{"id":91050,"date":"2026-05-14T12:21:58","date_gmt":"2026-05-14T02:51:58","guid":{"rendered":"https:\/\/thechampagnemile.com.au\/deals\/?page_id=91050"},"modified":"2026-06-15T14:55:03","modified_gmt":"2026-06-15T05:25:03","slug":"allclear-travel-insurance-promo-code","status":"publish","type":"page","link":"https:\/\/thechampagnemile.com.au\/deals\/allclear-travel-insurance-promo-code\/","title":{"rendered":"AllClear Travel Insurance Promo Code Australia \u2013 Any Age, Any Condition"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Travelling with a pre-existing medical condition shouldn't mean settling for less cover &#8211; or paying more than you should. An AllClear Travel Insurance promo code is your way into specialist cover designed for travellers of any age, any condition, and any destination. With no upper age limit and three levels of cover to choose from, AllClear is one of the most inclusive travel insurers available to Australians. Use an AllClear travel insurance promo code to unlock savings on your next policy.<\/p>\n\n\n\n<div class=\"wp-block-rehub-deal-coupon-list rhpb-deal-coupon-grid rhpb-e98c49ef-2701-4b7d-881f-c8f652dc4ce8\">\t\t<div class=\"woo_offer_list \" data-filterargs='{\"post_type\":\"post\",\"posts_per_page\":12,\"order\":\"desc\",\"tag__in\":[\"48\"],\"orderby\":\"date\",\"tax_query\":[{\"relation\":\"AND\",\"0\":{\"taxonomy\":\"offerexpiration\",\"field\":\"name\",\"terms\":\"yes\",\"operator\":\"NOT IN\"}}],\"no_found_rows\":1,\"ignore_sticky_posts\":1}' data-template=\"postlistpart\" id=\"rh_filterid_116641888\" data-innerargs='{\"aff_link\":\"1\"}'>\r\n\t\t\r\n\t\t\t\r\n\t\t\t<div class=\"rh_offer_list  defdealtype\"> \r\n             \r\n    <div class=\"rh_grid_image_3_col\">\r\n        <div class=\"rh_gr_img_first offer_thumb\"> \r\n            <div class=\"border-grey deal_img_wrap position-relative text-center width-100\"> \r\n            <div class=\"favorrightside wishonimage\"><\/div>      \r\n            <a title=\"Any condition, age or destination\u2026. no problem! AllClear.\" href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">\r\n                          \r\n                <img decoding=\"async\" class=\"lazyload\" data-skip-lazy=\"\" data-src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/thumbs_dir\/allclear-travel-insurance-promo-code-logo-4-rp855b1xidrhpjenx1b0eiwzgfw919rgwg9qfidc9k.png\" height=\"92\" alt=\"Any condition, age or destination\u2026. no problem! AllClear.\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" \/>                        <\/a>\r\n            <div class=\" defdealtype_deal_string deal_string border-top font70 lineheight25 text-center upper-text-trans\">Deal<\/div>\r\n            <\/div>\r\n\r\n        <\/div>\r\n        <div class=\"rh_gr_top_middle\"> \r\n            <div class=\"woo_list_desc\">\r\n                <div class=\"woolist_meta mb10\">\r\n                                            <span class=\"date_ago mr5\">\r\n                            <i class=\"rhicon rhi-clock\"><\/i> \r\n                                                            6 days ago                                                    <\/span>\r\n                    \r\n                       \r\n                                          \r\n                <\/div>                        \r\n                <h2 class=\"font110 mb10 mt0 moblineheight20 \"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\"  rel=\"nofollow sponsored\" target=\"_blank\"  class=\"re_track_btn\">Any condition, age or destination\u2026. no problem! AllClear.<\/a><\/h2>\r\n                \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t    \t\t\t\n\t                 \r\n                                                 \r\n                <div class=\"clearfix\"><\/div>                                                                                         \r\n            <\/div>               \r\n        <\/div>\r\n        <div class=\"rh_gr_middle_desc font80 lineheight15\">\r\n            \nAllClear positions itself as the insurance specialist for customers of any age with pre-existing medical conditions. Don't deny yourself travel insurance.\n        <\/div>  \r\n        \n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n        <div class=\"rh_gr_btn_block\">\r\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t \n\t\t\t\t\t        <div class=\"priced_block clearfix  mobile_block_btnclock mb0\">\n\t              \t        \t\n\t            \t    \t\t\t    \t\t\t<span class=\"rh_button_wrapper\">\n\t\t            \t<a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\" class=\"btn_offer_block re_track_btn\" target=\"_blank\" rel=\"nofollow sponsored\">\n\t\t\t            \t\t\t            \tclaim offer\t\t\t            \t\t\t            \t\t            <\/a>\n\t\t        \t<\/span>\n\t            \t\n\t\t    \t\t\t\t\t\t\t\t    \t\t\n\t\t        \t            \t        \n\t        <\/div>\n            \t    \t\t    \t\t\t\n\t        <\/div>        \r\n    <\/div>\r\n        \r\n<\/div>\t\t\r\n\t\t\r\n\t<\/div>\r\n\t<div class=\"clearfix\"><\/div>\r\n\r\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Last verified: <strong>21 June, 2026<\/strong><\/em>. Our content is \u2714 Updated Daily &nbsp;\u2714 Verified &nbsp;\u2714 No Expired Deals<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><em><strong>Affiliate Disclosure: <\/strong>The Champagne Mile may earn a commission via links on this page. You should assess your own financial situation and needs and read all relevant Product Disclosure Statements and Terms and Conditions on the website of each Vendor before making a decision to purchase any service or product we display.