_grid rehub-sec-smooth offer_grid_com mobile_compact_grid coupon_grid \">\r\n    <div class=\"info_in_dealgrid\">\r\n                <figure class=\"mb15\">\r\n                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center re_track_btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/airwallex\"  rel=\"nofollow sponsored\" target=\"_blank\" >\r\n                                                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/noimage_220_150.png\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/airwallex-promo-code-logo-4-286x150.png\" alt=\"airwallex promo code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">                                                <\/a>\r\n        <\/figure>\r\n                <div class=\"grid_desc_and_btn\">\r\n            <div class=\"grid_row_info flowhidden\">\r\n                \r\n                                <h2 class=\"flowhidden mb10 mt0 fontnormal position-relative \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/airwallex\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">Earn 10% cashback on your first $1,000 of international transactions with Airwallex*<\/a><\/h2>\r\n                                     \r\n                                                                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n            <div class=\"mt10 text-center clearbox\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  \">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/airwallex\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tjoin now\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t<\/div>\r\n                            <\/article>\t\t\t\t\t\t\t\r\n\r\n\r\n\r\n<article class=\"col_item offer_grid rehub-sec-smooth offer_grid_com mobile_compact_grid coupon_grid \">\r\n    <div class=\"info_in_dealgrid\">\r\n                <figure class=\"mb15\">\r\n                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center re_track_btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/revolut\"  rel=\"nofollow sponsored\" target=\"_blank\" >\r\n                                                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/noimage_220_150.png\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/07\/revolut-referral-code-logo-4-286x150.jpg\" alt=\"revolut referral code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">                                                <\/a>\r\n        <\/figure>\r\n                <div class=\"grid_desc_and_btn\">\r\n            <div class=\"grid_row_info flowhidden\">\r\n                \r\n                                <h2 class=\"flowhidden mb10 mt0 fontnormal position-relative \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/revolut\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">Join the Revolution when you go overseas<\/a><\/h2>\r\n                                     \r\n                                                                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n            <div class=\"mt10 text-center clearbox\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  \">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/revolut\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tdon&#039;t miss out\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t<\/div>\r\n                            <\/article>\t\t\t\t\t\t\t\r\n\r\n\r\n\r\n<article class=\"col_item offer_grid rehub-sec-smooth offer_grid_com mobile_compact_grid coupon_grid \">\r\n    <div class=\"info_in_dealgrid\">\r\n                <figure class=\"mb15\">\r\n                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center re_track_btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/up\"  rel=\"nofollow sponsored\" target=\"_blank\" >\r\n                                                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/noimage_220_150.png\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/up-bank-referral-code-logo-4-286x150.png\" alt=\"up bank referral code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">                                                <\/a>\r\n        <\/figure>\r\n                <div class=\"grid_desc_and_btn\">\r\n            <div class=\"grid_row_info flowhidden\">\r\n                \r\n                                <h2 class=\"flowhidden mb10 mt0 fontnormal position-relative \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/up\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">Claim Your $18 Welcome Bonus at Up Bank<\/a><\/h2>\r\n                                     \r\n                                                                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n            <div class=\"mt10 text-center clearbox\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  \">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/up\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tclaim bonus\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  \t<div class=\"rehub_offer_coupon not_masked_coupon \" data-clipboard-text=\"tcm2023\"><span class=\"coupon_text\">tcm2023<\/span> <i class=\"rhicon rhi-scissors fa-rotate-180\"><\/i>\n\t\t\t\t\t  \t<\/div>\n\t\t\t\t  \t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t<\/div>\r\n                            <\/article>\t\t\t\t\t\t\t\r\n\r\n\r\n\r\n<article class=\"col_item offer_grid rehub-sec-smooth offer_grid_com mobile_compact_grid coupon_grid \">\r\n    <div class=\"info_in_dealgrid\">\r\n                <figure class=\"mb15\">\r\n                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center re_track_btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ubank\"  rel=\"nofollow sponsored\" target=\"_blank\" >\r\n                                                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/noimage_220_150.png\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/04\/ubank-referral-code-logo-4-1200x630-1-286x150.png\" alt=\"ubank logo\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">                                                <\/a>\r\n        <\/figure>\r\n                <div class=\"grid_desc_and_btn\">\r\n            <div class=\"grid_row_info flowhidden\">\r\n                \r\n                                <h2 class=\"flowhidden mb10 mt0 fontnormal position-relative \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ubank\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">Hot! Score $30 when you join Ubank<\/a><\/h2>\r\n                                     \r\n                                                                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n            <div class=\"mt10 text-center clearbox\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  \">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ubank\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tjoin now\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  \t<div class=\"rehub_offer_coupon not_masked_coupon \" data-clipboard-text=\"T5JC1XS\"><span class=\"coupon_text\">T5JC1XS<\/span> <i class=\"rhicon rhi-scissors fa-rotate-180\"><\/i>\n\t\t\t\t\t  \t<\/div>\n\t\t\t\t  \t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t<\/div>\r\n                            <\/article>\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\r\n\t<div class=\"clearfix\"><\/div>\r\n\r\n\r\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em>Affiliate Disclosure: The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.<\/em><br><\/p>\n\n\n\n<!-- ============================================================\nTCM Banking Finder Widget (v3 - slimmed down)\nPaste into a WordPress Custom HTML block on \/deals\/banking-finance-promo-codes\/\nSame inline-style pattern as v2, just leaner: tighter padding, smaller\ntype, no secondary description lines under each option.\n============================================================ -->\n<div class=\"tcm-bf-outer\" style=\"\n  background:linear-gradient(135deg, #0a1f5c 0%, #132a6e 100%);\n  border-radius:12px;\n  padding:22px 22px 24px;\n  margin:24px 0;\n  width:100%;\n  box-sizing:border-box;\n  box-shadow:0 4px 14px rgba(10,31,92,0.16);\n  border:1px solid #b8992e;\n  font-family:inherit;\n\">\n\n  <!-- Header -->\n  <div style=\"text-align:center;margin-bottom:16px;\">\n    <div style=\"\n      display:inline-block;\n      background:#b8992e;\n      color:#0a1f5c;\n      font-size:10px;\n      font-weight:700;\n      letter-spacing:0.06em;\n      text-transform:uppercase;\n      padding:2px 9px;\n      border-radius:20px;\n      margin-bottom:8px;\n    \">TCM Banking Finder<\/div>\n    <h3 style=\"color:#ffffff !important;font-size:17px;line-height:1.3;margin:0 0 4px 0;font-weight:700;\">Which bank or money app suits you?<\/h3>\n    <p style=\"color:#c7cfe6;font-size:13px;line-height:1.4;margin:0;\">3 quick questions to find your best match.<\/p>\n  <\/div>\n\n  <!-- Progress -->\n  <div style=\"background:rgba(255,255,255,0.12);border-radius:999px;height:4px;width:100%;overflow:hidden;\">\n    <div id=\"tcmBfProgressFill\" style=\"background:#b8992e;height:100%;width:33%;border-radius:999px;transition:width 0.3s ease;\"><\/div>\n  <\/div>\n  <p id=\"tcmBfProgressLabel\" style=\"color:#8a94b8;font-size:11px;text-align:right;margin:5px 0 0 0;\">Question 1 of 3 &middot; 33%<\/p>\n\n  <!-- QUESTION 1 -->\n  <div class=\"tcm-bf-question\" data-step=\"1\" style=\"margin-top:16px;\">\n    <p style=\"color:#ffffff !important;font-size:14.5px;font-weight:600;margin:0 0 8px 0;\">What are you mainly after?<\/p>\n    <div class=\"tcm-bf-options\" style=\"display:flex;flex-direction:column;gap:6px;\">\n\n      <button class=\"tcm-bf-option\" data-q=\"1\" data-val=\"bonus\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128176;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">A sign-up bonus, plain and simple<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"1\" data-val=\"rate\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128200;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">The best interest rate on savings<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"1\" data-val=\"overseas\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#9992;&#65039;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Fee-free spending overseas<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"1\" data-val=\"transfer\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128181;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Cheap, fast international transfers<\/span>\n      <\/button>\n\n    <\/div>\n  <\/div>\n\n  <!-- QUESTION 2 -->\n  <div class=\"tcm-bf-question\" data-step=\"2\" style=\"display:none;margin-top:16px;\">\n    <p style=\"color:#ffffff !important;font-size:14.5px;font-weight:600;margin:0 0 8px 0;\">How do you bank day-to-day?<\/p>\n    <div class=\"tcm-bf-options\" style=\"display:flex;flex-direction:column;gap:6px;\">\n\n      <button class=\"tcm-bf-option\" data-q=\"2\" data-val=\"mobile\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128241;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Almost entirely on my phone<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"2\" data-val=\"support\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#127974;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">I still want branch or phone support<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"2\" data-val=\"multicurrency\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#127760;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">I need multi-currency accounts<\/span>\n      <\/button>\n\n    <\/div>\n  <\/div>\n\n  <!-- QUESTION 3 -->\n  <div class=\"tcm-bf-question\" data-step=\"3\" style=\"display:none;margin-top:16px;\">\n    <p style=\"color:#ffffff !important;font-size:14.5px;font-weight:600;margin:0 0 8px 0;\">What matters most?<\/p>\n    <div class=\"tcm-bf-options\" style=\"display:flex;flex-direction:column;gap:6px;\">\n\n      <button class=\"tcm-bf-option\" data-q=\"3\" data-val=\"maxbonus\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128176;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Maximum bonus $ for signing up<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"3\" data-val=\"guarantee\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#128274;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Government deposit guarantee<\/span>\n      <\/button>\n\n      <button class=\"tcm-bf-option\" data-q=\"3\" data-val=\"speed\" style=\"\n        display:flex;align-items:center;gap:10px;\n        background:rgba(255,255,255,0.06);\n        border:1px solid rgba(255,255,255,0.14);\n        border-radius:8px;padding:9px 12px;\n        text-align:left;cursor:pointer;width:100%;box-sizing:border-box;\n      \">\n        <span style=\"font-size:16px;flex-shrink:0;\">&#9889;<\/span>\n        <span style=\"color:#ffffff !important;font-weight:600;font-size:13.5px;\">Fast set-up, minimal admin<\/span>\n      <\/button>\n\n    <\/div>\n  <\/div>\n\n  <!