For a limited time, new cardholders can collect up to 120,000 Qantas or Altitude Rewards points with the popular American Express Westpac Altitude Black Bundle – enough points to take off overseas!
There’s also up to four lounge passes on offer, a range of complimentary insurances and an earn rate of up to 2 Qantas or 5 Altitude points per $1 spent.
The bonus points for new cardholders are split into two components. This comprises 80,000 points with the Westpac Altitude Black Mastercard and an additional 40,000 points with the American Express Altitude Black Card.
Eligibility criteria, minimum spend, terms and conditions, fees and charges apply.
To receive the full 120,000 points with the American Express Westpac Altitude Black bundle, new cardholders need to apply by 2nd April 2019, be approved and spend a minimum of $3,000 on each card (a total of $6,000) within the first 90 days of approval. Exclusions apply.
Read on for an overview of this popular card product.
American Express Westpac Altitude Black Bundle
The Westpac Altitude Black Mastercard and American Express two-card bundle offers a range of ongoing cardholder benefits. With separate Qantas and Altitude Rewards versions available, this product is geared to both Qantas loyalists and those who appreciate the flexibility of the Westpac Altitude Rewards program.
The Westpac Altitude Black Mastercard is issued and serviced by Westpac, while the American Express Westpac Altitude Black Card is issued and serviced by American Express. Together, these cards deliver the best of both worlds – the wide acceptance of Mastercard and the rich rewards of an American Express companion card.
Along with a very high sign on bonus of up to 120,000 Qantas or Altitude Rewards points, cardholders enjoy perks including two Qantas Lounge passes each year (for those who opt to earn Qantas points) or two Priority Pass Lounge entries each year (for cardholders who choose Altitude Rewards).
There’s also a high ongoing earn rate on eligible purchases, access to complimentary travel and purchase protection insurance and World Mastercard benefits.
In addition, American Express cardholders receive two entries to the American Express Lounge at Sydney and Melbourne Airport each year and gain access a range of lifestyle benefits with Amex Invites and Amex Offers.
Westpac credit cards issued following applications started on or after 1 March 2019 will be Mastercard branded.
Collect up to 120,000 bonus Qantas or Altitude Rewards points
New cardholders can get up to 120,000 bonus Qantas or Altitude Rewards points when applying for the Amex Westpac Altitude Black bundle by 2nd April 2019 and meeting minimum spend requirements (exclusions apply).
It’s easy to choose either Qantas or Altitude Rewards points – simply choose your preferred points currency when you complete the application form on the Westpac website.
Choosing Qantas points
120,000 Qantas points is a serious points haul – enough to take off on a flight overseas in Economy, Business or First Class flying Qantas or Partner airlines.
Need some inspiration? We’ve listed out some potential redemption ideas below:
- Qantas Business Class from Sydney/Brisbane to San Francisco one way (96,000 Qantas points, plus taxes and fees)
- Qantas Business Class from Perth/Darwin to Bangkok return (100,000 Qantas points, plus taxes and fees)
- Qantas Economy Class from Adelaide to Los Angeles return (90,000 Qantas points, plus fees and taxes)
- Qantas or Emirates First Class from Melbourne to Singapore one way (90,000 Qantas points, plus taxes and fees)
Points redemption rates are correct as at 26 November 2018 and subject to airline T&Cs and availability. Fees and charges are payable in addition to the points redeemed.
Choosing Altitude Rewards points
Not a Qantas loyalist? Cardholders can instead opt to earn Altitude Rewards points, unlocking the ability to transfer points to a range of leading airlines.
Members of Velocity Frequent Flyer can access an automatic transfer rate of 2 Altitude Rewards points to 1 Velocity point (with the full sign on bonus delivering 60,000 Velocity points).
Altitude Rewards points can also be transferred to Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles at a rate of 3 Altitude Rewards points to 1 frequent flyer mile.
Relax with up to four Airport Lounge entries each year
Opt for Qantas points and receive two Qantas Lounge invites
The Qantas version of the card delivers two complimentary Qantas Lounge invitations to cardholders each year. The invites are valid at domestic Qantas Club lounges and International Business Lounges (note that the Qantas Los Angeles Lounge is excluded).