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Use an AllClear Travel Insurance Promo Code<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Get a Quote &#8211; Go to the <a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\" title=\"\">AllClear website<\/a> and enter your trip details (destination, dates, travellers, etc.) to generate a quote for the type of travel insurance you want.<\/li>\n\n\n\n<li>Choose Your Policy &#8211; Pick the policy level (e.g., single-trip, annual multi-trip, Gold, Platinum, etc.) that suits your needs.<\/li>\n\n\n\n<li>Look for the Promo Code Box &#8211; During the checkout process, you should see a field labeled something like \u201cPromo Code,\u201d \u201cDiscount Code\u201d or \u201cEnter Code.\u201d This is usually on the quote summary page or before the payment section.<\/li>\n\n\n\n<li>Enter the Code &#8211; Type or paste your promo code exactly as given (all caps\/characters included), then click Apply.<\/li>\n\n\n\n<li>Check Your Price &#8211; Make sure the discount shows up in your total premium before you complete the purchase.<\/li>\n\n\n\n<li>Finish Your Purchase &#8211; Enter your payment details and complete your order. You\u2019ll get your policy documents via email once the transaction is done.<\/li>\n\n\n\n<li>Verify the Discount &#8211; After purchase, check your confirmation email to ensure the promo discount was applied correctly.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Can You Save with AllClear?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With AllClear it is very hard to compare with other providers due to their specialisation, but what we can do is show you the difference in plans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>We've used a 40yo male as of March 2026, travelling to Bali for a 1 week holiday in June 2026, with Type 2 diabetes and otherwise healthy.<\/em><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><\/th><th class=\"has-text-align-center\" data-align=\"center\">Gold Plus<\/th><th class=\"has-text-align-center\" data-align=\"center\">Gold<\/th><th class=\"has-text-align-center\" data-align=\"center\">Traveller<\/th><\/tr><\/thead><tbody><tr><td>Policy Cost<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$137.75<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$132.17<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$136.01<\/strong><\/td><\/tr><tr><td>Excess (maximum amount)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$300<\/td><td class=\"has-text-align-center\" data-align=\"center\">$250<\/td><td class=\"has-text-align-center\" data-align=\"center\">$250<\/td><\/tr><tr><td>24\/7 emergency assistance<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yes<\/td><\/tr><tr><td>Cancellation<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5,000<\/td><\/tr><tr><td>Medical and repatriation<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited<\/td><\/tr><tr><td>Luggage and personal belongings<\/td><td class=\"has-text-align-center\" data-align=\"center\">$10,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$7,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3,000<\/td><\/tr><tr><td>Personal liability<\/td><td class=\"has-text-align-center\" data-align=\"center\">$20,000,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$20,000,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$20,000,000<\/td><\/tr><tr><td>Travel delay and abandonment<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5,000<\/td><\/tr><tr><td>Rental vehicle excess<\/td><td class=\"has-text-align-center\" data-align=\"center\">$6,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$4,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Best Ways to Save with AllClear<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Buy your policy directly online through AllClear to avoid extra third-party fees (or via a promo code on this page).<\/li>\n\n\n\n<li>Select cover based on how often you travel &#8211; Choose single-trip or annual multi-trip cover.<\/li>\n\n\n\n<li>Skip optional extras you may not need, such as moped or action sports type cover<\/li>\n\n\n\n<li>Purchase your policy as soon as you book your trip to lock in cover early<\/li>\n\n\n\n<li>Fully declare medical conditions upfront to avoid issues or added costs later<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What is AllClear?