-- RESULTS -->\n  <div id=\"tcmBfResults\" style=\"display:none;margin-top:16px;\">\n    <div style=\"text-align:center;margin-bottom:8px;\">\n      <div style=\"\n        display:inline-block;background:#b8992e;color:#0a1f5c;\n        font-size:10px;font-weight:700;letter-spacing:0.06em;\n        text-transform:uppercase;padding:2px 9px;border-radius:20px;\n      \">Your Best Match<\/div>\n    <\/div>\n    <div id=\"tcmBfTopMatch\" style=\"background:#ffffff;border-radius:10px;padding:16px 18px;\"><\/div>\n\n    <p style=\"color:#8a94b8;font-size:11.5px;font-weight:600;text-transform:uppercase;letter-spacing:0.05em;margin:14px 0 6px 0;\">Also worth a look<\/p>\n    <div id=\"tcmBfSecondaryMatch\" style=\"display:flex;flex-direction:column;gap:6px;\"><\/div>\n\n    <button id=\"tcmBfRestart\" style=\"\n      display:block;margin:16px auto 0;background:transparent;\n      border:1px solid rgba(255,255,255,0.3);color:#ffffff !important;\n      padding:7px 18px;border-radius:8px;font-size:12.5px;cursor:pointer;\n    \">Start over<\/button>\n  <\/div>\n\n<\/div>\n\n<style>\n  \/* Hover \/ focus states - can't be done inline *\/\n  .tcm-bf-option:hover { background:rgba(184,153,46,0.16) !important; border-color:#b8992e !important; }\n  .tcm-bf-option:focus-visible { outline:2px solid #b8992e; outline-offset:2px; }\n  #tcmBfRestart:hover { border-color:#b8992e !important; }\n  .tcm-bf-cta-link:hover { opacity:0.88; }\n\n  \/* Two-column layout on wider screens - can't be done inline *\/\n  @media (min-width: 640px) {\n    .tcm-bf-options { flex-direction: row !important; flex-wrap: wrap !important; }\n    .tcm-bf-option { flex: 1 1 calc(50% - 4px) !important; }\n    #tcmBfSecondaryMatch { flex-direction: row !important; flex-wrap: wrap !important; }\n    #tcmBfSecondaryMatch > div { flex: 1 1 calc(50% - 4px) !important; }\n  }\n\n  @media (prefers-reduced-motion: reduce) {\n    #tcmBfProgressFill { transition: none !important; }\n  }\n<\/style>\n\n<script>\n(function () {\n  var answers = {};\n  var totalSteps = 3;\n\n  var providers = {\n    up: {\n      name: \"Up Bank\",\n      bonus: \"$18 welcome bonus\",\n      why: \"Fastest, simplest sign-up with no ongoing spend conditions &ndash; built entirely for mobile.\",\n      link: \"https:\/\/thechampagnemile.com.au\/deals\/recommends\/up\",\n      cta: \"Claim Up Bank Bonus\"\n    },\n    ubank: {\n      name: \"uBank\",\n      bonus: \"$30 welcome bonus\",\n      why: \"The highest flat sign-up bonus on this page, backed by NAB, with a strong ongoing savings rate.\",\n      link: \"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ubank\",\n      cta: \"Claim uBank Bonus\"\n    },\n    ing: {\n      name: \"ING\",\n      bonus: \"$100 welcome bonus\",\n      why: \"Best all-round combo of a fee-free everyday account and a competitive Savings Maximiser rate.\",\n      link: \"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\",\n      cta: \"Open an ING Account\"\n    },\n    revolut: {\n      name: \"Revolut\",\n      bonus: \"Now a licensed Australian bank\",\n      why: \"Built for spending and holding multiple currencies &ndash; fee-free FX conversion and government-guaranteed deposits.\",\n      link: \"https:\/\/thechampagnemile.com.au\/deals\/recommends\/revolut\",\n      cta: \"Get Started with Revolut\"\n    }\n  };\n\n  function scoreProviders() {\n    var scores = { up: 0, ubank: 0, ing: 0, revolut: 0 };\n\n    if (answers[1] === \"bonus\") { scores.ubank += 3; scores.ing += 2; scores.up += 1; }\n    if (answers[1] === \"rate\") { scores.ing += 3; scores.ubank += 2; }\n    if (answers[1] === \"overseas\") { scores.revolut += 4; }\n    if (answers[1] === \"transfer\") { scores.revolut += 3; }\n\n    if (answers[2] === \"mobile\") { scores.up += 2; scores.ubank += 1; }\n    if (answers[2] === \"support\") { scores.ing += 2; }\n    if (answers[2] === \"multicurrency\") { scores.revolut += 3; }\n\n    if (answers[3] === \"maxbonus\") { scores.ing += 2; scores.ubank += 2; }\n    if (answers[3] === \"guarantee\") { scores.ing += 1; scores.ubank += 1; scores.revolut += 1; }\n    if (answers[3] === \"speed\") { scores.up += 2; }\n\n    return Object.keys(scores).sort(function (a, b) { return scores[b] - scores[a]; });\n  }\n\n  function showStep(step) {\n    document.querySelectorAll(\".tcm-bf-question\").forEach(function (el) {\n      el.style.display = (el.getAttribute(\"data-step\") == step) ? \"block\" : \"none\";\n    });\n    var pct = Math.round((step \/ totalSteps) * 100);\n    document.getElementById(\"tcmBfProgressFill\").style.width = pct + \"%\";\n    document.getElementById(\"tcmBfProgressLabel\").textContent =\n      \"Question \" + step + \" of \" + totalSteps + \" \\u00b7 \" + pct + \"%\";\n  }\n\n  function renderResults() {\n    var ranked = scoreProviders();\n    var top = providers[ranked[0]];\n    var rest = ranked.slice(1, 3).map(function (key) { return providers[key]; });\n\n    document.querySelectorAll(\".tcm-bf-question\").forEach(function (el) { el.style.display = \"none\"; });\n    document.getElementById(\"tcmBfProgressFill\").parentElement.style.display = \"none\";\n    document.getElementById(\"tcmBfProgressLabel\").style.display = \"none\";\n\n    var topHtml =\n      '<p style=\"color:#0a1f5c !important;font-size:17px;font-weight:700;margin:0 0 6px 0;\">' + top.name + '<\/p>' +\n      '<span style=\"display:inline-block;background:#f3ecd8;color:#8a6d1a;font-weight:700;font-size:12px;padding:4px 10px;border-radius:999px;margin-bottom:8px;\">' + top.bonus + '<\/span>' +\n      '<p style=\"color:#3a3f55;font-size:13px;line-height:1.5;margin:0 0 12px 0;\">' + top.why + '<\/p>' +\n      '<a class=\"tcm-bf-cta-link\" href=\"' + top.link + '\" target=\"_blank\" rel=\"nofollow sponsored\" style=\"display:inline-block;background:#b8992e;color:#0a1f5c !important;font-weight:700;font-size:13px;padding:9px 18px;border-radius:8px;text-decoration:none;\">' + top.cta + ' &rarr;<\/a>';\n    document.getElementById(\"tcmBfTopMatch\").innerHTML = topHtml;\n\n    var secHtml = rest.map(function (p) {\n      return '<div style=\"display:flex;justify-content:space-between;align-items:center;background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.14);border-radius:8px;padding:10px 