Opt for Altitude Rewards and receive Priority Pass Lounge invites
Cardholders who instead opt for Altitude Rewards can instead obtain two entries to Priority Pass Lounges. The Priority Pass Lounge network includes over 1,200 Lounges worldwide, with Lounges available at many airports around Australia. Additional visits are charged at $27 USD per person.
In addition, all Amex Altitude Black Card holders will receive two entries to the American Express Lounge per year, located at Sydney International Airport and Melbourne International Airport. Kick back and enjoy premium food and beverages before your next international flight.
Earn up to 2 Qantas / 5 Altitude Rewards points per $1 spent
American Express Westpac Altitude Black bundle cardholders can enjoy a very high earn rate on eligible purchases (exclusions apply). The earn rate can be broken down as follows:
- 0.75 Qantas point / 1.25 Altitude Rewards point for each $1 on eligible spend with the Westpac Altitude Black Mastercard
- 1.25 Qantas point / 3 Altitude Rewards points per $1 on eligible domestic spend with the American Express Westpac Altitude Black card
- 2 Qantas point / 5 Altitude Rewards points per $1 on foreign currency spend with the American Express Westpac Altitude Black card
- 0.5 Qantas point / 1 Altitude Rewards point per $1 on eligible Government spend with the American Express Westpac Altitude Black card
Points earning rates are uncapped, regardless of how much you spend per month or per year.
Note that Australian Taxation Office (ATO) spend is classified as government spend. A detailed definition of eligible spend can be found on the AMEX Westpac Altitude Black bundle application form.
Access complimentary insurance coverage
The Amex Westpac Altitude Black bundle unlocks a range of complimentary insurances at home and when travelling overseas. These include:
- Overseas Travel Insurance (covering trips of up to three months)
- Transit Accident Insurance, and
- Purchase Protection and Extended Warranty Insurance.
Before deciding to take up any included insurance product, you should first ensure it fits your needs. You can access information about the complimentary insurance cover here.
Enjoy a range of other cardholder benefits
The Amex Westpac Altitude Black bundle offers a number of additional lifestyle, entertainment and money-saving benefits. These include:
- Westpac Black Concierge Service – dedicated Westpac Concierge services are available 24/7 to fulfil your requests, from restaurant bookings and party planning, to sourcing tickets for your favourite game.
- Access exclusive Amex benefits – including Amex Offers and Amex Invites.
- A free additional cardholder – you can add an additional cardholder to your account at no extra cost. This can be an easy way for your household to earn points faster.
Amex Westpac Altitude Black bundle annual fee
The fee for the Westpac Altitude Black Mastercard is $250 per year and a $50 annual Qantas Rewards fee is applicable if you choose to earn Qantas Points.
The annual fee for the American Express Altitude Black Card is $199 per year.
Amex Westpac Altitude Black bundle eligibility
The offer of up to 120,000 Qantas or Altitude Rewards points is available to new cardholders. If you’ve held a Westpac Altitude Platinum Visa or Westpac Altitude Black Mastercard within the last 12 months, you are not eligible to receive the bonus points on the Westpac Altitude Black Mastercard.
If you currently hold or have held an American Express-issued card in the past, this does not preclude you from earning the bonus points on the Westpac American Express Altitude Black Card. Seeking clarification that this is correct
The recommended minimum reportable income to apply for the Amex Westpac Altitude Black bundle is $75,000 per annum.
Applying for the Amex Westpac Altitude Black bundle
To apply for the Amex Westpac Altitude Black two-card bundle, you need only submit one application with Westpac.
Once your application has been successfully processed, your information will be passed to American Express. Amex will then process the application for your American Express Altitude Black Card separately. As such, two credit checks may be applied to your credit record.
The secure, mobile friendly application form on the Westpac website should take you less than 10 minutes to complete and Westpac may be able to give you a response in less than 60 seconds.
The last day to apply for this offer is 2nd April 2019.
Prefer to apply for 80,000 bonus points with the Westpac Altitude Black Mastercard only? You can do so here