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">All Clear Travel Insurance specializes in providing comprehensive coverage for travellers of all ages, including those with pre-existing medical conditions. With a strong focus on inclusivity, All Clear ensures peace of mind by offering policies tailored to individual needs, including single-trip, multi-trip, and cruise coverage. Their plans cover essentials like medical emergencies, cancellations, lost luggage, and more, helping travellers feel secure no matter where they go.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Join the 94% of customers that AllClear as Excellent or Great. Based on 1900+ Trustpilot reviews, July 2025.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-1024x576.png\" alt=\"allclear travel insurance promo code screenshot\" class=\"wp-image-92621\" srcset=\"https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-1024x576.png 1024w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-300x169.png 300w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-768x432.png 768w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-1536x864.png 1536w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-2048x1152.png 2048w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-267x150.png 267w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-100x56.png 100w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-622x350.png 622w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot-788x443.png 788w, https:\/\/thechampagnemile.com.au\/deals\/wp-content\/uploads\/2026\/06\/allclear-travel-insurance-promo-code-screenshot.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Is AllClear Worth It in 2026?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is a very easy question to ask and the answer is a solid YES. If you're using AllClear, there is a strong chance that it's because you're a Senior and\/or have a medical condition. In that case, you MUST have travel insurance.<\/p>\n\n\n<div class=\"rate_bar_wrap\"><div class=\"wpsm-one-half\"><div class=\"wpsm_pros\"><div class=\"title_pros\">Positive<\/div><ul><li>No upper age limit<\/li><li>All conditions considered<\/li><li>Rated highly by customers<\/li><\/ul><\/div><\/div><div class=\"wpsm-one-half\"><div class=\"wpsm_cons\"><div class=\"title_cons\">Negatives<\/div><ul><li>Higher premiums<\/li><li>Not app driven<\/li><\/ul><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">How AllClear Promo Codes Work \/ Why Your Code Might Not Work<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most of the time, your promo code or discount code will apply automatically when you click through a TCM Deals link. If not, you'll want to follow the &#8220;How to Use an AllClear Travel Insurance Promo Code&#8221; section above.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some of the reasons a code may not work include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Attempting to stack codes<\/li>\n\n\n\n<li>Codes only valid for certain dates, destinations or policy cover levels<\/li>\n\n\n\n<li>Expired promotion<\/li>\n\n\n\n<li>Your compute cache or cookies may need clearing<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts: Best AllClear Deals Right Now<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AllClear is the travel insurance specialist that says yes when others say no &#8211; with no upper age limit, no condition too complex, and no destination off the table. If you're an older Australian or one with pre-existing conditions, it's one of the few insurers built around your needs rather than around exclusion. Use an AllClear promo code today and get the cover you need for your next trip.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong><a href=\"https:\/\/thechampagnemile.com.au\/deals\/recommends\/allclear\">Lock in your AllClear Travel Insurance policy today<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AllClear Alternatives \/ More Travel Insurance Deals.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/butter-insurance-discount-code\/\"><strong>Butter<\/strong> <\/a>\u2013 For healthier, younger adventurers after modular, flexible cover without the medical complexity that AllClear specialises in.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/freely-discount-code\/\"><strong>Freely<\/strong> <\/a>\u2013 An app-based option for fit, active travellers who want to customise and toggle their cover on the go.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/thechampagnemile.com.au\/deals\/tick-travel-insurance-promo-code\/\">Tick Travel Insurance<\/a> <\/strong>\u2013 A budget-friendly tiered option for travellers with straightforward health profiles and simple, reliable cover needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/thechampagnemile.com.au\/deals\/covermore-promo-code\/\">CoverMore<\/a><\/strong> \u2013 A well-established Australian insurer offering broad cover for mainstream travellers, backed by the Zurich Insurance Group.