12px;box-sizing:border-box;\">' +\n        '<span style=\"color:#ffffff !important;font-weight:600;font-size:13px;\">' + p.name + ' &mdash; ' + p.bonus + '<\/span>' +\n        '<a href=\"' + p.link + '\" target=\"_blank\" rel=\"nofollow sponsored\" style=\"color:#b8992e !important;font-weight:700;font-size:12.5px;text-decoration:none;white-space:nowrap;\">View &rarr;<\/a>' +\n        '<\/div>';\n    }).join(\"\");\n    document.getElementById(\"tcmBfSecondaryMatch\").innerHTML = secHtml;\n\n    document.getElementById(\"tcmBfResults\").style.display = \"block\";\n  }\n\n  document.querySelectorAll(\".tcm-bf-option\").forEach(function (btn) {\n    btn.addEventListener(\"click\", function () {\n      var q = parseInt(btn.getAttribute(\"data-q\"), 10);\n      answers[q] = btn.getAttribute(\"data-val\");\n      if (q < totalSteps) { showStep(q + 1); } else { renderResults(); }\n    });\n  });\n\n  document.getElementById(\"tcmBfRestart\").addEventListener(\"click\", function () {\n    answers = {};\n    document.getElementById(\"tcmBfResults\").style.display = \"none\";\n    document.getElementById(\"tcmBfProgressFill\").parentElement.style.display = \"block\";\n    document.getElementById(\"tcmBfProgressLabel\").style.display = \"block\";\n    showStep(1);\n  });\n})();\n<\/script>\n\n\n\n<h2 class=\"wp-block-heading\">Our Top Banking &amp; Finance Providers<br><\/h2>\n\n\n<div class=\"rh_list_builder rh-shadow4 disablemobileshadow mb30\"><div class=\"top_table_list_item border-lightgrey whitebg\">\t<div class=\"rh-flex-eq-height mobileblockdisplay\">\t\t<div class=\"listbuild_image border-right listitem_column text-center rh-flex-center-align position-relative pt15 pb15 pr20 pl20\">           <figure class=\"position-relative margincenter width-150\">              <a target=\"_blank\" rel=\"nofollow sponsored\" class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/04\/ubank-referral-code-logo-4-1200x630-1-286x150.png\" alt=\"ubank logo\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">              <\/a>           <\/figure>\t\t<\/div>      <div class=\"rh-flex-grow1 border-right listitem_title listitem_column pt15 pb15 pr20 pl20\">          <h3 class=\"font120 mb10 mt0 list_heading fontbold\">            <a href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\" class=\"rehub-main-color\">              uBank            <\/a>          <\/h3>          <div class=\"lineheight20\">NAB-owned digital bank offering one of the more generous flat sign-up bonuses on the market. Popular with people who want a \"set and forget\" high-interest saver without ongoing conditions to chase.<br><\/div>\t\t<\/div>      <div class=\"listbuild_btn listitem_column text-center rh-flex-center-align pt15 pb15 pr20 pl20 rh-flex-justify-center\">        <div class=\"width-100p\">            <div class=\"priced_block clearfix block_btnblock mobile_block_btnclock mb5  \"><span class=\"rh_button_wrapper\">\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\" class=\"btn_offer_block re_track_btn\">view deals\t<\/a><\/span>            <\/div>        <\/div>      <\/div>\t<\/div><\/div><div class=\"top_table_list_item border-lightgrey whitebg\">\t<div class=\"rh-flex-eq-height mobileblockdisplay\">\t\t<div class=\"listbuild_image border-right listitem_column text-center rh-flex-center-align position-relative pt15 pb15 pr20 pl20\">           <figure class=\"position-relative margincenter width-150\">              <a target=\"_blank\" rel=\"nofollow sponsored\" class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/up-bank-referral-code-logo-4-286x150.png\" alt=\"up bank referral code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">              <\/a>           <\/figure>\t\t<\/div>      <div class=\"rh-flex-grow1 border-right listitem_title listitem_column pt15 pb15 pr20 pl20\">          <h3 class=\"font120 mb10 mt0 list_heading fontbold\">            <a href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\" class=\"rehub-main-color\">              up Bank            <\/a>          <\/h3>          <div class=\"lineheight20\">A mobile-first bank built for people who want their money managed automatically. Up categorises your spending, rounds up purchases into savings \"Savers,\" and pays a competitive rate on the first chunk of savings held. Backed by Bendigo and Adelaide Bank, so your deposits are covered by the Australian Government Guarantee Scheme.<\/div>\t\t<\/div>      <div class=\"listbuild_btn listitem_column text-center rh-flex-center-align pt15 pb15 pr20 pl20 rh-flex-justify-center\">        <div class=\"width-100p\">            <div class=\"priced_block clearfix block_btnblock mobile_block_btnclock mb5  \"><span class=\"rh_button_wrapper\">\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\" class=\"btn_offer_block re_track_btn\">view deals\t<\/a><\/span>            <\/div>        <\/div>      <\/div>\t<\/div><\/div><div class=\"top_table_list_item border-lightgrey whitebg\">\t<div class=\"rh-flex-eq-height mobileblockdisplay\">\t\t<div class=\"listbuild_image border-right listitem_column text-center rh-flex-center-align position-relative pt15 pb15 pr20 pl20\">           <figure class=\"position-relative margincenter width-150\">              <a target=\"_blank\" rel=\"nofollow sponsored\" class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/07\/revolut-referral-code-logo-4-286x150.jpg\" alt=\"revolut referral code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">              <\/a>           <\/figure>\t\t<\/div>      <div class=\"rh-flex-grow1 border-right listitem_title listitem_column pt15 pb15 pr20 pl20\">          <h3 class=\"font120 mb10 mt0 list_heading fontbold\">            <a href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\" class=\"rehub-main-color\">              Revolut            <\/a>          <\/h3>          <div class=\"lineheight20\">Now a licensed Australian ADI. Best suited to frequent travellers and anyone who spends in multiple currencies \u2013 fee-free FX conversion (up to a monthly cap on the free plan) and instant spending notifications via the app.