{"id":91137,"date":"2026-05-15T14:12:12","date_gmt":"2026-05-15T04:42:12","guid":{"rendered":"https:\/\/thechampagnemile.com.au\/deals\/?page_id=91137"},"modified":"2026-08-20T09:05:51","modified_gmt":"2026-08-19T23:35:51","slug":"ing-referral-code","status":"publish","type":"page","link":"https:\/\/thechampagnemile.com.au\/deals\/ing-referral-code\/","title":{"rendered":"ING Referral Code: Earn Cash Sign-Up Bonus"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Signing up for an Orange Everyday account with an ING referral code is a quick and easy way to earn a cash bonus right from the start. New customers simply need to meet a few straightforward criteria to unlock the reward \u2013 no extra effort required beyond the everyday banking you&#8217;d already be doing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Latest ING Referral Codes &amp; Deals \u2013 August 2026<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Last verified: <strong>26 August, 2026<\/strong>. Our content is \u2714 Updated Weekly \u2714 Verified &nbsp;\u2714 No Expired Deals<\/em><\/p>\n\n\n\n<div class=\"wp-block-rehub-deal-coupon-list rhpb-deal-coupon-grid rhpb-a06d36a7-23ca-47a5-964a-b1de829f7ace\">\t\t<div class=\"woo_offer_list \" data-filterargs='{\"post_type\":\"post\",\"posts_per_page\":12,\"order\":\"desc\",\"tag__in\":[\"932\"],\"orderby\":\"date\",\"tax_query\":[{\"relation\":\"AND\",\"0\":{\"taxonomy\":\"offerexpiration\",\"field\":\"name\",\"terms\":\"yes\",\"operator\":\"NOT IN\"}}],\"no_found_rows\":1,\"ignore_sticky_posts\":1}' data-template=\"postlistpart\" id=\"rh_filterid_1639027551\" data-innerargs='{\"aff_link\":\"1\"}'>\r\n\t\t\r\n\t\t\t\r\n\t\t\t    <div class=\"rh_offer_list  coupontype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"ING: Claim your $100 joining bonus now!\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"lazyload\" data-skip-lazy=\"\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/ing-referral-code-logo-4-rp857ktw0yvfrm3vninjxga34yp6mxs47p0z6l0388.png\" height=\"92\" alt=\"ING: Claim your $100 joining bonus now!\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" \/>                        <\/a>\r\n            <div class=\" coupontype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Coupon<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            2 weeks ago                                                    <\/span>\r\n                    \r\n                    <span class=\"listtimeleft mr5 rh-nowrap\"> <i class=\"rhicon rhi-hourglass\"><\/i> 95 days left<\/span>   \r\n                                          \r\n                <\/div>                        \r\n                <h2 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">ING: Claim your $100 joining bonus now!<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nFor a limited time, you can score a $100 bonus when you use our referral code to join ING. Simply deposit minimum amounts and make eligible card purchases within the required timeframe. Easy!\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tget bonus\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t  \t<div class=\"rehub_offer_coupon not_masked_coupon \" data-clipboard-text=\"IMW313\"><span class=\"coupon_text\">IMW313<\/span> <i class=\"rhicon rhi-scissors fa-rotate-180\"><\/i>\n\t\t\t\t\t  \t<\/div>\n\t\t\t\t  \t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\r\n\t\t\r\n\t<\/div>\r\n\t<div class=\"clearfix\"><\/div>\r\n\r\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em><strong>Affiliate Disclosure: <\/strong>The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.<\/em><\/p>\n\n\n\t\t<div data-elementor-type=\"container\" data-elementor-id=\"94789\" class=\"elementor elementor-94789\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ef334d e-flex e-con-boxed e-con e-parent\" data-id=\"8ef334d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e3fc06 elementor-widget elementor-widget-html\" data-id=\"8e3fc06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!--\r\n  TCM CTA BLOCK \u2014 Up Bank + ING (featured) + uBank (triple vendor)\r\n  Paste as a Custom HTML block directly after the intro section.\r\n-->\r\n<style>\r\n.tcm-cta-dual {\r\n  background: #0a1f5c;\r\n  border-radius: 12px;\r\n  padding: 1.75rem 2rem;\r\n  border: 1px solid rgba(184,153,46,0.25);\r\n}\r\n.tcm-cta-dual-heading {\r\n  font-size: 11px;\r\n  font-weight: 700;\r\n  letter-spacing: 0.12em;\r\n  text-transform: uppercase;\r\n  color: #b8992e;\r\n  margin: 0 0 4.5rem;\r\n  text-align: center;\r\n}\r\n.tcm-cta-dual-row {\r\n  display: grid;\r\n  grid-template-columns: 1fr 1fr 1fr;\r\n  align-items: stretch;\r\n  gap: 1.5rem;\r\n}\r\n.tcm-cta-dual-item {\r\n  display: flex;\r\n  flex-direction: column;\r\n  align-items: center;\r\n  text-align: center;\r\n  gap: 0.85rem;\r\n  min-width: 0;\r\n}\r\n.tcm-cta-dual-divider {\r\n  display: none;\r\n}\r\n.tcm-cta-dual-logo {\r\n  width: 148px;\r\n  height: 88px;\r\n  