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/zoom-travel-insurance-promo-code\/\" title=\"\"><strong>Zoom<\/strong> <\/a>\u2013 A competitive five-tier insurer with a price match guarantee and free cover for dependent children under 19.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/thechampagnemile.com.au\/deals\/fast-cover-promo-code\/\">Fast Cover<\/a><\/strong> \u2013 Quick online cover for straightforward trips, with no-fuss quoting and 24\/7 emergency assistance across all policy levels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/was-travel-insurance-promo-code\/\"><strong>WAS<\/strong> <\/a>\u2013 A specialist for adventure and high-risk activity travellers who need cover for sports and outdoor pursuits beyond standard policies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-direct-promo-code\/\" title=\"\">Travel Insurance Direct (TID)<\/a><\/strong> \u2013 One of Australia's longest-running direct insurers, offering flexible domestic and international plans at competitive prices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-protect-promo-code\/\"><strong>Travel Protect<\/strong> <\/a>\u2013 A solid all-round option covering cancellations, medical emergencies and disruptions for both domestic and international trips.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You'll find all our <a href=\"https:\/\/thechampagnemile.com.au\/deals\/travel-insurance-promo-codes\/\">Travel Insurance<\/a> providers centrally located here. And while you're at it &#8211; have you got your <a href=\"https:\/\/thechampagnemile.com.au\/deals\/esim-promo-code\/\">eSIM <\/a>and <a href=\"https:\/\/thechampagnemile.com.au\/deals\/car-rental-discount-codes\/\">rental car<\/a> sorted?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">Who underwrites AllClear Travel Insurance?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">All Clear travel insurance is underwritten by Mitsui Sumitomo Insurance Company Limited (MSI).<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">How do I contact AllClear Travel Insurance?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">You can call 1800 905 814 within Australia and if you require emergency assistance call +61 2 9333 3922.<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">What makes AllClear the obvious choice for travel insurance?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">All Clear is an insurance specialist for customers of any age with pre-existing medical conditions.<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">Can I get AllClear travel insurance if I have a pre-existing heart condition?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">AllClear specialises in cover for travellers with pre-existing medical conditions, including heart conditions that many mainstream insurers decline or exclude. You'll need to complete an online medical assessment during the quote process, which will confirm what's covered and whether any additional premium applies.<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">Is there an age limit on AllClear travel insurance for Australians?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">AllClear has no upper age limit on its policies, making it one of the few travel insurers available to Australians of any age. This makes it particularly well suited to older travellers who have been declined or priced out by mainstream insurers.<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">Can I get AllClear travel insurance for a cruise if I have a medical condition?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">AllClear offers cruise cover options and considers pre-existing medical conditions across its policy range, which makes it a strong option for seniors planning a cruise holiday. Always declare your conditions upfront and check the PDS to confirm cruise-specific terms.<\/p>\n<\/div><\/div>\n\n\n\n<div data-schema-only=\"false\" class=\"wp-block-aioseo-faq\"><h3 class=\"aioseo-faq-block-question\">Who do I contact if I have an issue with AllClear travel insurance?<\/h3><div class=\"aioseo-faq-block-answer\">\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.afca.org.au\/make-a-complaint\/insurance\">Australian Financial Complaints Authority (AFCA)<\/a> is the primary independent ombudsman for travel insurance disputes in Australia, offering a free service if you are unhappy with an insurer's internal decision. Before contacting AFCA, you must first give your insurer the opportunity to resolve the complaint, typically within 45 days.