<\/div>\t\t<\/div>      <div class=\"listbuild_btn listitem_column text-center rh-flex-center-align pt15 pb15 pr20 pl20 rh-flex-justify-center\">        <div class=\"width-100p\">            <div class=\"priced_block clearfix block_btnblock mobile_block_btnclock mb5  \"><span class=\"rh_button_wrapper\">\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\" class=\"btn_offer_block re_track_btn\">VIEW DEALS\t<\/a><\/span>            <\/div>        <\/div>      <\/div>\t<\/div><\/div><div class=\"top_table_list_item border-lightgrey whitebg\">\t<div class=\"rh-flex-eq-height mobileblockdisplay\">\t\t<div class=\"listbuild_image border-right listitem_column text-center rh-flex-center-align position-relative pt15 pb15 pr20 pl20\">           <figure class=\"position-relative margincenter width-150\">              <a target=\"_blank\" rel=\"nofollow sponsored\" class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/thechampagnemile.com.au\/deals\/airwallex-promo-code\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/airwallex-promo-code-logo-4-286x150.png\" alt=\"airwallex promo code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">              <\/a>           <\/figure>\t\t<\/div>      <div class=\"rh-flex-grow1 border-right listitem_title listitem_column pt15 pb15 pr20 pl20\">          <h3 class=\"font120 mb10 mt0 list_heading fontbold\">            <a href=\"https:\/\/thechampagnemile.com.au\/deals\/airwallex-promo-code\/\" class=\"rehub-main-color\">              Airwallex            <\/a>          <\/h3>          <div class=\"lineheight20\">Airwallex offers Australian businesses multi-currency accounts, same-day international transfers, and FX rates the banks don\u2019t want you to know exist.\u00a0<\/div>\t\t<\/div>      <div class=\"listbuild_btn listitem_column text-center rh-flex-center-align pt15 pb15 pr20 pl20 rh-flex-justify-center\">        <div class=\"width-100p\">            <div class=\"priced_block clearfix block_btnblock mobile_block_btnclock mb5  \"><span class=\"rh_button_wrapper\">\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/airwallex-promo-code\/\" class=\"btn_offer_block re_track_btn\">VIEW  DEALS\t<\/a><\/span>            <\/div>        <\/div>      <\/div>\t<\/div><\/div><div class=\"top_table_list_item border-lightgrey whitebg\">\t<div class=\"rh-flex-eq-height mobileblockdisplay\">\t\t<div class=\"listbuild_image border-right listitem_column text-center rh-flex-center-align position-relative pt15 pb15 pr20 pl20\">           <figure class=\"position-relative margincenter width-150\">              <a target=\"_blank\" rel=\"nofollow sponsored\" class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/ing-referral-code-logo-4-286x150.png\" alt=\"ing referral code logo 4\" data-skip-lazy=\"\" class=\"lazyload \" width=\"286\" height=\"150\">              <\/a>           <\/figure>\t\t<\/div>      <div class=\"rh-flex-grow1 border-right listitem_title listitem_column pt15 pb15 pr20 pl20\">          <h3 class=\"font120 mb10 mt0 list_heading fontbold\">            <a href=\"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/\" class=\"rehub-main-color\">              ING            <\/a>          <\/h3>          <div class=\"lineheight20\">One of Australia's most established online banks. The Orange Everyday account pairs a fee-free everyday transaction account with a high-interest Savings Maximiser, provided you meet the monthly deposit and spend conditions \u2013 full details on the ING page.<\/div>\t\t<\/div>      <div class=\"listbuild_btn listitem_column text-center rh-flex-center-align pt15 pb15 pr20 pl20 rh-flex-justify-center\">        <div class=\"width-100p\">            <div class=\"priced_block clearfix block_btnblock mobile_block_btnclock mb5  \"><span class=\"rh_button_wrapper\">\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/\" class=\"btn_offer_block re_track_btn\">VIEW DEALS\t<\/a><\/span>            <\/div>        <\/div>      <\/div>\t<\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">TCM Editorial Verdict \u2013 Which Bank Should You Choose?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We regularly review the banking and fintech products listed on this page. Here's our current take:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for a fast, no-fuss bonus:<\/strong> <a href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\">Up Bank<\/a>. $18, mobile-only, no ongoing spend conditions to unlock it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best flat sign-up bonus:<\/strong> <a href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\">uBank<\/a>. $30 is the highest fixed bonus on this page.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best all-round everyday + savings combo:<\/strong> <a href=\"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/\">ING<\/a>. $100 bonus plus a genuinely competitive ongoing Savings Maximiser rate, provided you meet the monthly conditions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best for overseas spending:<\/strong> <a href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\">Revolut<\/a>. Now bank-guaranteed, multi-currency, and built for travellers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Can You Earn with a Banking Referral Code?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Provider<\/th><th>Sign-Up Bonus<\/th><th>Best For<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\">Up Bank<\/a><\/td><td>$18<\/td><td>Fast, mobile-first, no conditions<\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\">uBank<\/a><\/td><td>$30<\/td><td>Highest flat bonus<\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/\">ING<\/a><\/td><td>$100 (not currently available)<\/td><td>Everyday + savings combo<\/td><\/tr><tr><td><a href=\"https:\/\/thechampagnemile.com.au\/deals\/revolut-referral-code\/\">Revolut<\/a><\/td><td>Varies<\/td><td>Overseas spending<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Table updated: July 2026. Bonus amounts subject to each provider's terms and eligibility conditions.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Use a Banking Referral Code<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Click a TCM referral link<\/strong> \u2013 most bonuses on this page use a personal invite link rather than a code you type in, so clicking through from here is what actually triggers the offer.<\/li>\n\n\n\n<li><strong>Sign up with your real details<\/strong> \u2013 banks verify identity (ID, address) as part of account opening, so there's no way to shortcut this step.<\/li>\n\n\n\n<li><strong>Meet the bonus conditions<\/strong> \u2013 most banks require a minimum deposit, a set number of transactions, or a linked debit card spend within a set window before the bonus lands. Check the specific provider's terms \u2013 this is the step people most often miss.