object-fit: contain;\r\n  flex-shrink: 0;\r\n}\r\n.tcm-cta-dual-content {\r\n  display: flex;\r\n  flex-direction: column;\r\n  align-items: center;\r\n  gap: 0.6rem;\r\n  flex: 1;\r\n  width: 100%;\r\n}\r\n.tcm-cta-dual-item-heading {\r\n  font-size: 16px;\r\n  font-weight: 700;\r\n  color: #ffffff;\r\n  margin: 0;\r\n  line-height: 1.25;\r\n}\r\n.tcm-cta-dual-sub {\r\n  font-size: 12.5px;\r\n  color: rgba(255,255,255,0.65);\r\n  margin: 0;\r\n  line-height: 1.5;\r\n}\r\n.tcm-cta-dual-btn {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  background: #b8992e;\r\n  color: #ffffff;\r\n  font-size: 12px;\r\n  font-weight: 700;\r\n  text-decoration: none;\r\n  text-transform: uppercase;\r\n  letter-spacing: 0.06em;\r\n  padding: 11px 20px;\r\n  border-radius: 8px;\r\n  white-space: nowrap;\r\n  align-self: center;\r\n  margin-top: 0.2rem;\r\n  box-shadow: 0 3px 12px rgba(184,153,46,0.4);\r\n}\r\n\r\n\/* Featured (middle) vendor treatment *\/\r\n.tcm-cta-dual-item--featured {\r\n  background: linear-gradient(180deg, rgba(184,153,46,0.16) 0%, rgba(184,153,46,0.05) 100%);\r\n  border: 1px solid rgba(184,153,46,0.55);\r\n  border-radius: 10px;\r\n  padding: 1.1rem 1.1rem 1.1rem 1rem;\r\n  position: relative;\r\n  box-shadow: 0 0 0 1px rgba(184,153,46,0.15), 0 6px 20px rgba(184,153,46,0.18);\r\n}\r\n.tcm-cta-dual-badge {\r\n  position: absolute;\r\n  top: -11px;\r\n  left: 50%;\r\n  transform: translateX(-50%);\r\n  background: #b8992e;\r\n  color: #0a1f5c;\r\n  font-size: 9.5px;\r\n  font-weight: 800;\r\n  letter-spacing: 0.08em;\r\n  text-transform: uppercase;\r\n  padding: 3px 10px;\r\n  border-radius: 999px;\r\n  white-space: nowrap;\r\n  box-shadow: 0 2px 8px rgba(0,0,0,0.3);\r\n}\r\n.tcm-cta-dual-item--featured .tcm-cta-dual-item-heading {\r\n  color: #ffffff;\r\n  font-size: 17px;\r\n}\r\n.tcm-cta-dual-item--featured .tcm-cta-dual-btn {\r\n  box-shadow: 0 4px 16px rgba(184,153,46,0.55);\r\n}\r\n\r\n@media (max-width: 640px) {\r\n  .tcm-cta-dual {\r\n    padding: 1.25rem;\r\n  }\r\n  .tcm-cta-dual-row {\r\n    grid-template-columns: 1fr;\r\n    gap: 1.1rem;\r\n  }\r\n  .tcm-cta-dual-item {\r\n    padding-left: 0;\r\n    border-left: none;\r\n    padding-top: 1.1rem;\r\n    border-top: 1px solid rgba(255,255,255,0.12);\r\n  }\r\n  .tcm-cta-dual-item--featured {\r\n    order: -1;\r\n    padding-top: 1.5rem;\r\n    border-top: none;\r\n    padding-left: 0;\r\n  }\r\n  .tcm-cta-dual-btn {\r\n    width: 100%;\r\n    text-align: center;\r\n  }\r\n}\r\n<\/style>\r\n<div class=\"tcm-cta-dual\">\r\n  <p class=\"tcm-cta-dual-heading\">Bank Sign-Up Bonuses Worth Grabbing<\/p>\r\n  <div class=\"tcm-cta-dual-row\">\r\n    <div class=\"tcm-cta-dual-item\">\r\n      <img decoding=\"async\" class=\"tcm-cta-dual-logo\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/up-bank-referral-code-logo-4.png\" alt=\"Up Bank\">\r\n      <div class=\"tcm-cta-dual-content\">\r\n        <p class=\"tcm-cta-dual-item-heading\">Get $18 free with Up Bank.<\/p>\r\n        <p class=\"tcm-cta-dual-sub\">No fees, no foreign transaction fees, best-in-class app. Join 1M+ Australians banking smarter.<\/p>\r\n        <a class=\"tcm-cta-dual-btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/up\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n          Claim $18 Bonus \u2192\r\n        <\/a>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"tcm-cta-dual-item tcm-cta-dual-item--featured\">\r\n      <span class=\"tcm-cta-dual-badge\">Biggest Bonus<\/span>\r\n      <img decoding=\"async\" class=\"tcm-cta-dual-logo\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/ing-referral-code-logo-4.png\" alt=\"ING\">\r\n      <div class=\"tcm-cta-dual-content\">\r\n        <p class=\"tcm-cta-dual-item-heading\">Get $100 when you join ING.<\/p>\r\n        <p class=\"tcm-cta-dual-sub\">Deposit the minimum amount and make eligible card purchases within the required timeframe to unlock the bonus.<\/p>\r\n        <a class=\"tcm-cta-dual-btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n          Claim $100 Bonus \u2192\r\n        <\/a>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"tcm-cta-dual-item\">\r\n      <img decoding=\"async\" class=\"tcm-cta-dual-logo\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/04\/ubank-referral-code-logo-4-1200x630-1.png\" alt=\"uBank\">\r\n      <div class=\"tcm-cta-dual-content\">\r\n        <p class=\"tcm-cta-dual-item-heading\">Score $30 when you join uBank.<\/p>\r\n        <p class=\"tcm-cta-dual-sub\">Zero monthly fees and competitive savings rates. Sign up and make 5 purchases to unlock the bonus.<\/p>\r\n        <a class=\"tcm-cta-dual-btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\" target=\"_blank\" rel=\"nofollow sponsored\">\r\n          Claim $30 Bonus \u2192\r\n        <\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n<h2 class=\"wp-block-heading\">How to Use an ING Referral Code<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s a simple guide for how to use an ING referral code:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Obtain your valid ING referral code from an existing ING customer. (use our &#8220;join now&#8221; link above)<\/li>\n\n\n\n<li>Apply online for an ING Orange Everyday account via the ING website or app.