<\/p>\n<\/div><\/div>\n\n\n<div id=\"rh-postel-915510925\" class=\"rh-flex-center-align rh-flex-justify-\">\n\t\t<style>\n\t\t\t#rh-postel-915510925 .heart_thumb_wrap .heartplus{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .price_count{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 a.admin{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .admin-name{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 a.admin img{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 nav.top_menu > ul > li{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .admin_meta_el{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .priced_block .btn_offer_block{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .wpsm-button.medium{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .menu-cart-btn{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .price_count .rh_regular_price{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .price_count del{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .rh-header-icon{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 nav.top_menu > ul > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .dl-menuwrapper button svg line{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .dl-menuwrapper button{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 nav.top_menu ul.sub-menu > li > a{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .heads_icon_label{\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .rh_woocartmenu-amount{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .row_social_inpost span.share-link-image{\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .favour_btn_red .heart_thumb_wrap{\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t}\n\t\t\t#rh-postel-915510925 .favour_in_row{\n\t\t\t\t\n\t\t\t}\n\t\t<\/style>                    <div class=\"author_detail_box clearfix\"><img alt='michael' src='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=69&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/256e32f2f5867573891f17366c8dd5f6358af8dff92dc7f5a4b2b53df73e2e5a?s=138&#038;d=mm&#038;r=g 2x' class='avatar avatar-69 photo' height='69' width='69' \/>                <style>\r\n                    .author_detail_box { background-color: #fff; border: 1px solid #ededed; padding: 20px 0px; margin: 5px auto 40px auto; position: relative; min-height: 90px;width: 100%}\r\n                    .author_detail_box a{text-decoration: none;}\r\n                    .archive .author_detail_box { margin: 0 0 10px 0 }\r\n                    .author_detail_box .avatar {width: 71px; position: absolute; left: 20px; top: 15px; }\r\n                    .author_detail_box > div { width: 100%;    padding: 0 20px 0 110px }\r\n                    .author_detail_box div .social_icon { border-bottom: 1px solid #eee; padding-bottom: 15px; margin-bottom: 15px; }\r\n                    .author_detail_box div h4 {margin: 0 0 8px 0;}\r\n                    .author_detail_box div p { font-size: 14px;line-height: 16px; color: #111111; margin: 0 0 10px 0 }\r\n                    .author_detail_box .rh_mycred-users-badges{display: inline-block; margin-right: 5px }\r\n                    .rtl .author_detail_box .avatar { left: inherit; right: 20px }\r\n                    .rtl .author_detail_box > div { padding: 0 110px 0 20px }\r\n                <\/style>\r\n                <div class=\"clearfix\">\r\n                                    \r\n                    <strong class=\"mb10\">\r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/author\/michael\/\">michael<\/a>\r\n                                                \r\n                    <\/strong class=\"mb10\">\r\n                    <div class=\"social_icon small_i\">\r\n                        <div class=\"comm_meta_cred\">\r\n                                                                                <\/div>                     \r\n                        <a href=\"https:\/\/thechampagnemile.com.au\/deals\/\" class=\"author-social hm\" rel=\"nofollow\"><i class=\"rhicon rhi-home\"><\/i><\/a>                                                                                                                                                                                                                     <\/div>\r\n                    <p>Michael is a contributor to The Champagne Mile &#8211; Deals. No fancy credentials &#8211; just a genuine obsession with finding ways to travel better for less, and sharing those finds with anyone who'll listen. Michael figures there are plenty of other Australians who'd rather spend five seconds clicking a link than five hours searching for a working code.\r\n\r\nWhen he's not buried in promo codes, Michael is probably planning his next trip overseas or dirtbike adventure.<\/p>                    <p>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travelling with a pre-existing medical condition shouldn&#8217;t mean settling for less cover &#8211; or paying more than you should. An AllClear Travel Insurance promo code is your way into specialist cover designed for travellers of any age, any condition, and any destination. With no upper age limit and three levels of cover to choose from, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":91962,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-91050","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Any age, any condition, any destination... 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