American Express Westpac Altitude Platinum bundle

For a limited time, Westpac are offering up to 75,000 Qantas or Altitude Rewards points with the popular Westpac Altitude Platinum Visa and American Express two-card bundle.

Plus, new cardholders enjoy a $0 annual fee for the first year on the Westpac Altitude Visa (a saving of $150). An annual $50 Qantas Rewards fee applies if you have selected to earn Qantas Points rather than Altitude Rewards points. The annual fee for the American Express Altitude Platinum Card is $49.

Eligibility criteria, minimum spend, terms and conditions, fees and charges apply.

 

The bonus points for new cardholders are split into two components, with 60,000 points delivered with the Westpac Altitude Platinum Visa and an additional 15,000 points coming from the American Express Card.

You’ll receive the full 75,000 points with the American Express Westpac Altitude Platinum two-card bundle when you apply by 2nd April 2019, are approved and spend a minimum of $3,000 on each card (a total of $6,000) within the first 90 days of approval. Exclusions apply.

Ready to take the next step? Access both the Qantas and Altitude Rewards versions of the Amex Westpac Altitude Platinum bundle on the Westpac website here (secure and mobile friendly application form).

Or, read on for a comprehensive overview.

American Express Westpac Altitude Platinum bundle

The Westpac Altitude Platinum Visa and American Express two-card bundle is a platinum-tier product that offers benefits for both Qantas enthusiasts and those who appreciate the versatility of a flexible rewards program.

The Westpac Altitude Platinum Visa is issued and serviced by Westpac, while the American Express Westpac Altitude Card is issued and serviced by American Express. As such, cardholders can enjoy the best of both worlds – the flexibility of spending with a Visa and the rich rewards of an American Express companion card.

Along with an attractive sign on bonus of up to 75,000 Qantas or Altitude Rewards points, cardholders can also enjoy a solid earn rate on eligible purchases, complimentary travel insurance, 24/7 Concierge Service and access to Amex Invites.

Get up to 75,000 bonus Qantas or Altitude Rewards points

New cardholders enjoy up to 75,000 bonus Qantas or Altitude Rewards points when applying for the American Express Westpac Altitude Platinum bundle by 2 April 2019 and meeting minimum spend requirements.

Choosing Qantas points

By choosing to earn into the Qantas Frequent Flyer program and accessing the full sign on bonus, you could take off on an overseas holiday. For example, you could fly:

  • Qantas Premium Economy Class from Melbourne to Los Angeles one way (72,000 Qantas points, plus taxes and fees)
  • Qantas Business Class return from Sydney/Melbourne/Brisbane to Auckland return (72,000 Qantas points, plus taxes and fees)
  • Fiji Airways Business Class from Sydney/Brisbane to Nadi return (72,000 Qantas points, plus taxes and fees)
  • Qantas Economy Class from Sydney/Melbourne/Brisbane to Hong Kong return (56,000 Qantas points, plus taxes and fees)

Points redemption rates are correct as at 26 November 2018 and subject to airline T&Cs and availability. Fees and charges are payable in addition to the points redeemed.

Choosing Altitude Rewards points

Cardholders who prefer the versatility of a flexible rewards program can choose to earn Altitude Rewards points.

Velocity Frequent Flyer members can access an automatic transfer rate of 2 Altitude Rewards points to 1 Velocity point, with the full sign on bonus equal to 37,500 Velocity points.

Alternatively, Altitude Rewards points can be transferred to leading airline loyalty programs such as Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles at a rate of 3 Altitude Rewards points to 1 frequent flyer mile.

Earn up to 1.5 Qantas points / 3 Altitude Rewards points on each $1 spent

The American Express Westpac Altitude Platinum bundle offers a solid earn rate on eligible purchases (exclusions apply). The earn rate is as follows:

  • 0.5 Qantas point / 1 Altitude Rewards point for each $1 on eligible spend with the Westpac Altitude Platinum Visa
  • 1 Qantas point / 2 Altitude Rewards points per $1 on eligible domestic spend with the American Express Westpac Altitude card
  • 1.5 Qantas point / 3 Altitude Rewards points per $1 on foreign currency spend with the American Express Westpac Altitude card
  • 0.5 Qantas point / 1 Altitude Rewards point per $1 on eligible Government spend with the American Express Westpac Altitude card

No monthly or yearly cap is applied to points earning rates.

Australian Taxation Office (ATO) spend is classified as government spend. A detailed definition of eligible spend can be found in the terms and conditions accessible from the AMEX Westpac Altitude Platinum bundle application form.

Access complimentary insurance coverage

The Amex Westpac Altitude Platinum bundle provides access to a range of insurances, to give you peace of mind, whether you’re shopping at home or travelling overseas. The insurances include:

  • Overseas Travel Insurance (covering trips of up to three months)
  • Transit Accident Insurance, and
  • Purchase Protection and Extended Warranty Insurance.

Before deciding to take up any included insurance product, you should first ensure it fits your needs.  You can access information about the complimentary insurance cover here.

Other Amex Westpac Altitude Platinum bundle benefits

The Amex Westpac Altitude Platinum bundle offers access to a number of additional lifestyle, entertainment and money-saving benefits. These include:

  • 24/7 Concierge Service – dedicated Westpac Concierge services are available 24/7 to fulfil your requests, from restaurant bookings and party planning, to sourcing tickets for your favourite game.
  • Access exclusive Amex benefits – including Amex Offers and Amex Invites.
  • A free additional cardholder – you can add an additional cardholder to your account at no extra cost. This can be an easy way for your household to earn points faster.

Amex Westpac Altitude Platinum bundle annual fee

When you sign up by 2nd April 2019, you’ll enjoy a $0 first year annual fee on the Westpac Altitude Platinum visa (a saving of $150).

Thereafter, you’ll pay a $150 annual fee for the Visa. A $49 annual fee for the American Express card applies and a $50 annual Qantas Rewards fee is levied if you choose to earn Qantas Points.

Amex Westpac Altitude Platinum bundle eligibility

The bonus points offer is available to new cardholders.

If you’ve held a Westpac Altitude Platinum Visa or Westpac Altitude Black Mastercard within the last 12 months, you are not eligible to receive the bonus points on the Westpac Altitude Platinum Visa.

However, if you currently hold or have held an American Express-issued card in the past, this does not preclude you from earning the bonus points on the American Express Altitude Platinum Card. Check this is correct

The minimum reportable income to apply for the Amex Westpac Altitude Platinum bundle is $30,000 per annum.

How to apply for the Amex Westpac Altitude Platinum bundle

For the American Express Westpac Altitude Platinum two-card bundle, you only need to submit one application to Westpac.

Once your application has been processed, your information will be passed on to American Express. Amex will then process the application for your American Express Altitude Platinum Card separately. This means that two credit checks may be applied to your credit record.

The secure, mobile friendly application form on the Westpac website should take you less than 10 minutes to complete and Westpac may be able to give you a response in less than 60 seconds.

 

Prefer to apply for the 60,000 bonus point offer (plus $0 first year annual fee) with the Westpac Altitude Platinum Visa only? You can do so here