<\/li>\n\n\n\n<li>Enter the referral code when prompted during the sign-up process.<\/li>\n\n\n\n<li>Open and activate your account once approved.<\/li>\n\n\n\n<li>Meet the bonus conditions \u2013 depositing minimum amounts and making eligible card purchases within the required timeframe.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Once all criteria are met, the referral bonus is paid into your ING account automatically.<\/p>\n\n\n\n<!--\n  TCM CTA BLOCK \u2014 ING\n  Paste as a Custom HTML block directly after the Final Thoughts section.\n-->\n<style>\n.tcm-cta-outer {\n  background: #0a1f5c; border-radius: 12px; padding: 1.75rem 2rem;\n  display: flex; align-items: center; justify-content: space-between;\n  gap: 1.5rem; flex-wrap: wrap; border: 1px solid rgba(184,153,46,0.25);\n}\n.tcm-cta-left { display: flex; align-items: center; gap: 1.25rem; flex: 1; min-width: 200px; }\n.tcm-cta-logo { width: 90px; height: 50px; object-fit: contain; background: #ffffff; border-radius: 8px; padding: 6px; flex-shrink: 0; }\n.tcm-cta-eyebrow { font-size: 10px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: #b8992e; margin: 0 0 5px; }\n.tcm-cta-heading { font-size: 19px; font-weight: 700; color: #ffffff; margin: 0 0 6px; line-height: 1.25; }\n.tcm-cta-sub { font-size: 13px; color: rgba(255,255,255,0.65); margin: 0; line-height: 1.5; }\n.tcm-cta-btn {\n  display: inline-flex; align-items: center; justify-content: center;\n  background: #b8992e; color: #ffffff; font-size: 13px; font-weight: 700;\n  text-decoration: none; text-transform: uppercase; letter-spacing: 0.06em;\n  padding: 14px 28px; border-radius: 8px; white-space: nowrap; flex-shrink: 0;\n  box-shadow: 0 3px 12px rgba(184,153,46,0.4);\n}\n@media (max-width: 600px) { .tcm-cta-outer { flex-direction: column; align-items: stretch; padding: 1.25rem; } .tcm-cta-btn { width: 100%; text-align: center; } }\n<\/style>\n<div class=\"tcm-cta-outer\">\n  <div class=\"tcm-cta-left\">\n    <img decoding=\"async\" class=\"tcm-cta-logo\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/ing-referral-code-logo-1200.png\" alt=\"ING\">\n    <div>\n      <p class=\"tcm-cta-eyebrow\">Personal Banking<\/p>\n      <p class=\"tcm-cta-heading\">Join ING.<\/p>\n      <p class=\"tcm-cta-sub\">Join ING. No monthly fees. No ING international transaction or ATM fees. Canstar Bank of the Year, multiple years running. Open in minutes.<\/p>\n    <\/div>\n  <\/div>\n  <a class=\"tcm-cta-btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\" target=\"_blank\" rel=\"nofollow sponsored\">Get Deal \u2192<\/a>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Can You Save with ING?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We&#8217;ve sampled ING&#8217;s competitors to identify how much you might make or save if you join for the first year with $1000 in the account:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">ING<\/th><th class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\" title=\"Ubank Referral Code \u2013 Free $30 for New Customers\">ubank<\/a><\/th><th class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\" title=\"\">up<\/a><\/th><\/tr><\/thead><tbody><tr><td>Joining Bonus<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100<\/td><td class=\"has-text-align-center\" data-align=\"center\">$30<\/td><td class=\"has-text-align-center\" data-align=\"center\">$18<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Table is for illustrative purposes and not intended as financial advice. Read the PDS first.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Best Ways to Save with ING<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use high-interest accounts such as ING\u2019s Savings Maximiser and Orange Everyday together to maximise your interest earnings.<\/li>\n\n\n\n<li>Automate transfers with a regular scheduled deposit from your everyday account into your savings account.<\/li>\n\n\n\n<li>You can track and reduce fees by using ING\u2019s no-fee account features and monitoring your spending habits through the ING app.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can also explore the <a href=\"https:\/\/www.ing.com.au\/ways-to-bank.html\">ways to bank<\/a> here, but come back here for your referral code before you join.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is ING?