<\/li>\n\n\n\n<li><strong>Wait for the bonus to clear<\/strong> \u2013 most bonuses pay within a few business days to a few weeks of meeting the conditions, not instantly.<\/li>\n\n\n\n<li><strong>Check your account for the credit<\/strong> \u2013 if it hasn't appeared after the stated window, contact the provider's support directly with your sign-up date and referral source.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">What to Look for Beyond the Bonus<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A sign-up bonus is a nice bit of extra cash, but it shouldn't be the only reason you choose a bank \u2013 so before you get too excited about the $30 or $100, it's worth checking what you're actually signing up for long-term.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start with the deposit guarantee. Any bank you choose should be covered by the Australian Government's Financial Claims Scheme, which protects deposits up to $250,000 per account holder, per institution. All the providers on this page are either an ADI themselves or partnered with one \u2013 but it's always worth confirming before you deposit anything meaningful.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Next, look past the headline savings rate to the ongoing conditions. Many \"high interest\" rates only apply if you deposit a minimum amount each month or make a set number of card transactions \u2013 miss the condition and your rate can drop sharply. Read the fine print on the specific account, not just the number in the ad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you're considering a multi-currency account like Revolut, check the free-plan limits. Fee-free FX conversion is usually capped at a monthly amount, after which a small fee kicks in \u2013 fine for occasional travel, worth budgeting for if you're a frequent spender overseas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, think about how you'll actually want support if something goes wrong. Digital-only banks are excellent for day-to-day use but typically only offer in-app or phone support \u2013 no branches. If that matters to you, it's worth weighing up against the bonus on offer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tips for Getting the Most Out of Banking Referral Codes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Start with the TCM links on this page rather than a generic code you find elsewhere \u2013 referral bonuses are usually tied to a personal invite link, and using a random code from a forum often won't trigger anything at all.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read the bonus conditions before you sign up, not after. Most banks require a minimum deposit or a set number of card transactions within a specific window (often 30 or 60 days) \u2013 missing that window is the single biggest reason people never receive their bonus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you're opening more than one account, do it one at a time and actually use each one briefly. Some providers flag accounts opened purely to chase a bonus and never delay paying it, but genuine account activity (a deposit, a few transactions) is the safest way to ensure it clears cleanly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep an eye on timing \u2013 banks periodically increase or run limited-time boosted bonuses (uBank and ING have both run temporary higher offers in the past.. If you're not in a rush, it can pay to wait for a promotional period rather than sign up at the standard rate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don't chase every bonus available. Multiple bank sign-ups in a short window can affect your credit file (via credit checks some providers run) and makes it harder to actually track down where your money is sitting. Two or three well-chosen accounts usually beats five you never touch again.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, set a calendar reminder for when introductory rates expire. Many high-interest savings rates are only guaranteed for the first 3\u20136 months, after which they can revert to the base rate \u2013 a bonus is nice, but a rate that quietly drops after month four can cost you more over a year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Troubleshooting: Common Banking Referral Code Problems<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Problem: My referral link didn't track<\/strong><br>\u2192 Clear your browser cache and try again in a private\/incognito window, and disable any ad blocker or VPN before clicking through. If it still doesn't track, contact the provider's support directly with your sign-up date.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Problem: I signed up but haven't received the bonus<\/strong><br>\u2192 Check you've met all conditions (minimum deposit, transaction count, linked card) within the required window. Most bonuses take a few business days to a few weeks to clear \u2013 if the window has passed, contact the provider's support with proof of your referral source.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Problem: My account application was rejected<\/strong><br>\u2192 This is usually an identity verification issue rather than anything to do with the referral. Double-check your ID details match exactly, and try again or contact the provider's support directly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Problem: The savings rate is lower than advertised<\/strong><br>\u2192 Check the conditions attached to the advertised rate \u2013 most \"bonus\" rates require a minimum monthly deposit or transaction count, and revert to a lower base rate if unmet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Problem: I can't find my referral code<\/strong><br>\u2192 On this page, <code>tcm2023<\/code> (Up Bank) and <code>T5JC1XS<\/code> (uBank) are our current working codes. ING and Revolut don't use manual codes \u2013 sign up via our tracked links instead.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who do I lodge a dispute with for my banking and finance complaints?