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ING Bank is a popular digital bank in Australia, known for its no-nonsense approach to everyday banking. It offers fee-free transaction accounts, competitive savings interest rates, and a highly rated mobile app that makes managing money easy. ING operates onlineING Bank is a popular digital bank in Australia, known for its no-nonsense approach to everyday banking. It offers fee-free transaction accounts, a competitive bonus savings rate, and a highly rated mobile app that makes managing money easy. ING operates online without physical branches, which helps keep costs low and benefits customers through better rates and fewer fees. Customers can still access their money through a wide ATM network and enjoy features like real-time spending insights, card controls, and no ING-side international transaction fees. With a strong focus on convenience and value, ING will appeal to modern, tech-savvy savers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ING has won the Canstar Bank of the Year award multiple years running, recognised for offering a strong combination of banking products across home loans, deposit accounts, credit cards, and personal loans, alongside high customer satisfaction scores.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is ING Worth It in 2026?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, ING is worth it, if only for the $100 bonus. The interest rate is also competitive if you stay with ING and the Internet banking app is quite usable.<\/p>\n\n\n<div class=\"rate_bar_wrap\"><div class=\"wpsm-one-half\"><div class=\"wpsm_pros\"><div class=\"title_pros\">Positive<\/div><ul><li>No monthly account fees<\/li><li>Quick &amp; easy sign-up<\/li><li>Simple, modern banking app<\/li><li>No ING-side international transaction or ATM fees<\/li><\/ul><\/div><\/div><div class=\"wpsm-one-half\"><div class=\"wpsm_cons\"><div class=\"title_cons\">Negatives<\/div><ul><li>No branches<\/li><li>Limited product set<\/li><li>Deposit requirement to earn bonus Savings Maximiser interest<\/li><li>Third-party ATM operator fees aren&#8217;t rebated<\/li><\/ul><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">How ING Promo Codes Work \/ Why Your Code Might Not Work<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The most likely reason an ING referral code won&#8217;t work is that you haven&#8217;t copied or pasted the code correctly. Alternatively, the code may have expired as promotions like this are often limited in time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also consider your cache or cookies in your browser may be the sources of any issues.<\/p>\n\n\n\n<!--\n  TCM CTA BLOCK \u2014 ING\n  Paste as a Custom HTML block directly after the Final Thoughts section.\n-->\n<style>\n.tcm-cta-outer {\n  background: #0a1f5c; border-radius: 12px; padding: 1.75rem 2rem;\n  display: flex; align-items: center; justify-content: space-between;\n  gap: 1.5rem; flex-wrap: wrap; border: 1px solid rgba(184,153,46,0.25);\n}\n.tcm-cta-left { display: flex; align-items: center; gap: 1.25rem; flex: 1; min-width: 200px; }\n.tcm-cta-logo { width: 90px; height: 50px; object-fit: contain; background: #ffffff; border-radius: 8px; padding: 6px; flex-shrink: 0; }\n.tcm-cta-eyebrow { font-size: 10px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: #b8992e; margin: 0 0 5px; }\n.tcm-cta-heading { font-size: 19px; font-weight: 700; color: #ffffff; margin: 0 0 6px; line-height: 1.25; }\n.tcm-cta-sub { font-size: 13px; color: rgba(255,255,255,0.65); margin: 0; line-height: 1.5; }\n.tcm-cta-btn {\n  display: inline-flex; align-items: center; justify-content: center;\n  background: #b8992e; color: #ffffff; font-size: 13px; font-weight: 700;\n  text-decoration: none; text-transform: uppercase; letter-spacing: 0.06em;\n  padding: 14px 28px; border-radius: 8px; white-space: nowrap; flex-shrink: 0;\n  box-shadow: 0 3px 12px rgba(184,153,46,0.4);\n}\n@media (max-width: 600px) { .tcm-cta-outer { flex-direction: column; align-items: stretch; padding: 1.25rem; } .tcm-cta-btn { width: 100%; text-align: center; } }\n<\/style>\n<div class=\"tcm-cta-outer\">\n  <div class=\"tcm-cta-left\">\n    <img decoding=\"async\" class=\"tcm-cta-logo\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/ing-referral-code-logo-1200.png\" alt=\"ING\">\n    <div>\n      <p class=\"tcm-cta-eyebrow\">Personal Banking<\/p>\n      <p class=\"tcm-cta-heading\">Join ING.<\/p>\n      <p class=\"tcm-cta-sub\">Join ING. No monthly fees. No ING international transaction or ATM fees. Canstar Bank of the Year, multiple years running. Open in minutes.<\/p>\n    <\/div>\n  <\/div>\n  <a class=\"tcm-cta-btn\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/ing\" target=\"_blank\" rel=\"nofollow sponsored\">Get Deal \u2192<\/a>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts: Best ING Deals Right Now<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ING&#8217;s Orange Everyday account remains one of the best no-fee banking options in Australia, offering real, tangible rewards like automatic utility bill cashback for simply banking the way you already do. Signing up with a referral code only sweetens the deal, giving both you and the referrer a cash bonus from day one.<\/p>\n\n\n\n<style>\n.tcm-bankalt-section { max-width: 860px; margin: 0 auto 3rem; padding-top: 20px; }\n.tcm-bankalt-section * { box-sizing: border-box; }\n\n.tcm-bankalt-section-header {\n  display: flex;\n  align-items: center;\n  gap: 12px;\n  margin-bottom: 6px;\n  padding-bottom: 12px;\n  border-bottom: 2px solid #0a1f5c;\n}\n.tcm-bankalt-section-icon {\n  display: inline-flex;\n  align-items: center;\n  justify-content: center;\n  width: 42px; height: 42px;\n  background: #0a1f5c;\n  border-radius: 10px;\n  flex-shrink: 0;\n  box-shadow: 0 3px 8px rgba(10,31,92,0.3);\n}\n.tcm-bankalt-section-icon svg { width: 20px; height: 20px; display: block; }\n.tcm-bankalt-section-title,\nhtml body.wp-theme-rehub-theme .elementor-widget-container h2.tcm-bankalt-section-title {\n  font-size: 20px !important;\n  font-weight: 700 !important;\n  color: #0a1f5c !important;\n  letter-spacing: -0.01em !important;\n  margin: 0 !important;\n  line-height: 1.3 !important;\n  background: none !important;\n}\n.tcm-bankalt-section-desc {\n  font-size: 13px;\n  color: #555;\n  line-height: 1.65;\n  margin: 10px 0 16px;\n  max-width: 640px;\n}\n\n.tcm-bankalt-grid {\n  display: grid;\n  grid-template-columns: repeat(2, 1fr);\n  gap: 14px;\n}\n@media (max-width: 480px) { .tcm-bankalt-grid { grid-template-columns: minmax(0, 1fr); } }\n\n.tcm-bankalt-card {\n  background: #ffffff;\n  border: 1px solid rgba(10,31,92,0.1);\n  border-top: 4px solid #b8992e;\n  border-radius: 10px;\n  padding: 1rem 1.1rem 0.9rem;\n  text-decoration: none;\n  display: flex;\n  flex-direction: column;\n  gap: 7px;\n  box-shadow: 0 2px 6px rgba(10,31,92,0.07);\n  transition: transform 0.15s ease, box-shadow 0.15s ease, border-color 0.15s ease;\n}\n.tcm-bankalt-card:hover {\n  transform: translateY(-3px);\n  box-shadow: 0 10px 22px rgba(10,31,92,0.16);\n  border-color: rgba(184,153,46,0.5);\n}\n.tcm-bankalt-card-header {\n  display: flex;\n  align-items: center;\n  gap: 10px;\n}\n.tcm-bankalt-card-icon {\n  width: 44px; height: 44px;\n  border-radius: 9px;\n  background: #ffffff;\n  border: 1px solid rgba(10,31,92,0.12);\n  display: flex; align-items: center; justify-content: center;\n  flex-shrink: 0;\n  padding: 6px;\n  transition: border-color 0.15s ease, box-shadow 0.15s ease;\n}\n.tcm-bankalt-card-icon img {\n  max-width: 100%;\n  max-height: 100%;\n  object-fit: contain;\n  display: block;\n}\n.tcm-bankalt-card:hover .tcm-bankalt-card-icon { border-color: #b8992e; box-shadow: 0 3px 8px rgba(184,153,46,0.25); }\n.tcm-bankalt-card-name {\n  font-size: 15px;\n  font-weight: 700;\n  color: #0a1f5c;\n  line-height: 1.3;\n}\n.tcm-bankalt-card-desc {\n  font-size: 12px;\n  color: #666;\n  line-height: 1.5;\n}\n.tcm-bankalt-card-footer {\n  display: flex;\n  align-items: center;\n  justify-content: flex-end;\n  margin-top: 6px;\n}\n.tcm-bankalt-arrow { display: inline-flex; transition: transform 0.15s ease; }\n.tcm-bankalt-arrow svg { width: 14px; height: 14px; display: block; }\n.tcm-bankalt-card:hover .tcm-bankalt-arrow { transform: translateX(4px); }\n<\/style>\n\n<div class=\"tcm-bankalt-section\">\n  <div class=\"tcm-bankalt-section-header\">\n    <div class=\"tcm-bankalt-section-icon\">\n      <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#b8992e\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <path d=\"M3 21h18\"><\/path>\n        <path d=\"M3 10h18\"><\/path>\n        <path d=\"M5 6l7 -3l7 3\"><\/path>\n        <path d=\"M4 10v11\"><\/path>\n        <path d=\"M20 10v11\"><\/path>\n        <path d=\"M8 14v3\"><\/path>\n        <path d=\"M12 14v3\"><\/path>\n        <path d=\"M16 14v3\"><\/path>\n      <\/svg>\n    <\/div>\n    <h2 class=\"tcm-bankalt-section-title\">Compare Other Banking Options<\/h2>\n  <\/div>\n  <p class=\"tcm-bankalt-section-desc\">Sign-up bonuses, savings rates and fees all vary between digital banks \u2014 it&#8217;s worth comparing more than one before you open an account. See our full <a href=\"https:\/\/thechampagnemile.com.au\/deals\/banking-finance-promo-codes\/\" style=\"color:#0a1f5c !important; font-weight:700; text-decoration:underline;\">Bank &amp; Finance Promo Codes<\/a> guide for every provider we cover.<\/p>\n  <div class=\"tcm-bankalt-grid\" id=\"tcm-bankalt-grid\"><\/div>\n<\/div>\n\n<script>\n(function () {\n\n  \/* =====================================================================\n     EDIT ME \u2014 logo paths below are guessed from your existing naming\n     convention (e.g. ing-referral-code-logo-4.png). Confirm the real\n     filenames\/paths in your Media Library before publishing.\n     ===================================================================== *\/\n  const bankAlternatives = [\n    { name: \"uBank\", logo: \"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/04\/ubank-referral-code-logo-4-1200x630-1.png\", url: \"https:\/\/thechampagnemile.com.au\/deals\/ubank-referral-code\/\", desc: \"A simpler alternative to ING with a stronger headline savings rate and a $30 referral bonus \u2014 the better pick if maximising your savings interest rate is the priority over ING's automatic cashback.