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1:<\/strong>&nbsp;Make contact with your bank directly and outline the issue in writing to the bank\u2019s internal dispute resolution team. Ensure they understand the issue and the resolution you seek. If dissatisfied with the outcome, proceed to Step 2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2:&nbsp;<\/strong>Lodge a complaint with the&nbsp;<a href=\"https:\/\/www.afca.org.au\/make-a-complaint\">Australian Financial Complaints Authority (AFCA)<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Online: Use the AFCA online portal.<\/li>\n\n\n\n<li>Phone: Call 1800 931 678 (free call).<\/li>\n\n\n\n<li>Email: Send details to&nbsp;info@afca.org.au.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Else Should You Sort?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/thechampagnemile.com.au\/deals\/guides\/cashback-sites-australia\/\" title=\"\">Cashback sites<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/thechampagnemile.com.au\/deals\/utility-promo-codes\/\">Utilities deals<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-promo-codes\/\">Travel insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/thechampagnemile.com.au\/deals\/esim-promo-code\/\">eSIM deals<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Other Useful Banking Links<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For information on how your deposits are protected, visit <a href=\"https:\/\/www.apra.gov.au\/financial-claims-scheme\">APRA's Financial Claims Scheme<\/a> page.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For free, independent guidance on choosing bank accounts, visit <a href=\"https:\/\/moneysmart.gov.au\/\">Moneysmart<\/a>, the Australian Government's financial guidance service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>Are digital banks like Up and uBank actually safe?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Yes. up is backed by Bendigo and Adelaide Bank and uBank is owned by NAB \u2013 both are Authorised Deposit-taking Institutions (ADIs), meaning deposits are covered by the same Australian Government Guarantee Scheme as any major bank, up to $250,000 per account holder.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>Do I need to close my existing bank account to claim a referral bonus?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">No. Referral bonuses are for opening a new account - you can keep your existing accounts open and simply add the new one alongside them.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>Can I get more than one sign-up bonus at once?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Generally yes, since each bank runs its own independent bonus program \u2013 but check each provider's terms, as some exclude customers who've held an account with them previously.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>Why hasn't my bonus arrived yet?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Most bonuses require you to meet specific conditions (minimum deposit, transaction count) within a set window, and can take a few business days to a few weeks to clear after that. Check the specific provider's terms for their exact timeline.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>Is Revolut a real bank now?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Yes. Revolut holds an Australian ADI (banking licence), meaning deposits are covered by the same government guarantee as traditional banks, alongside its existing multi-currency and international spending features.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\"><strong>What's the difference between up Bank and uBank?<\/strong><\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Despite the similar names, they're unrelated. Up is backed by Bendigo and Adelaide Bank and focuses on automated budgeting\/savings tools. uBank is owned by NAB and focuses on a simple high-interest savings account with a flat sign-up bonus.<\/p>\n<\/div><\/div>\n\n\n<div id=\"rh-postel-1130692406\" class=\"rh-flex-center-align rh-flex-justify-\">\n\t\t<style>\n\t\t\t#rh-postel-1130692406 .heart_thumb_wrap .heartplus{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .price_count{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 a.admin{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .admin-name{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 a.admin img{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 nav.top_menu > ul > li{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .admin_meta_el{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .priced_block .btn_offer_block{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .wpsm-button.medium{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .menu-cart-btn{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .price_count .rh_regular_price{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .price_count del{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .rh-header-icon{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 nav.top_menu > ul > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .dl-menuwrapper button svg line{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .dl-menuwrapper button{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 nav.top_menu ul.sub-menu > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .heads_icon_label{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .rh_woocartmenu-amount{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .row_social_inpost span.share-link-image{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .favour_btn_red .heart_thumb_wrap{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-1130692406 .favour_in_row{\n\t\t\t\t\n\t\t\t}\n\t\t<\/style>                    <div class=\"author_detail_box clearfix\"><img alt='michael' src='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=69&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=138&#038;d=mm&#038;r=g 2x' class='avatar avatar-69 photo' height='69' width='69' \/>                <style>\r\n                    .author_detail_box { background-color: #fff; border: 1px solid #ededed; padding: 20px 0px; margin: 5px auto 40px auto; position: relative; min-height: 90px;width: 100%}\r\n                    .author_detail_box a{text-decoration: none;}\r\n                    .archive .author_detail_box { margin: 0 0 10px 0 }\r\n                    .author_detail_box .avatar {width: 71px; position: absolute; left: 20px; top: 15px; }\r\n                    .author_detail_box > div { width: 100%;    padding: 0 20px 0 110px }\r\n                    .author_detail_box div .social_icon { border-bottom: 1px