\" },\n\n    { name: \"Up Bank\", logo: \"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/05\/up-bank-referral-code-logo-4.png\", url: \"https:\/\/thechampagnemile.com.au\/deals\/up-bank-referral-code\/\", desc: \"An app-first neobank with zero foreign transaction fees and a best-in-class spending interface \u2014 a stronger choice than ING for frequent travellers or younger Australians who want smarter budgeting tools built in.\" },\n\n  ];\n\n  const arrowSvg = '<svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#b8992e\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">' +\n    '<path d=\"M5 12l14 0\"><\/path><path d=\"M13 18l6 -6\"><\/path><path d=\"M13 6l6 6\"><\/path><\/svg>';\n\n  function esc(s) {\n    return String(s).replace(\/[&<>\"']\/g, function (c) {\n      return { \"&\": \"&amp;\", \"<\": \"&lt;\", \">\": \"&gt;\", '\"': \"&quot;\", \"'\": \"&#39;\" }[c];\n    });\n  }\n\n  function card(item) {\n    return (\n      '<a class=\"tcm-bankalt-card\" href=\"' + esc(item.url) + '\" target=\"_blank\" rel=\"noopener\">' +\n        '<div class=\"tcm-bankalt-card-header\">' +\n          '<div class=\"tcm-bankalt-card-icon\"><img decoding=\"async\" src=\"' + esc(item.logo) + '\" alt=\"' + esc(item.name) + ' logo\" loading=\"lazy\"><\/div>' +\n          '<span class=\"tcm-bankalt-card-name\">' + esc(item.name) + '<\/span>' +\n        '<\/div>' +\n        '<span class=\"tcm-bankalt-card-desc\">' + esc(item.desc) + '<\/span>' +\n        '<div class=\"tcm-bankalt-card-footer\"><span class=\"tcm-bankalt-arrow\">' + arrowSvg + '<\/span><\/div>' +\n      '<\/a>'\n    );\n  }\n\n  document.getElementById(\"tcm-bankalt-grid\").innerHTML =\n    bankAlternatives.map(card).join(\"\");\n\n})();\n<\/script>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">What is an ING referral code?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">An ING referral code is a unique code shared by an existing ING customer. When a new customer uses it during sign-up, both parties may receive a cash bonus once all eligibility requirements are met.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">When do I receive the ING referral bonus?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">The referral bonus is usually paid into your ING account after you complete the required steps, such as depositing funds and making eligible card transactions within the set timeframe.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Can I use an ING referral code if I\u2019ve banked with ING before?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Generally, ING referral codes are only valid for new customers. If you\u2019ve previously held an ING account, you may not be eligible for the referral bonus.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Does ING charge fees if you don&#8217;t meet the monthly criteria?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">No monthly account fee applies either way. The monthly criteria (depositing at least $1,000 and making five or more card purchases) only affects whether you earn bonus interest on a linked Savings Maximiser account. ING&#8217;s day-to-day fee-free features &#8211; including no ING-side international transaction or ATM fees, and utility bill cashback &#8211; now apply automatically with no conditions.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">How much is the ING referral bonus and how do you claim it?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">ING periodically offers cash bonuses for both the referrer and the new customer who signs up using a referral code. The bonus amount can vary, so it&#8217;s worth checking the current offer on our page above. To claim it, the new customer simply needs to enter the referral code during sign-up and meet the qualifying criteria within the specified timeframe.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Does ING charge ATM fees in Australia or overseas?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">ING doesn&#8217;t charge its own fee for ATM withdrawals in Australia or overseas. However, the ATM operator itself may charge its own fee, and ING no longer rebates these third-party fees.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Is ING a safe and legitimate bank in Australia?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Yes, ING is a fully licensed bank in Australia regulated by the Australian Prudential Regulation Authority (APRA). Deposits are protected under the Australian Government&#8217;s Financial Claims Scheme up to $250,000 per account holder, making it just as safe as any of the major Australian banks.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-aioseo-faq\" data-schema-only=\"false\"><h3 class=\"aioseo-faq-block-question\">Can you use ING as your main everyday bank account in Australia?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">Absolutely. ING&#8217;s Orange Everyday account is well suited as a primary bank account, offering no monthly fees, ATM fee rebates, and cashback on everyday purchases. While ING doesn&#8217;t have physical branches, its mobile app and online banking platform make it easy to manage your money, transfer funds, and handle day-to-day banking needs entirely online.<\/p>\n<\/div><\/div>\n\n\n<div id=\"rh-postel-930463834\" class=\"rh-flex-center-align rh-flex-justify-\">\n\t\t<style>\n\t\t\t#rh-postel-930463834 .heart_thumb_wrap .heartplus{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .price_count{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 a.admin{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .admin-name{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 a.admin img{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 nav.top_menu > ul > li{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .admin_meta_el{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .priced_block .btn_offer_block{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .wpsm-button.medium{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .menu-cart-btn{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .price_count .rh_regular_price{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .price_count del{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .rh-header-icon{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 nav.top_menu > ul > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .dl-menuwrapper button svg line{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .dl-menuwrapper button{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 nav.top_menu ul.sub-menu > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .heads_icon_label{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .rh_woocartmenu-amount{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .row_social_inpost span.share-link-image{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .favour_btn_red .heart_thumb_wrap{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-930463834 .favour_in_row{\n\t\t\t\t\n\t\t\t}\n\t\t<\/style>                    <div class=\"author_detail_box clearfix\"><img alt='michael' src='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=69&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=138&#038;d=mm&#038;r=g 2x' class='avatar avatar-69 photo' height='69' width='69' \/>                <style>\r\n                    .author_detail_box { background-color: #fff; border: 1px solid #ededed; padding: 20px 0px; margin: 5px auto 40px auto; position: relative; min-height: 90px;width: 100%}\r\n                    .author_detail_box a{text-decoration: none;}\r\n                    .archive .author_detail_box { margin: 0 0 10px 0 }\r\n                    .author_detail_box .avatar {width: 71px; position: absolute; left: 20px; top: 15px; }\r\n                    .author_detail_box > div { width: 100%;    padding: 0 20px 0 110px }\r\n                    .author_detail_box div .social_icon { border-bottom: 1px solid #eee; padding-bottom: 15px; margin-bottom: 15px; }\r\n                    .author_detail_box div h4 {margin: 0 0 8px 0;}\r\n                    .author_detail_box div p { font-size: 14px;line-height: 16px; color: #111111; margin: 0 0 10px 0 }\r\n                    .author_detail_box .rh_mycred-users-badges{display: inline-block; margin-right: 5px }\r\n                    .rtl .author_detail_box .avatar { left: inherit; right: 20px }\r\n                    .rtl .author_detail_box > div { padding: 0 110px 0 20px }\r\n                <\/style>\r\n                <div class=\"clearfix\">\r\n                                    \r\n                    <strong class=\"mb10\">\r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/author\/michael\/\">michael<\/a>\r\n                                                \r\n                    <\/strong class=\"mb10\">\r\n                    <div class=\"social_icon small_i\">\r\n                        <div class=\"comm_meta_cred\">\r\n                                                                                <\/div>                     \r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/\" class=\"author-social hm\" rel=\"nofollow\"><i class=\"rhicon rhi-home\"><\/i><\/a>                                                                                                                                                                                                                     <\/div>\r\n                    <p>Michael is a contributor to The Champagne Mile &#8211; Deals. No fancy credentials &#8211; just a genuine obsession with finding ways to travel better for less, and sharing those finds with anyone who&#8217;ll listen. Michael figures there are plenty of other Australians who&#8217;d rather spend five seconds clicking a link than five hours searching for a working code.\r\n\r\nWhen he&#8217;s not buried in promo codes, Michael is probably planning his next trip overseas or dirtbike adventure.