solid #eee; padding-bottom: 15px; margin-bottom: 15px; }\r\n                    .author_detail_box div h4 {margin: 0 0 8px 0;}\r\n                    .author_detail_box div p { font-size: 14px;line-height: 16px; color: #111111; margin: 0 0 10px 0 }\r\n                    .author_detail_box .rh_mycred-users-badges{display: inline-block; margin-right: 5px }\r\n                    .rtl .author_detail_box .avatar { left: inherit; right: 20px }\r\n                    .rtl .author_detail_box > div { padding: 0 110px 0 20px }\r\n                <\/style>\r\n                <div class=\"clearfix\">\r\n                                    \r\n                    <strong class=\"mb10\">\r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/author\/michael\/\">michael<\/a>\r\n                                                \r\n                    <\/strong class=\"mb10\">\r\n                    <div class=\"social_icon small_i\">\r\n                        <div class=\"comm_meta_cred\">\r\n                                                                                <\/div>                     \r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/\" class=\"author-social hm\" rel=\"nofollow\"><i class=\"rhicon rhi-home\"><\/i><\/a>                                                                                                                                                                                                                     <\/div>\r\n                    <p>Michael is a contributor to The Champagne Mile - Deals. No fancy credentials - just a genuine obsession with finding ways to travel better for less, and sharing those finds with anyone who'll listen. Michael figures there are plenty of other Australians who'd rather spend five seconds clicking a link than five hours searching for a working code.\r\n\r\nWhen he's not buried in promo codes, Michael is probably planning his next trip overseas or dirtbike adventure.<\/p>                    <p>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Switching banks or trying a new fintech shouldn&#8217;t mean leaving money on the table. At The Champagne Mile, we track verified sign-up bonuses, referral codes and cashback offers across Australia&#8217;s leading digital banks and money apps \u2013 so you get the same account for a lot more upside. TCM Spotlight Revolut: Now a Licensed Australian [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-96484","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Compare verified bank and fintech sign-up bonuses in Australia \u2014 Up Bank, uBank, ING and Revolut with referral codes you can use today and score a bonus with.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"google-site-verification\" content=\"Lb-YNjKnkpLidK0Mw6a1JQ5pvIJpY2aovB5oxBuwgxo\" \/>\n\t<meta name=\"msvalidate.01\" content=\"81ff27c196c04306b8b6d2c52967f5e8\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/thechampagnemile.com.au\/deals\/banking-finance-promo-codes\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"THE CHAMPAGNE MILE\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Banking &amp; Finance Deals Australia 2026 \u2013 Sign-Up Bonuses &amp; Fee-Free Accounts\" \/>\n\t\t<meta property=\"og:description\" content=\"Compare verified bank and fintech sign-up bonuses in Australia \u2014 Up Bank, uBank, ING and Revolut with referral codes you can use today and score a bonus with.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/thechampagnemile.com.au\/deals\/banking-finance-promo-codes\/\" \/>\n\t\t<meta property=\"fb:admins\" content=\"522783484576523\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/thechampagnemile.com.au\/wp-content\/uploads\/2021\/11\/TCM-Logo_2019_high-res-opengraph-only.jpg\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/thechampagnemile.com.au\/wp-content\/uploads\/2021\/11\/TCM-Logo_2019_high-res-opengraph-only.jpg\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-07-27T12:34:28+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-08-09T00:34:31+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/champmile\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@milechampagne\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Banking &amp; Finance Deals Australia 2026 \u2013 Sign-Up Bonuses &amp; Fee-Free Accounts\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Compare verified bank and fintech sign-up bonuses in Australia \u2014 Up Bank, uBank, ING and Revolut with referral codes you can use today and score a bonus with.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/thechampagnemile.com.au\/wp-content\/uploads\/2021\/11\/TCM-Logo_2019_high-res-opengraph-only.jpg\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/banking-finance-promo-codes\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals#listItem\",\"position\":1,\"name\":\"Home\"}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/banking-finance-promo-codes\\\/#faq\",\"url\":\"https:\\\/\\\/thechampagnemile.com.au\\\/deals\\\/banking-finance-promo-codes\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Are digital banks like Up and uBank actually safe?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. up is backed by Bendigo and Adelaide Bank and uBank is owned by NAB \\u2013 both are Authorised Deposit-taking Institutions (ADIs), meaning deposits are covered by the same Australian Government Guarantee Scheme as any major bank, up to $250,000 per account holder.\"}},{\"@type\":\"Question\",\"name\":\"Do I need to close my existing bank account to claim a referral bonus?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Referral bonuses are for opening a new account - you can keep your existing accounts open and simply add the new one alongside them.\"}},{\"@type\":\"Question\",\"name\":\"Can I get more than one sign-up bonus at once?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Generally yes, since each bank runs its own independent bonus program \\u2013 but check each provider's terms, as some exclude customers who've held an account with them previously.\"}},{\"@type\":\"Question\",\"name\":\"Why hasn't my bonus arrived yet?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most bonuses require you to meet specific conditions (minimum deposit, transaction count) within a set window, and can take a few business days to a few weeks to clear after that. 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