<\/p>                    <p>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Signing up for an Orange Everyday account with an ING referral code is a quick and easy way to earn a cash bonus right from the start. New customers simply need to meet a few straightforward criteria to unlock the reward \u2013 no extra effort required beyond the everyday banking you&#8217;d already be doing. Latest [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":91738,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-91137","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Use an ING referral code to enjoy exclusive benefits when opening a new account. 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If you\u2019ve previously held an ING account, you may not be eligible for the referral bonus.","type":"aioseo\/faq"},{"hidden":false,"question":"Does ING charge fees if you don't meet the monthly criteria?","schemaBlockId":"aioseo-mp67geek","tagName":"h3","answer":"No monthly account fee applies either way. The monthly criteria (depositing at least $1,000 and making five or more card purchases) only affects whether you earn bonus interest on a linked Savings Maximiser account. ING's day-to-day fee-free features - including no ING-side international transaction or ATM fees, and utility bill cashback - now apply automatically with no conditions.","type":"aioseo\/faq"},{"hidden":false,"question":"How much is the ING referral bonus and how do you claim it?","schemaBlockId":"aioseo-mp67gezf","tagName":"h3","answer":"ING periodically offers cash bonuses for both the referrer and the new customer who signs up using a referral code. The bonus amount can vary, so it's worth checking the current offer on our page above. To claim it, the new customer simply needs to enter the referral code during sign-up and meet the qualifying criteria within the specified timeframe.","type":"aioseo\/faq"},{"hidden":false,"question":"Does ING charge ATM fees in Australia or overseas?","schemaBlockId":"aioseo-msux6bwhedifl","tagName":"h3","answer":"ING doesn't charge its own fee for ATM withdrawals in Australia or overseas. However, the ATM operator itself may charge its own fee, and ING no longer rebates these third-party fees.","type":"aioseo\/faq"},{"hidden":false,"question":"Is ING a safe and legitimate bank in Australia?","schemaBlockId":"aioseo-mp67gfzs","tagName":"h3","answer":"Yes, ING is a fully licensed bank in Australia regulated by the Australian Prudential Regulation Authority (APRA). Deposits are protected under the Australian Government's Financial Claims Scheme up to $250,000 per account holder, making it just as safe as any of the major Australian banks.","type":"aioseo\/faq"},{"hidden":false,"question":"Can you use ING as your main everyday bank account in Australia?","schemaBlockId":"aioseo-mp67gghp","tagName":"h3","answer":"Absolutely. ING's Orange Everyday account is well suited as a primary bank account, offering no monthly fees, ATM fee rebates, and cashback on everyday purchases. While ING doesn't have physical branches, its mobile app and online banking platform make it easy to manage your money, transfer funds, and handle day-to-day banking needs entirely online.","type":"aioseo\/faq"}],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"none","isEnabled":true},"graphs":[{"id":"#aioseo-article-mp6fjn1k","slug":"article","graphName":"Article","label":"Article","properties":{"type":"Article","name":"#post_title","headline":"#post_title","description":"","image":"","keywords":"","author":{"name":"#author_name","url":"#author_url"},"dates":{"include":true,"datePublished":"","dateModified":""}},"value":"article"}]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2026-08-19 23:36:48","breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":"0","open_ai":null,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-05-15 00:41:52","updated":"2026-08-26 11:06:22","focus_keyword":"ing referral code","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/thechampagnemile.com.au\/deals\" title=\"Home\">Home<\/a>\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/thechampagnemile.com.au\/deals"}],"_links":{"self":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/91137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/comments?post=91137"}],"version-history":[{"count":11,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/91137\/revisions"}],"predecessor-version":[{"id":98662,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/pages\/91137\/revisions\/98662"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/media\/91738"}],"wp:attachment":[{"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/media?parent=91137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/categories?post=91137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thechampagnemile.com.au\/deals\/wp-json\/wp\/v2\/tags?post=91137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}